Switch as you go. Earn up to 8% cashback.
Lifestyle
Merchant Category | Cashback % | Monthly Cap (in AED) |
---|---|---|
Supermarket (Domestic) | 4% | 200 |
Dining | 4% | 200 |
Fuel (Domestic) | 8% | 100 |
Education | 4% | 200 |
Telecom, Utilities, Real Estate & Govt. Spends | 0.5% | No Cap |
Other spends | 1% | No Cap |
Travel
Merchant Category | Cashback % | Monthly Cap (in AED) |
---|---|---|
Airlines | 4% | 200 |
Hotels | 4% | 200 |
Dining | 4% | 200 |
Telecom, Utilities, Real Estate & Govt. Spends | 0.5% | No Cap |
Other spends | 1% | No Cap |
On the Emirates Islamic Switch Cashback Credit Card, the Cashback calculated for the month are for all based on transactions posted in the calendar month based on the category chosen by the customer, Lifestyle or Travel. This means the Cashback earned will only be accrued for transactions billed within the calendar month subject to a minimum spend of AED 2,500.To redeem your accrued cashback as a statement credit, you must have a minimum of AED 300 worth of Cashback in your Cashback wallet.
Limited Time Offer - Welcome bonus of AED 500 as cashback points!*
*To be eligible for the bonus cashback points a minimum retail spend of AED 15,000 in 60 days of card open date is required. The cashback points will be credited to your EI Rewards account within 90 days of campaign end date i.e. latest by 31 December 2024.
The Switch Cashback Card comes without an Annual Membership fee for the first year with the fee being applicable in the subsequent years. To qualify for the annual fee waiver for the subsequent years, a minimum spend of AED 30,000.00 is required per year on the Switch Cashback Credit Card (T&Cs apply).
Complimentary Reel Cinemas Movie Tickets
Enjoy up to 2 "Buy 1 Get 1" complimentary movie tickets each month, any day of the week. A minimum monthly (calendar month) retail spend of AED 3,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary tickets usage, your credit card will be billed with the discount availed.
Complimentary airport lounge access
Travelling abroad? You and your supplementary cardholders can enjoy unlimited access to over 1000 airport lounges worldwide. Just present your Card at the participating lounges to enjoy complimentary access.Terms & Conditions:
1st visit to the Lounge in a calendar year is complimentary.
To utilize the subsequent complimentary visits in the same calendar year, customer needs to make a minimum foreign currency spend of USD 1 or equivalent, on both primary & supplementary cards 15 days prior the lounge visit. If the spend criteria is not met then customer will be charged US $27 per usage to the used card.
For every accompanying guest, cardholders will be charged US $27 per person per visit.
Complimentary Golf
Enjoy two rounds of complimentary golf per month at Arabian Ranches Golf Club, Track Meydan Golf Club, The Trump International Golf Club or Abu Dhabi Golf Club on weekends or weekdays, subject to availability. A minimum monthly (calendar month) retail spend of AED 5,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary golf rounds or no show at the club, your credit card will be billed with the applicable green fee.
Enjoy 20% discount on the below Emaar Entertainment Attractions.
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Extended Warranty
When you buy quality, you expect it to last. That's why we automatically double the original manufacturer's warranty up to one year from the expiry date of the original warranty.
Meet & Greet Bronze Service
Enjoy up to 2 complimentary Marhaba Meet & Greet services per year. A minimum monthly (calendar month) retail spend of AED 3,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary service usage, your credit card will be billed with the applicable service fee.
Purchase protection
Purchase protection provides you with additional peace of mind every time you make a purchase. It protects your purchases against theft or damage so you can focus on finding the perfect gift.
Cash on call facility
With your Switch Cashback Credit Card you can avail Cash on Call facility of up to 80% of your available credit limit.
Luxury Hotel Collection
Enjoy unsurpassed value at over 900 intriguing and prestigious properties around the world with your Emirates Islamic Switch Cashback Credit Card. This hand-selected portfolio includes boutique gems as well as world-famous hotels and resorts.
Privileges on your card:
Best available rate guarantee
Automatic room upgrade upon arrival when available
Complimentary in-room Internet
Complimentary continental breakfast
3:00 PM check-out when available
VIP Guest status
US$25 food or beverage voucher
Multi Trip Travel Insurance
Travel with complete freedom and peace of mind. Your Switch Cashback Credit Card saves you the time and expense of organizing travel and medical insurance separately when you travel. You are automatically covered for travel accident and travel inconvenience insurance on all trips of up to 90 days duration.
Easy Payment Plan
Shop to your heart's content with the 0% Easy Payment Plan. From electronics, telecom, supermarket and jewellery; ask for our Easy Payment Plans of 3, 6, 9 or 12 months when making a purchase at our partner outlets such as Carrefour and Sharaf DG among others.
Complimentary Valet Parking
Enjoy 1 complimentary valet parking services per month at select locations across the UAE. All you have to do is present your Emirates Islamic Switch Cashback Credit Card at the valet parking desk. A minimum monthly (calendar month) retail spend of AED 3,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary services, your credit card will be billed with the actual service amount.
Complimentary Access to Dubai Ladies Club
You can avail complimentary access to Dubai Ladies Club in the UAE and enjoy various benefit like Pool & beach access, gym, outdoor activities and more.
All you have to do is to present your Emirates Islamic Switch Cashback Credit Card at Dubai Ladies Club at their reception desk.
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