Transportation and fuel costs could easily impact a large percentage of the monthly budget and become a necessity in countries such as the UAE, where the majority of the population uses private forms of transport. For those who reside and travel often across the region, efficiency in managing this vital expense of life becomes imperative. The simplest way to make savings on fuel expenditures is by using credit cards that allow cashback rewards exclusive to fuel purchases. Banks in UAE have introduced attractive cashback offers on fuel purchases to enable cardholders to make the best out of their funding and also other perks.
In this blog, you will learn about the best credit cards for fuel cashback in the UAE, how they work, their benefits, and tips for picking the right one for you.
Here are the top fuel cashback credit cards in the UAE that offer great savings on fuel expenses:
Credit Card Name | Minimum Monthly Salary | Fuel Cashback |
Emirates NBD U By Emaar Credit Card | AED 5,000 | Upto 10% |
FAB Cashback Credit Card | AED 5,000 | Upto 5% |
ADCB Lulu Platinum Credit Card | AED 5,000 | 3% |
Mashreq Platinum Elite Credit Card | AED 7,000 | Upto 5% |
Citibank Citi Cash Back Card | AED 8,000 | 4% |
RAKBANK Titanium Credit Card | AED 5,000 | 5% |
Standard Chartered Platinum Credit Card | AED 5,000 | Upto 3% |
Dubai Islamic Bank (DIB) Prime Credit Card | AED 5,000 | 3% |
The Emirates NBD U By Emaar Credit Card is an enjoyable option for UAE residents to get cashback on fuel. It promises cashback of up to 10% on select fuel stations.
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First Abu Dhabi Bank (FAB) gives one such easy-to-get offer on a cashback credit card, where fuel cashbacks also hold rewards programs and is the best credit card for fuel use.
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Monthly cashback limits.
Abu Dhabi Commercial Bank (ADCB) provides the Lulu Platinum Credit Card, which rewards both Lulu hypermarket spending and fuel expenses with cashback.
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Lower fuel cashback percentage compared to some other cards.
Also Read: Credit Cards with No Foreign Transaction Fees
The Mashreq Platinum Elite Credit Card targets premium customers looking to save on core spending categories such as fuel. This is the best credit card for fuel cashback.
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Citibank's very popular cashback card in the UAE, the Citi Cash Back card has a simple cashback program structure.
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RAKBANK's Titanium Credit Card has gained popularity for its simplicity and great cashback offers.
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Also Read: Zero Balance Transfer Credit Cards
Standard Chartered offers an extensive Platinum Credit Card for cashback opportunities including fuel.
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Lower cashback percentage on fuel compared to competitors.
Dubai Islamic Bank provides a Shariah-compliant credit card that offers benefits for various categories of spend.
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Moderate cashback rates compared to other credit cards.
The online review of fuel cashback is a crucial part of credit card management and by extension savings. These simple points should help you through this.
Regular follow-up on fuel cashback rewards ensures you receive the exact amount of cashback and maintain your savings. It also helps point out certain lapses wherein cashback might not have been awarded.
Also Read: FAB Credit Cards Eligibility & Documents Requirements
Since you want to select a credit card for fuel cashback, the following should be considered:
Fuel cashback credit cards in UAE can be great for managing and cutting down on fuel expenses with added benefits. Based on the different cashback rates and other benefits, you should compare the options and select the one most suited to your spending habits and financial goals. Be it cashback, a card without annual fees, or travel benefits, there is a card for every need in a competitive credit card market in the UAE. Make sure to read the fine print and use your card wisely for the maximum benefit.
A fuel cashback credit card gives rewards in terms of cashback on fuel purchases. The percentage of the cashback and the terms vary from card to card.
Usually, one gets cashback as a statement credit that is automatically applied to decrease the total credit card bill.
Usually, cards are accepted in most major fuel stations such as ADNOC, ENOC, and EPPCO. It's best to confirm with your card provider for specific details.
Most cashback cards provide their customers with a cap. It does depend on what has been laid out in the terms of use of your card.
Some will have annual fees but many cards will waive those fees if you make the minimum purchases with the card throughout the year.
Yes, most fuel cashback cards also have reward points for dining, groceries, utility bills, etc.
Yes, many cards provide extra advantages, like travel insurance, and roadside assistance, and they may also give you discounts while you're dining out.
You can apply online through the website or the mobile application of your bank or at a branch. Confirm that you are qualifying before you apply.
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