MINIMUM SALARY
AED 5,000
RATE
3.69%
ANNUAL FEE
AED 314
MINIMUM SALARY
AED 5,000
RATE
3.69%
ANNUAL FEE
AED 314
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / AED 131.25
Joining Offers
Limited Time Offer - Welcome bonus of AED 500 as cashback points!*
*To be eligible for the bonus cashback points a minimum retail spend of AED 15,000 in 60 days of card open date is required. The cashback points will be credited to your EI Rewards account within 90 days of campaign end date i.e. latest by 31 December 2024.
Key Features
Reward Features
Lifestyle
Merchant Category | Cashback % | Monthly Cap (in AED) |
---|---|---|
Supermarket (Domestic) | 4% | 200 |
Dining | 4% | 200 |
Fuel (Domestic) | 8% | 100 |
Education | 4% | 200 |
Telecom, Utilities, Real Estate & Govt. Spends | 0.5% | No Cap |
Other spends | 1% | No Cap |
Travel
Merchant Category | Cashback % | Monthly Cap (in AED) |
---|---|---|
Airlines | 4% | 200 |
Hotels | 4% | 200 |
Dining | 4% | 200 |
Telecom, Utilities, Real Estate & Govt. Spends | 0.5% | No Cap |
Other spends | 1% | No Cap |
On the Emirates Islamic Switch Cashback Credit Card, the Cashback calculated for the month are for all based on transactions posted in the calendar month based on the category chosen by the customer, Lifestyle or Travel. This means the Cashback earned will only be accrued for transactions billed within the calendar month subject to a minimum spend of AED 2,500.To redeem your accrued cashback as a statement credit, you must have a minimum of AED 300 worth of Cashback in your Cashback wallet.
Things To Be Aware Of
MINIMUM SALARY
AED 35,000
RATE
3.25%
ANNUAL FEE
AED 4000
MINIMUM SALARY
AED 35,000
RATE
3.25%
ANNUAL FEE
AED 4,000
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / AED 103.95
Joining Offers
Earn upto 100,000 bonus skywards miles!
Welcome Miles Bonus Category: 35,000 skywards miles
Fast Track to Gold tier Membership Option: Upon payment of the Annual Membership Fee of AED 4,000 and joining fee of AED 1,000.
(or)
Without fast track to Gold tier membership Option: Upon payment of the Annual Membership fee of AED 2,000 and the joining fee of AED 1,000.
2) Cumulative retail spend of AED 120,000 within 3 months: 40,000 skywards miles
3) Cumulative Foreign currency spend of AED 50,000 within 6 months : 25,000 skywards miles
Key Features
Reward Features
Earn up to 3.5 Miles per USD 1 equivalent retail spends as per below rates
- 3.5 Skywards Miles at Emirates Airlines
- 2 skywards miles on international spend
- 1.5 skywards miles on domestic spend
MINIMUM SALARY
AED 5,000
RATE
AED 475 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 475 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.69%
ANNUAL FEE
AED 2000
MINIMUM SALARY
AED 25,000
RATE
3.69%
ANNUAL FEE
AED 2,000
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
1) Welcome Miles Bonus Category: 40,000 skywards miles
Upon payment of the Annual Membership fee of AED 999 and the joining fee of AED 1,000.
2) Cumulative retail spends (within 6 months): 35,000 skywards miles
Spend a minimum of AED 75,000 within 6 months
3) Spend with Emirates Airlines (within 6 months) : 15,000 skywards miles
Spend a minimum of AED 20,000 withing 6 months
Overall an ability to earn upto 90,000 bonus skywards miles!
Key Features
Reward Features
Earn up to 2 Miles per USD 1 equivalent retail spends as per below rates
- 2 Skywards Miles at Emirates Airlines
- 1.5 Skywards Miles on international spend
- 1 Skywards Miles on domestic spend
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.09%
ANNUAL FEE
AED 1250
MINIMUM SALARY
AED 5,000
RATE
3.09%
ANNUAL FEE
AED 1,250
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Rotana Rewards Exclusive Program
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 735
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
The Emirates Islamic Flex Elite Credit Card is precisely that. Receive a welcome bonus equivalent to AED 750 with 75,000 EI SmartMiles upon payment of your first year annual fee. Your key to unforgettable adventures awaits!.
Begin with a generous welcome bonus of AED 750 and embark on a journey of earning rewards for all your spends. Travel worry-free with multi-trip insurance and unwind with unlimited complimentary Airport Lounge accesses for you & a guest. Discover how this card can transform your everyday into something extraordinary.
Key Features
Reward Features
Earn EI SmartMiles
Earn Upto 3.75 EI Smart Miles per AED on international transactions.
Earn Upto 2.5 EI Smart Miles per AED on local transactions.
You can redeem your EI SmartMiles
10,000 EI SmartMiles = 1,750 AirRewards by Air Arabia
10,000 EI SmartMiles = 1,500 Etihad Guest Miles
10,000 EI SmartMiles =2,500 Marriott Bonvoy Points
10,000 EI SmartMiles = 1,750 Qatar Airways Privilege Club Avios Points
10,000 EI SmartMiles = 1,000 Skywards Miles
7,500 EI SmartMiles = 5,000 Smiles
6,500 EI SmartMiles = 1,000 Upoints By Emaar
Miles will be transferred within 5 working days
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.09%
ANNUAL FEE
AED 299
MINIMUM SALARY
AED 12,000
RATE
3.09%
ANNUAL FEE
AED 299
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
AED 1000 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 50,000
RATE
AED 1000 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 0.5% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 20,000
RATE
3.49%
ANNUAL FEE
AED 1500
MINIMUM SALARY
AED 20,000
RATE
3.49%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / or AED 103
Joining Offers
Welcome Bonus
Select your preferred option from the below table and earn up to 55,000 Etihad Guest Miles as welcome bonus up on payment of Annual Membership Fee.
Options Welcome Bonus Annual Membership Fee (AMF)
25,000 Etihad Guest miles AED 1,500/-
55,000 Etihad Guest miles AED 2,500/-
Key Features
Reward Features
For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.
3.5 Etihad Guest miles on spend at Etihad Airlines
3 Etihad Guest miles on International spend
2.5 Etihad Guest miles on two chosen Categories
Upto 2 Etihad Guest miles on domestic spend
Emirates Islamic Etihad Guest Premium card gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same.
Every spend domestically or internationally brings you closer to exciting rewards. Earn 1 Etihad Guest Tier Mile for every 1 USD equivalent spent using your card. A maximum cap of 50,000 Etihad Guest Tier Miles can be earned in a membership year. Start accumulating Etihad Guest Tier Miles today and elevate your travel experience with the Emirates Islamic Etihad Guest Credit Card!
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