Compare Credit Cards
MINIMUM SALARY
AED 5000
RATE
3.50%
ANNUAL FEE
AED 0
- Dining Offers
- Balance Transfer
- Airport Lounge Access
- Easy Installment Plan
- Cash Loan
- No Cash Advance, Late or Overlimit fee
- Free for life
MINIMUM SALARY
AED 5000
RATE
3.50%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min AED 99
Joining Offers
Key Features
- No annual fee, late payment fee, cash advance fee or overlimit fee- ever
- Access to select airport lounges across the Middle East
- Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries
- PayLite: turn any big purchases into small payments
- Complimentary supplementary cards for your family members
Reward Features
The Citi Simplicity card does not include any sort of rewards program. While it is certainly a great option for paying down debt.
Things To Be Aware Of
- There are no rewards or cashbacks on this card
MINIMUM SALARY
AED 8000
RATE
3.25%
ANNUAL FEE
AED 0
- Dining Offers
- Balance Transfer
- Airport Lounge Access
- Travel Insurance
- No caps, no minimum spend, no redemption process & no spend
- 3% on non AED spend | 2% on Grocery Spend | 1% on all Other
- Unlimited access to 1000+ lounges worldwide for each cardhol
- No Annual Membership fee
- AED 200 Cashback Welcome offer
MINIMUM SALARY
AED 8000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Receive AED 200 Cashback Welcome offer upon meeting minimum spend of AED 5,000 in 90 days. T&Cs apply.
No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
Key Features
- 3% cashback on International Spend, 2% cashback on Grocery Spend and 1% cashback on all other spend
- Unlimited, a Automatic cashback on all spend
- No caps (up to the credit limit each month), no minimum spend, no redemption process and no spend categories excluded
- No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
- 50 free credits to enjoy 50% off total bills at participating merchants across grocery delivery, dining and spas
- Unlimited access to 1000+ LoungeKey lounges worldwide
- Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
- Fast, safe and effortless purchases, with Apple Pay
- PayLite: turn any big purchases into small payments
- Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries
Reward Features
Unlimited, Automatic Cashback on all Spend
3% cashback on all non-AED spend
2% cashback on all grocery/supermarket spend
1% on all other spend
No caps (up to monthly credit limit), no minimum spend, no redemption process and no spend categories excluded.
Things To Be Aware Of
- 2nd year Annual Fee of AED 300 if annual spend < AED 9,000
- VoucherSkout credits valid for 12 months from activation
MINIMUM SALARY
AED 5000
RATE
3.50%
ANNUAL FEE
AED 315
- Cinema Tickets
- Dining Offers
- Health & Fitness
- Balance Transfer
- Airport Lounge Access
- Welcome bonus of AED 300 cashback
- 5% cashback on supermarket, fuel & Utilities
- Upto 2 discounted tickets at VOX
MINIMUM SALARY
AED 5000
RATE
3.50%
ANNUAL FEE
AED 315
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min AED105
Joining Offers
Apply for a new FAB Mastercard credit card and earn cashback and earn AED 300 cashback as welcome bonus
-
Make one retail transaction in the first 30 days of card issuance and you’ll receive AED 300 as bonus cashback.
Key Features
- Cashback on all domestic and International transactions
- Free Supplementary Card
- Welcome bonus of AED 300
- Upto 2 discounted tickets at VOX
- Unlimited complimentary ariport lounge access at select GCC lounges for primary & supplementary card holders
- Buy 1 Get 1 Free offers using the Mastercard app
- Exclusive Avis rent a car benefits
- Shop Smart
- Luxury Serviced Apartments and Hotel Offers
- 3.5% interest per month for Banking customers ( with salary transfer) & 3.75% interest per month for Non-Banking (Non salary transfer) customers.
Reward Features
Earn Cashback
- 5% cashback on supermarket (including online), fuel and utilities. Posted as 12.5 FAB Rewards/ AED 1 spending
- 2% cashback on non-AED spends. Posted as 5 FAB Rewards/ AED 1 spending
- 1% cashback on all other retail spends, including online shopping. Posted as 2.5 FAB Rewards/ AED 1 spending
Effective from 15 March 2021, cashback per month is capped as follows: AED 500 cashback on supermarket shopping, AED 250 cashback on fuel and AED 250 cashback on utility spending. There are no caps for non-AED and other retail spending.
Things To Be Aware Of
- Max cashback caps apply to specific categories
MINIMUM SALARY
AED 15000
RATE
3.25%
ANNUAL FEE
AED 0
- Golf offers
- Cinema Tickets
- Dining Offers
- Balance Transfer
- Airport Lounge Access
- Travel Insurance
- Purchase Protection
- Complimentary Movies and Golf Offers
- VoucherSkout-Signup offer
- Annual Fee Waiver for the first year
- Flat 30% off 4 movie tickets at VOX Cinemas every month
MINIMUM SALARY
AED 15000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
AED 500 can be offset with 15,000 ThankYou® Points for any travel-related purchase, No limitation
Key Features
- Redeem points for cash rebates, staycation bookings, merchandise or transfer to 12 partner airlines including Emirates, Etihad, flydubai & British Airways
- No annual fee for the first year
- 50 free credits to enjoy 50% off total bills at participating merchants across grocery delivery, dining and spas
- Flat 30% off 4 movie tickets at VOX Cinemas every month
- Unlimited access to 1000+ LoungeKey lounges worldwide (+guest)
- Complimentary golf once a month at some of the best golf courses in the UAE
- Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
- Fast, safe and effortless purchases, with Apple Pay
- 6. Complimentary Travel Insurance and Purchase Protection
- 7. Complimentary Marhaba Bronze Meet & Greet service once a year at Dubai International Airport
- 8. Citibank World Privileges, Free Citibank Alerting service and much more
Reward Features
Earn 2 ThankYou® Points on non AED spend and 1.5 ThankYou® Points per USD on other AED spend.
With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences
- Transfer your ThankYou® Points to 12 airline and hotel partners for flights and hotel stays
- Book flights, hotels, rental cars and holiday packages with no blackout dates for bookings
- Choose from merchandise ranging from apparel to electronics to home goods and more
Things To Be Aware Of
- Minimum spend of AED 5,000 p.m for complimentary golf access
- 2nd year the annual fee applicable on this card is AED 750
MINIMUM SALARY
AED 8000
RATE
3.25%
ANNUAL FEE
AED 0
- Cinema Tickets
- Dining Offers
- Balance Transfer
- Airport Lounge Access
- Travel Insurance
- Purchase Protection
- Earn ThankYou Reward points on all spends
- VoucherSkout-Signup offer
- Unlimited global airport lounge access to 1000+ lounges
- Flat 30% off 2 movie tickets at VOX Cinemas every month
- AED 200 Cashback Welcome offer
MINIMUM SALARY
AED 8000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Receive AED 200 Cashback Welcome offer upon meeting minimum spend of AED 5,000 in 90 days. T&Cs apply.
No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
Key Features
- Earn up to 1.5 Thank You points per USD & convert your spend into cash rebate or shopping vouchers
- No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply
- 50 free credits to enjoy 50% off total bills at participating merchants across grocery & food delivery, dining, cinemas, golf, spas and theme parks!
- Flat 30% off 2 movie tickets at VOX Cinemas every month
- Unlimited access to 1000+ LoungeKey lounges worldwide
- Fast, safe and effortless purchases, with Apple Pay
- Pay with points for your purchases via SMS or online
- Quick Cash: instant cash at a click of a button
- PayLite: turn any big purchases into small payments
- Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries
Reward Features
Earn Citi ThankYou® Points
- Earn 1.5 ThankYou Points for any USD 1 spent on non AED spend
- Earn 1 ThankYou Points for any USD 1 spent on all other AED spend
With your ThankYou® Points you have the flexibility to redeem for travel rewards, merchandise, gift vouchers and many other rewarding experiences
- Choose from merchandise ranging from apparel to electronics to home goods and more
- Pay with Points for your purchases through SMS or Citibank Online
Things To Be Aware Of
- 2nd year Annual Fee of AED 300 if annual spend < AED 9,000
MINIMUM SALARY
AED 8000
RATE
3.45
ANNUAL FEE
AED 525
- Dining Offers
- Airport Lounge Access
- Travel Insurance
- Purchase Protection
- AED 500 Cashback as Joining offer
- Buy 1 Get 1 at costa coffee
- 20% off on 3 Careem rides
- Access to Visa concierge
- VIP guest status in 900+ international properties
MINIMUM SALARY
AED 8000
RATE
3.45
ANNUAL FEE
AED 525
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.75 % / Min 105
Joining Offers
AED 500 cashback joining offer ( requires a spend of AED 5000)
1. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from August 1 – 31 October 2022 (“the Offer Period”).
2. Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.
3. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.
4. Credit card applications sourced via sales representatives will not be eligible for the Offer.
5. The Bank will credit cashback to the client’s credit card statement.
6. Successful applications will receive the cashback on 31 December 2022.
7. Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid.
Key Features
- VIP guest status over 900+ international properties to enjoy VIP guest status
- Supported by Apple Pay, Samsung Pay, Google Pay and Fitbit Pay
- Buy 1 Get 1 Free offer, at any of the 150+ Costa Coffee outlets in the UAE
- Enjoy exclusive discounts of up to 20% at over 200 airport restaurants around the world with DragonPass
- Ease your trip at 450+ destinations
- multi-trip travel insurance
- 24×7 personalised services with Visa Infinite Concierge.
- Buyers Protection
- Get 20% off 3 Careem rides and 30% off 3 Careem Food & Shop
Reward Features
2% cashback on international spends or transactions made in foreign currency
1% on all other domestic spend
Things To Be Aware Of
MINIMUM SALARY
AED 15000
RATE
3.25
ANNUAL FEE
AED 1575
- Golf offers
- Valet Parking
- Cinema Tickets
- Dining Offers
- Balance Transfer
- Airport Lounge Access
- Travel Insurance
- Airport Chauffeur Services
- Welcome offer of up to 200,000 Etihad Guest Miles
- Premium lifestyle benefits - valet parking, cinema offers
- Premium travel offers - airport lounge, airport transfers
MINIMUM SALARY
AED 15000
RATE
3.25
ANNUAL FEE
AED 1575
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.15 % / Min103.95
Joining Offers
Key Features
- Earn up to 200,000 Etihad Guest Miles
- Complimentary Airport Lounge Access
- Complimentary Valet Parking offers
- Free Movie Tickets at Vox cinemas
- Complimentary Golf offers
- Concierge Desk
- Complimentary Airport transfers in Dubai and Abu Dhabi
- New Credit Shield Pro benefits
- Airport Dining Discount Program
- Avis Car Rental benefits
- Medical & Travel Assistance
- Global Customer Assistance Services
- Conceirge Digital Services
- The Entertainer
- Bicester Village Shopping Collection
Reward Features
- Earn 10 Miles per AED 10 spend on Etihad Airways, hotel and dining
- Earn 6 Miles on all other spends
- Earn 40,000 Miles upon payment of joining fee
- Earn 60,000 Miles upon spending AED 90,000 in first 6 months or earn 160,000 Miles upon spending AED 120,000 in first 6 months
- Get 50% Etihad Guest Miles redemption discount voucher when you spend minimum AED 150,000
- Earn 2.5 Etihad Tier Miles for every AED 10 spend on all spends
- 50% more with Express Miles for a nominal fee of AED 250
Things To Be Aware Of
MINIMUM SALARY
AED 8000
RATE
3.45%
ANNUAL FEE
AED 315
- Dining Offers
- Balance Transfer
- Airport Lounge Access
- Travel Insurance
- Purchase Protection
- Contactless Tech
- Shariah compliant fixed-fee card
- No cash advance fee on ATM
- Complimentary lounge access in 300 cities
- 20% off on careem rides
- AED 500 Cashback Welcome offer
MINIMUM SALARY
AED 8000
RATE
3.45%
ANNUAL FEE
AED 315
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / AED 105
Joining Offers
AED 500 cashback joining offer ( requires a spend of AED 5000)
1. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from August 1 – 31 October 2022 (“the Offer Period”).
2. Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.
3. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.
4. Credit card applications sourced via sales representatives will not be eligible for the Offer.
5. The Bank will credit cashback to the client’s credit card statement.
6. Successful applications will receive the cashback on 31 December 2022.
7. Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid.
Key Features
- Shariah Approved
- Buy 1 Get 1 Free at Costa Coffee
- Mastercard Priceless Cities Offers
- Unlimited access at over 10 lounges across Middle East & Levant
- Careem chauffeur benefits - 20% off 3 rides every month
- Mastercard Buy 1 Get 1 free offers
- Car rental offers from Avis
- Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
- Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase
Reward Features
Things To Be Aware Of
- 4 supplementary cards are free, AED 157.50 thereafter
MINIMUM SALARY
AED 5000
RATE
3.25%
ANNUAL FEE
AED 0
- Cinema Tickets
- Dining Offers
- Health & Fitness
- Balance Transfer
- Airport Lounge Access
- Contactless Tech
- Free for life card
- 3.5% cashback at Lulu stores and online
- Up to 2 free VOX cinema tickets per month
- Life time free card along with a AED 250 Noon.com Voucher
MINIMUM SALARY
AED 5000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min AED 99
Joining Offers
AED 300 noon.com e-voucher for all your online shopping!
Key Features
- Earn up to 3.5 back as Lulu points on spends at Lulu stores and online
- Exclusive privileges and offers at Lulu
- 3 Complimentary tickets at Vox Standard under Buy1 get 1 offer
- Free airport lounge access at over 10 lounges across the Middle East
- Buy 1 Get 1 offers with the Entertainer app
- Purchase protection cover up to 180 days from date of purchase
- Up to 30% discounts on round trip international airfare or hotels from Cleartrip.com
Reward Features
- Earn 3.5% on LuLu in-store and online spends
- Earn 2% on fuel spends
- Earn 1% on utility bill payment
- Earn 0.35% on all other spends
Redeem Lulu points at over 70 Lulu stores at 1 Lulu point = 1 AED
Things To Be Aware Of
- Min spend of AED 2,000 req for cinema offers
MINIMUM SALARY
AED 12000
RATE
3.25%
ANNUAL FEE
AED 0
- Golf offers
- Valet Parking
- Cinema Tickets
- Dining Offers
- Health & Fitness
- Balance Transfer
- Car Registration
- Airport Lounge Access
- Airport Chauffeur Services
- Purchase Protection
- Extended Warranty
- Air Miles
- Earn rewards on all domestic & international spends
- Comprehensive lifestyle offers
- Discounts on flights and holiday packages
- Flexible payment options
- Life time free card along with a AED 300 Noon.com Voucher
MINIMUM SALARY
AED 12000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Apply for a Platinum credit card and get it free along with a voucher worth AED 300 to spend on Noon.com.
Key Features
- Earn Plus Points rewards on all domestic and international spends
- Redeem Plus Points for gift vouchers, frequent flyer miles, annual fee waivers or cash back
- Complimentary 2-for-1 Deals with Entertainer
- Up to 2 airport transfers per calendar year
- Access to over 200 airport restaurant offers globally
- Pick up & delivery of car for servicing & registration once a year
- Free Local courier services within UAE up to 6 times per calendar year
- Up to 4 complimentary valet parking services at select locations in Abu Dhabi
- 10 complimentary tickets through Vox Buy1 Get1 and 20% off at Roxy Cinemas
- Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
- Salik auto top-up feature
- 0% Easy Instalment Plan
- Utility Bill Payments
- Bon Appetit - Exclusive dining discounts
- Discounts on air tickets and holiday packages
- Unlimited complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt
- International Medical & Travel Assistance
- Purchase Protection cover for lost, stolen and damaged goods
- Visa Luxury Hotel collection offers
- 8% discount on hotel bookings made at Hotels.com
- Extended warranty & purchase protection on purchases made on the card
- 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
- 4 free months of Anghami Plus
Reward Features
Earn Plus Points Rewards
- Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
- Earn Plus Points rewards on all domestic and international spends-Earn up to 1.5 Plus Points for every AED 100 spend
- Earn 0.4% Plus Points in supermarkets and groceries spends
- Earn 0.4% Plus Points in Insurance and Car Dealership spends
- Earn 0.2% Plus Points in Fuel and Utility Payments
- Earn 0.2% Plus Points in Real Estate and Education spends.
Things To Be Aware Of
- Specific spend categories earn lower rewards
