MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 263
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 263
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Key Features
Reward Features
Earn Emaar Upoints
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 250
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 250
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Welcome offer of 500 LuLu Points and 0% interest on balance transfers with no processing fees
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 209
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 209
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Cashback
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
2.25%
ANNUAL FEE
AED 158
MINIMUM SALARY
AED 15,000
RATE
2.25%
ANNUAL FEE
AED 158
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 525
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.85%
ANNUAL FEE
AED 400
MINIMUM SALARY
AED 15,000
RATE
3.85%
ANNUAL FEE
AED 400
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / or AED 105
Joining Offers
Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.
Key Features
Reward Features
The fastest way to increase your FAB Rewards earning:
FAB Rewards bonus: Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.
More FAB Rewards on gaming: Earn up to 5 FAB Rewards per AED 1 spent on gaming including spending on PlayStation, Nintendo, Xbox, Steam, Twitch and more.
More FAB Rewards: Earn up to 2 FAB Rewards per AED 1 spent on your card.
Redeem instantly: Redeem your FAB Rewards instantly through the FAB Mobile app. Use your Rewards for more game time, exchange them for Emirates Skywards Miles or Etihad Guest Miles, buy mall e-vouchers, pay utility bills and much more
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / or AED 150
Key Features
Reward Features
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 735
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Apply for the Etihad Guest Visa Inspire Credit Card and receive exclusive offers
Key Features
Reward Features
Earn Etihad Guest Miles
Etihad Guest Miles earned on retail spends made on merchants located in European Union or under categories, grocery and supermarkets, quick service restaurant (i.e. fast food restaurant), insurance, car dealership, petroleum, transit, government services, utility payments, real estate, education & telecommunication payment will be capped at 750 Miles per statement cycle.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.33%
ANNUAL FEE
AED 1500
MINIMUM SALARY
AED 15,000
RATE
3.33%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / AED 99
Joining Offers
Welcome Offer:
Upto 60,000 bonus Skywards Miles
Key Features
Reward Features
Up to 60,000 bonus Skywards Miles
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25
ANNUAL FEE
AED 1050
MINIMUM SALARY
AED 15,000
RATE
3.25
ANNUAL FEE
AED 1,050
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / 105 AED
Joining Offers
Up to 25,000 Reward points, equal to €500 in hotel stays at Accor hotels around the world
Enjoy a rewarding welcome bonus on your ALL - ADCB Signature Credit Card. You will receive up to 25,000 Reward points from ALL when you apply and use your ALL - ADCB Signature Credit Card.
Key Features
Reward Features
Earn up to 2 Reward points from ALL for every USD1 spent*
Spending has never been so rewarding. Accumulate Reward points on all retail purchases when you use your ALL – ADCB Signature Credit Card.
Earn up to 1 Reward point from ALL on domestic spend
*Purchases on fuel, education, government, real estate, telecommunication, charity and transportation categories will earn 0.15 Reward points from ALL per USD 1 spent. Purchases at supermarkets, auto dealers, insurance and quick service restaurants earn 0.20 Reward points from ALL per USD 1 spent. International spends at countries in the EU region will earn 0.75 Reward points from ALL per USD 1 spent.
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 735
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Key Features
Reward Features
Earn Plus Points:
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.85%
ANNUAL FEE
AED 788
MINIMUM SALARY
AED 15,000
RATE
3.85%
ANNUAL FEE
AED 788
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
Enjoy AED 2,000 as a cashback welcome offer when you sign up for a CBD Visa Infinite Credit Card and spend a minimum of AED 12,000 within 30 days of card issuance
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.45%
ANNUAL FEE
AED 840
MINIMUM SALARY
AED 15,000
RATE
3.45%
ANNUAL FEE
AED 840
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Welcome Bonus
50, 000 Bonus Reward Points or 1st Year Free – No annual fees for the first year*
Key Features
Reward Features
Earn CBI Reward Points on all spends on your CBI Rewards World Mastercard Credit Card
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn LuluPoints
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.09%
ANNUAL FEE
AED 1199
MINIMUM SALARY
AED 15,000
RATE
3.09%
ANNUAL FEE
AED 1,199
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
100,000 welcome Etisalat Smiles Points
Key Features
Reward Features
Earn Etisalat Smiles Rewards Points
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / AED 105
Joining Offers
Receive 10,000 bonus TouchPoints when you spend AED 10,000 each month
Key Features
Reward Features
Earn Touchpoints
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.5%
ANNUAL FEE
AED 1500
MINIMUM SALARY
AED 15,000
RATE
3.5%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Get a warm welcome with a 35,000 Etihad Guest Miles bonus.
Key Features
Reward Features
EARN ETIHAD GUEST MILES FOR EVERY AED 10 YOU SPEND
EARN ETIHAD TIER MILES FOR EVERY AED 10 YOU SPENDS
All purchase transactions (domestic or international): 2.5 Miles earned per AED 10
MILES ACCELERATOR PROGRAM
Earn 6.5 Etihad Guest Miles for every AED 10 spent on your purchases (domestic and international) with an optional enrolment into the Miles Accelerator Program, for just AED 250 per month.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.69%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.69%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.10%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Get up to AED 800 cashback
Enjoy AED 600 when you apply for selected credit cards, plus AED 100 the first time you use your card in your mobile wallet, and AED 100 when you apply for your first supplementary card and use it for one transaction.
Eligibility criteria and Terms and conditions apply. Offer valid from 1 May to 31st December 2024 inclusive.
The campaign is open to all new and existing HSBC customers who apply and receive approval for a new primary credit card and who do not have a primary credit card at the time of application and had not had one during the 6 months prior to applying.
Key Features
Reward Features
Earn Airmiles on your HSBC Advance Credit Card
MINIMUM SALARY
AED 15,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 735
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Earn up to 40,000 Skywards Miles with your Skywards Signature Credit Card:
Key Features
Reward Features
Earn Skyward Miles
Per 1 USD of spend:
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 735
Non AED Transaction Fee
3.49%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
The Emirates Islamic Flex Elite Credit Card is precisely that. Receive a welcome bonus equivalent to AED 750 with 75,000 EI SmartMiles upon payment of your first year annual fee. Your key to unforgettable adventures awaits!.
Begin with a generous welcome bonus of AED 750 and embark on a journey of earning rewards for all your spends. Travel worry-free with multi-trip insurance and unwind with unlimited complimentary Airport Lounge accesses for you & a guest. Discover how this card can transform your everyday into something extraordinary.
Key Features
Reward Features
Earn EI SmartMiles
Earn Upto 3.75 EI Smart Miles per AED on international transactions.
Earn Upto 2.5 EI Smart Miles per AED on local transactions.
You can redeem your EI SmartMiles
10,000 EI SmartMiles = 1,750 AirRewards by Air Arabia
10,000 EI SmartMiles = 1,500 Etihad Guest Miles
10,000 EI SmartMiles =2,500 Marriott Bonvoy Points
10,000 EI SmartMiles = 1,750 Qatar Airways Privilege Club Avios Points
10,000 EI SmartMiles = 1,000 Skywards Miles
7,500 EI SmartMiles = 5,000 Smiles
6,500 EI SmartMiles = 1,000 Upoints By Emaar
Miles will be transferred within 5 working days
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
2.99%
ANNUAL FEE
AED 750
MINIMUM SALARY
AED 15,000
RATE
2.99%
ANNUAL FEE
AED 750
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Earn 2.5 reward points for 1 AED you spend on your card. Points earned can be used towards airline tickets, shopping mall vouchers and Club Apparel gift cards.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.5%
ANNUAL FEE
AED 750
MINIMUM SALARY
AED 15,000
RATE
3.5%
ANNUAL FEE
AED 750
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Apply for a Citi Premier Credit Card and get up AED 750 welcome offer as a statement credit.
Citibank Terms & Conditions apply
Key Features
Reward Features
Earn 3 ThankYou(R) Points per USD on all dining, fuel & grocery spend, Earn 2 ThankYou® Points per USD on non-AED spend spent and 1.5 ThankYou® Points per USD on local (AED) spend
With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences
AED 500 can be offset with 15,000 ThankYou® Points for any travel-related purchase, No limitation
on Citibank site
MINIMUM SALARY
AED 16,000
RATE
3.25%
ANNUAL FEE
AED 524
MINIMUM SALARY
AED 16,000
RATE
3.25%
ANNUAL FEE
AED 524
Non AED Transaction Fee
3.00%
Cash Advance Fee
3.00 % / Min 90
Joining Offers
Welcome Bonus
Key Features
Reward Features
Earn Voyager Rewards:
Redeem Voyager points against travel purchase transactions (flights/hotel bookings, travel packages, airport transfers, etc.)
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn CBI Reward Points on all spends on your CBI Rewards Platinum Mastercard
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
You can benefit from the offers above after a minimum spend of AED 2,500 on your du Platinum Credit Card in the month prior.
Customers will earn 10% cashback with du auto payment setup until 1 June 2021, then cashback will be based on spend criteria.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 2% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 2% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Joining Offers
Earn up to 30,000 bonus Skywards Miles with the Emirates Skywards DIB Signature Credit Card:
15,000 bonus Miles on card activation
15,000 bonus Miles on balance transfer
Key Features
Reward Features
Earn Skyward Miles for every 1 USD spend:
While credit cards eligibility varies from bank to bank, some common criteria include:
Minimum monthly income requirement of AED 14000
Valid Emirates ID and residence visa
Salary transfer to the bank (varies by provider)
Credit score evaluation
Employment Letter
Certain banks may also require additional documents like proof of residence, three-month bank statements, and a letter from your employer.
Credit Card Types
Credit Card Features
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
We gather this information to assist you better and track your progress with the credit card application.
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
