Best Top 10 Credit Cards Health Fitness Offer in UAE from Top Banks

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Emirates NBD Starwood Preferred Guest World Credit Card Emirates NBD

MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 1500

Golf offers
Valet Parking
Dining Offers
Health & Fitness
Car Registration
Airport Lounge Access
Travel Insurance
Airport Chauffeur Services
Purchase Protection
Air Miles
Roadside Assistance

Extensive premium lifestyle & travel benefits
Exclusive benefits at Starwood Hotels & Resorts
Earn Starpoints on all spends
Comprehensive travel insurance cover

MINIMUM SALARY

AED 25,000

RATE

3.09%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Introductory offer - Up to AED 2,500 Travel Vouchers

Key Features

Introductory offer - up to 50,000 bonus Starpoints
Automatically get complimentary Elite Credit of 5 nights / 2 stays
Earn Starpoints on all retail spends
Earn additional Starpoints for spends at Marriott Reward Hotels & participating SPG hotels and resorts
Redeem Starpoints for a host of rewards, including Free Night Awards, SPG Flights and SPG Moments
Complimentary SPG Gold member status
Complimentary access to 850+ premium airport lounges worldwide
Complimentary concierge service
Pick up & delivery of car for servicing & registration once a year
Free Local courier services within UAE up to 12 times per calendar year
Up to 4 complimentary valet parking services at select locations in Abu Dhabi
Complimentary golf access twice a month at select courses
Salik auto top-up feature
Bon Appetit - exclusive dining discounts
Discounts on air tickets and holiday packages
Free 24/7 Roadside Assistance
Up to 50% discount at over 500 spas, medical & wellness centres, gyms, salons and more
Up to 50% discounts across theme parks, indoor sports, marine attractions etc.
Enjoy exclusive benefits with Avis car rental services
The Bicester Village Shopping Collection Benefits
Hertz Gold Plus Rewards® Five Star Membership
Starwood Hotels & Resorts Complimentary Hotel Nights
Luxury Serviced Apartment Discounts
10% discount on any international roundtrip airfare
Complimentary Fast Track Travel Visa Service
Discounted chauffeur rides with Careem
Fairmont, Raffles, and Swissotel Spa Offer
MasterCard Buy 1 get 1 offers
Reebonz online shopping privileges
MYUS Premium Shipping Discounts
Travel Inconvenience & Cancellation Insurance
Comprehensive Travel Insurance Travel Medical cover up to $500,000
Card Fraud Protection cover up to $4,000 per year

Reward Features

Earn Starpoints Rewards:

Domestic retail Spends - 1 Starpoint per US $1
Spends at participating Marriott Rewards Hotels - 2 Starpoints per US $1
Spends at participating SPG Hotels - 5 Starpoints per US $1
Insurance, Car dealership related, Grocery/Supermarket - 0.25%
Real Estate, Education, Fuel, Govt Services, Utilities, Telecom - 0.1%

Redeem Starpoints for a host of rewards, including Free Night Awards, SPG Flights and SPG Moments.

Earn up to 50% more Starpoints every month (max 4,000) for all your retail purchases by enrolling in Express Points Programme (monthly fee of AED 300).

Things To Be Aware Of

$10,000 spend in 1st 3 mnths to earn 25,000 bonus Starpoints
Specific spend categories earn lower rewards

Apply Now

Emirates Islamic Skywards Signature Credit Card Emirates Islamic

MINIMUM SALARY

AED 12,000

RATE

3.69%

ANNUAL FEE

AED 700

Golf offers
Valet Parking
Cinema Tickets
Dining Offers
Balance Transfer
Airport Lounge Access
Travel Insurance
Purchase Protection
Extended Warranty
Air Miles

Automatic enrollment to Emirates Skywards blue membership
Unlimited Complimentary airport lounge access with a guest
Complimentary Cinema tickets, Golf rounds & Valet Parking
Complimentary Valet Parking

MINIMUM SALARY

AED 12,000

RATE

3.69%

ANNUAL FEE

AED 700

Non AED Transaction Fee

3.49%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

1) Welcome Miles Bonus Category: 30,000 skywards miles
Upon payment of the Annual Membership Fee of AED 700 and joining fee of AED 550.

2) Cummulative retail spends ( within 6 months): 20,000 skywards miles
Spend a minimum of AED 30,000 within 6 months

3) Spend with Emirates Airlines ( within 6 months) : 10,000 skywards miles
Spend a minimum of AED 10,000 withing 6 months

Overall an ability to earn upto 60,000 bonus skywards miles!

Key Features

Lounge Access: Free first visit; subsequent visits with USD 1 spend or USD 27 fee.
Enjoy unlimiTravel Insurance: Covers accidents and inconveniences on trips up to 90 days.
Reel Cinemas: 2 "Buy 1 Get 1" tickets monthly with AED 3,000 spend.
Roxy Cinemas: 20% discount on tickets, food, and beverages.
Valet Parking: 1 free service monthly with AED 3,000 spend.ted complimentary access to over 1000 airport lounges
Golf: 2 complimentary rounds monthly with AED 5,000 spend.
Dubai Ladies Club: Free access with AED 3,000 spend.
Purchase Protection: Covers theft or damage for purchases.
Extended Warranty: Adds 1 year to the manufacturer’s warranty.
Luxury Hotel Collection: Perks like upgrades, late check-out, and free breakfast.
Visa Travel Offers: Discounts on hotels, car rentals, and staycations.

Reward Features

Earn up to 1.5 Miles per USD 1 equivalent retail spends as per below table

1.5 Skywards Miles at Emirates Airlines
1.1 Skywards Miles on international spend
0.75 Skywards Miles on domestic spend

Things To Be Aware Of

Specific categories of spend have lower earn rates

Apply Now

Mashreq Solitaire Credit Card Mashreq Bank

MINIMUM SALARY

AED 25,000

RATE

3.45%

ANNUAL FEE

AED 650

Golf offers
Valet Parking
Cinema Tickets
Dining Offers
Health & Fitness
Balance Transfer
Airport Lounge Access
Travel Insurance
Airport Chauffeur Services
Purchase Protection
Extended Warranty
Air Miles

Extensive, premium luxury lifestyle benefits
Earn Salaam Carats on all spends
Premium travel benefits
50% discount on movie tickets
ED 2500 cashback as joining bonus

MINIMUM SALARY

AED 25,000

RATE

3.45%

ANNUAL FEE

AED 650

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Joining Offers

Apply & get AED 2500 cashback will be credited subject to spending AED 4,500 in Acquisition Month + 2 months timelines. Eg: if a card is setup in June, AED 4,500 needs to be spent by 31st August to get the Joining Bonus.

Key Features

AED2500 cashback as joining bonus
Earn Salaam Carats on all spends
Complimentary Golf at Arabian Ranches, Yas Link and Trump based on spend tiers. Discounts at 14 clubs in UAE and Muscat
Unlimited free access to 650+ airport lounges globally for primary, supplementary and a guest
Save up to 35% on the finest signature cuisines by the best hotels in the UAE
10 Complimentary tickets on Sundays in a month at VOX Standard and 20% off at Roxy
2 free valet parking at select locations in Dubai and Abu Dhabi
6 complimentary airport limousine service uses per year in Dubai
Redeem Salaam points for travel tickets and vouchers
Complimentary access to Fitness First
Exclusive 30% discount on Luxury yacht charter
6 complimentary Silver Marhaba Meet & Greet services in a year
Multi trip travel insurance
Visa luxury hotel collection offers
2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
Subscribe to Anghami Plus and enjoy upto four months free for the first year
24-hour personalised premium concierge service
8% discount on hotel bookings made at Hotels.com
Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)

Reward Features

Earn Salaam Carats

Earn 1 Salaam Point on local spends .
Earn 3 Salaam points on International spends.

Things To Be Aware Of

Supplementary card has annual fee of AED 630
Min monthly spends required for some benefits

Apply Now

on Mashreq Bank site

Emirates Islamic Skywards Infinite Credit Card Emirates Islamic

MINIMUM SALARY

AED 25,000

RATE

3.69%

ANNUAL FEE

AED 2000

Golf offers
Valet Parking
Cinema Tickets
Dining Offers
Balance Transfer
Airport Lounge Access
Purchase Protection
Extended Warranty
Air Miles

Automatic upgrade to Emirates Skywards silver membership
Complimentary Valet Parking
Unlimited Complimentary golf 7 days a week
Best skyward miles earning rates

MINIMUM SALARY

AED 25,000

RATE

3.69%

ANNUAL FEE

AED 2,000

Non AED Transaction Fee

2.34%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers

1) Welcome Miles Bonus Category: 40,000 skywards miles
Upon payment of the Annual Membership fee of AED 999 and the joining fee of AED 1,000.

2) Cumulative retail spends (within 6 months): 35,000 skywards miles
Spend a minimum of AED 75,000 within 6 months

3) Spend with Emirates Airlines (within 6 months) : 15,000 skywards miles
Spend a minimum of AED 20,000 withing 6 months

Overall an ability to earn upto 90,000 bonus skywards miles!

Key Features

Unlimited Lounge Access: Free access for cardholder + 1 guest; USD 1 foreign spend needed for additional visits.
Skywards Silver Membership: Free for 12 months; renew with USD 2,500 Emirates spend.
2 Free Meet & Greet Services: Annual benefit with AED 5,000 monthly spend.
Multi-Trip Travel Insurance: Covers accidents, baggage delays, and lost belongings.
24/7 Global Assistance: Visa support for lost/stolen cards.
Reel Cinemas Offer: 3 "Buy 1 Get 1" tickets monthly with AED 5,000 spend.
Roxy Cinemas Discount: 20% off tickets, food, and beverages.
Free Valet Parking: 2 services monthly with AED 5,000 spend.
Unlimited Golf: Free rounds at select clubs with AED 10,000 spend.
Ladies Club Access: Free entry to Dubai & Sharjah clubs with AED 5,000 spend.
Balance Transfer: No profit charges for transferring balances.
Purchase Protection: Covers up to USD 7,500 per claim.
Extended Warranty: Adds 1 year to the manufacturer’s warranty.
Global Concierge: 24/7 booking and reservation assistance.
Cash Advance: Withdraw globally at 780,000+ ATMs.
Visa Infinite Discounts: Luxury offers and travel deals (up to 35% off).

Reward Features

Earn up to 2 Miles per USD 1 equivalent retail spends as per below rates

- 2 Skywards Miles at Emirates Airlines
- 1.5 Skywards Miles on international spend
- 1 Skywards Miles on domestic spend

Things To Be Aware Of

Specific categories of spend have lower earn rates

Apply Now

ALL- ADCB Signature Credit Card Abu Dhabi Commercial Bank (ADCB)

MINIMUM SALARY

AED 15,000

RATE

3.25

ANNUAL FEE

AED 1050

Balance Transfer
Airport Lounge Access
Travel Insurance
Airport Chauffeur Services
Life Insurance

Up to 25,000 Reward points as joining bonus
50% discount on beach & pool at select Accor hotels in UAE
Upgrade to ALL Gold status & VIP guest status
Complimentary Airport Chauffer
Unlimited complimentary access to over 1000+ airport lounges

MINIMUM SALARY

AED 15,000

RATE

3.25

ANNUAL FEE

AED 1,050

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / 105 AED

Joining Offers

Up to 25,000 Reward points, equal to €500 in hotel stays at Accor hotels around the world

Enjoy a rewarding welcome bonus on your ALL - ADCB Signature Credit Card. You will receive up to 25,000 Reward points from ALL when you apply and use your ALL - ADCB Signature Credit Card.

Earn 7,500 Reward points from ALL when you apply for an ALL - ADCB Signature Credit Card.
Earn 7,500 Reward points from ALL when you spend AED 20,000 within 90 days from the date the card was issued.
Introductory offer: Earn an additional 10,000 Reward points if you apply on or before 31st August 2022.

Key Features

50% off beach, swimming pool and gym access at select Accor hotels in UAE
35% off all-inclusive access at select Rixos Resorts in UAE
Fast track upgrade to Gold status from ALL
Complimentary night on card anniversary at select Accor Premium hotels in UAE
25% off restaurants at select Accor hotels in UAE
25% discount in Spas at select Accor hotels in UAE
Unlimited buy 1 Get 1 free at Caribou coffee
Complimentary golf access
20% off 3 Careem rides a month
50% off 3 Careem food & shop orders every month
Fraudulent card misuse protection
Unlimited complimentary airport lounge access for cardholder
Complimentary Airport Chauffer – up to 2 rides a year
Multi-Trip Travel Insurance
Up to 30% off YQ Meet and Assist

Reward Features

Earn up to 2 Reward points from ALL for every USD1 spent*

Spending has never been so rewarding. Accumulate Reward points on all retail purchases when you use your ALL – ADCB Signature Credit Card.

Earn 2 Reward points from ALL on spends at Accor hotels in the UAE
Earn up to 2 Reward points from ALL on your international spends

Earn up to 1 Reward point from ALL on domestic spend

*Purchases on fuel, education, government, real estate, telecommunication, charity and transportation categories will earn 0.15 Reward points from ALL per USD 1 spent. Purchases at supermarkets, auto dealers, insurance and quick service restaurants earn 0.20 Reward points from ALL per USD 1 spent. International spends at countries in the EU region will earn 0.75 Reward points from ALL per USD 1 spent.

Apply Now

Emirates Islamic Switch Cashback Credit Card Emirates Islamic

MINIMUM SALARY

AED 5,000

RATE

3.69%

ANNUAL FEE

AED 314

Golf offers
Valet Parking
Airport Lounge Access
Travel Insurance
Purchase Protection
Extended Warranty

Up to 8% cashback on your spends
Unlimited complimentary access to over 1000+ airport lounges
Switch between Lifestyle or Travel category any month
Two rounds of complimentary golf per month
20% discount on the below Emaar Entertainment Attractions

MINIMUM SALARY

AED 5,000

RATE

3.69%

ANNUAL FEE

AED 314

Non AED Transaction Fee

2.34%

Cash Advance Fee

3.15 % / AED 131.25

Joining Offers

Limited Time Offer - Welcome bonus of AED 500 as cashback points!*

*To be eligible for the bonus cashback points a minimum retail spend of AED 15,000 in 60 days of card open date is required. The cashback points will be credited to your EI Rewards account within 90 days of campaign end date i.e. latest by 31 December 2024.

Key Features

Rewards – Up to 8% Cashback on your spends.
Lifestyle – 4% Cashback on Supermarkets, Dining & Education with 8% Cashback on Fuel.
Travel - 4% cashback on Airlines, Hotels & Dining.
2 "Buy 1 Get 1" complimentary movie tickets every month.
2 rounds of complimentary golf per month.
Complimentary valet parking service per month.
2 Bronze Meet & Greet services at Dubai Airport.
Unlimited Worldwide Airport lounge accesses for the cardholder.

Reward Features

Lifestyle

Merchant Category	Cashback %	Monthly Cap (in AED)
Supermarket (Domestic)	4%	200
Dining	4%	200
Fuel (Domestic)	8%	100
Education	4%	200
Telecom, Utilities, Real Estate & Govt. Spends	0.5%	No Cap
Other spends	1%	No Cap

Travel

Merchant Category	Cashback %	Monthly Cap (in AED)
Airlines	4%	200
Hotels	4%	200
Dining	4%	200
Telecom, Utilities, Real Estate & Govt. Spends	0.5%	No Cap
Other spends	1%	No Cap

On the Emirates Islamic Switch Cashback Credit Card, the Cashback calculated for the month are for all based on transactions posted in the calendar month based on the category chosen by the customer, Lifestyle or Travel. This means the Cashback earned will only be accrued for transactions billed within the calendar month subject to a minimum spend of AED 2,500.To redeem your accrued cashback as a statement credit, you must have a minimum of AED 300 worth of Cashback in your Cashback wallet.

Things To Be Aware Of

A minimum spend of AED 2,500 required for earning cashback

Apply Now

Standard Chartered Visa Infinite Card Standard Chartered Bank (SCB)

MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 1575

Golf offers
Cinema Tickets
Dining Offers
Health & Fitness
Balance Transfer
Airport Lounge Access
Travel Insurance
Purchase Protection
Extended Warranty
Air Miles

Premium lifestyle benefits
Earn Reward points on all spends
AED 1000 Cashback as joining bonus
Loaded with travel benefits!

MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

AED 1000 cashback joining offer ( requires a spend of AED 10000)

1. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1st May to 31st July 2023 (“the Offer Period”).

2. Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.

3. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.

4. Credit card applications sourced via sales representatives will not be eligible for the Offer.

5. The Bank will credit cashback to the client’s credit card statement.

6. Successful applications will receive the cashback on 31 December 2022.

7. Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid.

Key Features

AED 1000 cashback joining offer
Earn 360° Reward Points on all spends
Four free Careem airport rides per year with a maximum of AED 100 per ride.
Exclusive unlimited Fitness First access
Complimentary round of golf through Golflans offered by SCB. Discounts at 34 clubs in the UAE and Muscat
Unlimited complimentary access to 1000+ airport lounges worldwide including a guest
Avail upto 14 tickets at buy1 get 1 at VOX
Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
Buy 1 Get 1 Free at Costa Coffee
The Good Life privileges offers
24/7 Concierge service
Extended warranty
24-hour personalised premium concierge service
8% discount on hotel bookings made at Hotels.com
Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
Visa luxury hotel collection offers
2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts

Reward Features

Earn 360° Reward Points on all spends

Earn 360° Reward Points on all spends
Earn 2% of your Rewards Points balance as cashback with any airline bookings
Earn 2 360° Reward Point for every US $1 on International Spend
Earn 1 360° Reward Points for every US $1 Domestic Spend
360° Rewards Points, can be redeemed for exclusive merchandise, travel and much more
Transfer Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as hotel loyalty programmes.
(USD 1 is defined at AED 3.673)

Things To Be Aware Of

Reward points expiry 3 years from date of earning
AED 10,000 spend required by Aug 31 2022 for joining offer

Apply Now

HSBC Max Rewards Credit Card HSBC

MINIMUM SALARY

AED 10,000

RATE

3.69

ANNUAL FEE

AED 630

Cinema Tickets
Dining Offers
Health & Fitness
Balance Transfer
Airport Lounge Access
Travel Insurance
Purchase Protection
Air Miles

No annual fee for the 1st year AED 630 from year 2 onwards
Enjoy 8 Fitness First visits a month for AED 1 each*
Complimentary 12-month Careem Plus subscription
Amazon: Enjoy 15% off 1 purchase, up to AED 75, every month

MINIMUM SALARY

AED 10,000

RATE

3.69

ANNUAL FEE

AED 630

Non AED Transaction Fee

2.10%

Cash Advance Fee

3.15 % / AED 105

Joining Offers

Get AED 500 cashback when you apply for this card by 30 June 2025 and spend AED 6,000 within the first 60 days. Available on primary cards only. You can't have a primary credit card when you apply or in the 6 months before applying.

Key Features

Earn 1 Air Mile for every AED 1 spent, redeemable on flights, hotels, education, and shopping vouchers.
Earn up to AED 500 cashback as a joining bonus.
Enjoy 8 Fitness First visits a month for AED 1 each when you spend over AED 6,000 a month.
Amazon: Enjoy 15% off 1 purchase, up to AED 75, every month
Get Buy 1 Get 1 Free tickets at Vox cinemas twice a month, upon meeting the minimum monthly spend of AED 6,000.
Get Buy 1 Get 1 Free tickets at Reel cinemas twice a month, upon meeting the minimum monthly spend of AED 6,000.
Enjoy a complimentary 12-month Careem Plus subscription.
Access a range of rewards on shopping, dining, and more, worldwide.
Get 12 complimentary visits per year for you and additional cardholders to over 1,000 airport lounges when you make at least 1 international purchase of USD 1 with your HSBC Visa card 15 days before you travel.
Save at over 200 airport restaurants worldwide with the DragonPass Dine & Travel App (terms and conditions apply).
Get up to 8% off accommodation with Booking.com when you book using your credit card.
Enjoy deals on shopping, travel, dining, and more worldwide with home&Away.
Complimentary travel insurance cover of up to USD 500,000 for you and your family on trips up to 90 days.
Pay no annual fee for the first year; the fee is waived thereafter when you spend at least AED 12,000 annually.
Double the Air Miles earned when you spend over AED 3,000 a month on your Max Rewards Credit Card.

Reward Features

Air Mile for every AED 1 spend. Exchange or redeem your Air Miles for flights, hotels as well as education and retail voucher
Double your Air Miles on your dining, entertainment, fitness, travel and more when you spend more than AED 3,000 a month
Complimentary access to gyms, entertainment, dining, travel benefits and more, based on your monthly spend
Where minimum spend of AED 3,000 is not met and for ‘All other spends’, the Air Miles rate is 1 Air Mile on each AED 1 spend.
Lifestyle shopping includes apparel, electronics, online marketplace retailers, personal care and furniture, as defined by Visa

Apply Now

on HSBC site

Dubai First Dubai Moments Platinum Card Dubai First

MINIMUM SALARY

AED 8,000

RATE

2.58%

ANNUAL FEE

AED 200

Valet Parking
Cinema Tickets
Dining Offers
Health & Fitness
Balance Transfer
Airport Lounge Access
Purchase Protection
Air Miles

Earn 30,000 Bonus Dubai Mementos
Earn up to 2 Dubai Mementos for every Dirham spent
50% off Movie Tickets, anytime, anywhere

MINIMUM SALARY

AED 8,000

RATE

2.58%

ANNUAL FEE

AED 200

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

Welcome Bonus

Earn 30,000 Bonus Dubai Mementos in the first three months with your new Dubai Moments Platinum Card.
Average monthly spend of AED 5000 within 90 days of Credit Card issuance.

Key Features

Earn up to 2 Dubai Mementos for every Dirham spent
Careem chauffeur benefits - 20% off 3 rides every month
Customers can avail 50% discount on any cinema upto AED 100 per month. There is a spend requirement of AED 2000 to avail the cashback.
Complimentary Airport Lounge across the globe
Complimentary Valet Parking in locations across Dubai and Abu Dhabi
Access to premium health clubs
Dozens of special discount, shopping and travel discounts across the UAE
MasterCard Priceless Cities offers
Buy-1-Get-1-Free Entertainer Offers
Purchase protection
Car rental offers from Avis
Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn Dubai Memento Points

Earn Dubai Memento Points
Earn 2 Dubai Mementos for every AED 1 spent in Dubai
Earn 1 Dubai Memento for every AED 1 spent in other Emirates
Earn 2 Dubai Mementos for every AED 1 spent outside UAE
Redemption partners include AlShaya, Dubai Festival City, Oasis Center, Abu Dhabi Mall, Joyalukkas, Etisalat and many more.

Yearly Guaranteed Rewards

Spend AED 100,000 or more on retail purchases during the year to qualify for Bonus Mementos equivalent to the value of your total retail purchases**. For example, an accumulated spend of AED 110,000 during the course of one year of your membership will earn you 110,000 Bonus Mementos. These Mementos will be awarded after your anniversary date, upon your request. You can redeem Bonus Mementos for the full set of redemption options available.

Things To Be Aware Of

Cinema 50% off needs min spend of AED 2,000 p.m
Valet offer requires min spend of AED 2,000 p.m

Apply Now

Dubai first Cashback Card Dubai First

MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

Dining Offers
Health & Fitness
Balance Transfer
Airport Lounge Access
Contactless Tech
Air Miles

5% cashback on online purchases, utility bills, school fees
5% cashback at the supermarket
1% Cashback on everything else
Unlimited Airport Lounge access
20% off on Careem rides

MINIMUM SALARY

AED 5,000

RATE

3.50%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

No Annual fee

Key Features

5% cashback on online purchases including utility bills, travel bookings, school fees, fashion, electronics and everything else you buy online.
Up to 10% additional cashback on 1,500+ ecommerce sites with www.shopsmart.ae
Complimentary airport lounge access across MENA
Access to premium health clubs
Mastercard Priceless Cities offers
Travel and lifestyle benefits
Special offers and 0% payment plans across a range of premium partners.

Reward Features

Earn Cashback:

Dubai First Cashback Card offers unlimited cashback with instant earning & redemption through the Dubai First Mobile app.

5% cashback on online purchases (including utility bills, travel bookings, school fees, fashion, electronics and everything else you buy online)
5% cashback at the supermarket
1% cashback on everything else
Unlimited cashback earning
No minimum spend
Cashback everywhere you shop
Up to 10% additional cashback on 1,500+ ecommerce sites with Shopsmart

The Dubai First Cashback Card offers unlimited cashback as well as instant earning and redemption through the Dubai First Mobile App.

Things To Be Aware Of

Cashback is capped at max AED 1,000 p.m
2.5% cashback if total spend is more than AED 20,000 p.m

Apply Now

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