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+971

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 250

  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • 1% cashback: anywhere, anytime

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 250

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • 1% Cashback: anywhere – any time
  • Get preferred flight ticket rates from the ADIB Travel Desk
  • Free grace period up to 55 days to repay your outstanding balance
  • Withdraw 100% of your finance limit as cash
  • Four Free Supplementary cards
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

1% Cashback: anywhere – any time

MINIMUM SALARY

AED 8,000

RATE

2.58%

ANNUAL FEE

AED 200

  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Air Miles
  • Earn 30,000 Bonus Dubai Mementos
  • Earn up to 2 Dubai Mementos for every Dirham spent
  • 50% off Movie Tickets, anytime, anywhere

MINIMUM SALARY

AED 8,000

RATE

2.58%

ANNUAL FEE

AED 200

Non AED Transaction Fee

3.90%

Cash Advance Fee

3.00 % / Min 100

Joining Offers

Welcome Bonus

  • Earn 30,000 Bonus Dubai Mementos in the first three months with your new Dubai Moments Platinum Card.
  • Average monthly spend of  AED 5000 within 90 days of Credit Card issuance.

Key Features

  • Earn up to 2 Dubai Mementos for every Dirham spent
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Customers can avail 50% discount on any cinema upto AED 100 per month. There is a spend requirement of AED 2000 to avail the cashback.
  • Complimentary Airport Lounge across the globe
  • Complimentary Valet Parking in locations across Dubai and Abu Dhabi
  • Access to premium health clubs
  • Dozens of special discount, shopping and travel discounts across the UAE
  • MasterCard Priceless Cities offers
  • Buy-1-Get-1-Free Entertainer Offers
  • Purchase protection
  • Car rental offers from Avis
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn Dubai Memento Points 

  • Earn Dubai Memento Points
  • Earn 2 Dubai Mementos for every AED 1 spent in Dubai
  • Earn 1 Dubai Memento for every AED 1 spent in other Emirates
  • Earn 2 Dubai Mementos for every AED 1 spent outside UAE
  • Redemption partners include AlShaya, Dubai Festival City, Oasis Center, Abu Dhabi Mall, Joyalukkas, Etisalat and many more.

 

Yearly Guaranteed Rewards

Spend AED 100,000 or more on retail purchases during the year to qualify for Bonus Mementos equivalent to the value of your total retail purchases**. For example, an accumulated spend of AED 110,000 during the course of one year of your membership will earn you 110,000 Bonus Mementos. These Mementos will be awarded after your anniversary date, upon your request. You can redeem Bonus Mementos for the full set of redemption options available.

Things To Be Aware Of

  • Cinema 50% off needs min spend of AED 2,000 p.m
  • Valet offer requires min spend of AED 2,000 p.m

MINIMUM SALARY

AED 8,000

RATE

3.50%

ANNUAL FEE

AED 500

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • 10,000 welcome Etihad Bonus Guest Miles
  • 25% Etihad Guest Miles discount voucher
  • Miles Accelator and Double Miles on recurring trans.
  • Airport Transfers Facility
  • Free Cinema Tickets

MINIMUM SALARY

AED 8,000

RATE

3.50%

ANNUAL FEE

AED 500

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Primary Card- Earn 10,000 Etihad Guest welcome bonus Miles.

Supplementary Card- Earn 5000 Etihad Guest welcome bonus Miles.

Double Etihad Guest Miles when you use your card to buy Etihad Airways or Etihad Partner Airlines flight tickets.

Key Features

  • Receive 10,000 Etihad Guest Miles as welcome bonus for primary Card
  • Double Etihad Guest Miles for first 90 days when you use your card on recurring expenses such as groceries, utility bills or school fees
  • Miles Accelator Program
  • Earn bonus Etihad Guest Miles of 20000 on a spend of AED 40000 in the first six months
  • 25% Etihad Guest Miles discount voucher
  • Optional Miles Accelerator program
  • 2 complimentary airport pick up and drop off services per calendar year
  • Complimentary airport meet and greet services at Abu Dhabi and Dubai airports
  • 10 tickets under Buy1 get 1 at vox and 20% off at Roxy. Also avail 6 discounted tickets at Vox
  • 40% discount at over 100 golfcourses worldwide
  • Visa VOX Cinemas offer - 50% off on Sundays
  • Global purchase protection
  • Extended warranty
  • International medical and travel assistance
  • Home content insurance

Reward Features

EARN ETIHAD GUEST MILES FOR EVERY AED 10 YOU SPEND

  • Domestic transactions (AED): 2.0 Miles earned per AED 10
  • International transactions (non-AED): 3.5 Miles earned per AED 10
  • Etihad or Etihad Airways partners: 4.0 Miles earned per AED 10

MILES ACCELERATOR PROGRAM

Earn 5.5 Etihad Guest Miles for every AED 10 spent on your purchases (domestic and international) with an optional enrolment into the Miles Accelerator Program, for just AED 250 per month.

Things To Be Aware Of

  • Some benefits require min spend
  • Supplementary cards have annual fee of AED 250

MINIMUM SALARY

AED 6,000

RATE

3.25%

ANNUAL FEE

AED 103.95

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Life Insurance
  • RTA Nol Card related benefits
  • Exclusive cinema offers
  • Earn up to 5 Plus Points for every AED 400 spent
  • Complimentary life insurance pls refer to more details page
  • Free rides on dubai ferry

MINIMUM SALARY

AED 6,000

RATE

3.25%

ANNUAL FEE

AED 104

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Key Features

  • Use your Go4it Card like the RTA Nol Card as well as a credit card
  • Earn Plus Points rewards on all spends
  • 0% Easy Instalment Plan
  • Earn additional Plus Points on weekends and on RTA spends
  • Redeem Plus Points for gift vouchers, top up for your Nol Tag ID, frequent flyer miles, annual membership fee waivers, or even cash back
  • Salik Auto Top Up
  • Bon Appétit - An exclusive dining experience
  • Free rides on Dubai Ferry
  • Discounts on air tickets and holiday packages
  • Complimentary Life Insurance (AED 75,000)
  • International Medical & Travel Assistance
  • Utility Bill Paments
  • SkyShopper-Your online marketplace for deals and discounts
  • Lifestyle Protector Insurance
  • Auto top up facility for Nol top up
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

Earn Plus Points rewards

  • Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
  • Earn up to 5 Plus Points for every AED 400 spend on weekends.
  • Earn up to 4 Plus Points for every AED 400 spend on RTA.
  • Earn up to 1 Plus Points for every AED 400 spend on weekdays.

Things To Be Aware Of

  • Some benefits require min average 3monthly spend of AED2,000

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • 2% cashback on international and airline spends
  • Spend based waiver of annual fee
  • Buy 1 Get 1 Free offer, at Costa Coffee outlets in UAE
  • 8% off instant discount on Booking.com
  • 20% discount upto AED 20 on talabat

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / AED 105

Joining Offers

Annual Fees for primary credit cardholders will be waived if retail spends of the preceding 12 months exceeds AED 9,000 or equivalent.

Key Features

  • Complimentary visits for you and additional cardholders to over 1,000 airport lounges a year2
  • Get 20% discount up to AED 20 per order, with a minimum order of AED 50.
  • With multi-trip travel insurance, Simply Cash Cardholders and their families are covered on all trips for a duration of up to 90 days.
  • Download the BookingBash application and get the Pro membership (worth up to AED499) as complementary with your Simply Cash credit card,Explore your city with tons of 2-for-1 offers and exclusive discounts on attractions, tours, food and beverages, spas,
  • gyms, beauty treatments and much more.
  • Get a hot or cold coffee on us with the Buy 1 Get 1 Free offer, at any of the 150+ Costa Coffee outlets in the UAE.
  • Get up to 8% off (instant discount) on Booking.com when you pay with your Simply Cash card.
  • Journey cardholders enjoy up to 20% discount on rooms and suites when they use their card to book their stay in the UAE, Maldives, Bali, UK, Spain, Kuwait, Oman, Bahrain and China.
  • Enjoy up to 25% off on sensational cuisine form around the world. Enjoy exclusive discounts of up to 20% at over 200 airport restaurants around the world with DragonPass.
  • From restaurant reservations to planning a special occasion, enjoy 24×7 personalised services with Visa Signature Concierge.

Reward Features

2% cashback on international spends (in non-AED currency) • 2% cashback on Airline* spends • 1% cashback** on all domestic spends (in AED currency). 

Things To Be Aware Of

  • 3.75% cash transaction rate

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Extended Warranty
  • Earn 5% cashback at Al-Futtaim brands with FAB Rewards
  • Get a complimentary 0% Balance Transfer for up to 12 months
  • Upto 4 movie tickets per month from AED 15
  • Enjoy 2 complimentary airport transfers per annum
  • Get up to AED 650 cashback with a Blue FAB Platinum Card

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 150

Joining Offers

Apply for a Blue FAB Platinum Credit Card on the FAB Mobile app and receive up to AED 500 cashback in the form of Al-Futtaim FAB Rewards. Spend AED 5,000 or more in the first 60 days of card issuance to qualify for your cashback bonus. Offer valid until 14 June 2023. First Year introductory rate of 2.08% per month


Key Features

  • Get a complimentary 0% Balance Transfer for up to 12 months
  • Enjoy exclusive offers from Al-Futtaim brands
  • Get a first-year introductory offer on interest rates starting from 2.08% per month Get access to over 200 airport restaurant offers globally with DragonPass ‘Dine & Travel’ airport dining program
  • Save up to 12% at over 985,000+ hotels and vacation rentals worldwide with Agoda
  • Enjoy access to prestigious properties with the Visa Luxury Hotel Collection
  • Get up to 30% off retail rates for yQ Airport meet & assist services at over 450 destinations globally
  • Unlock 2-for-1 offers - xperience with the ENTERTAINER mobile app
  • Get 10% credit back on Careem BIKE rentals
  • Enjoy up to four movie tickets per month from AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinema (minimum monthly spend on the credit card to quality for the benefit is AED 3,000)
  • Add your Blue FAB Credit Card on Apple Pay, Google Pay and Samsung Pay
  • Enjoy 2 complimentary airport transfers per annum.
  • Extended Warranty with double the repair period offered by the original manufacturer’s warranty for up to one year
  • Buyers Protection for extra peace of mind when purchasing an eligible item
  • Receive up to four free supplementary cards for your family

Reward Features

  • Earn ten Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands including IKEA, ACE, M&S, Toys R Us, Toyota and many more*
  • Earn two Al-Futtaim FAB Rewards for every AED 1 spent elsewhere

MINIMUM SALARY

AED 8,000

RATE

3.85%

ANNUAL FEE

AED 300

  • Valet Parking
  • Dining Offers
  • Balance Transfer
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Earn more FAB Rewards on your spending and gaming
  • Movie tickets from just AED 15
  • Get up to two airport transfers a year
  • Purchase Protection and Extended Warranty

MINIMUM SALARY

AED 8,000

RATE

3.85%

ANNUAL FEE

AED 300

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.


Key Features

  • Movie tickets from just AED 15: Enjoy four movie tickets a month for only AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinemas. Get weekday movie tickets from only AED 20 at VOX Cinemas.
  • Visa lifestyle benefits: Get even more great benefits with Visa, including offers on dining, The Entertainer and Global Blue*.
  • Airport Transfers: Get up to two airport transfers a year from AED 40 (within the same city)
  • Visa Travel Benefits: Enjoy travel benefits and discounts with Visa’s partners including DragonPass Airport dining offers, YQ Meet & Assist, Avis Car Rental, Agoda, IHG Hotels & Resorts, Visa Luxury Hotel Collection, Jumeirah Hotels, Booking.com and many
  • Purchase Protection and Extended Warranty: Enjoy Purchase Protection and Extended Warranty of 12 months beyond the manufacturer or retail warranty*.
  • International Medical and Travel Assistance: If you used your FAB Rewards Platinum Credit Card to pay for your travel, you are eligible for free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your
  • principal country of residence for up to 90 days*.
  • Credit Shield: If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off.

Reward Features

FAB REWARDS

The fastest way to increase your FAB Rewards earning 

  • FAB Rewards bonus: Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.
  • More FAB Rewards on gaming: Earn up to 5 FAB Rewards per AED 1 spent on gaming including spending on PlayStation, Nintendo, Xbox, Steam, Twitch and more.
  • More FAB Rewards: Earn up to 1 FAB Reward per AED 1 spent on your card.
  • Redeem instantly: Redeem your FAB Rewards instantly through the FAB Mobile app. Use your Rewards for more game time, exchange them for Emirates Skywards Miles or Etihad Guest Miles, buy mall e-vouchers, pay utility bills and much more.

Things To Be Aware Of

  • Some benefits require minimum spends per month

MINIMUM SALARY

AED 8,000

RATE

15%

ANNUAL FEE

AED 300

  • Get cash faster than ever at a special rate of 15%* pa
  • Cash up to 6x your monthly salary or AED 175,000*
  • Instant cash advance up to 100% of your credit limit

MINIMUM SALARY

AED 8,000

RATE

15%

ANNUAL FEE

AED 300

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / or AED 99

Joining Offers

No annual fee in year 1. From  year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply


Key Features

  • Popular and first in market card like an always-on digital loan at a click of a button via Citi Mobile® app
  • Immediate cash up to 100% of credit limit in your bank account anywhere in UAE
  • Higher credit limit up to 6X monthly income or AED 175,000 (whichever is lower)
  • Special rate from 15%* per annum for the first loan booked within 1 month from card approval
  • Sign-up once and borrow as many loans as you need within your credit limit at a click of a button. No need to re-apply for new loans in the future.
  • No early repayment fees, so you can repay in installments (up to 48 months) or repay early in lump sum without worrying about additional charges
  • Talabat: 20% discount (up to AED 14) on grocery and food orders twice once a month on the Talabat app. Use code “MASTERCARD” at checkout
  • Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
  • Airport Lounges: Access to 10 lounges across the Middle East via MasterCard Travel Pass app
  • No Annual Membership Fee (AMF)**: waived indefinitely
  • T&Cs apply. 15% is the annual rate and is applicable only for new Citibank customers during the term of the 1st loan booked within 1 month of card approval. Min tenure is 24 months and max tenure is 48 months.
  • No AMF in year 1. AMF is waived for year 2 onwards without conditions.

Reward Features

This card does not have a reward feature


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on Citibank site

MINIMUM SALARY

AED 8,000

RATE

3.99%

ANNUAL FEE

AED 399

  • Save up to 4.25% on school fees
  • 2% cashback on international spending and 1% on domestic
  • 15% off on Carrefour online two times every month.
  • Complimentary lounge access to over 1,000 lounges
  • 20% off at Emaar entertainment

MINIMUM SALARY

AED 8,000

RATE

3.99%

ANNUAL FEE

AED 399

Non AED Transaction Fee

2.61

Cash Advance Fee

3.15 % AED 157.5

Key Features

  • Enjoy no annual fee if you spend AED 24,000 or more on non-educational spending in the previous year.
  • Save up to 4.25% on school fees
  • Enjoy 10% cashback on bus, canteen, uniform purchases and non-school activities
  • Receive a 20% discount at Emaar attractions
  • 2% cashback on spending
  • Enjoy unlimited complimentary lounge access to over 1,000 lounges worldwide for you and a guest.
  • 20% off at Emaar entertainment and 10% off Al Montazah Parks.
  • 15% off on Carrefour online two times every month.
  • 30% off general admission tickets at IMG Worlds.

Reward Features

  • Save up to 4.25% on school fees
  • Enjoy 10% cashback on bus, canteen, uniform purchases and non-school activities
  • Receive a 20% discount at Emaar attractions
  • 2% cashback on spending

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
  • Shariah compliant fixed-fee card
  • No cash advance fee on ATM
  • Complimentary lounge access in 300 cities
  • 20% off on careem rides
  • AED 200 Cashback Welcome offer

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / AED 105

Joining Offers

  1. AED 300 cashback joining offer ( requires a spend of AED 5000)
  2. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1st August  to 31st September 2023 (“the Offer Period”). 
  3. Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.
  4. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.
  5. Credit card applications sourced via sales representatives will not be eligible for the Offer.
  6. The Bank will credit cashback to the client’s credit card statement.
  7. Successful applications will receive the cashback on 31 December 2022.
  8. Clients will have until 30 November 2023 to meet the spend requirement of AED 5,000

Key Features

  • AED 300 cashback joining offer
  • Shariah Approved
  • Zero Cash Advance Fee, Zero Late fee,
  • Buy 1 Get 1 at Costa
  • Buyers Protection
  • Visa Concierge service
  • Airport lounges in 300 cities with 8 free visits per year
  • 20% discount on Talabat
  • Annual fee of AED 315 from year 2 onwards.

Reward Features

Earn Reward points When you spend AED 1,000 or more per month. Transfer your Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as to hotel loyalty programmes. Enjoy a seamless purchase experience. Instantly pay for your next purchase with your  Rewards Points, directly.


Things To Be Aware Of

  • 4 supplementary cards are free, AED 157.50 thereafter
  • Amazon joining offer requires spend criteria to be met

MINIMUM SALARY

AED 8,000

RATE

3.45

ANNUAL FEE

AED 525

  • Dining Offers
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • AED 500 Cashback as Joining offer
  • Buy 1 Get 1 at costa coffee
  • 20% off on 3 Careem rides
  • Access to Visa concierge
  • VIP guest status in 900+ international properties

MINIMUM SALARY

AED 8,000

RATE

3.45

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.75 % / Min 105

Joining Offers

AED 500 cashback joining offer ( requires a spend of AED 5000)

1.     The offer is valid for only New to Bank or New to Product credit card applications from the period starting from August 1 – 31 October 2022 (“the Offer Period”). 

2.     Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.

 3.     The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.

 4.     Credit card applications sourced via sales representatives will not be eligible for the Offer.

 5.     The Bank will credit cashback to the client’s credit card statement.

 6.     Successful applications will receive the cashback on 31 December 2022.

 7.     Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid.

Key Features

  • VIP guest status over 900+ international properties to enjoy VIP guest status
  • Supported by Apple Pay, Samsung Pay, Google Pay and Fitbit Pay
  • Buy 1 Get 1 Free offer, at any of the 150+ Costa Coffee outlets in the UAE
  • Enjoy exclusive discounts of up to 20% at over 200 airport restaurants around the world with DragonPass
  • Ease your trip at 450+ destinations
  • multi-trip travel insurance
  • 24×7 personalised services with Visa Infinite Concierge.
  • Buyers Protection
  • Get 20% off 3 Careem rides and 30% off 3 Careem Food & Shop

Reward Features

2% cashback on international spends or transactions made in foreign currency
1% on all other domestic spend

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • First year free card
  • 20% off on 3 Careem rides and 30% off 3 Careem Food & Shop
  • 25% Off for YQ’s Specialist Airport Assist Services
  • Buy 1 Get 1 at Costa Coffee

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Up to 10% cashback on online spends
  • Up to 10% cashback on foreign currency spends
  • Up to 10% cashback on mobile wallet spends
  • Complimentary airport lounge access to over 20 local & international lounges
  • Buy 1 Get 1 Free at Costa Coffee
  • Up to 30% off on travel with Cleartrip
  • Up to 10% off on Hotels.com
  • Purchase protection upto 90 days from date of purchase
  • Optional Credit Shield Insurance
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn excellent Cashback rates on Standard Chartered Platinum X Credit Card:

Supermakets spends, utility spends and education:

  • Total spends less than AED 2,499 - 0% cashback
  • Total spends between AED 2,499 & AED 7,499 - 3% cashback (max cashback AED 100)
  • Total spends between AED 7,499 & AED 14,499 - 5% cashback (max cashback AED 200)
  • Total spends above AED 14,499 - 10% cashback (max cashback AED 400, AED 200 for utilities)

Upto 10% on online, foreign currency and mobile wallets. 

Cashback points are valid for 12 months.

Value of a point is 1 AED

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Balance Transfer
  • Life Insurance
  • Contactless Tech
  • Earn Etihad Guest Miles on all spends
  • Exclusive benefits at Ferrari World & Yas Waterworld
  • Free for life card

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Earn 0.75 Etihad Guest Miles for every USD 1 spent locally
  • Exclusive benefits at Ferrari World and Yas Waterworld
  • Optional credit shield
  • Optional Family Protector plus life insurance
  • Utility Bill payments
  • Balance Transfer
  • Personal Payment Plan
  • Credit Card loan

Reward Features

  • Earn 0.75 Etihad Guest Miles for every USD 1 spent locally
  • Purchases in the category of Supermarkets, Government Services, Utilities and Education will earn 0.33 Etihad Guest Miles per USD 1

MINIMUM SALARY

AED 8,000

RATE

3.69

ANNUAL FEE

AED 383

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Welcome bonus of AED 365 subject to spend of AED 5000
  • No Annual fee for first year
  • 5% Cashback On groceries
  • Monthly cashback upto AED 1000
  • Buy 1 Get 1, Free movie tickets at VOX Cinemas in the UAE

MINIMUM SALARY

AED 8,000

RATE

3.69

ANNUAL FEE

AED 383

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / or AED 105

Joining Offers

Welcome bonus of AED 365 is subject to a minimum spend of AED 5,000 within the first 45 days. Welcome bonus will be credited as cashback within 90 days of card issuance, upon meeting the spend eligibility criteria.

Key Features

  • Buy 1 Get 1 free movie tickets
  • 12% off on hotel bookings on Visa Agoda website
  • Mobile and digital wallets
  • Card control
  • School fee payments
  • Balance transfer
  • Credit shield
  • Instalments payment plans
  • FlexiPay
  • Credit card loan

Reward Features

  • 3% Cashback On utilities, telecom, fuel and Salik
  • 6% Cashback On dining including online orders
  • 5% Cashback On groceries
  • 1% Cashback On all other retail spends
  • AED 365 As a welcome bonus
  • No Annual Fee For the first year
  • Buy 1 Get 1, Free movie tickets at VOX Cinemas in the UAE
  • Monthly cashback up to AED 1,000

Things To Be Aware Of

  • An annual fee of AED 383.25 (including VAT) from year 2

MINIMUM SALARY

AED 8,000

RATE

3.00%

ANNUAL FEE

AED 800

  • Golf offers
  • Cinema Tickets
  • Purchase Protection
  • Extended Warranty
  • Covered Card limit up to AED 250,000

MINIMUM SALARY

AED 8,000

RATE

3.00%

ANNUAL FEE

AED 800

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • Covered Card limit up to AED 250,000
  • 60% Cash withdrawal limit​​
  • Free Road-Side Assistance
  • Advanced Chip & Pin​ Technology
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • 50% off cinema tickets at VOX Cinemas across UAE on Sundays (max of 10 free tickets per month)
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Extended warranty & purchase protection on purchases made on the card
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Things To Be Aware Of

  • AED 100 annual fee for supplementary cards

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 1000

  • Golf offers
  • Cinema Tickets
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
  • 1% unlimited cashback on all spends
  • Free roadside assistance service

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 1,000

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • 1% flat Cashback: anywhere – any time
  • Free roadside assistance
  • Withdraw 100% of your finance limit as cash
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Free grace period up to 55 days to repay your outstanding balance
  • Four Free Supplementary cards
  • ADIB Travel Desk benefits
  • 50% off cinema tickets at VOX Cinemas across UAE on Sundays (max of 10 free tickets per month)
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Extended warranty & purchase protection on purchases made on the card
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus
  • Screen reader support enabled.

Reward Features

1% flat Cashback: anywhere – any time

Things To Be Aware Of

  • 5th supplementary card onwards annual fee is AED 500
  • 5th supplementary card onwards annual fee is AED 1000

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn Salaam points on all spends
  • Travel benefits
  • AED 1000 cashback as joining bonus

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Joining Offers

Joining bonus offer of AED 1000 on Cashback card, AED 1000 on Platinum Elite card and AED 2,000 on Solitaire card Eg: if a card is setup in June, AED 4,500 needs to be spent by 31st August to get the Joining Bonus.

Cashback that will be credited subject to customer spending AED 4,500 in Acquisition Month + 2 months timelines. Eg: if a card is setup in June, customer has to be spend AED 4,500 by 31st August to get the Joining Bonus.

Key Features

  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Earn 3 Salaam Points for every dirham of retail spends
  • Enjoy 3X rewards on all dining and dutyfree spends
  • Complimentary visits to Fitness First
  • Access to 25+ airport lounges in the Middle East and Levant 3 complimentary Airport Pick up or Drop services in a year in Dubai
  • Complimentary Travel Insurance Certificate
  • Car rental offers from Avis
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Complimentary Elite Travel Protection Plan
  • Travel Inconvenience & Cancellation
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Travel Accident & Medical
  • Extended Warranty
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn Salaam Points:

  • Earn  3 Salaam points on International spends.
  • Earn 1 Salaam Point on local spends .

Accelerated Reward Points:

  • Enjoy 3X rewards on all dining and duty-free spends.

Things To Be Aware Of

  • Min monthly spends required for some benefits
  • Supplementary card annual fee of AED 156.45
Apply Now

on Mashreq Bank site

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

  • Dining Offers
  • Health & Fitness
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn Salaam points on all spends
  • Travel benefits

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Key Features

  • Personalise your credit card with an image of your choice
  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Earn 4 Salaam Points for every dirham of retail spends
  • Enjoy 3X rewards on all dining and dutyfree spends
  • Access to 25+ airport lounges in the Middle East and Levant 3 complimentary Airport Pick up or Drop services in a year in Dubai
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus
  • 8% discount on hotel bookings made at Hotels.com
  • Complimentary Travel Insurance Certificate
  • Complimentary Elite Travel Protection Plan
  • Travel Inconvenience & Cancellation
  • Travel Accident & Medical
  • Extended Warranty
  • Purchase Protection

Reward Features

Earn Salaam Points

  • Earn up to 4 Salaam Points for every dirham of domestic retail spend 
  • Earn up to 8 Salaam Points on every dirham equivalent of international retail spend

Things To Be Aware Of

  • Supplementary card annual fee of AED 156.45

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Earn Salaam points on all spends
  • Travel benefits

MINIMUM SALARY

AED 7,000

RATE

3.45%

ANNUAL FEE

AED 682

Non AED Transaction Fee

2.79%

Cash Advance Fee

3.15 % / Min 210

Key Features

  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Earn 3 Salaam Points for every dirham of retail spends
  • Enjoy 3X rewards on all dining and dutyfree spends
  • Complimentary visits to Fitness First
  • Complimentary access to more than 500 airport lounges in over 300 cities
  • 10 Complimentary tickets on Sundays in a month at VOX Standard and 20% off at Roxy
  • 3 complimentary Airport Pick up or Drop services in a year in Dubai
  • Complimentary Travel Insurance
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • Elite Lifestyle - A host of exclusive discount offers across categories
  • Medical & Legal referral
  • Purchase Protection
  • Extended Warranty
  • Emergency assistance

Reward Features

Earn Salaam Points

  • Earn 1 Salaam Point on local spends .
  • Earn  3 Salaam points on International spends.

Accelerated Reward Points:

  • Enjoy 3X rewards on all dining and duty-free spends.

Things To Be Aware Of

  • Min monthly spends required for some benefits
  • Supplementary card annual fee of AED 156.45

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 299

  • Valet Parking
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Roadside Assistance
  • Earn cashback on all spends
  • Free roadside assistance, valet parking

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 299

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • 1.25% cashback on international spend and 0.8% on domestic spend
  • Access to over 850 VIP Airport Lounges worldwide
  • Merchant offers and discounts​
  • MasterCard Experience & offers and hotel discounts
  • Discounts on Travel and holiday packages
  • Valet parking at select locations in the UAE
  • Meet and Greet service across 450 airports worldwide
  • Withdraw 100% of your finance limit as cash
  • ADIB Travel Desk benefits
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
  • Mastercard Buy 1 Get 1 free offers
  • MyUS Online shopping benefits and offers
  • Complimentary nights at select Marriott Bonvoy properties worldwide
  • Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® Five Star membership
  • Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
  • Travel insurance cover upto $500,000 covering the cardholder & family
  • Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Reward Features

1.25% cashback on international spend and 0.8% on domestic spend

Things To Be Aware Of

  • 5th supplementary card onwards annual fee is AED 299

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 314

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Earn cash back on all spends
  • Earn up to 10% cashback

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 314

Non AED Transaction Fee

3.00%

Cash Advance Fee

3.00 % / Min 90

Key Features

  • Get up to 10% cash back on groceries, utilities, school fees, dining, fashion, fuel etc. (max cap of AED 500 cashback per month)
  • 12 tickets in a month at VOX under Buy1 and Get 1. Also avail 20%off at Roxy
  • Access to over 200 airport restaurant offers globally
  • Extended warranty & purchase protection on purchases made on the card
  • 30% off on dining, shopping, travel and entertainment experiences from over 450 partners

Reward Features

Earn cashback  subject to minimum spend of AED 2,000 per month:

  • Cashback rates are dependent on number of transactions made - 1-5 = 1%, 11-25 = 2%, 26-40= 4%, 41-50 = 6%, 51-60 = 8%, 61+ = 10%
  • Minimum transaction value to qualify is AED 75
  • Limits apply on number of transactions per day and per month for each merchant ID as well as specific  merchant category codes (MCC)
  • Maximum cash back per month is AED 500

Things To Be Aware Of

  • Interest rate varies based on % of total bal paid previously

MINIMUM SALARY

AED 8,000

RATE

3.69%

ANNUAL FEE

AED 400

  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Welcome bonus of AED 1,000*
  • Complimentary global airport lounge access with Lounge Key
  • Earn up to 10% cashback on specific categories

MINIMUM SALARY

AED 8,000

RATE

3.69%

ANNUAL FEE

AED 400

Non AED Transaction Fee

2.75%

Cash Advance Fee

3.00 % / Min 105

Joining Offers

No Annual Fee for the first year on Primary Card. Annual fee applicable only from second year onwards

Key Features

  • Earn up to 10% cashback on key shopping categories including supermarket, fuel, education, utility bills and more
  • No annual fee for the first year
  • Enjoy 50% off all week long across VOX and Reel Cinemas movie tickets across UAE plus 20% off on F&B across all Reel Cinemas
  • Free Valtrans valet parking 2 times per month at over 15 locations like City Walk, Dubai International Airport, YAS Waterworld, Ferrari World and many more locations.
  • 8 Complimentary visits a year. Access to 1000+ VIP airport lounges for cardholder plus a guest
  • Travel insurance cover upto $500,000 covering the cardholder & family for trips upto 90 days in duration
  • 12 months complimentary extended warranty on your electronic purchases
  • Visa Luxury Hotel collection offers
  • 24-hour personalised premium concierge service
  • Fraudulent card misuse protection cover ($2,500 per occurrence with $4,000 annual aggregate limit)

Reward Features

Earn up to 10% Cashback on your monthly spends with CBD's Super Saver Cashback Credit Card with the maximum of up to AED 600 per month

• Up to 10% Cashback on Supermarket spends
• Up to 10% Cashback on Education (School, College, University Fees)
• Up to 10% Cashback on Utility bill payments
• Up to 10% Cashback on Transport (Fuel)

Track your Cashback in realtime through CBD App and redeem it instantly as Cashback

Earn up to 10% CASHBACK on the following everyday retail spend categories, capped at AED 200 per category, per month. A minimum monthly total spend of AED 3,000 across all categories is required to start earning cashback.       

  • Bills (e.g. Telecomm Bills, Utilities Bills and Government-Linked Payments)
  • Education (e.g. Schools, and Colleges/Universities in the UAE and abroad)
  • Supermarket (e.g. Grocery Stores)
  • Transport (e.g. Fuel )

Earn up to 1% Cashback on every AED 2 on all other spends, with no caps.

Things To Be Aware Of

  • Min. spend of AED 3,000 req. to earn cashback
  • Max cashback per month is AED 200 per ctgry and 600 a month
  • Min spend of AED 5000 on primary card for movies offer

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 500

  • Cinema Tickets
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Roadside Assistance
  • 1% unlimited cashback on all spends
  • Free roadside assistance service

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 500

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • 1% flat Cashback: anywhere – any time
  • Free roadside assistance
  • ADIB Travel Desk benefits
  • Withdraw 100% of your finance limit as cash
  • Free grace period up to 55 days to repay your outstanding balance
  • Four Free Supplementary cards
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

ADIB Rewards Program

1% flat Cashback: anywhere – any time

Things To Be Aware Of

  • 5th supplementary card onwards annual fee is AED 500

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Air Miles
  • No annual fee
  • Earn cashback on all spends
  • Lifestyle benefits (valet parking, airport drops etc.)

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.50%

Cash Advance Fee

3.00 % / min 100

Key Features

  • Annual Fees waived
  • Complimentary Global Internet Calling
  • Complimentary U by Emaar loyalty program membership
  • Earn 1.25% cashback on local spends & 2% on international spends
  • Unlimited access to over 25 Regional and International Airport lounges
  • Complimentary workouts at select gyms in Dubai & Abu Dhabi
  • Free round of golf at Arabian Ranches Dubai
  • 2 free valet parking services per month at 30+ locations in Abu Dhabi and Dubai
  • 2 complimentary airport pick-up or drop-off services within Abu Dhabi, Dubai or Sharjah per year
  • Buy 1 Get 1 free on over 900 offers on Dining and Hotel nights

Reward Features

Earn Cashback

  • Earn 1.25% cashback on local spends
  • Earn 2% cashback on international spends

Can be redeemed for CashBack, Sharaf DG, Kalyan Jewellers, Joyalukkas, Jacky's retailer & Jack's Electronics vouchers and Awqaf and Minors Affairs (AMAF) donations.

Things To Be Aware Of

  • Some benefits require minimum spend criteria to be met

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Valet Parking
  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • No annual fee
  • Earn cashback on all spends

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.50%

Cash Advance Fee

3.00 % / min 100

Key Features

  • Annual Fees waived
  • Complimentary Global Internet Calling
  • Earn 1% cashback on local spends & 2% on international spends
  • Unlimited access to selected airport lounges across Egypt, Jordan, Kuwait, Saudi Arabia & UAE
  • 1 free valet parking service per month at 30+ locations in Abu Dhabi and Dubai
  • Buy 1 Get 1 free on over 900 offers on Dining and Hotel nights

Reward Features

Earn Cashback

  • Earn 1% cashback on local spends
  • Earn 2% cashback on international spends

Can be redeemed for CashBack, Sharaf DG, Kalyan Jewellers, Joyalukkas, Jacky's retailer & Jack's Electronics vouchers and Awqaf and Minors Affairs (AMAF) donations

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Balance Transfer
  • Airport Lounge Access
  • Air Miles
  • No annual fee in 1st year
  • FlySmiLes Silver Tier privileges

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.50%

Cash Advance Fee

3.00 % / min 100

Key Features

  • Get 10,000 bonus miles with Srilankan airlines
  • Earn 1 FlySmiLe for every US Dollar spent
  • FlySmiLes Silver tier privileges
  • 2 Complimentary visits to select airport lounges worldwide
  • Unlimited complimentary access to Marhaba Lounges across airports in the Middle East
  • oneworld airline alliance’s Frequent Flyer Programme

Reward Features

Earn FlySmiLes

Earn 1 FlySmiLe for every US Dollar spent.

Things To Be Aware Of

  • Annual fee from 2nd year is AED 300

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Balance Transfer
  • No annual fee
  • High cashback earning at Aswaaq stores

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.50%

Cash Advance Fee

3.00 % / min 100

Key Features

  • Earn up to 11% cashback for spends at Aswaaq stores
  • Earn 10,000 Bonus Miles with Srilankan Airlines
  • Credit shield protection

Reward Features

Earn Cashback for spends at Aswaaq stores

Monthly amt spent at Aswaaq & cashback earned

  • Less than AED 1,500 - 2%
  • AED 1,501 - AED 3,000 - 5.5%
  • Above AED 3,000 - 11%

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Contactless Tech
  • Roadside Assistance
  • Earn up to 3.75 RAKrewards per AED of spend
  • Chance to win 500,000 RAKrewards every 3 months
  • Earn RAKrewards on all spends
  • Free for life
  • Cardless cash withdrawals

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.50%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • Earn up to 3.75 RAKrewards per AED of spend
  • Free for life
  • Earn RAKrewards on all spends
  • Complimentary access to over 25+ lounges in the Middle East, Levant & select locations globally for the cardholder
  • Earn Triple RAKrewards on Fuel and up to 10,000 RAKrewards on cinema spends
  • Chance to win 500,000 RAKrewards every 3 months
  • Cardless payments with Apple Pay, Samsung Pay, Google Pay, Fitbit Pay or Garmin Pay plus cardless cash withdrawals at contactless enabled RAKBANK ATMs
  • You benefit from the RAKrewards partnerships to earn and redeem your rewards
  • Redeem rewards for Vouchers for Dining, Desert Safari, Boating adventure, Marhaba service, Rent a Car, wide range of electronics and home appliances and many more
  • 10 Complimentary tickets on Sundays in month at VOX Standard and 20% off at Roxy
  • Avail a discount of up to 15% on retail rates over 450 destinations globally
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Exclusive Avis car rental discounts
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • Purchase Protection up to 30 days from date of purchase
  • Minimum monthly payment of just 3%

Reward Features

Earn RAKrewards

Monthly Spend Tier & RAKrewards earned per 1 AED:

  • Up to AED 14,999 - 2.5 (international), 1.25 (domestic)
  • Above AED 15,000 - 3.75 (international), 2.5 (domestic)
  • Government spend, telecom, real estate & utilities will earn 0.35 RAKrewards per 1 AED spent
  • Max Cap - 166,667 (each for domestic & international)

Monthly Spend Tier & RAKrewards per 1 AED on Fuel:

  • Up to AED 14,999 - 3.75
  • Above AED 15,000 - 7.5

Monthly Spend Tier & RAKrewards per 1 AED on Cinema:

Above AED 5,000 - 50

Redeem online, anytime against flights, hotels and range of products and services.

Things To Be Aware Of

  • Minimum spend requirement to avail Rakrewards is AED 15000
  • Min. threshhold required to redeem Rakrewards is 1000 points

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
  • Air Miles
  • Free for life
  • 5% Cashback on Supermarkets and Dining
  • Upto 50% Cashback on Cinemas
  • Minimum monthly payment of only 3%

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.20%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • Earn 5% Cashback on Supermarkets, Dining & Fuel
  • Earn Upto 50% Cashback on Cinemas
  • Earn up to 2% Cashback on Domestic & International purchases
  • No annual fee
  • EVER Purchase Protection up to 30 days from date of purchase
  • Upto 4 discounted tickets at VOX at 50% off
  • Travel accident insurance cover up to USD 150,000
  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 3%
  • Complimentary Buy 1 Get 1 offers in Middle East & Africa
  • Discounted Chauffeur Rides with Careem
  • Complimentary access to over 10 VIP lounges in UAE, Jordan, Kuwait and Egypt
  • Lifestyle Privileges and Great dining offers

Reward Features

Earn Cashback on all spends

  • 5% Cashback on Supermarkets & Dining (max AED 150 p.m)
  • Upto 50% Cashback on Cinemas (max AED 70 p.m)
  • Government spend, fuel, utilities, telecom & Real Estate will earn 0.25% cashback

 If your Cashback on Supermarket, Dining and Cinemas exceed the monthly maximum Cashback cap for these categories, then the excess spend amount in these categories will earn you Cashback at standard Cashback rates.

Monthly Spend Tier & Cashback on all other spends:

Standard Cashback*
In addition to the above you will earn up to 2% Cashback on your Domestic & International Retail Purchase Transactions, Internet Transactions and International Cash Advances

  • Up to AED 14,999 - 1%
  • Above AED 15,000 - 2%

Max cashback payable across all categories = 1,500 p.m

*Effective April 14th, 2020, all spends under the category of Charities, Government Services, Bill Payments, Schools, Education, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Health & Beauty, Club Membership, Computer Services, Automobiles & Vehicles and Insurance Services will earn 0.25% cashback for every AED 1 spent. 

*Effective May 14th, 2020, all spends under the category of Charities, Government Services, Bill Payments, Schools, Education, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, will earn 0.25% cashback for every AED 1 spent.

The minimum threshold to redeem cashback for the Titanium card is AED 500.

Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels will not be eligible for any cashback/rewards.

Things To Be Aware Of

  • Min AED 5,000p.m spend for extra cashback on some categories
  • Extra cashback categories spend excluded from total spend

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • First year free second year onwards AED 525
  • Buy 1 Get 1 Free on 2D and 3D movie tickets at all VOX
  • Discounts of up to 20% at over 200 airport restaurants
  • AED 200 Cashback Welcome offer

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

AED 200 cashback joining offer ( requires a spend of AED 5000)

1.     The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1st May to 31st July 2023 (“the Offer Period”). 

2.     Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.

 3.     The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.

 4.     Credit card applications sourced via sales representatives will not be eligible for the Offer.

 5.     The Bank will credit cashback to the client’s credit card statement.

 6.     Successful applications will receive the cashback on 31 December 2022.

 7.     Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid..

Key Features

  • AED 200 joining offer
  • Earn 1 Reward Point for every $1 spent
  • Buy 1 Get 1 Free at Costa Coffee in UAE
  • 4 free tickets at VOX through Buy1 Get 1 and 20% discount at Reel Cinemas
  • Get 50% off at VOX Cinemas on Sundays across UAE
  • Dine & Fly with Dragonpass
  • 8% discount on hotel bookings made at Hotels.com
  • Up to 30% off the total bill with Visa Timeout
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Purchase protection for up to 365 days
  • Extended warranty
  • The Good Life privileges offers
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

Earn 360° Reward Points on all spends on your Standard Chartered Manhattan Platinum Credit Card

  • Earn 360° Reward Points on all Domestic & International spends on your Standard Chartered Manhattan Platinum Credit Card
  • Earn 1 Rewards Point for every $1 spent on your card within the UAE or internationally. 
  • Redeem your points for the latest electronic gadgets, lifestyle offers, travel and much more.
  • Transfer your Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as to hotel loyalty programmes.

Things To Be Aware Of

  • 2 supplementary cards are free, AED 157.50 thereafter
  • Reward points expiry 3 years from date of earning
  • Joining offer requires spend of AED 5000

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • No Annual Membership Fee (AMF) subject to spend*
  • Global lounge access to 1,100+ airport lounges worldwide
  • Flat 30% off 2 movie tickets at VOX Cinemas every month
  • No annual fee in year 1

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

No annual fee in year 1. From  year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply


Key Features

  • No Annual Membership Fee (AMF) subject to spend*
  • Redeem points for cash back or travel-related spend at a click of a button from Citi Mobile® App
  • Airport Lounges : Global lounge access to 1,100+ lounges worldwide for primary & supplementary cardholders with MasterCard Travel Pass app
  • Airport Transfers: 2 rides per year (up to AED 110 each) using code "MAUAE2“ on the Careem app
  • Movies: 30% off 2 movie tickets per month at VOX cinemas
  • Talabat: 20% discount (up to AED 14) on grocery and food orders twice once a month on the Talabat app. Use code “MASTERCARD” at checkout
  • Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
  • Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
  • Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions
  • No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies

Reward Features

Earn 1.5 ThankYou® Points per USD on all grocery & non-AED spend and 1 ThankYou® Point per USD of AED spend

 

With your ThankYou® Points you have the flexibility to redeem for cash rebates,  merchandise, gift vouchers and many other rewarding experiences 

 

-- Choose from merchandise ranging from apparel to electronics to home goods and more

- Pay with Points for your purchases through SMS or Citibank Online

Apply Now

on Citibank site

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Up to 10% cashback on specific categories
  • Excellent travel discounts

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Up to 10% cashback on online spends
  • Up to 10% cashback on foreign currency spends
  • Up to 10% cashback on mobile wallet spends
  • Complimentary airport lounge access to over 20 local & international lounges
  • Buy 1 Get 1 Free at Costa Coffee
  • Up to 30% off on travel with Cleartrip
  • Up to 10% off on Hotels.com
  • Purchase protection upto 90 days from date of purchase
  • Optional Credit Shield Insurance
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

arn excellent Cashback rates on Standard Chartered Platinum X Credit Card:

Supermakets spends, utility spends and education:

  • Total spends less than AED 2,499 - 0% cashback
  • Total spends between AED 2,499 & AED 7,499 - 3% cashback (max cashback AED 100)
  • Total spends between AED 7,499 & AED 14,499 - 5% cashback (max cashback AED 200)
  • Total spends above AED 14,499 - 10% cashback (max cashback AED 400, AED 200 for utilities)

Upto 10% on online, foreign currency and mobile wallets. 

Cashback points are valid for 12 months.

Value of a point is 1 AED

Things To Be Aware Of

  • All cashback categories have max caps
  • No cashback on retail spends
  • First year Free- Second year AED 525

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • No caps, no minimum spend, no redemption process & no spend
  • 3% on non AED spend | 2% on Grocery Spend | 1% on all Other
  • Global lounge access to 1100+ airport lounges worldwide
  • No Annual Membership Fee (AMF) subject to spend*
  • Airport Transfers: 2 rides per year

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.90%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

No annual fee in year 1. From  year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply

Key Features

  • No Annual Membership Fee (AMF) subject to spend*
  • Automatic cash back on all purchases, with no minimum spend:
  • 3% on Non-AED spend
  • 2% on Grocery Spend
  • 1% on all other spend
  • No caps (up to the credit limit each month), no redemption process and no spend categories excluded
  • Airport Lounges: Global lounge access to 1,100+ lounges worldwide for primary & supplementary cardholders with MasterCard Travel Pass app
  • Airport Transfers: 2 rides per year (up to AED 110 each) using code "MAUAE2“ on the Careem app
  • Talabat: 20% discount (up to AED 14) on grocery and food orders twice once month on the Talabat app. Use code “MASTERCARD” at checkout
  • Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
  • Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions
  • No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies

Reward Features

Unlimited, Automatic Cashback on all Spend

 

3% cashback on all non-AED spend

2% cashback on all grocery/supermarket spend

1% on all other spend

 

No caps (up to monthly credit limit), no minimum spend, no redemption process and no spend categories excluded.

Things To Be Aware Of

  • 2nd year Annual Fee of AED 300 if annual spend < AED 9,000
Apply Now

on Citibank site

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 0

  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Roadside Assistance
  • Bonus 5,000 Etisalat Reward points

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Welcome Offer

Welcome bonus 5,000 Etisalat Reward points(equivalent to more than 2.5 hours of UAE talk time).

Key Features

  • 5,000 Sign Up Etisalat Reward Points equivalent to more than 2.5 hours of UAE talk time
  • Earn 1.5 Etisalat Smile points for every Dirham spent
  • Earn 1 Etisalat Smiles point for every Dirham spent on specific merchant transactions
  • Special Etisalat MyPackage Plan for even More points

Reward Features

Earn Etisalat Smiles Rewards Points

 

  • For non-Self-funded Card earn 3 Etisalat Smiles points for every Dirham spent so every AED 100 spent is 10 minutes of UAE talk time.
  • Earn 1 Etisalat Smiles point for every Dirham spent on Specific merchant transactions (supermarkets, govt services, utilities, education, fuel, real estate agents, public transport, salik, charities), so every AED 100 spent is 3 minutes of UAE talk time.
  • For Self-funded Cards earn 2 Etisalat Smiles points for every Dirham spent, so every AED 100 spent is 6 minutes of UAE talk time.
  • Redeem Reward Points for payment of various Etisalat services including Etisalat Data or Talk time, Airline tickets, mobile bills, eLife Service, hotels, holidays, car hires etc.

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 350

  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
  • 35,000 Etihad Guest Miles welcome bonus
  • Free companion ticket voucher

MINIMUM SALARY

AED 8,000

RATE

3.09%

ANNUAL FEE

AED 350

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

Welcome Offer

Welcome bonus of 35,000 Etihad Guest Miles.

Key Features

  • Welcome bonus of 35,000 Etihad Guest Miles
  • Receive 1.5 Etihad Guest Miles for every AED 4 equivalent spent on international non-AED transactions
  • Receive 1 Etihad Guest Mile for every AED 4 spent for local AED transactions
  • Free Companion Ticket – not available on any other Card in the Middle East!
  • Fast track to Etihad Guest Silver Tier
  • Free Roadside Assistance 24/7 across the UAE
  • Pay your annual fees using 30,300 Etihad Guest Miles
  • Redeem your Etihad Guest Miles for Travel Bookings, Home Furnishing, Electronics and Gifts for family & friends
  • 2 complimentary visits to over 850+ premium airport lounges
  • Withdraw 100% of your finance limit as cash
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

Earn Etihad Guest Miles

  • International Non-AED Transactions: Receive 1.5 Etihad Guest Miles for every AED 4 equivalent spent
  • Local AED Transactions: Receive up to 1 Etihad Guest Miles for every AED 4 spent for AED transaction
  • Earn 0.5 Etihad Guest Mile for every 4 AED spent on Specific merchant transactions (supermarkets, govt services, utilities, education, fuel, real estate agents, public transport, salik, charities) 

Things To Be Aware Of

  • Min spend of AED 150,000(year) req for free companion ticket
  • 5th supplementary card onwards annual fee is AED 1,000
  • Maximum of 100,000 Etihad Guest Miles per month

MINIMUM SALARY

AED 7,000

RATE

3.25%

ANNUAL FEE

AED 0

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Free for life cashback credit card
  • Exclusive offers at Carrefour
  • Earn 3% cashback at Carrefour on Tuesdays

MINIMUM SALARY

AED 7,000

RATE

3.25%

ANNUAL FEE

AED 0

Non AED Transaction Fee

3.00%

Cash Advance Fee

3.00 % / Min 90

Key Features

  • Earn extra cashback (1.5%) at all purchases at Carrefour (and 3% on Tuesdays)
  • Exclusive Carrefour benefits including dedicated check-out counters, free unlimited valet trolley & other offers
  • 12 tickets in a month at VOX under Buy1 and Get 1. Also avail 20
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • 30% off on dining, shopping, travel and entertainment experiences from over 450 partners
  • 8% discount on hotel bookings made at Hotels.com
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus
  • Extended warranty & purchase protection on purchases made on the card

Reward Features

Earn Cashback (subject to minimum overall spend of AED 2,000 per month) :

  • For every AED 1 spent in Carrefour earn 1.5% cashback and for every AED 1 spent everywhere else earn 0.5% cashback
  • Double your Cashback every Tuesday at Carrefour (i.e. earn 3% cashback)
  • Maximum redemption a month is AED 200 in Carrefour voucher

Things To Be Aware Of

  • Interest rate varies based on % of total bal paid previously
  • Minimum spend of AED 2,000 p.m required to earn cashback

MINIMUM SALARY

AED 8,000

RATE

2.08%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
  • No annual fee
  • Enjoy 2 airport transfers every year
  • Exclusive offers and 5% cashback from Al-Futtaim showrooms
  • Enjoy access to airport lounges across the Middle East
  • Complimentary 0% balance transfer for up to 12 months

MINIMUM SALARY

AED 8,000

RATE

2.08%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Earn Al-Futtaim Stars on all purchases and redeem them for a range of travel benefits
  • Enjoy 0% EPP at Al-Futtaim showroom and storess
  • Complimentary 0% balance transfer for up to 12 months
  • 5% Cashback Rewards in the form of Al-Futtaim Stars for every AED 1 spent at Al-Futtaim showrooms and stores
  • Exclusive offers from Al-Futtaim showrooms and stores
  • Movie tickets from just AED 15 - at Cine Royal, Oscar Cinemas and Reel Cinemas
  • Complimentary airport meet and greet services at Abu Dhabi and Dubai airports
  • Unlimited airport lounge access across select airports in the Middle East
  • Purchase protection cover
  • Global lost & stolen reporting service & emergency card replacement
  • Introducty interest rate of 2.08% for first year post which the standard rates apply
  • 3.25% with salary transfer and 3.5% without salary transfer

Reward Features

Exchange your Al-Futtaim FAB Rewards for an unmatched range of rewards

UP TO 10 AL-FUTTAIM FAB REWARDS FOR YOUR PURCHASES

Earn ten Al-Futtaim Rewards for every Dirham spent at Al-Futtaim’s stores, showrooms or schools, and two Al Futtaim FAB Rewards for every Dirham spent elsewhere. 

REDEEM YOUR AL-FUTTAIM FAB REWARDS FOR A HOST OF BENEFITS

Redeem your Al-Futtaim FAB Rewards for Etihad Guest Miles, Skywards Miles from Emirates, e-vouchers or cashback credited to your Al-Futtaim Credit Card. Your Al-Futtaim FAB Rewards can also be used at participating Al-Futtaim stores at the check-out counter to pay for your purchases.

EXCLUSIVE AL-FUTTAIM OFFERS

  • Get exclusive offers from Al-Futtaim brands.

Things To Be Aware Of

  • Some benefits require minimum spend

MINIMUM SALARY

AED 8,000

RATE

3.19%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Airport Lounge Access
  • No annual fees
  • High value back rates at specific merchants
  • Cinema offers at any cinema, anytime
  • No annual fee

MINIMUM SALARY

AED 8,000

RATE

3.19%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Joining Bonus of up to AED 500 worth of UNBmiles

Key Features

  • Joining bonus of up to AED 500 as UNBmiles
  • 4% value back as UNBmiles on spend at Joyalukkas Jewelers, Eros Electronics and Musafir.com
  • 1% value back as UNBmiles on all other retail spend with no caps
  • UNBmiles can be redeemed via online portal for booking flights, hotels & rent-a-car worldwide, transferring UNBmiles to travel & retail loyalty programs, mobile recharge at 200+ Telco's globally, and getting e-vouchers for renowned malls and brands across
  • Up to 10% off & other exclusive offers at Musafir.com , Eros Electronics & Joyalukkas
  • Unlimited free access to 10+ airport lounges across GCC
  • Upto AED 125 as value back on movie tickets with a 50% value back
  • 20% discounts on Careem rides
  • Hundreds of buy 1 get 1 offers across hotels , dining, spas, leisure and entertainment in Middle East & Africa
  • Exciting discounts of up to 40% at 250+ across renowned shopping, leisure & entertainment partners
  • 0% interest instalment plan for up to 6 months on spend at 30+ partner outlets. No processing fees

Reward Features

Earn UNBmiles 

4% value back on spend as UNBmiles at Joyalukkas Jewelers, Eros Electronics and Musafir.com, and 1% value back as UNBmiles on all other retail spend with no caps.

Things To Be Aware Of

  • Specific spend criteria required for Joining bonus

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 420

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Exclusive offers at Carrefour
  • Earn 3% cashback at Carrefour through the year
  • Earn 6% cashback at Carrefour on Tuesdays
  • VOX Cinema offers

MINIMUM SALARY

AED 8,000

RATE

3.25%

ANNUAL FEE

AED 420

Non AED Transaction Fee

3.00%

Cash Advance Fee

3.00 % / Min 90

Joining Offers

10% cashback at Carrefour and 5% cashback everywhere else for the first 60 days. Get AED 400 cashback as introductory offer.

Key Features

  • Earn extra cashback (3%) at all purchases at Carrefour (and 6% on Tuesdays)
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Exclusive Carrefour benefits including dedicated check-out counters, free unlimited vallet trolley & other offers
  • Earn extra cashback at all purchases at Carrefour
  • Up to 2 buy-one-get-one free on tickets & popcorn at VOX Cinemas
  • 12 tickets in a month at VOX under Buy1 and Get 1. Also avail 20%off at Roxy
  • 30% off on dining, shopping, travel and entertainment experiences from over 450 partners
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus
  • Extended warranty & purchase protection on purchases made on the card
  • 8% discount on hotel bookings made at Hotels.com

Reward Features

Earn Cashback (subject to minimum overall spend of AED 2,000 per month):

  • For every AED 1 spent in Carrefour earn 3% cashback and for every AED 1 spent everywhere else earn 1.5% cashback
  • Double your Cashback every Tuesday at Carrefour (i.e. earn 6% cashback)
  • Maximum redemption a month is AED 500 in Carrefour voucher

Things To Be Aware Of

  • Interest rate varies based on % of total bal paid previously
  • Minimum spend of AED 2,000 p.m required to earn cashback

MINIMUM SALARY

AED 8,000

RATE

3.00%

ANNUAL FEE

AED 400

  • Covered Card limit up to AED 150,000

MINIMUM SALARY

AED 8,000

RATE

3.00%

ANNUAL FEE

AED 400

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / Min 99

Key Features

  • Covered Card limit up to AED 150,000
  • Advanced Chip&Pin​ Technology
  • 8% discount on hotel bookings made at Hotels.com

Things To Be Aware Of

  • AED 100 annual fee for supplementary cards

Eligibility Criteria for Credit cards for AED 6000, 7000 and 8000 Salary

While credit cards eligibility varies from bank to bank, some common criteria include:

  • Minimum monthly income requirement of AED 6000

  • Valid Emirates ID and residence visa

  • Salary transfer to the bank (varies by provider)

  • Credit score evaluation

  • Employment Letter

Certain banks may also require additional documents like proof of residence, three-month bank statements, and a letter from your employer.