• UAE Nationals:
  • 2.49%* (equivalent to a reducing rate of 5.74%*) per year- With Multi Product Package (with a salary transfer to a FAB Islamic savings account and Islamic credit card)
  • 3.29%* (equivalent to a reducing rate of 6.2%*) per year - With a salary transfer to a FAB Islamic savings account without an Islamic credit card
  • Loan amount upto AED 5 Million
  • 210 days grace period
• Expats:
  • 2.82%* (equivalent to a reducing rate of 5.34%*) per year- With Multi Product Package (with a salary transfer to a FAB Islamic savings account and Islamic credit card)
  • 3.85%* (equivalent to a reducing rate of 7.2%*) per year - With a salary transfer to a FAB Islamic savings account without an Islamic credit card
  • Loan amount upto AED 2 Million
  • 120 days grace period
  • Comprehensive personal life Takaful coverage
  • Flexible repayment terms of up to 48 months to repay through your FAB account

Apply for a FAB Personal Loan, top up your existing loan, or move your loan to FAB for a chance to win the powerful and aerodynamic Rabdan One, the first UAE-made electric vehicle. Plus, you could be one of the 51 customers to win prizes worth a grand total of AED 150,000 in FAB Rewards.  

• Get high loan amounts of up to AED 800,000 with flexible payment terms of up to 48 months
• Enjoy market leading interest rates starting from 15.49% fixed per year
• A salary transfer to a FAB account is not required, and you can pay your instalments from the bank account into which you receive your salary each month
• A personal loan is available even if your employer is not on FAB’s Approved List of Employers
• Benefit from comprehensive life insurance coverage

*All interest rates quoted are effective rates on the loan’s outstanding balance.

*Rates shown are minimum available and may vary depending on income, credit bureau score, and lender’s approval criteria.

A Flat interest rate is calculated on the entire loan amount throughout the loan tenure. In this case, the interest rate or lending rate is fixedf for the duration of the loan and will be calculated at the start of the loan.

Interest accrual on each installment= (Loan principal x Loan tenor x  interest rate per annum)/ total number of installments

A Reducing rate is calculated based on diminishing principal amount. Every month when you pay your EMI your principal reduces. Interest is calculated only on the reduced principal amount at the time of EMI Payment. 

Interest payable on each installment= Outstanding loan amount x interest rate applicable for each installment

Apply for a FAB Personal Loan, top up your existing loan, or move your loan to FAB for a chance to win the powerful and aerodynamic Rabdan One, the first UAE-made electric vehicle. Plus, you could be one of the 51 customers to win prizes worth a grand total of AED 150,000 in FAB Rewards.  

• Loans up to AED 1,200,000
• Lowest-in-class rates starting from 10.49% flat rate per year
• A salary transfer to a FAB account is not required
• Pay your instalments from the bank account into which you receive your salary each month
• A personal loan is available even if your employer is not on FAB’s Approved List of Employers
• Comprehensive life insurance coverage

• Get high loan amounts of up to AED 5,000,000 with flexible payment terms of up to 48 months
• A salary transfer to a FAB account is required
• Benefit from comprehensive life insurance coverage
• Enjoy best-in-class rates starting from
  • 4.74% Fixed rate per year- With multi product package (with a salary transfer to your FAB account and holding a credit card from FAB
  • 5.95% Variable rate per year - With a salary transfer to your FAB account without holding a FAB credit card

Other great benefits included with the Multi Product Package:
Up to AED 7,500 in FAB Rewards when you transfer your salary to your FAB account with holding a credit card from FAB

Other great benefits included with the Multi Product Package:

• Up to AED 7,500 in FAB Rewards when you transfer your salary to your FAB account with holding a credit card from FAB
• Get high loan amounts of up to AED 2,000,000 with flexible payment terms of up to 48 months
• Enjoy best-in-class rates starting from
  • 5.34% Fixed per year -With multi product package (with a salary transfer to your fab account and holding a credit card from fab)
  • 6.95% Variable per year - With a salary transfer to your fab account without holding a credit card from fab
• A salary transfer to a FAB account is required
• Benefit from comprehensive life insurance coverage

Apply for FAB Islamic Personal Finance, top up your existing finance, or move your finance to FAB Islamic for a chance to win the powerful and aerodynamic Rabdan One, the first UAE-made electric vehicle. Plus, you could be one of the 51 customers to win prizes worth a grand total of AED 150,000 in FAB Islamic Rewards.

• For UAE Nationals:
  • High finance amounts of up to AED 1.2 million with flexible payment terms of up to 48 months (or up to 60 months for Ministry of Defence employees)
  • Best-in-class profit rates starting from 5.72% per year (equivalent to a reducing balance rate of 10.49%* per year)
• For Expats
  • High finance amounts of up to AED 800,000 with flexible payment terms of up to 48 months
  • Best-in-class profit rates starting from 8.70% per year (equivalent to a reducing balance rate of 15.49%* per year)
• A salary transfer to a FAB account is not required, and you can pay your instalments from the bank account into which you receive your salary each month
• Personal finance is available even if your employer is not on FAB Islamic’s Approved List of Employers
• Comprehensive life Takaful coverage

One-time upfront processing fee of 1.05% will apply on the finance amount (minimum AED 525 and maximum AED 2,625). A life Takaful contribution may apply. For further information on fees and charges