Best Credit Card In UAE
+971

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

  • Life time free
  • AED 500 Welcome bonus
  • Get 5% back as noon credits and flat 15% discount
  • Get up to 20% back as noon credits when you order food
  • Get 5% back as noon credits

MINIMUM SALARY

AED 5,000

RATE

3.49%

ANNUAL FEE

AED 0

Non AED Transaction Fee

1.99

Cash Advance Fee

3.15

Joining Offers

Get a welcome bonus* of AED 500 when you spend AED 5,000 on the card in the first two months.

*Applicable only for new to bank customers.

Key Features

  • Earn up to AED 2,000 back every month.
  • noon Food: Receive up to 20% back as noon credits on food orders.
  • noon: Get 5% back as noon credits on purchases.
  • Namshi & Sivvi: Earn 5% back as noon credits when you shop.
  • supermall: Receive 5% back as noon credits on purchases.
  • noon Minutes: Get 5% back as noon credits plus a flat 15% discount (up to AED 30) five times a month.
  • NowNow: Earn 10% back as noon credits on purchases.

Reward Features

  • Earn up to AED 2,000 back every month.
  • noon Food: Receive up to 20% back as noon credits on food orders.
  • noon: Get 5% back as noon credits on purchases.
  • Namshi & Sivvi: Earn 5% back as noon credits when you shop.
  • supermall: Receive 5% back as noon credits on purchases.
  • noon Minutes: Get 5% back as noon credits plus a flat 15% discount (up to AED 30) five times a month.
  • NowNow: Earn 10% back as noon credits on purchases.
Apply Now

on Emirates NBD site

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Free for life card
  • 3.5% cashback at Lulu stores and online
  • Buy 1 get 1 free on movie tickets at Vox Cinemas
  • Complimentary lounge access to over 10 regional airports

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

0% balance transfer with no processing fees.

Key Features

  • Earn up to 3.5 back as Lulu points on spends at Lulu stores and online
  • Exclusive privileges and offers at Lulu
  • 3 Complimentary tickets at Vox Standard under Buy1 get 1 offer
  • Free airport lounge access at over 10 lounges across the Middle East
  • Buy 1 Get 1 offers with the Entertainer app
  • Purchase protection cover up to 180 days from date of purchase
  • Up to 30% discounts on round trip international airfare or hotels from Cleartrip.com

Reward Features

Earn LuLu Points
  • Earn 3.5% on LuLu in-store and online spends
  • Earn 2% on fuel spends
  • Earn 1% on utility bill payment
  • Earn 0.35% on all other spends

Redeem Lulu points at over 70 Lulu stores at 1 Lulu point = 1 AED

Things To Be Aware Of

  • Min spend of AED 2,000 req for cinema offers

MINIMUM SALARY

AED 12,000

RATE

3.49

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Airport Lounge Access
  • You’ll get two cards - a Diners Club and a Mastercard credit
  • Unlimited complimentary airport lounge access across the wor
  • Complimentary access to top golf courses across the UAE
  • 5% on grocery, electronics, utilities, education and fuel
  • Exclusive for Abu Dhabi residents

MINIMUM SALARY

AED 12,000

RATE

3.49

ANNUAL FEE

AED 0

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / AED 104

Joining Offers

Exclusive current offer: No Annual Fee

Key Features

  • You’ll get two cards - a Diners Club and a Mastercard credit card so you can benefit from the offers from both. Below are some of the key features.
  • Buy 1 get 1 movie ticket free offer on Royal Cinemas:
  • Minimum monthly spend of AED 5,000 is appliable to avail this offer
  • Cardholders can redeem up to 3 tickets per month
  • Service charges of AED 125/- + VAT will be applicable if minimum monthly is below AED 5,000
  • Unlimited complimentary airport lounge access across the world
  • Concierge services to take care of your time-consuming errands
  • Complimentary access to top golf courses across the UAE
  • With your Diners Club and Mastercard credit cards, you can enjoy a relaxing day with complimentary* access to the top 5 golf courses across the UAE
  • Trump International Golf Course
  • Arabian Ranches Golf Club
  • Jebel Ali Golf Course
  • Abu Dhabi Golf Club
  • Sharjah Golf & Shooting Club
  • A processing fee of AED 30 per booking and no-show fees apply. Charges vary from course to course.
  • Valet Parking at selected locations in Abu Dhabi
  • 0% Easy Payment Plans at select Merchant Outlets
  • Utility bill payments facility
  • Use both your Diners and Mastercard credit card to gain access to over 300 airport lounges across the Middle East and over 1000 lounges across the world.
  • Mastercard lounge access
  • Indulge in over 25 regional and international LoungeKey, marhaba and CAC lounges across the UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore and more, no matter which airline or airline class you're travelling in. Simply present your Mastercard credit card at any participating LoungeKey Program airport lounge and enter immediately. Supplementary cardholders can use this benefit too.
  • Enjoy unlimited complimentary visits for self. Additional guests will be charged extra.|
  • Diners Club lounge access
  • Diners Club lounge access
  • Diners Club lounge access
  • Indulge in over 1,000 comfortable premium lounges in more than 300 cities worldwide. Simply present your Diners Club card at any participating airport lounge and enter immediately, no matter which airline or airline class you're travelling in. Supplementary cardholders can use this benefit too.
  • Enjoy unlimited complimentary visits for self*. Additional guests will be charged extra.*Minimum spend criteria applies.
  • Introducing the new Credit Shield Pro, our enhanced insurance product, underwritten by Abu Dhabi National Insurance Company, that brings you even more benefits and extended coverage.
  • Key features
  • 0.99% monthly fee of your card's outstanding balance
  • Up to AED 300,000 decease cover per cardholder
  • AED 100 pay out per day in case of hospitalization
  • Up to AED 60,000 job loss cover for up to 12 months or until re-employment

Reward Features

Earn Plus Points on spends
5% rewards on grocery, electronics, utilities, education and fuel
0.5% rewards on other spends including travel, dining, hotels and online
Plus Points earning cap per statement is applicable.


Plus Points loyalty program rewards you for your everyday spends using your Emirates NBD Credit Card. You are automatically enrolled to the program when you activate your credit card.

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 263

  • Golf offers
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • Exclusive offers for Manchester United Football Club Fans
  • Earn "Red" rewards points on all spends
  • Up to 40% discount at over 100 golf courses worldwide
  • Complimentary lounge access to over 10 regional airports

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 263

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Activate your Card and you will recieve a Manchester United Home Jersey and Complimentary Manchester United 'RED Box'.

Key Features

  • Receive your memorable welcome gift as a die-hard Manchester United fan.
  • Complimentary Gift - The Manchester United 'RED Box'
  • Earn RED Points for domestic and international spends
  • Earn 2X on all international spend
  • Earn 5X RED Points on all Dining spends
  • Earn 10X RED Points on Sports Good Stores
  • Guaranteed lifetime gift on annual spend of AED 250,000 in a calendar year.
  • Exclusive offers for highest spenders every month, quarter and year
  • Exclusive "Red Deals"
  • Complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • Enjoy exclusive benefits with Avis car rental services
  • Avail upto 40% discount at over 100 golf courses worldwide
  • Up to 30% at over 2,000 restaurants across the UAE , Middle East and Europe
  • Salik auto top-up feature
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • MasterCard experiences and offers
  • Free 24/7 roadside assistance
  • Lifestyle Protector Insurance

Reward Features

Earn RED Points Rewards

  • 10 Red Points for every 1 AED at sports goods stores
  • 5 Red Points for every 1 AED at dining outlets
  • 2 Red Points for every 1 AED spent internationally
  • 1 Red Point for every 1 AED spent on all other retail purchases

Maximum Red Points for sports good stores and dining outlets in one billing cycle is 50,000 Red points. Red Points can be redeemed for gift vouchers, cash back.

Things To Be Aware Of

  • Max spend cap for spends on sports good stores and dining

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 420

  • Golf offers
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • Complimentary access to over 10 VIP lounges
  • Enjoy MasterCard Buy 1 Get 1 offers
  • Earn rewards on all domestic & international spends
  • Exclusive offers and deals on travel, lifestyle & shopping
  • Get up to 40% discount at over 100 golf courses worldwide

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 420

Non AED Transaction Fee

3.14%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Exclusive NBD Golf discounts program. 40% discount at over 100 golfcourses worldwide
  • Salik auto top-up feature
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Unlimited complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • Discounted chauffeur rides with Careem
  • Enjoy exclusive benefits with Avis car rental services
  • MasterCard Buy 1 get 1 offers
  • MarkaVIP online shopping discounts
  • Card fraud protection
  • 0% Easy Installment Plan
  • Sky Shopper

Reward Features

Earn Plus Points Rewards

  • Earn Plus Points rewards on all domestic and international spends - 1 Plus Point for every AED 100 retail spend.
  • Earn 0.4% Plus Points in supermarkets and groceries spends.
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends.
  • Earn 0.2% Plus Points in Fuel and Utility Payments.
  • Earn 0.2% Plus Points in Real Estate and Education spends.
  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Life Insurance
  • Contactless Tech
  • Free for life
  • Discounts & offers at Emaar establishments
  • Earn Upoints on spends
  • Buy 1 get 1 free on movie tickets at Reel Cinemas

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Silver U by Emaar Status
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • 20% off on dining across Emaar Hospitality Group
  • 20% off spas at Emaar Hospitality venues
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • 3 Complimentary tickets at Vox Standard under Buy1 get 1 offer
  • 30% off entertainment
  • Buy One Get One free on movie experiences
  • Hotel discounts via Agoda.com

Reward Features

Earn Emaar Upoints

  • Earn 50 Upoints per AED 100 on all spends at Emaar
  • Earn 10 Upoints per AED 100 on all spends outside Emaar

MINIMUM SALARY

AED 6,000

RATE

3.25%

ANNUAL FEE

AED 103.95

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Life Insurance
  • RTA Nol Card related benefits
  • Exclusive cinema offers
  • Earn up to 5 Plus Points for every AED 400 spent
  • Complimentary life insurance pls refer to more details page
  • Free rides on dubai ferry

MINIMUM SALARY

AED 6,000

RATE

3.25%

ANNUAL FEE

AED 104

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Use your Go4it Card like the RTA Nol Card as well as a credit card
  • Earn Plus Points rewards on all spends
  • 0% Easy Instalment Plan
  • Earn additional Plus Points on weekends and on RTA spends
  • Redeem Plus Points for gift vouchers, top up for your Nol Tag ID, frequent flyer miles, annual membership fee waivers, or even cash back
  • Salik Auto Top Up
  • Bon Appétit - An exclusive dining experience
  • Free rides on Dubai Ferry
  • Discounts on air tickets and holiday packages
  • Complimentary Life Insurance (AED 75,000)
  • International Medical & Travel Assistance
  • Utility Bill Paments
  • SkyShopper-Your online marketplace for deals and discounts
  • Lifestyle Protector Insurance
  • Auto top up facility for Nol top up
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

Earn Plus Points rewards

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 5 Plus Points for every AED 400 spend on weekends.
  • Earn up to 4 Plus Points for every AED 400 spend on RTA.
  • Earn up to 1 Plus Points for every AED 400 spend on weekdays.

Things To Be Aware Of

  • Some benefits require min average 3monthly spend of AED2,000

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Welcome offer: Up to 40,000 bonus Skywards Miles
  • Best-in-class Skywards Miles earning - earn and redeem miles
  • Complimentary, unlimited worldwide lounge access
  • Complimentary access to top golfing courses across the UAE
  • Valet Parking at selected locations in Abu Dhabi

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Earn up to 40,000 Skywards Miles with your Skywards Signature Credit Card:

  • 15,000 Skywards Miles on payment of the joining fee( AED 735
  • 15,000 Skywards Miles on spending minimum USD 10,000 within the first three billing statements.
  • 10,000 Skywards Miles on spending minimum USD 3,750 on emirates.com or at any Emirates sales office in the UAE within the first twelve billing statements.

Key Features

  • Earn up to 1.5 Miles per USD 1 of retail spends
  • Unlimited complimentary access to over 1000 airport lounges in 300 cities
  • Dedicated concierge service
  • Up to 2 airport transfers per calendar year
  • Complimentary golf at not 4, but 5 golf courses across the UAE, twice a month. Discounts at 14 clubs in the UAE and muscat.
  • Enjoy 4 complimentary valet parking services per month of 1 hour each at select popular shopping malls by simply presenting your Emirates NBD Credit Card(s) at the valet service.
  • Pick up & delivery of car for servicing & registration once a year
  • Complimentary golf access twice a month at select courses
  • Exclusive discounts at Lifeline Health Club Abu Dhabi
  • Salik auto top-up feature
  • 24-hour personalised premium concierge service
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • 8% discount on hotel bookings made at Hotels.com
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Exclusive offers on Emirates.ae
  • International Medical & Travel Assistance
  • Purchase Protection cover for lost, stolen and damaged goods
  • Extended Warranty - automatically double the manufacturer's warranty
  • Travel Insurance cover

Reward Features

Earn Skyward Miles
Per 1 USD of spend:

  • Earn 1.5 Miles on Emirates and flydubai spends
  • Earn 1.5 Miles on duty free, online food delivery and car booking apps spends
  • Earn 1 Mile on International spends
  • Earn 0.75 Miles on Domestic spends

Things To Be Aware Of

  • Golf access requires min spend of AED 5,000 per month

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 250

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Contactless Tech
  • Class leading cashback of 7% at Lulu stores & online
  • Complimentary access to top golf courses across the UAE
  • Exclusive benefits & offers at Lulu stores & online
  • Complimentary airport lounge access via LoungeKey
  • Buy 1 get 1 free on movie tickets with Vox Cinemas

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 250

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Welcome offer of 500 LuLu Points and 0% interest on balance transfers with no processing fees


Key Features

  • Welcome Bonus Up to 500 LuLu Points
  • Earn up to 7% back as Lulu points on spends at Lulu stores and online
  • Concierge Service
  • 0% Balance Transfer with zero processing fee
  • Member benefits- Exclusive privileges and offers at LuLu
  • Complimentary tickets at Vox Standard under Buy1 get 1 offer
  • Up to 4 complimentary valet parking services in Abu Dhabi locations
  • Complimentary golf rounds twice a month at 5 golf courses in the UAE.
  • Up to 2 complimentary airport drop services each year
  • Free airport lounge access at over 25 lounges across the Middle East and international locations
  • Buy 1 Get 1 offers with the Entertainer app
  • Discount on Air Tickets and Holiday Packages
  • SkyShopper
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase
  • Up to 30% discounts on round trip international airfare or hotels from Cleartrip.com
  • Up to 15% on Avis car rentals worldwide
  • 0%Easy Instalment Plan
  • SALIK Auto Top up
  • Utility Bill Paments

Reward Features

Earn LuLu Points
  • Earn 7% on LuLu in-store and online spends
  • Earn 4% on fuel spends
  • Earn 2% on utility bill payment
  • Earn 0.7% on all other spends
  • Redeem Lulu points at over 70 Lulu stores at 1 Lulu point = 1 AED

Things To Be Aware Of

  • Min spend of AED 4,000 req for cinema offers

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Airport Lounge Access
  • Contactless Tech
  • Welcome offer of up to 60,000 Etihad Guest Miles
  • High Etihad Miles earning rate on hotels, dining & Etihad
  • Complimentary cinema tickets, golf access, valet parking
  • Complimentary airport lounge access

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers


Apply for the Etihad Guest Visa Inspire Credit Card and receive exclusive offers

  • Welcome offer: Up to 60,000 Etihad Guest Miles
    • Earn 20,000 Miles upon payment of joining fee
    • Earn 40,000 Miles upon spending minimum AED 10,000 monthly for 6 months from card issuance date
  • Limited time offer - 10% cashback on spends with Etihad Airways

Key Features

  • Welcome offer of up to 60,000 Etihad guest Miles
  • Earn Etihad Guest Miles on all spends, additional miles earn rate for spends at Etihad Airways, hotels and dining
  • Complimentary Etihad Guest Silver Tier membership
  • Complimentary airport lounge access at 1000+ lounges in 300+ cities for primary and supplementary card holder
  • Complimentary buy 1 get 1 Vox cinema offers
  • Complimentary golf rounds twice a month at over 5 golf courses in the UAE without any minimum spend requirement
  • Complimentary valet parking offers 4 times a month at key locations in Abu Dhabi & Al Ain
  • Travel benefits including airport dining discounts, Avis car rental offers, medical and travel insurance
  • Global concierge services
  • Buy 1 Get 1 Free with The Entertainer
  • Bicester Village Shopping Collection benefits
  • Auto Salik top-up

Reward Features

Earn Etihad Guest Miles

  • Earn Etihad Guest Miles on spends
    • 7 Miles per AED 10 spend on Etihad Airways, hotels and dining
    • 4 Miles on all other spends1
  • Earn 2.5 Etihad Tier Miles for every AED 10 spend on all spends3

Etihad Guest Miles earned on retail spends made on merchants located in European Union or under categories, grocery and supermarkets, quick service restaurant (i.e. fast food restaurant), insurance, car dealership, petroleum, transit, government services, utility payments, real estate, education & telecommunication payment will be capped at 750 Miles per statement cycle.

Things To Be Aware Of

  • Etihad Guest miles on specific categories are capped
  • Vox cinema tickets offer has minimum spend requirements

MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 1575

  • Golf offers
  • Dining Offers
  • Airport Lounge Access
  • Contactless Tech
  • Welcome bonus of 200,000 Marriott Bonvoy miles
  • Excellent travel benefits
  • Complimentary unlimited access to 1000 lounges worldwide
  • Complimentary golf access twice a month
  • Upto AEd 400 Noon voucher as welcome gift

MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Be a Marriott Bonvoy® member and earn up to 200,000 bonus points, free night stays at more than 8,100 hotels worldwide, room upgrades, free flights, VIP access to world-class experiences and much more.

  • Get a joining bonus of 100,000 bonus points automatically credited to your Marriott Bonvoy® account upon activation of your card and payment of the applicable joining fees.
  • Earn an additional 100,000 bonus points on cumulative retail purchases of US$10,000 in the first three billing statements.
  • Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!

Key Features

  • Welcome offer - Earn up to 200,000 bonus points0,000 bonus points
  • Marriott Bonvoy points - Earn up to 6 points for every USD 1 spent at Marriott Bonvoy partners
  • Be automatically upgraded to Marriott Bonvoy Gold Elite status and get exclusive benefit
  • Complimentary lounge access worldwide with Mastercard Travel Pass
  • Complimentary golf privileges twice a month across 5 courses in UAE
  • Enhanced Credit Shield Pro insurance cover
  • Complimentary concierge desk benefit
  • Avis Car Rental offers
  • Bicester Village shopping offers
  • Complimentary Hertz Gold Plus Rewards Five Star Membership
  • Lingokids discount
  • Discounts on Luxury Serviced Apartments
  • MyUS premium shipping benefits
  • Discount on Uber rides
  • Travel insurance confirmation letter
  • Farfeth discounts

Reward Features

Reward Features

Marriot Bonvoy Points

  • Earn Marriot Bonvoy Points on spends
    • 6 points per US$1 spent at hotels participating in Marriott Bonvoy
    • 3 points per US$1 on international and all other spends
  • A chance to earn up to 50% more points every month on retail purchases if you enroll in the Express Points Programme* for a monthly fee of AED 300
  • Transfer points to over 40 airlines for flight bookings

Things To Be Aware Of

  • Some benefits like golf have minimum spend requirements

MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Best-in-class Skywards Miles earning - earn and redeem
  • Earn up to 100,000 Skywards Miles
  • Complimentary Emirates Skywards Silver membership upgrade
  • Access to Business Class Lounge with your Silver membership

MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

  • Earn up to 100,000 Skywards Miles with your Skywards Infinite Credit Card.
  • Complimentary Emirates Skywards Silver membership upgrade

Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!

Key Features

  • Earn up to 2 Miles per USD 1 of retail spends
  • Complimentary Emirates Skywards Silver membership
  • Complimentary night with Marriott Vacation Club
  • Complimentary Rotana Rewards Exclusive Club Membership (First year only)
  • Unlimited complimentary access to over 1000 airport lounges worldwide via LoungeKey
  • 24-hour personalised premium concierge service
  • Up to 4 airport transfers per calendar year
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 12 times per calendar year
  • 50% off movie tickets every Sunday at VOX Cinemas
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • Complimentary golf at not 4, but 5 golf courses across the UAE, twice a month. Discounts at 14 clubs in the UAE and Muscat.
  • Salik auto top-up feature
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • Bon Appetit - Exclusive dining discounts
  • Exclusive offers on Emirates.ae
  • International Medical & Travel Assistance
  • Purchase Protection cover for lost, stolen and damaged goods
  • Extended Warranty - automatically double the manufacturer's warranty
  • Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)

Reward Features


Earn Skyward Miles

  • Earn Skywards Miles
  • Spend with Emirates NBD Skywards Infinite Credit Card to earn Skywards Miles on your everyday spends. You can earn up to 2 Skywards Miles per USD equivalent spend.
  • Earn 2 Miles on Emirates and flydubai spends
  • Earn 2 Miles on duty free, online food delivery and car booking apps spends.
  • Earn 1.5 Miles on International spends
  • Earn 1 Mile on Domestic spends

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

  • Cinema Tickets
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Flexibility to choose from different benefit categories
  • Complimentary airport lounge access
  • Good reward rate on general domestic spends

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Gives you options to choose from a range of benefits to match your requirements
  • 2 of 6 boutique benefits - Airport lounge access, Anghami membership, Luggage delivery via Dubz, Airport spa and dining offers, Movie offers, Concierge services
  • 4 of 8 premium benefits - Airport transfers, Global Wi-Fi through Boingo, Bidroom membership, Golf privileges, Flight delay lounge, VAT reclaim through UTU Plus, Careem credit, International medical assistance
  • Credit Shield Pro Insurance
  • Buy 1 get 1 free with The Entertainer
  • Purchase Protection
  • Medical & travel assistance

Reward Features

Earn Plus Points:

  • 1.5 Points for every AED 100 spend
  • 0.4% Points for supermarkets, groceries, insurance and car dealership spends
  • 0.2% Points for fuel, utility bill payments, real estate and education spends

Things To Be Aware Of

  • Some categories earn lower Plus point rewards

MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 1049

  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Air Miles
  • Exclusive Concierge Desk and privileges
  • 15% rewards for spends at dnata
  • 10% rewards for Duty Free Shopping
  • Complimentary airport lounge access
  • Complimentary access to top golf courses across the UAE

MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 1,049

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

  • Up to AED 2,500 Travel Vouchers
  • AED 1,000 travel voucher on payment of joining fee
  • AED 1,500 travel voucher on retail spends of AED 25,000 in the first 3 billing statements

Key Features

  • Introductory offer - Up to AED 2,500 Travel Vouchers
  • Earn dnata Points for every spend
  • 15% Rewards for Spends at dnata
  • Earn accelerated rewards at partner stores
  • Unlimited complimentary access to over 850 premium lounges globally
  • Dedicated concierge service
  • Up to 4 free airport transfers per calendar year
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 12 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • Two complimentary rounds at Track Meydan, Trump, Ranches, Sharjah Shooting club and Yas links
  • Salik auto top-up feature
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Enjoy exclusive benefits with Avis car rental services
  • The Bicester Village Shopping Collection Benefits
  • Hertz Gold Plus Rewards® Five Star Membership
  • Starwood Hotels & Resorts Complimentary Hotel Nights
  • Luxury Serviced Apartment Discounts
  • Mastercard Priceless Cities offers
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Complimentary Fast Track Travel Visa Service
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • MasterCard Buy 1 get 1 offers
  • MYUS Premium Shipping Discounts
  • Travel Inconvenience & Cancellation Insurance
  • Comprehensive Travel Insurance Travel Medical cover up to $500,000
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Reward Features


Earn dnata rewards

  • Earn dnata Points for every spend on your dnata World Mastercard, with accelerated rewards at partner stores across travel, dining, leisure and entertainment
  • Earn 15% dnata Points Costa, City Sightseeing, Giraffe, Imagine Cruising
  • Earn 15% dnata Points on dnata Travel
  • Earn 10% dnata Points at Emirates Holidays, MMI
  • Earn 10% dnata Points at Al Hamra Cellar, Arabian Adventures, Emirates Holidays, Le Clos
  • Earn 10% dnata Points on Duty Free Shopping
  • Earn 10% dnata Points on Duty Free Shopping
  • Earn 2% dnata Points on all retail spends

Things To Be Aware Of

  • Specific spend categories earn lower rewards
  • Max spend cap for spends on participating partners

MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 1500

  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Air Miles
  • Roadside Assistance
  • Extensive premium lifestyle & travel benefits
  • Exclusive benefits at Starwood Hotels & Resorts
  • Earn Starpoints on all spends
  • Comprehensive travel insurance cover

MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Introductory offer - Up to AED 2,500 Travel Vouchers


Key Features

  • Introductory offer - up to 50,000 bonus Starpoints
  • Automatically get complimentary Elite Credit of 5 nights / 2 stays
  • Earn Starpoints on all retail spends
  • Earn additional Starpoints for spends at Marriott Reward Hotels & participating SPG hotels and resorts
  • Redeem Starpoints for a host of rewards, including Free Night Awards, SPG Flights and SPG Moments
  • Complimentary SPG Gold member status
  • Complimentary access to 850+ premium airport lounges worldwide
  • Complimentary concierge service
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 12 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • Complimentary golf access twice a month at select courses
  • Salik auto top-up feature
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Free 24/7 Roadside Assistance
  • Up to 50% discount at over 500 spas, medical & wellness centres, gyms, salons and more
  • Up to 50% discounts across theme parks, indoor sports, marine attractions etc.
  • Enjoy exclusive benefits with Avis car rental services
  • The Bicester Village Shopping Collection Benefits
  • Hertz Gold Plus Rewards® Five Star Membership
  • Starwood Hotels & Resorts Complimentary Hotel Nights
  • Luxury Serviced Apartment Discounts
  • 10% discount on any international roundtrip airfare
  • Complimentary Fast Track Travel Visa Service
  • Discounted chauffeur rides with Careem
  • Fairmont, Raffles, and Swissotel Spa Offer
  • MasterCard Buy 1 get 1 offers
  • Reebonz online shopping privileges
  • MYUS Premium Shipping Discounts
  • Travel Inconvenience & Cancellation Insurance
  • Comprehensive Travel Insurance Travel Medical cover up to $500,000
  • Card Fraud Protection cover up to $4,000 per year

Reward Features

Earn Starpoints Rewards:

  • Domestic retail Spends - 1 Starpoint per US $1
  • Spends at participating Marriott Rewards Hotels - 2 Starpoints per US $1
  • Spends at participating SPG Hotels - 5 Starpoints per US $1
  • Insurance, Car dealership related, Grocery/Supermarket - 0.25%
  • Real Estate, Education, Fuel, Govt Services, Utilities, Telecom -  0.1%

Redeem Starpoints for a host of rewards, including Free Night Awards, SPG Flights and SPG Moments.

Earn up to 50% more Starpoints every month (max 4,000) for all your retail purchases by enrolling in Express Points Programme (monthly fee of AED 300).

Things To Be Aware Of

  • $10,000 spend in 1st 3 mnths to earn 25,000 bonus Starpoints
  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1575

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Excellent discounts & offers at Emaar establishments
  • "Platinum" U By Emaar status
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Complimentary airport lounge access to over 1000 lounges

MINIMUM SALARY

AED 30,000

RATE

3.25%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Welcome offer: Up to 25,000 UPoints. Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!  

Key Features

  • Complimentary Platinum U By Emaar Membership
  • 30% off on dining across Emaar Hospitality Group
  • 3 tickets on Buy1 Get1 at Reel and 20% off at Roxy cinemas.
  • 20% off spas at Emaar Hospitality venues
  • Two Complimentary Golf rounds at 5 courses in the UAE. Discounts at 14 courses in UAE and Muscat
  • 30% off entertainment
  • SALIK Auto Top up
  • Utility Bill Paments
  • Discount on Air Tickets and Holiday Packages
  • SkyShopper
  • Complimentary Valet Parking & Concierge Service at Dubai Mall
  • Fashion Lounge Access with a guest at The Dubai Mall
  • Hotel Discounts through Emaar hotels website
  • Airport Lounge Access to over 1000+ lounges globally for the cardholoder plus a guest
  • Travel Insurance cover up to USD 1,000,000
  • Extended warranty protecting against cost of repair and replacement
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • Purchase protection against theft or accidental damage
  • Visa 24-hour concierge service
  • 8% discount on hotel bookings made at Hotels.com
  • Visa Luxury Hotel Collection offers
  • Fraudulent card misuse protection

Reward Features

  • Earn Upoints for every spend and redeem them instantly  at over 1500+ stores across your favourite brands.
  • 7.5% on all Emaar spends
  • 1.5% on all other spends
  • Earn 25% of the Base Upoints when you spend in Grocery and Supermarkets
  • Earn 10% of the Base Upoints when you spend in Petroleum and Government Services
  • Earn 10% of the Base Upoints when you spend in Telecommunication Payment

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 30,000

RATE

1.99%

ANNUAL FEE

AED 1575

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn rewards on all domestic & international spends
  • Complimentary airport lounge access to over 1000 lounges
  • Golf club privileges
  • Exclusive Concierge Desk Privileges
  • Valet Parking at selected locations in Abu Dhabi

MINIMUM SALARY

AED 30,000

RATE

1.99%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

3.25%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Unlimited complimentary access to over 650+ VIP lounges worldwide for primary, supplementary and 1 guest each
  • Dedicated concierge service
  • Up to 4 airport transfers per calendar year
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 12 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • Complimentary golf at not 4, but 5 golf courses across the UAE, twice a month. Discounts at 14 clubs in the UAE and Muscat.
  • Salik auto top-up feature
  • Bon Appetit - Exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • 20% off at Roxy cinema on weekdays. Not valid on public holidays and applicable untill Sept 2020. There is no minimum spend requirement on this card for this offer.
  • International Medical & Travel Assistance
  • Purchase Protection cover for lost, stolen and damaged goods
  • Extended Warranty - automatically double the manufacturer's warranty
  • Travel Insurance cover
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)

Reward Features

Earn Plus Points Rewards

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 2 Plus Points for every AED 100 spend
  • Earn 0.4% Plus Points in supermarkets and groceries spends
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends
  • Earn 0.2% Plus Points in Fuel and Utility Payments
  • Earn 0.2% Plus Points in Real Estate and Education spend

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 35,000

RATE

3.25%

ANNUAL FEE

AED 1575

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Welcome offer of up to 200,000 Etihad Guest Miles
  • Premium lifestyle benefits - valet parking, cinema offers
  • Premium travel offers - airport lounge, airport transfers
  • Complimentary airport lounge access to over 1000 lounges
  • Concierge services for your time-consuming errands

MINIMUM SALARY

AED 35,000

RATE

3.25%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min103.95

Joining Offers

Welcome offer of AED 400 Noon voucher.

Key Features

  • Earn up to 200,000 Etihad Guest Miles
  • Complimentary Airport Lounge Access
  • Complimentary Valet Parking offers
  • Complimentary Golf offers
  • Concierge Desk
  • Complimentary Airport transfers in Dubai and Abu Dhabi
  • New Credit Shield Pro benefits
  • Airport Dining Discount Program
  • Avis Car Rental benefits
  • Medical & Travel Assistance
  • Global Customer Assistance Services
  • Conceirge Digital Services
  • The Entertainer
  • Bicester Village Shopping Collection

Reward Features

  • Earn 10 Miles per AED 10 spend on Etihad Airways, hotel and dining
  • Earn 6 Miles on all other spends
  • Earn 40,000 Miles upon payment of joining fee
  • Earn 60,000 Miles upon spending AED 90,000 in first 6 months or earn 160,000 Miles upon spending AED 120,000 in first 6 months
  • Get 50% more miles when you sign up for the Express Miles program for a nominal fee of AED 250 per month
  • Earn 2.5 Etihad Tier Miles for every AED 10 spend on all spends
  • Get 50% Etihad Guest Miles redemption discount voucher upon spending every AED 150,000

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn rewards on all domestic & international spends
  • Comprehensive lifestyle offers
  • Discounts on flights and holiday packages
  • Flexible payment options
  • Life time free card along with a AED 300 Noon.com Voucher

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.14%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Apply for a Platinum credit card and get it free along with a voucher worth AED 300 to spend on Noon.com.


Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Complimentary 2-for-1 Deals with Entertainer
  • Up to 2 airport transfers per calendar year
  • Access to over 200 airport restaurant offers globally
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 6 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • 10 complimentary tickets through Vox Buy1 Get1 and 20% off at Roxy Cinemas
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Salik auto top-up feature
  • 0% Easy Instalment Plan
  • Utility Bill Payments
  • Bon Appetit - Exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Unlimited complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • International Medical & Travel Assistance
  • Purchase Protection cover for lost, stolen and damaged goods
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Extended warranty & purchase protection on purchases made on the card
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

Earn Plus Points Rewards

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn Plus Points rewards on all domestic and international spends-Earn up to 1.5 Plus Points for every AED 100 spend
  • Earn 0.4% Plus Points in supermarkets and groceries spends
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends
  • Earn 0.2% Plus Points in Fuel and Utility Payments
  • Earn 0.2% Plus Points in Real Estate and Education spends.

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 400

  • Golf offers
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • Earn rewards on all domestic & international spends
  • Global airport lounge access and travel insurance

MINIMUM SALARY

AED 10,000

RATE

3.25%

ANNUAL FEE

AED 400

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15% /Min 103.95

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Unlimited complimentary access to VIP lounges worldwide for primary cardholder
  • Free golf at Yas Links Abu Dhabi once in a month
  • Bon Appetit - exclusive dining discounts
  • Global privileges - exclusive savings on travel, dining, entertainment and more, all over the world
  • Travel insurance cover of up to USD 100,000
  • Free 24/7 roadside assistance up to 2 times per year

Reward Features

Earn Plus Points rewards on all domestic and international spends:

  • 1 Plus Point for every AED 100 retail spend
  • Earn 5% points on Duty Free spends and 2.5% on dining spends
  • Insurance, Car dealership related, Grocery/Supermarket will earn 0.4% Points
  • Real Estate, Education, Fuel, Govt Services, Utilities, Telecom will earn 0.2% Points
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back

Things To Be Aware Of

  • Airport lounge access requires 3 month avg spend of AED 2,500
  • Specific spend categories earn lower rewards
  • Golf requires monthly spend of AED 3000

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 735

  • Golf offers
  • Valet Parking
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Air Miles
  • Earn rewards on all domestic & international spends
  • Up to 30% discount when you book with Cleartrip
  • Discounts on flights and holiday packages
  • Unlimited complimentary lounge access to over 25 airports

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 735

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Earn Plus Points rewards on all domestic and international spends
  • Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
  • Dedicated concierge service
  • Pick up & delivery of car for servicing & registration once a year
  • Free Local courier services within UAE up to 6 times per calendar year
  • Up to 4 complimentary valet parking services at select locations in Abu Dhabi
  • Exclusive NBD Golf discounts program. 40% discount at over 100 golfcourses worldwide
  • Salik auto top-up feature
  • Bon Appetit - exclusive dining discounts
  • Discounts on air tickets and holiday packages
  • Unlimited complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • Up to 30% discount on travel booking made via Cleartrip
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Enjoy exclusive benefits with Avis car rental services
  • MasterCard Buy 1 get 1 offers
  • Mastercard Priceless Cities offers
  • 0% Easy Instalment Plan
  • MYUS Premium Shipping Discounts
  • Purchase protection of up to USD 5,000 per year

Reward Features

Earn Plus Points Rewards

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 1.5 Plus Points for every AED 100 spend.
  • Earn 0.4% Plus Points in supermarkets and groceries spends.
  • Earn 0.4% Plus Points in Insurance and Car Dealership spends.
  • Earn 0.2% Plus Points in Fuel and Utility Payments.
  • Earn 0.2% Plus Points in Real Estate and Education spends.

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 263

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Life Insurance
  • Contactless Tech
  • Excellent discounts & offers at Emaar establishments
  • Premium travel and lifestyle benefits
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Receive U By Emaar Gold Status
  • Complimentary airport lounge access to over 1000 lounges

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 263

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Get 6.25% back on all your shopping & dining spends at Emaar Malls.
  • Enjoy 6.25% back when you stay at Emaar Hotels.
  • Enjoy 6.25% back when you dine at Emaar Restaurants.
  • Enjoy up to 30% off on Entertainment at Emaar Entertainment Group.
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • 0%Easy Instalment Plan.
  • SALIK Auto Top up.
  • Utility Bill Paments.
  • Discount on Air Tickets and Holiday Packages.
  • SkyShopper.
  • Free 24/7 Roadside assistance.
  • Earn Upoints for every spend.
  • Contactless Payments.
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE.
  • Complimentary Concierge Service at Dubai Mall
  • Fashion Lounge Access with a guest at The Dubai Mall
  • Hotel Discounts through Emaar hotels website
  • Airport Lounge Access to over 1000+ lounges globally for the cardholoder plus a guest
  • Travel Insurance cover up to USD 500,000
  • Extended warranty protecting against cost of repair and replacement
  • Purchase protection against theft or accidental damage
  • Visa 24-hour concierge service
  • 8% discount on hotel bookings made at Hotels.com
  • Visa Luxury Hotel Collection offers
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Fraudulent card misuse protection

Reward Features

Earn Emaar Upoints

  • Earn 6.25 % on all spends at Emaar.
  • Earn 1.25% all spends outside Emaar.
  • Redeem UPoints instantly at over 2500+ stores across your favorite brands

Things To Be Aware Of

  • Specific spend categories earn lower rewards

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 525

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
  • Earn dnata points for all spends
  • Earn accelerated points at participating merchant outlets
  • Unlimited complimentary ariport lounge access

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 525

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / AED 103.95

Joining Offers

Introductory Offer:

  • Up to AED 1,000 Travel Vouchers.
  • AED 500 travel voucher on payment of joining fee
  • AED 500 travel voucher after retail spends of AED 10,000 in the first 3 billing statements

Key Features

  • Introductory offer - Up to AED 1,000 Travel Vouchers
  • Earn dnata Points for every spend
  • 10% Rewards for Spends at dnata
  • Earn accelerated rewards at partner stores
  • 0% Interest Instalments for Purchases at dnata
  • Salik auto top-up feature
  • Bon Appetit - exclusive dining discounts
  • Car rental offers from Avis
  • Discounts on air tickets and holiday packages
  • Unlimited complimentary access to over 10 VIP lounges in Middle East
  • Up to 30% discount on travel booking made via Cleartrip Exclusive benefits with Avis car rental services
  • The Bicester Village Shopping Collection Benefits
  • Purchase protection of up to USD 5,000 per year
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Card Fraud Protection cover up to $4,000 per year

Reward Features

Reward Features

Earn dnata rewards

  • Earn dnata Points for every spend on your dnata World Mastercard, with accelerated rewards at partner stores across travel, dining, leisure and entertainment.

  • Earn 15% dnata Points at Costa, City Sightseeing, Giraffe.

  • Earn 10% dnata Points atdnata Travel, MMI, Al Hamra Cellar, Arabian Adventures, Le Clos.

  • Earn 5% dnata Points on Duty Free Shopping.

  • Earn 1.5% dnata Points on all retail spends.

Things To Be Aware Of

  • Specific spend categories earn lower rewards
  • Max spend cap for spends on participating partners

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 208.95

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • RTA Nol Card related benefits
  • Movie tickets at Vox Cinemas for AED 47.25 for 2 tickets
  • Enjoy free rides on Dubai Ferry

MINIMUM SALARY

AED 12,000

RATE

3.25%

ANNUAL FEE

AED 209

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Use your Go4it Card like the RTA Nol Card as well as a credit card
  • Access to Gold class and fare payment of Gold Class from Nol Tag ID
  • Auto top up facility for Nol top up
  • Earn Plus Points rewards on all spends
  • 6 discounted tickets at Vox along with 10 complimentary under buy1 get 1 at Vox standard. 20% off at Roxy cinema during weekdays.
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Earn additional Plus Points on weekends and on RTA spends
  • Redeem Plus Points for gift vouchers, top up for your Nol Tag ID, frequent flyer miles, annual membership fee waivers, or even cash back
  • Exclusive offer on movie tickets
  • Salik Auto Top Up
  • Utility Bill Payments
  • Bon Appétit - An exclusive dining experience
  • Free rides on Dubai Ferry
  • Discounts on air tickets and holiday packages
  • Complimentary Life Insurance (AED 100,000)
  • Lifestyle Protector Insurance
  • International Medical & Travel Assistance
  • Purchase Protection for lost, stolen or damaged goods purchased
  • Extended Warranty
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

Earn Plus Points rewards:

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cashback.
  • Earn  5 Plus Points for every AED 200 spend on weekends.
  • Earn  4 Plus Points for every AED 200 spend on RTA.
  • Earn  1 Plus Points for every AED 200 spend on weekdays.

Things To Be Aware Of

  • Some benefits require min average 3monthly spend of AED3,000
  • Annual fee of AED 208.95 with VAT

MINIMUM SALARY

AED 5,000

RATE

3.25

ANNUAL FEE

AED 0

  • Free for life
  • Complimentary airport lounge access
  • 2 free cinema tickets a month at Reel
  • Switch your rewards between cashback and skywards miles
  • 8% off on cleartrip

MINIMUM SALARY

AED 5,000

RATE

3.25

ANNUAL FEE

AED 0

Non AED Transaction Fee

1.99

Cash Advance Fee

3 % AED 99

Key Features

  • Access to 25+ airport lounges world wide
  • Upto 2 Free cinema tickets and 20% off on F&B at Reel every month
  • Buy 1 get 1 free dining & lifestyle offers
  • 8% off on Cleartrip flight bookings
  • Upto 30% off on Mastercard Hotel Bookings (IOL Escapes)
  • 10% off on Musafir.com
  • 20% off on Airalo eSIM purchases
  • 1-week free access & membership discounts at Gym Nation
  • 20% off on 1 order every month at Talabat free food or grocery delivery
  • 20% on 3 rides every month on Careem
  • Documents required You need to upload your valid Emirates ID and Passport as part of our credit card application process. You also need to take a selfie so that we can verify your identity!
  • How to check the status of the application? You will receive the status of your credit card application as soon as you complete the application process. If your credit card application is under review, then one of our Support team members will contact you within 3-5 business days. One need not create an account with Liv if applying for a credit card through Liv website. However, if applying from Liv app; one must create a Liv account..

Reward Features

Choose the reward points you want to earn (Cashback, Skywards Miles) and the things you want to earn bonus rewards for (groceries, food deliveries, online shopping, travel or something else?). 

  • Earn upto 15% cashback. Upto AED 12,000 Cashback per annum and AED 1,000 per month.
  • Earn upto 1 skyward miles per 1 AED spent. Earn monthly skywards miles of upto 6,600

The Liv. Cashback and Cashback plus credit card is tailored for individuals with dynamic, on-the-go lifestyles, offering the ability to earn Skywards Miles with every purchase. Cardholders can choose four spending categories—such as international spending, travel, online shopping, dining, and more—where they will earn "booster" Skywards Miles in addition to base Miles.

The Miles accumulation structure is tiered based on monthly spending:

  • For spending between AED 0-2K, earn a total of 0.05 Skywards Miles per AED 1.
  • Spending between AED 2K-5K earns 0.1 Skywards Miles per AED 1.
  • Spending between AED 5K-15K earns 0.2 Skywards Miles per AED 1.
  • Spending between AED 15K-30K earns 0.5 Skywards Miles per AED 1.
  • Spending above AED 30K earns 1 Skywards Mile per AED 1.

This structure allows cardholders to maximize their Skywards Miles by focusing their spending in categories that matter most to them, particularly when they exceed certain spending thresholds.

Emirates NBD

Emirates NBD is the leading Banking Group in the MENAT region. It was formed on 19 June 1963, when H.H. Late Sheikh Rashid bin Saeed Al Maktoum signed the Charter of Incorporation of the National Bank of Dubai (NBD) which became the first National Bank established in Dubai and the United Arab Emirates (UAE). 

On 6th March 2007, NBD merged with Emirates Bank International (EBI), to form Emirates NBD, the largest banking group in the region by assets. This merger to create Emirates NBD, became a regional consolidation blueprint for the banking and finance sector as it combined the second and fourth largest banks in the UAE to form a banking giant capable of delivering enhanced value across Corporate, Retail, Islamic, Investment, and Private Banking, Global Markets & Treasury, Asset Management and Brokerage operations throughout the region.

As on 31st March 2020, total assets of Emirates NBD were AED 692 Billion. The acquisition of DenizBank represents a significant milestone for Emirates NBD with the Group expanding its presence to 13 countries, servicing over 14 million customers. The Bank is ranked among the top 20 in the Forbes’ list of the World’s Best Regarded Companies, securing a leading spot among global brands.

Banking with Emirates NBD Credit Card is packed with services and product offers to give customers an enhanced banking experience. Some of our services are -

  • Accounts
  • Credit Cards
  • Personal Loans
  • Auto Loans
  • Home Loans
  • Wide network of Branches & ATMs
  • SmartBUSINESS
  • Wealth Management Advisory

Emirates NBD Credit Cards

Emirates NBD offers a range of credit cards in UAE catering  to travel, rewards, cashback, business, Islamic and lifestyle cards. As a leading bank ENBD credit cards cards are quite popular in the market and offer several convenience features to customers such as mobile banking, multiple payment options, installment plans etc. Explore our Top 10 Emirates NBD Credit Cards.

Review of Cinema Offers on Emirates NBD Credit Cards

Emirates NBD credit cards offer a variety of cinema deals that cater to different needs and budgets. Cardholders can enjoy buy-one-get-one tickets and free snacks, making their movie experience more enjoyable and affordable. However, it's important to note the minimum spending requirements and any changes to the offers made by Emirates NBD or the participating cinemas. Reel Cinemas and Cine Royal Cinemas are renowned for their modern amenities, wide range of movies, and immersive cinematic experiences. These cinema chains offer a high-quality and enjoyable movie-going experience in the UAE's entertainment scene. 

ENBD credit cards  offers an array of enticing cinema deals across various credit card tiers, allowing cardholders to enjoy their favorite movies at discounted rates and with added Emirates NBD credit card benefits.Here's a detailed review of the cinema offers available on best Emirates NBD credit cards:

1. Etihad Guest Visa Elevate Credit Card:

Reel Cinemas and Cine Royal Cinemas: Buy 1 Get 1: Cardholders can avail themselves of a buy-one-get-one offer on up to 3 tickets per month at Reel Cinemas. This offer is applicable to a range of movie experiences, including Standard & Standard Plus 2D & 3D, Platinum 2D &  3D, Dolby Plus Standard &  MX 4D. Spend Requirement: A minimum spend of AED 5,000 is necessary to qualify for this Emirates NBD credit card offers. Additional Benefits: Cardholders can also enjoy a 20% discount on food and beverages at Reel Cinemas with a minimum spend of AED 20. Concierge services and valet parking in selected locations in Abu Dhabi further enhance the overall cinema experience.

2. U By Emaar Visa Infinite Credit Card:

Buy 1 Get 1: Like the Etihad Guest Visa Elevate, cardholders can enjoy a buy-one-get-one offer on up to 3 tickets per month at Reel Cinemas. Additionally, this offer extends to Cine Royal Cinemas as well.
Spend Requirement: A minimum spend of AED 5,000 is necessary to qualify for this offer. Additional Benefits: Cardholders of U By Emaar Infinite and Signature cards can avail themselves of complimentary popcorn and soft drinks along with their ticket purchases.

3. Skywards Signature Credit Card, dnata World Credit Card, Skywards Infinite Credit Card, Visa Infinite Credit Card, Marriott Bonvoy World Mastercard Credit Card, and Etihad  Guest Visa Inspire Credit Card: 

Buy 1 Get 1: These cards offer a buy-one-get-one deal on movie tickets at both Reel Cinemas and Cine Royal Cinemas.

Spend Requirement: A minimum spend of AED 5,000 is necessary to qualify for these offers. Additional Benefits: Like other cards, cardholders can enjoy a 20% discount on food and beverages at Reel Cinemas with a minimum spend of AED 20.

4. Go4it Platinum Credit Card:

Buy 1 Get 1: Cardholders can avail themselves of a buy-one-get-one offer on up to 3 tickets per month at Reel Cinemas but limited to Standard 2D and Standard Plus 2D experiences. 

Spend Requirement: A minimum spend of AED 5,000 is necessary to qualify for this offer.

5. Lulu 247 Platinum Credit Card and Lulu 247 Titanium Credit Card:

Buy 1 Get 1: Both cards offer a buy-one-get-one deal on up to 3 tickets per month at Reel Cinemas. The offer extends to Standard & Standard Plus 2D & 3D experiences. 

Spend Requirement: A minimum spend of AED 5,000 for the Platinum card and AED 2,000 for the Titanium card is necessary to qualify for these offers.

Airport Lounge Offers on ENBD Credit Cards

Emirates NBD (ENBD) Credit Cards) offers exclusive perks to its credit cardholders, one of which is access to premium airport lounges around the world. Understanding the need for comfort and convenience during travel, ENBD has teamed up with leading lounge networks to provide this benefit. ENBD credit cards have access to over a thousand airport lounges globally, allowing them to relax and unwind before their flights. Whether for business or leisure, this lounge access enhances the travel experience, providing an extra layer of luxury and sophistication.

Etihad Guest Visa Elevate Credit Card:

The Etihad Guest Visa Elevate card offers a fantastic perk for frequent travelers with its complimentary airport lounge access through LoungeKey. Cardholders gain access to over 1000 lounges worldwide, ensuring a comfortable and relaxing experience before their flights. The benefit includes unlimited complimentary visits for both the cardholder and one guest per visit, making it ideal for those traveling with a companion. However, it's important to note that additional guests will incur charges, which could be a downside for those who frequently travel in larger groups. Overall, this feature adds significant value to the card and enhances the travel experience for its users.

U By Emaar Visa Infinite Credit Card:

The U By Emaar Visa Infinite card provides access to a wide network of over 1000 premium airport lounges in more than 300 cities worldwide. Cardholders and one guest can enjoy unlimited complimentary visits per visit, offering a luxurious pre-flight experience. However, it's worth noting that additional guests will be charged US$ 27 per guest per visit. While this may not be an issue for solo or duo travelers, those frequently flying with larger groups might find this aspect less appealing. Nevertheless, the convenience and comfort provided by the lounge access perk contribute significantly to the card's overall value proposition for frequent travelers.

Skywards Signature Credit Card:

The Skywards Signature Credit Card offers access to over 1000 premium airport lounges worldwide, providing travelers with a serene environment to relax before their flights. Cardholders benefit from 12 complimentary lounge visits per calendar year, which is a generous allowance for regular travelers. However, similar to other cards, additional guests will incur charges of US$ 27 per guest per visit. This limitation might be a drawback for those who often travel with companions. Nonetheless, the lounge access perk adds substantial value to the card, especially for Emirates Skywards members who frequently fly. 

dnata Platinum Credit Card:

The dnata Platinum Credit Card provides exclusive unlimited complimentary lounge access for the cardholder, ensuring a premium pre-flight experience. While additional guests can accompany the cardholder, they will be subject to charges. This feature caters well to individuals who prioritize personal comfort and convenience while traveling. With access to over 900 lounges in numerous cities and countries, cardholders can enjoy a luxurious travel experience wherever they go.

dnata World Credit Card:

Similar to the dnata Platinum Credit Card, the dnata World Credit Card offers unlimited complimentary lounge access for the cardholder. However, additional guests will be charged US$ 27 per guest per visit. Despite this limitation, the extensive lounge network spanning over 450 cities and 135 countries ensures that cardholders can enjoy a premium pre-flight experience worldwide. This perk enhances the overall travel experience for frequent flyers who value comfort and convenience.

U By Emaar Visa Signature Credit Card:

The U By Emaar Visa Signature card provides access to a vast network of premium airport lounges worldwide, allowing cardholders to enjoy a tranquil atmosphere before their flights. With 12 complimentary lounge visits per calendar year for the cardholder and one guest per visit, this card offers a luxurious travel experience. However, additional guests will be charged US$ 27 per guest per visit, which might deter those who frequently travel with companions. Nonetheless, the lounge access perk adds significant value to the card, enhancing the overall travel experience for its users.

MasterCard Platinum Credit Card Credit Card:

The MasterCard Platinum Credit Card offers exclusive unlimited complimentary lounge access for the cardholder, ensuring a premium pre-flight experience. While additional guests can accompany the cardholder, they will be subject to charges. This feature caters well to individuals who prioritize personal comfort and convenience while traveling. With access to a wide network of premium airport lounges, cardholders can enjoy a luxurious travel experience wherever they go.

MasterCard Titanium Credit Card:

Similar to the MasterCard Platinum Credit Card, the MasterCard Titanium Credit Card provides exclusive unlimited complimentary lounge access for the cardholder. Additional guests, however, will be charged for entry. This feature appeals to individuals seeking a premium travel experience, allowing them to relax and unwind in comfort before their flights. With access to a diverse range of airport lounges worldwide, cardholders can enjoy a seamless and enjoyable travel experience.

Visa Platinum Credit Card:

The Visa Platinum Credit Card offers unlimited complimentary lounge access for the cardholder, providing a luxurious pre-flight experience. While additional guests can accompany the cardholder, they will be charged for entry. Despite this limitation, the extensive lounge network ensures that cardholders can enjoy a premium travel experience at numerous airports worldwide. This perk adds significant value to the card, enhancing the overall travel experience for frequent flyers.

Skywards Infinite Credit Card:

The Skywards Infinite Credit Card provides access to over 1000 premium airport lounges worldwide, allowing cardholders to relax and unwind before their flights. With unlimited complimentary visits for the cardholder and one guest per visit, this card offers a luxurious travel experience. However, additional guests will be charged US$ 27 per guest per visit, which might deter those who frequently travel with companions. Nonetheless, the lounge access perk contributes substantially to the card's overall value proposition for frequent travelers.

Lulu 247 Platinum Credit Card:

The Lulu 247 Platinum Credit Card offers exclusive unlimited complimentary lounge access for the cardholder, ensuring a premium pre-flight experience. While additional guests can accompany the cardholder, they will be subject to charges. This feature caters well to individuals who prioritize personal comfort and convenience while traveling. With access to a wide network of premium airport lounges, cardholders can enjoy a luxurious travel experience wherever they go.

Lulu 247 Titanium Credit Card:

Similar to the Lulu 247 Platinum Credit Card, the Lulu 247 Titanium Credit Card provides exclusive unlimited complimentary lounge access for the cardholder. Additional guests, however, will be charged for entry. This feature appeals to individuals seeking a premium travel experience, allowing them to relax and unwind in comfort before their flights. With access to a diverse range of airport lounges worldwide, cardholders can enjoy a seamless and enjoyable travel experience.

Marriott Bonvoy World Mastercard Credit Card:

The Marriott Bonvoy World Mastercard Credit Card offers unlimited complimentary lounge access for the cardholder, providing a luxurious pre-flight experience. While additional guests can accompany the cardholder, they will be charged for entry. Despite this limitation, the extensive lounge network ensures that cardholders can enjoy a premium travel experience at numerous airports worldwide. This perk adds significant value to the card, enhancing the overall travel experience for frequent flyers.

Etihad Guest Visa Inspire Credit Card:

The Etihad Guest Visa Inspire Credit Card provides access to over 1000 premium airport lounges worldwide, allowing cardholders to enjoy a serene environment before their flights. With unlimited complimentary visits for the cardholder and one guest per visit, this card offers a luxurious travel experience. However, additional guests will be charged US$ 27 per guest per visit, which might discourage those who frequently travel with companions. Nonetheless, the lounge access perk significantly enhances the card's value proposition for frequent travelers.

Diners Club Credit Card holders:

Unlimited airport lounge access worldwide if you maintain a 3-month average spend of AED 5000. If the spend criteria is not met, a flat lounge usage fee of AED 125 per visit will be charged to the card account in the subsequent month. Guests will be charged the applicable lounge access rates.

Comprehensive Review of Golf Privileges for ENBD Credit

Cardholders

Emirates NBD (ENBD) is renowned for offering a myriad of exclusive NBD credit card benefits to its credit card customers, and one such esteemed perk is access to premium golfing facilities both in the UAE and abroad. Let's delve into the comprehensive golf privileges available across various ENBD credit cards:

Etihad Guest Visa Elevate Credit Card:

Cardholders can relish complimentary golfing sessions in the UAE at prestigious venues such as The Trump International Golf Club, The Arabian Ranches Golf Club, The Track Meydan Golf Club, The Abu Dhabi Golf Course, and The Sharjah Golf and Shooting Club. Additionally, they can avail themselves of up to a remarkable 40% discount at select premium golf courses worldwide. Enjoy golf access twice a month with no minimum spending requirement, allowing enthusiasts to indulge in their favorite sport regularly without financial constraints.

U By Emaar Visa Infinite Credit Card:

Like the Elevate card, cardholders can savor complimentary rounds of golf in the UAE at top- notch courses and benefit from substantial discounts at premier golfing destinations globally. Access to complimentary golf sessions twice a month with no minimum spending prerequisite provides ample opportunities for avid golfers to refine their skills. 

Skywards Signature Credit Card, dnata World Credit Card, Visa Infinite Credit Card, Skywards Infinite Credit Card, Marriott Bonvoy World Mastercard Credit Card, Visa Flexi Credit Card, and Etihad Guest Visa Inspire Credit Card: 

These cards offer identical golfing privileges as mentioned above, ensuring that cardholders across various ENBD credit card categories can enjoy the sport they love with utmost convenience and affordability.

Review Summary:

Emirates NBD's commitment to providing unparalleled benefits extends to the realm of golfing, where cardholders are granted access to world-class golf courses both locally and internationally. The combination of complimentary rounds in the UAE's premier golf clubs and significant discounts at select global courses makes these offers incredibly attractive to golf enthusiasts. Moreover, the absence of a minimum spend requirement coupled with the opportunity for bi-monthly golf sessions ensures that cardholders can pursue their passion for golf without financial constraints, thereby enhancing their overall banking experience with Emirates NBD.

Valet offers on ENBD Credit Cards

Discover the convenience of up to four complimentary 1-hour valet parking services every month at various prime locations across Abu Dhabi. This exclusive offer allows cardholders of select premium cards to enjoy hassle-free parking at prominent venues such as Yas Mall, Marina Mall, Dalma Mall, and more. Whether you're planning a shopping spree, a visit to a theme park, or a medical appointment, this benefit ensures a seamless parking experience.

The participating locations cover a wide array of destinations, including popular shopping malls like Yas Mall and Marina Mall, entertainment hubs like Ferrari World and Warner Bros, and healthcare facilities like Cleveland Clinic and Health Point Hospital. Each location features designated parking entrances, making it convenient for cardholders to access the valet service effortlessly.

It's important to note that this offer excludes VIP valet parking services. Additionally, any additional parking time beyond the complimentary hour will incur a nominal charge of AED 30. This ensures that cardholders can still enjoy extended parking if needed, albeit with a modest fee.

Eligibility for this benefit extends to holders of several premium credit and debit cards, including Priority Banking Visa Infinite, Skywards Infinite, U By Emaar Infinite, and more. Whether you' re a frequent traveler, a discerning shopper, or a business professional, there's a qualifying card to suit your lifestyle and unlock this valuable parking perk. Complimentary Valet is available to customers who hold the following products.

Priority Banking Visa Infinite Credit Card

Visa Infinite Debit and Credit Card

Skywards Infinite Debit and Credit Card

Skywards Signature Credit Card

U By Emaar Infinite Credit Card

U By Emaar Signature Credit Card

Skywards Business Credit Card

dnata World Credit Card

Marriott Bonvoy® World Mastercard® Credit Card

Visa Flexi Credit Card

Diners Club Credit Card

Mastercard Platinum Credit Card

LuLu 247 Platinum Credit Card

Etihad Guest Elevate Credit Card

Etihad Guest Inspire Credit Card

247 Roadside Assistance Offers on ENBD Credit Card

Emirates NBD credit card offers  gives a complete concierge carrier to its credit score card clients, imparting comfort, and ease for numerous wishes. Depending on the kind of credit card you maintain, you could get right of entry to a number of benefits past just vehicle servicing and registration in Dubai and Abu Dhabi.

For instance, holders of Skywards Infinite Debit Card, Visa Infinite Debit Card, Priority Banking Visa Infinite Credit Card, Visa Infinite Credit Card, Skywards Infinite Credit Card, U by using Emaar Infinite Credit Card, dnata World Credit Card, Marriott Bonvoy® World Mastercard® Credit Card, Skywards Signature Credit Card, LuLu 247 Platinum Mastercard Credit Card, and Duo Credit Card can revel in airport transfers as much as four instances a year inside the UAE. Additionally, they can avail nearby courier services up to 12 instances yearly within the UAE, ensuring seamless delivery of vital files or gadgets.

Even greater, sure playing cards like the Etihad Guest Inspire Credit Card, Etihad Guest Elevate Credit Card, Skywards Signature Credit Card, LuLu 247 Platinum Mastercard Credit Card, and Duo Credit Card provide variations in benefits such as a decreased variety of airport transfers however still imparting treasured offerings tailor-made to wishes.

Moreover, for Duo Credit Cardholders, there is a unique complimentary concierge carrier to be had, contingent upon retaining a mean monthly spend of AED 5000. Failure to satisfy this criterion may additionally result in a flat charge being charged to the card account within the subsequent month. Notably, a one-manner transfer constitutes a drop, and inter-emirate transfers are taken into consideration as two usages.

However, positive terms and conditions practice. Payments have to be made with the use of Emirates NBD debit or credit cards, and travel tickets need to be purchased with the use of the eligible card for the provider. The carrier is restrained to transfers inside town limits, and inter-emirate transfers aren't applicable except for the Duo Credit Card. These phrases make certain a smooth and dependable revel in for cardholders utilizing the concierge carrier.

Disclaimer:

The information provided on this webpage regarding bank offers on Emirates NBD credit cards  is intended for general informational purposes only. While we strive to ensure the accuracy and reliability of the information presented, we cannot guarantee its completeness or suitability for any particular purpose.

Please note that the NBD credit card offers listed above are based on the data available as of March 31st, 2024, and are subject to change without prior notice. Banks may modify their offers, terms, and conditions at any time, and such changes may not be immediately reflected on this webpage.

We urge customers to independently verify the details of any offers mentioned herein with the respective banks before making any decisions or commitments. This includes but is not limited to confirming eligibility requirements,  Emirates NBD credit cards benefits, fees, and any other pertinent information related to the offers.

It is important to recognize that the above information has been collated by Soulwallet on a best effort basis. However, we cannot guarantee the accuracy, timeliness, or completeness of the information provided.

By accessing and using this webpage, you agree that Soulwallet and its affiliates shall not be held liable for any inaccuracies, errors, or omissions in the information presented, nor for any actions taken in reliance thereon. Your use of this webpage constitutes your acknowledgment and acceptance of these terms and conditions.

For any specific inquiries or concerns regarding bank offers on credit cards, we encourage you to directly contact the respective banks for clarification and guidance.


Popular Cards from Emirates NBD Income Eligibility Annual Fee Interest / Profit Rate
Emirates NBD Diners Club Credit Card AED 10,000 AED 400 3.25%
Emirates NBD Dnata Platinum Credit Card AED 8,000 AED 525 3.25%
Emirates NBD Dnata World Credit Card AED 25,000 AED 1049 3.25%
Emirates NBD Duo AED 12,000 AED 0 3.49
Emirates NBD Etihad Guest Visa Elevate AED 35,000 AED 1575 3.25%
Emirates NBD Etihad Guest Visa Inspire Credit Card AED 15,000 AED 735 3.25%
Emirates NBD Go4it Gold Credit Card AED 6,000 AED 103.95 3.25%
Emirates NBD Go4it Platinum Credit Card AED 12,000 AED 208.95 3.25%
Emirates NBD Lulu 247 Platinum Credit Card AED 15,000 AED 250 3.25%
Emirates NBD Lulu 247 Titanium Credit Card AED 5,000 AED 0 3.25%
Emirates NBD Manchester United Credit Card AED 5,000 AED 263 3.25%
Emirates NBD Marriott Bonvoy World Mastercard Credit Card AED 25,000 AED 1575 3.25%
Emirates NBD MasterCard Platinum Credit Card AED 12,000 AED 735 3.25%
Emirates NBD MasterCard Titanium Credit Card AED 5,000 AED 420 3.25%
Emirates NBD Skywards Infinite Credit Card AED 30,000 AED 1575 3.25%
Emirates NBD Skywards Signature Credit Card AED 15,000 AED 735 3.25%
Emirates NBD Starwood Preferred Guest World Credit Card AED 25,000 AED 1500 3.09%
Emirates NBD U By Emaar Visa Family Card AED 5,000 AED 0 3.25%
Emirates NBD U By Emaar Visa Infinite AED 30,000 AED 1575 3.25%
Emirates NBD U By Emaar Visa Signature AED 15,000 AED 263 3.25%
Emirates NBD Visa Flexi Credit Card AED 15,000 AED 735 3.25%
Emirates NBD Visa Infinite Credit Card AED 30,000 AED 1575 1.99%
Emirates NBD Visa Platinum Credit Card AED 12,000 AED 0 3.25%
ENBD Noon One Visa Credit Card AED 5,000 AED 0 3.49%
Liv Cashback AED 5,000 AED 0 3.25

FAQs

Most of their credit cards in Dubai, UAE are loaded with features such as complimentary cinema, golf, airport lounge access, valet parking, airport transfers, dining offers and many more. Their extensive branch and ATM network helps customers in making payments easily. One can earn up to 100000 Skywards miles signing up for their skywards infinite card.

Soulwallet provides customers with detailed information on all the credit cards offered by ENBD. ENBD credit cards cater to customer segments interested in Travel, Lifestyle and Cashback Credit Cards.

ENBD offers 3 cards starting with a minimum income of AED 5000. These are Lulu 24/7 titanium, Manchester United and Mastercard Titanium. These cards are all lifetime free.  ENBD caters to all segments and their cards range from a minimum of AED 5000 to AED 50,000 per month. ENBD Visa Infinite card requires a monthly salary of AED 50,000

Soulwallet provides comprehensive and simple to use Credit cards comparison tools which can help customers identify most suitable credit cards and personal finance options. The level of detail in comparison is unique and rich in quality. Soulwallet’s smart algorithm-based tool can show customers which cards can save maximum Dhirams based on their customized spend.

Emirates Skywards Signature and Infinite credit cards offer skywards miles as loyalty reward on the spend. Compare these cards on Soulwallet.

Yes, All ENBD credit cards have a balance transfer facility. Find out more on Soulwallet.

Emirates NBD credit cards offer a range of cinema deals including buy-one-get-one tickets and complimentary snacks at participating cinemas in the UAE.

Reel Cinemas and Cine Royal Cinemas are the main cinema chains offering these deals.

Yes, there are minimum spending requirements associated with some cards. For example, a minimum spend of AED 5,000 is necessary to qualify for certain buy-one-get-one offers

The number of times you can avail of these offers per month varies depending on your card type. Generally, cardholders can enjoy these offers up to three times per month.

Yes, it's important to note that the offers are subject to change without prior notice. We recommend checking with Emirates NBD or the participating cinemas for the most up-to-date information.

Currently, these offers are specifically for Reel Cinemas and Cine Royal Cinemas.

Check the list of eligible cards provided in the article. If your card is listed, you should be eligible for the cinema offers mentioned.

Yes, some cards offer additional benefits such as discounts on food and beverages at the cinemas

Generally, these offers are applicable to the cardholder only. However, some cards may allow for additional guests or companions. Please refer to the specific terms and conditions of your card for more information

For further details and clarification, we recommend contacting Emirates NBD directly or visiting their official website for the latest updates on cinema offers.

Emirates NBD credit cardholders have access to premium airport lounges worldwide, providing a luxurious pre-flight experience.

Emirates NBD credit cardholders have access to over 1000 airport lounges worldwide, ensuring a comfortable and relaxing experience before their flights.

Several Emirates NBD credit cards offer complimentary airport lounge access, including the Etihad Guest Visa Elevate, U By Emaar Visa Infinite, Skywards Signature, dnata Platinum, and more.

The number of complimentary lounge visits per visit varies depending on the card type. Generally, cardholders and one guest can enjoy unlimited visits per visit

Yes, additional guests may be subject to charges, typically US$ 27 per guest per visit, depending on the card type

Some cards, such as the Skywards Signature Credit Card, offer a set number of complimentary lounge visits per calendar year.

Eligibility for lounge access typically requires holding a qualifying Emirates NBD credit card. Please refer to the specific terms and conditions of your card for more information

Yes, cardholders can access the lounges in over 300 cities worldwide, providing a consistent and convenient experience across various travel destinations.

For further details and clarification, we recommend contacting Emirates NBD directly or visiting their official website for the latest updates on airport lounge access benefits.

If the spend criteria for complimentary lounge access is not met, some cards may impose a flat lounge usage fee, typically around AED 125 per visit, on the card account in the subsequent month.

Emirates NBD credit cardholders enjoy complimentary golfing sessions at prestigious venues in the UAE and abroad, along with substantial discounts at select premium golf courses worldwide.

The Etihad Guest Visa Elevate Credit Card, U By Emaar Visa Infinite Credit Card, Skywards Signature Credit Card, dnata World Credit Card, Visa Infinite Credit Card, Skywards Infinite Credit Card, Marriott Bonvoy World Mastercard Credit Card, Visa Flexi Credit Card, and Etihad Guest Visa Inspire Credit Card offer complimentary golfing privileges.

Cardholders can typically enjoy complimentary golfing sessions twice a month with no minimum spending requirement, providing ample opportunities for regular golfers to indulge in their favorite sport.

Cardholders can access prestigious golf venues in the UAE, such as The Trump International Golf Club, The Arabian Ranches Golf Club, The Track Meydan Golf Club, The Abu Dhabi Golf Course, and The Sharjah Golf and Shooting Club, among others.

Cardholders can benefit from discounts of up to a remarkable 40% at select premium golf courses worldwide, ensuring convenience and affordability for golf enthusiasts

Emirates NBD credit cardholders can enjoy up to four complimentary 1-hour valet parking services every month at various prime locations across Abu Dhabi.

The participating locations include prominent venues such as Yas Mall, Marina Mall, Dalma Mall, Ferrari World, Warner Bros, Cleveland Clinic, and Health Point Hospital, among others

The offer excludes VIP valet parking services, and any additional parking time beyond the complimentary hour may incur a nominal charge of AED 30.

Eligibility for this benefit extends to holders of several premium credit and debit cards, including Priority Banking Visa Infinite, Skywards Infinite, U By Emaar Infinite, dnata World Credit Card, Marriott Bonvoy® World Mastercard® Credit Card, and more.

For further details and clarification, we recommend contacting Emirates NBD directly or visiting their official website for the latest updates on golfing and valet parking benefits.