The Middle East as a region has witnessed multiple growth opportunities as compared to the entire globe, be it the economy, the weather, the tourism, UAE stands at par with the best of the best or even further.
With the growing expat population in the United Arab Emirates, the economy has taken a new turn. Bank accounts are being issued daily, and handheld cards are being delivered efficiently to customers. Many times, employed individuals who have a regular income being deposited every month are trusted by the bank with a credit card. In today's world, a self-employed individual/applicant can also apply for a Credit Card UAE. Typically, the reason why banks do not offer unemployed or self-employed individuals is only because there aren't any regular income promises. In such situations, banks have a hard time handing over a credit card to an individual who is not eligible to repay the credit on time, maintain a good credit history, along with the two, maintain a good CIBIL Score.
Some of the best Credit Cards for Beginners with no credit in the United Arab Emirates are as follows :
To apply for most of the above mentioned Credit cards, the applicant is required to be at the least, of the age, 21 years and above. Along with being of the age 21 years and above, the applicant is required to obtain a monthly salary of AED 5,000 or more.
To hold a good credit score is one of the main factors that effect the applicant’s application process to obtaining a credit card in the UAE and round the globe. A good credit history along with a good credit score will notify the bank that the applicant is eligible enough to make repayments on time.
Abu Dhabi Commercial Bank, or ADCB, in the UAE offers some of the best Credit Cards for Beginners, beginning with the Talabat ADCB Credit Card. The ADCB is one of the easiest credit cards for applicants, providing various cashback offers and discounts on various entertainment arenas like the cinemas or Talabat. The following are required by the applicants to apply for a Talabat credit card with Abu Dhabi Commercial Bank :
The Abu Dhabi Commercial Bank offers its applicants a bunch of offers that can not be denied, and they are as follows :
Below mentioned are a few features that make the Talabal ADCB Credit Card a credit card for beginners in and around the United Arab Emirates.
The Abu Dhabi Commercial Bank (ADCB) offers applicants a 360 cashback-based credit card called the ADCB 360 Cashback Credit Card, and to apply for this, the applicants are required to :
A bunch of exciting offers offered to applicants upon receiving the 360 Cashback Credit Card from ADCB are as follows :
Below are a few features that make the ADCB 360 Cashback Credit Card the Credit Card for beginners in the UAE.
The ADCB LULU Titanium Credit Card offered by the ADCB to its applicants must tick mark the following categories :
The ADCB LULU Titanium Credit Card offers a few offers for applicants to enjoy the UAE and the Middle East without hesitation. The offers Provided are as follows :
The ADCB LULU Platinum Credit Card, provided by the Abu Dhabi Commercial Bank in the UAE, has a few requirements that are required to be followed by the applicants, and they are :
The ADCB LULU Platinum Credit Card offers its customers a bunch of cashback offers are they are as follows :
A bunch of features are mentioned as below, that make the ADCB LULU Platinum Credit Card a credit card for the citizens of UAE.
The Emirates NBD is known to provide the citizens of UAE with brilliant credit cards, especially for individuals starting new in the United Arab Emirates. Below are mentioned a few requirements to apply for the Emirates NBD Lulu 247 Titanium Credit Card :
The Emirates NBD Lulu 247 Titanium Credit Card comes with a bunch of offers for its applicants upon applying for the credit card, and they are as follows:
Applicants may receive a 3.5% cashback from LULU Points on daily expenses.
Applicants are promised an offer of “Buy One Get One Free” on VOX Cinema tickets.
The Emirates NBD Lulu 247 Titanium Credit Card contains a few features that make the LULU Titanium Credit Card a credit card for individuals starting in the Middle East or the United Arab Emirates. The features are as follows :
Cost Free Credit Card : The Emirates NBD Lulu 247 Titanium Credit card contains no Annual Fee that is required to be paid upon receiving or applying for the credit card.
Movie Discounts : The Applicants may enjoy a few benefits via cashback offers and discounts on movie tickets via the Emirates NBD Lulu 247 Titanium Credit Card.
To apply for the Emirates NBD U By Emaar Family Credit Card at the Emirates NBD, a few requirements are required to be fulfilled by the applicants, and they are as follows :
A few exciting offers provided to applicants upon applying for the Emirates NBD U By Emaar Family Credit Card are as follows :
Applicants may receive a cashback offer of 5% during shopping or dining at the Emaar Hospitality Group.
Applicants may receive a “Buy One Get One Free” offer on movie tickets at the Reel Cinemas and receive free popcorn plus a carbonated beverage with every movie.
Along with exciting offers offered to applicants upon applying for the U By Emaar Family Credit Card, arrives the main features of the credit card and it’s uses. The following are mentioned :
Obtaining a credit card with low credit in UAE, many credit cards make it to the list serving the purpose. Banks such as ADCB, CITIBANK, First Dubai Bank, and many more offer credit cards in UAE serving the purpose.
Applicants are required to be 21 years and above to apply for a credit card in UAE with a minimum monthly salary of AED 5,000 and above. Usually, banks offer credit cards to applicants with a good credit score, applicants who are 21 years and above and applicants who have a good credit score. For Beginners In UAE, banks offer credit cards with low monthly salary requirements and credit cards for beginners with a low monthly income requirement. This, in turn, helps citizens of the UAE, be they UAE nationals or Expatriates, manage finances systematically.
Credit cards for beginners in UAE offer applicants various cashback offers and discounts for entertainment purposes, dining purposes and on travel expenses too.
A few cards offer cashback to applicants making purchases of at least AED 1.
It must be noted that applicants must provide the required documents as they are without committing fraud. Applicants may be asked to present their Emirates ID and passport as proof of existence and may also be asked to present their address proof.
The types of credit cards offered by the Abu Dhabi Commercial Bank are the Tabalat ADCB Credit Card, ADCB 365 Cashback Credit Card, ADCB LULU Titanium Credit Card, and ADCB LULU Platinum Credit Card.
No. To apply for credit cards in the United Arab Emirates, the applicant is required to be of the age of 21 years and above.
The minimum monthly salary the applicant requires to possess a Credit card in the UAE is AED 5,000.
No. There is no annual fee, processing fee, overtime fee or any sort that is required to be paid by the applicant while applying for a credit card in the UAE.
Yes. TouchPoint Credit Card is one of the popular Credit Cards offered by Abu Dhabi Commercial Bank.
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FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
We gather this information to assist you better and track your progress with the credit card application.
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
