First Abu Dhabi Bank (FAB), the largest financial institution in the UAE; that offers customer-friendly banking experience; serves worldwide with its products and services. FAB offers a wide variety of credit cards according to your needs - ranging from savings and cashback cards to Lifestyle cards and travel cards.

These credit cards are issued based on the eligibility, which factors in multiple terms like an individual's prior relationship with the bank, salary withdrawn monthly and most important of all, credit score.
To maintain financial health and responsible usage, FAB always encourages users to check their Credit Card balance on a regular interval. This also helps in tracking expenses, avoiding overspending and ensuring timely payments. Below points will help you in viewing and managing your FAB Credit Card in a much more secure way.
Ways to FAB Credit Card Balance Check

To check your current utilization and available spending limit, it is necessary to be aware of FAB Credit Card Balance. FAB being the top class bank provides a wide variety of options to avail this information through Internet banking, mobile banking, Email alerts and through offline methods as well.

Do keep in mind to always be aware of not getting trapped through unauthorized websites or links. It is highly recommended to use two-factor authentication(2FA) like OTP or authenticator apps to access banking portals and a combination of strong username and  password.

Below are the methods and steps how one can view their credit card balance:

FAB Credit Card FAB Credit Card Balance Check Via Mobile Banking:

Mobile banking being the most convenient of all, is the easiest way to check the credit card balance.

Simply download and install the application from your respective operating system and login with the credentials provided. It may request an OTP to your registered mobile number to authenticate. Also it is advised to use two factor authentication(2FA) like fingerprint scanning or a pin to access the app, so as to avoid manually entering the password.
Once the above steps are done, It will prompt you to enter a pin, and when login is successful, navigate to the credit card section to check the available balance and other details like recent transactions.

Below are steps to login to mobile applications :

• Download the application from the authentic app store(Play Store, App store, etc).

• Login to the application with provided credentials like customer id and credit card number.

Note- At any point during login, do not exceed the number of attempts. As in case of incorrect or bad credentials, multiple attempts  may result in temporary blocking of your account. You may reach out to customer service to get it unblocked, or after a specific period of time it may get automatically unblocked.

• Enter the password sent to your registered mobile number or email address:
  

• Create a 6 digit secure PIN to login for avoiding entering password every time, keep this memorized.

• Enable biometric authentication (face ID or fingerprint) for added security.
  

• View your FAB credit card balance and other transaction details:
  

FAB Credit  Card Balance Check Through Online Banking :

Keeping up with the current digitization era, FAB also allows consumers to access their account via Online banking. For this option, navigate to their website FAB Web Portal. Enter your login credentials securely and complete the OTP verification process. You will find your complete account details, you can move to the credit card section and check the available credit limit.

Online banking can also help you to make any rectification if required which generally mobile apps or other options lack. Also the web portal is the most detailed place to access your credit card information.

Users can also limit their transactions, dispute incorrect transactions, check for upgrades, offers and analyze spends.

FAB Credit Card Balance Check Enquiry Using Email Alerts :

Customers can also avail the credit card balance check service Email alerts.

For Email : You may receive the email alerts on a regular interval as per your billing cycle. Alternatively you can also request the statement over email through FAB’s online portal.

FAB Credit Card Balance Check  Enquiry by Calling Customer Service (24/7 customer support)

FAB also provides the facility to their customers to simply call their toll-free numbers and connect with authorized personnel. To authenticate your details they will verify your personal information basis which they can access and provide the requisite information.

Generally, this service comes with a small amount of wait time and in some cases IVR options which may require some time and patience for users to connect with the support executive. However the information provided here is the same along with an opportunity to get additional support or clarification if needed.
User can follow the link below to get contact number specific to their region :
FAB Contacts

For UAE region - 600 52 5500

FAB Credit Card Balance Check by Visiting a FAB ATM or Branch

FAB has been in the market for a long period of time and it has provided offline methods for users.ATM and Branch visit come handy as the lender of the last resort, when all other options are inoperable or dealing difficulties while accessing them. 

Steps :

• Insert your credit card into the ATM.

• Enter your PIN (make sure to maintain privacy throughout the transaction).

• Select ‘FAB Balance Inquiry’ to check your available credit.

• Remove the card and any slip printed if in case. You may choose to destroy the same whilst leaving, ensuring that it does not remain readable.

Locate the nearest ATM or FAB branch to reach out to the in-person experience to avail all the necessary information and services. 

Benefits of Regularly Checking Your FAB Credit Card Balance Check

As the credit cards involve financial transactions, it is always highly recommended to regularly check and verify your credit card balance. To avoid risks, frauds, imitation and incorrect details, keep an eye on your credit card balance and transaction. This will not only help your account in check but will also help you in maintaining the credit score which is an essential component these days. Any missed payments result in default and are reported to the credit bureau.

Any incorrect transaction is advised to be reported to the regulatory authorities or support staff, for necessary and immediate action over the same. 

Common Issues and Troubleshooting of FAB Credit Card Balance Check

While accessing your credit card balance, there can be multiple factors which can cause issue :
Network Trouble :
The most common issue is while trying to access any online portal or services, users' networks might not be compatible to access the portal. While it is very rare, the same issue can also occur from bank’s end, in which case it is advised to visit the ATM or nearest branch

Incorrect/Forged Website or App :
Users should be aware of phishing attacks that can be sent via email or sms. Always visit the authentic website rather than any suspicious link. If in case of doubt, do get in touch with customer care services. 

Incorrect/Forgotten credentials :

It is always advised to use a strong password which is also easier to remember. Otherwise this may result in repeated incorrect attempts ultimately blocking the account. If in case, the user forgets the password, rather than trying to fill in the same credentials again and again, click on Forgotten Password to reset the same.
Transaction Failure :

If the transaction has failed twice, it is better to try it after some time to eradicate the possibility of multiple transactions or on an poorly handled portal. These issues are rare but are beneficial to be kept in mind.

If the issue persists, contact customer support for resolution.

Below are helpful tips for a secure FAB Credit Card Balance Check

Transaction Alerts : Enable transaction alerts via SMS and email to help regulate unauthorized transactions.

Review Statements : Always check monthly statements to identify any suspicious activity or incorrect charges(like incorrect taxes, fees, hidden charges, etc.).

Avoid using public networks : Public Wifi or LAN can be highly volatile in terms of security, and are major risk careers. Hence avoid using them and rely on private networks.

Report Lost or Stolen Credit Cards : Ensure that you are always having your credit card in safe space. At any time, if the card is stolen or lost, immediately report to the customer care and get the card blocked.
Personal Information : Always make sure that the personal information provided is up to date and make necessary checks especially to phone number and email.

Conclusion

Credit cards are a good and recommended financial asset if it is dealt safely and managed in a proper way.It can help build the most influential finance image of a user that is the credit score which helps in requesting for loans.

Most common issues faced while accessing the credit cards are incorrect details filled, late/missed bill payments. To overcome these issues, keep a check of your credit card details while doing the transaction through a physical card or via accessing digital platforms.
For not missing a bill or EMI of credit card transactions, it is highly advised to keep a monthly reminder of the due date.

Also it is advisable that you should pay the full amount to incur less interest and it also helps to keep your credit score intact as well.

While it also provides a facility to avail loans, cash withdrawal, but also comes with hefty interest rates and are often advised against.