Dunia Finance's credit cards are available in various specifications: platinum, world and titanium. Depending upon the need and requirements, you can choose the credit card from the above types. Before applying for that, you need to check your eligibility criteria so that it will avoid any unforeseen delays with the approval of credit cards.
To apply for a credit card from Dunia Finance, it is not specifically mentioned that the applicant must be of this age and above. However, the basic and necessary age limit for you to be eligible for a credit card is 21 years old and above. To be more relevant in this detail, it is highly advisable to check the credit card's eligibility standards from the bank.
The common criteria that is expected in all of the credit card applications will be the proof of identity. This is to make sure that you are from the same country and then only the rules and regulations will be pertinent. The same goes with Dunia Finance credit card eligibility levels and the applicants are needed to be prepared with all the documents required.
Credit score
The credit score is one of the essential gateways that has been looked into your profile background while applying for a credit card. It is like a promising factor that will make the bank believe in your ability to repay the values. The definition of credit score can be considered as the individual's capability to repay the credit card amount upon the due date. This justifies the reason why credit score has the greatest significance in the eligibility criteria. In such cases, it is important for an individual not to go below the score of 400 and maintain good credit score levels for the banks to approve the credit card without any hesitation or doubts.
Each bank will have a certain limit imposed on your salary as a minimum threshold while applying for credit cards. This is due to the reason that the banks or financial institutions need to be very sure that you will be able to repay the amounts and the believable thing will be your employment status and your salary status. So, credit card approval works in a way that requires the individual to earn a certain amount of salary, and if that falls under the minimum salary limit, then it will be easy for the credit card to get approved. It is time for you to check the Dunia Finance credit card salary limit and check if you fit into the ground.
The minimum salary that is expected by Dunia Finance when an individual is applying for a credit card is between AED 5,000 and AED 12,000. The range between AED 5,000 to AED 12,000 is because Dunia Finance has three types of credit cards and each has its unique requirements. So, among those three credit cards, the salary limit varies; however, in a nutshell, the overall range of salary limit falls between AED 5,000 and AED 12,000. These salary limits vary for self-employed individuals, and they need to provide their bank statements to check their eligibility for the salary.
The salary certificate is applicable for people who are going for a job that gives them a monthly salary. This salary certificate acts as a kind of proof of your steady income, and it will be the supporting document along with your credit score for having the trust in the banks or the financial institutions.
This salary certificate will also check if you will be able to repay the credit card dues. Hence, it is most needed for you to submit it since it includes the details of your role or position in the job, your monthly salary details or the salary details as a whole if needed and your employment status mentioning if you are currently working there or not.
If in case, if you are already receiving the monthly salary slips from your workplace, then you do not have to get the salary certificate. Your salary slip itself will be enough and it will be considered as the required proof by the financial institutions. All these are the determining things of Dunia Finance credit card minimum salary limits.
If you are self-employed or doing business, then you won't be able to submit the salary certificate or salary slips. In order to check your eligibility, the banks and financial institutions have come up with another plan. Here, you have to submit the bank statements that will reveal your steady source of income and you have to submit the statements of your past three months. If this bank statement shows a regular credit of income or money to your account, then the credit card approval will be taken further, considering all other qualifying limits, too.
The following are the benefits of the Dunia Finance credit cards and explore the benefits to use it to the maximum of its advantages. It has cash back offers, travel benefits, dining and so on.
We have explored and learnt the eligibility criteria for applying for a credit card from Dunia Finance. It is never too late to get to know those eligibility standards and salary limits before applying for credit cards. It is always better to have a clear idea of what are the benefits and requirements in order to avoid confusion and any other problems in the later part. Dunia Finance credit card salary limit will absolutely help you in obtaining the knowledge of all the necessary documents, and getting it prepared first-hand will give you a smoother and more relaxed credit card application process.
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Dunia Finance indeed offers a free interest period for its credit card holders and that free interest period lasts for the initial 50 days.
The retail interest rate of 3.33% will be charged on the outstanding amount and this charge will be done on a monthly basis.
As per the terms and conditions, a Dunia Finance credit card holder can get up to 4 free supplementary cards for their family members. This has been a huge advantage for the people since the count of four is a large number comparatively with other banks and financial institutions.
No, Dunia Finance does not put any threshold like minimum spend of this much money in order to get the cashback for credit card usage on the payment or purchase. Fortunately, this is one of the interesting and useful benefits that comes along with the credit card of Dunia Finance.
Yes, absolutely! If you have the proof of residence or expats, you are good to apply for a credit card from Dunia Finance, making sure that you meet all the other requirements. You just need to have the residence proof or your Passport with a residence attached Visa. This will work for non citizens of UAE in applying for the credit card from Dunia Finance.
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We gather this information to assist you better and track your progress with the credit card application.
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