Top 10 DIB Credit Card Offers in UAE

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Dubai Islamic Prime Infinite Card Dubai Islamic Bank (DIB)

MINIMUM SALARY

AED 50,000

RATE

3.25%

ANNUAL FEE

AED 0

Golf offers
Valet Parking
Cinema Tickets
Dining Offers
Balance Transfer
Car Registration
Airport Lounge Access
Travel Insurance
Purchase Protection
Extended Warranty
Contactless Tech
Air Miles
Roadside Assistance

Extensive premium luxury lifestyle benefits
Premium travel benefits
Premium card with no annual fee

MINIMUM SALARY

AED 50,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Key Features

Earn Wala'a Dirhams on all spends
Up to 4 free valet parking services per month in Dubai & Abu Dhabi
Free access for cardholder plus a guest to over 900 premium airport lounges globally
20% off at Roxy on weekdays on Ultra Premium, Platinum Plus and Classic Silver Plus
Visa fine dining offers
Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
24-hour personalised premium concierge service
8% discount on hotel bookings made at Hotels.com
Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
Exclusive Visa Infinite Privileges
Credit Shield Takaful
Visa Luxury Hotel Collection offers
Free Multi-Trip Travel Insurance with cover up to US $1,000,000
Complimentary Concierge Services
Purchase protection for 90 days
Extended Warranty that automatically doubles the original warranty
Complimentary Roadside assistance services
Balance transfer facility
2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
Subscribe to Anghami Plus and enjoy upto four months free for the first year

Reward Features

Earn 1.0 Wala’a Rewards for every AED 1 spent on all retail spends.
Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

Things To Be Aware Of

Specific spend categories earn lower rewards

Apply Now

Dubai Islamic Al Islami Infinite Card Dubai Islamic Bank (DIB)

MINIMUM SALARY

AED 50,000

RATE

AED 1000 p.m.

ANNUAL FEE

AED 0

Valet Parking
Dining Offers
Car Registration
Airport Lounge Access
Travel Insurance
Purchase Protection
Extended Warranty
Air Miles
Roadside Assistance

Extensive premium luxury lifestyle benefits
Premium travel benefits
Premium card with no annual fee

MINIMUM SALARY

AED 50,000

RATE

AED 1000 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Key Features

Earn Wala'a Dirhams on all spends
Up to 4 free valet parking services per month in Dubai & Abu Dhabi
Free access for cardholder plus a guest to over 900 premium airport lounges globally
International concierge services
Visa fine dining offers
Emergency Merchant Authorization service
Exclusive Visa Infinite Privileges
Visa Luxury Hotel Collection offers
Free Multi-Trip Travel Insurance with cover up to US $1,000,000
Complimentary Concierge Services
Purchase protection for 60 days
Extended Warranty that automatically doubles the original warranty
Complimentary Roadside assistance services
Balance transfer facility

Reward Features

Earn Wala'a Dirhams

Earn 0.5% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Things To Be Aware Of

Only for DIB Wajaha customers
Has a monthly subscription fee of AED1000 (no interest rate)

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Emirates Islamic Skywards Infinite Credit Card Emirates Islamic

MINIMUM SALARY

AED 25,000

RATE

3.69%

ANNUAL FEE

AED 2000

Golf offers
Valet Parking
Cinema Tickets
Dining Offers
Balance Transfer
Airport Lounge Access
Purchase Protection
Extended Warranty
Air Miles

Automatic upgrade to Emirates Skywards silver membership
Complimentary Valet Parking
Unlimited Complimentary golf 7 days a week
Best skyward miles earning rates

MINIMUM SALARY

AED 25,000

RATE

3.69%

ANNUAL FEE

AED 2,000

Non AED Transaction Fee

2.34%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

1) Welcome Miles Bonus Category: 40,000 skywards miles
Upon payment of the Annual Membership fee of AED 999 and the joining fee of AED 1,000.

2) Cumulative retail spends (within 6 months): 35,000 skywards miles
Spend a minimum of AED 75,000 within 6 months

3) Spend with Emirates Airlines (within 6 months) : 15,000 skywards miles
Spend a minimum of AED 20,000 withing 6 months

Overall an ability to earn upto 90,000 bonus skywards miles!

Key Features

Unlimited Lounge Access: Free access for cardholder + 1 guest; USD 1 foreign spend needed for additional visits.
Skywards Silver Membership: Free for 12 months; renew with USD 2,500 Emirates spend.
2 Free Meet & Greet Services: Annual benefit with AED 5,000 monthly spend.
Multi-Trip Travel Insurance: Covers accidents, baggage delays, and lost belongings.
24/7 Global Assistance: Visa support for lost/stolen cards.
Reel Cinemas Offer: 3 "Buy 1 Get 1" tickets monthly with AED 5,000 spend.
Roxy Cinemas Discount: 20% off tickets, food, and beverages.
Free Valet Parking: 2 services monthly with AED 5,000 spend.
Unlimited Golf: Free rounds at select clubs with AED 10,000 spend.
Ladies Club Access: Free entry to Dubai & Sharjah clubs with AED 5,000 spend.
Balance Transfer: No profit charges for transferring balances.
Purchase Protection: Covers up to USD 7,500 per claim.
Extended Warranty: Adds 1 year to the manufacturer’s warranty.
Global Concierge: 24/7 booking and reservation assistance.
Cash Advance: Withdraw globally at 780,000+ ATMs.
Visa Infinite Discounts: Luxury offers and travel deals (up to 35% off).

Reward Features

Earn up to 2 Miles per USD 1 equivalent retail spends as per below rates

- 2 Skywards Miles at Emirates Airlines
- 1.5 Skywards Miles on international spend
- 1 Skywards Miles on domestic spend

Things To Be Aware Of

Specific categories of spend have lower earn rates

Apply Now

Dubai Islamic Prime Signature Card Dubai Islamic Bank (DIB)

MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 0

Golf offers
Valet Parking
Cinema Tickets
Dining Offers
Balance Transfer
Car Registration
Airport Lounge Access
Travel Insurance
Purchase Protection
Extended Warranty
Contactless Tech
Air Miles
Roadside Assistance

Premium lifestyle benefits
Premium travel benefits
No annual fee

MINIMUM SALARY

AED 25,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Key Features

Earn Wala'a Dirhams on all spends
Up to 3 free valet parking services per month in Dubai & Abu Dhabi
Free access for cardholder to over 900 premium airport lounges globally
20% off at Roxy on weekdays on Ultra Premium, Platinum Plus and Classic Silver Plus Visa fine dining offers
2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
Subscribe to Anghami Plus and enjoy upto four months free for the first year
Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
Exclusive Visa Signature Privileges
Credit Shield Takaful
Visa Luxury Hotel Collection offers
Free Multi-Trip Travel Insurance with cover up to US $500,000
Complimentary Concierge Services
Purchase protection for 90 days
Extended Warranty that automatically doubles the original warranty
Complimentary Roadside assistance services
Balance transfer facility
8% discount on hotel bookings made at Hotels.com
Fraudulent card misuse protection cover ($2,500 per occurrence with $4,000 annual aggregate limit)

Reward Features

Earn Wala'a Dirhams

Earn 3.0 Wala’a Rewards for every AED 1 spent on all retail spends.
Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

Things To Be Aware Of

Specific spend categories earn lower rewards

Apply Now

Dubai Islamic Al Islami Platinum Plus Credit Card Dubai Islamic Bank (DIB)

MINIMUM SALARY

AED 25,000

RATE

AED 600 p.m.

ANNUAL FEE

AED 0

Cinema Tickets
Car Registration
Travel Insurance
Purchase Protection
Roadside Assistance

Excellent loyalty rewards earn rate
No annual fee
Roadside assistance services
Personal accident & travel insurance cover

MINIMUM SALARY

AED 25,000

RATE

AED 600 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

Key Features

Earn Wala'a Dirhams on all spends
Purchase protection for 60 days Travel & personal accident insurance with cover up to US $100,000
Complimentary Roadside assistance services
Balance transfer facility
Credit Shield Takaful

Reward Features

Earn Wala'a Dirhams

Earn 3% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Things To Be Aware Of

Has a monthly subscription fee of AED 600 (no interest rate)

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Dubai Islamic Prime Platinum Card Dubai Islamic Bank (DIB)

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 0

Golf offers
Cinema Tickets
Balance Transfer
Car Registration
Travel Insurance
Purchase Protection
Contactless Tech
Roadside Assistance

No annual fee
Roadside assistance services
Personal accident & travel insurance cover

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

- / -

Key Features

Earn Wala'a Dirhams on all spends
Buy 1 Get 1 at Vox on Standard tickets on Sundays and 20% off on weekdays at Ultra Premium, Platinum Plus and Classic Silver Plus at Roxy
Customers can avail discounts from several Golf courses across the world with this
Access to over 200 airport restaurant offers globally
Up to 2 free valet parking services per month in Dubai & Abu Dhabi
Visa Luxury Hotel Collection offers
Purchase protection for 90 days
Travel & personal accident insurance with cover up to US $100,000
Complimentary Roadside assistance services
Balance transfer facility
Credit Shield Takaful
Card Protection Plus
Easy cash access with high cash withdrawal limits of up to 80% of credit limit.
8% discount on hotel bookings made at Hotels.com
Extended warranty & purchase protection on purchases made on the card 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
4 free months of Anghami Plus

Reward Features

Earn 2.5 Wala’a Rewards for every AED 1 spent on all retail spends.
Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

Things To Be Aware Of

Specific spend categories earn lower rewards

Apply Now

Dubai Islamic Johara Platinum Credit Card Dubai Islamic Bank (DIB)

MINIMUM SALARY

AED 15,000

RATE

AED 600 p.m.

ANNUAL FEE

AED 0

Cinema Tickets
Car Registration
Travel Insurance
Purchase Protection
Roadside Assistance

No annual fee
Roadside assistance services
Personal accident & travel insurance cover

MINIMUM SALARY

AED 15,000

RATE

AED 600 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

Key Features

Earn Wala'a Dirhams on all spends
Purchase protection for 60 days
Travel & personal accident insurance with cover up to US $100,000
Complimentary Roadside assistance services
Balance transfer facility
Credit Shield Takaful

Reward Features

Earn Wala'a Dirhams

Earn 2% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Things To Be Aware Of

Has a monthly subscription fee of AED 600 (no interest rate)

Apply Now

Dubai Islamic Consumer Reward Card Dubai Islamic Bank (DIB)

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 157

Contactless Tech

No minimum spend limits for cashback
Good cashback rates on specific categories

MINIMUM SALARY

AED 5,000

RATE

3.25%

ANNUAL FEE

AED 157

Non AED Transaction Fee

2.26%

Cash Advance Fee

Key Features

Earn Guaranteed Cashback, up to 3% on key categories
Wide Range of Cashback Opportunities
Balance transfer facility
Credit Shield Takaful
Exclusive merchant offers
Visa PayWave contactless technology
Roadside Assistance
80% Cash Withdrawal Limit

Reward Features

Earn Cashback:

Supermarket - 3% cashback, max AED 300 p.m
Automobile servicing - 3% cashback, max AED 300 p.m
Etisalat & Du payments - 3% cashback, max AED 100 p.m
Fuel spends - 3% cashback, max AED 100 p.m
Utility Bills - 3% cashback, max AED 100 p.m
Salik & Nol recharges - 3% cashback, max AED 25 p.m
Movie Ticket purchases - 50%, max AED 150 p.m

Maximum monthly cashback is AED 1,000 per billing cycle. Cashback is only on spends in UAE.

Things To Be Aware Of

All categories have max cashback limits

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Dubai Islamic Al Islami Gold Premium Credit Card Dubai Islamic Bank (DIB)

MINIMUM SALARY

AED 5,000

RATE

AED 475 p.m.

ANNUAL FEE

AED 0

Balance Transfer
Car Registration
Travel Insurance
Roadside Assistance

No annual fee
Roadside assistance services
Personal accident & travel insurance cover

MINIMUM SALARY

AED 5,000

RATE

AED 475 p.m.

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.26%

Cash Advance Fee

-/-

Key Features

Earn Wala'a Dirhams on all spends
Travel & personal accident insurance with cover up to US $87,500
Complimentary Roadside assistance services
Balance transfer facility
Credit Shield Takaful
8% discount on hotel bookings made at Hotels.com

Reward Features

Earn 2.0 Wala’a Rewards for every AED 1 spent on all retail spends.
Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

Things To Be Aware Of

Has a monthly subscription fee of AED 475 (no interest rate)
Specific spend categories earn lower rewards

Apply Now

Popular Cards from Top 10 (DIB)	Income Eligibility	Annual Fee	Interest / Profit Rate
Dubai Islamic Al Islami Gold Premium Credit Card	AED 5,000	AED 0	AED 475 p.m.
Dubai Islamic Al Islami Infinite Card	AED 50,000	AED 0	AED 1000 p.m.
Dubai Islamic Al Islami Platinum Plus Credit Card	AED 25,000	AED 0	AED 600 p.m.
Dubai Islamic Consumer Reward Card	AED 5,000	AED 157	3.25%
Dubai Islamic Johara Platinum Credit Card	AED 15,000	AED 0	AED 600 p.m.
Dubai Islamic Prime Infinite Card	AED 50,000	AED 0	3.25%
Dubai Islamic Prime Platinum Card	AED 15,000	AED 0	3.25%
Dubai Islamic Prime Signature Card	AED 25,000	AED 0	3.25%
Emirates Islamic Skywards Infinite Credit Card	AED 25,000	AED 2000	3.69%