Key Features

• Complimentary Emirates Skywards Silver Tier Membership: Includes bonus tier miles, extra baggage allowance, and priority check-in as long as the card is active.
• Fast Track to Gold Tier Membership: Spend USD 5,000 (AED 18,365) on Emirates Airline within 12 months to achieve Gold status for 12 months.
• Gold Membership for Supplementary Cardholder: Available with additional USD 5,000 spend and AED 5,500 annual fee.
• Complimentary Lounge Access: Unlimited access for the cardholder and a guest at 1,000+ airport lounges.
• Complimentary Airport Transfers: Up to 4 per year for eligible Emirates flights.
• Meet & Greet Service: Up to 2 complimentary Marhaba Silver services annually with a minimum AED 5,000 spend.
• 4 "Buy 1 Get 1" complimentary VOX movie tickets per month with AED 5,000 spend.
• 20% discount on Roxy Cinemas tickets and F&B.
• Complimentary Golf: Unlimited rounds at select clubs with AED 10,000 monthly spend.
• Complimentary Valet Parking: 3 services per month with AED 5,000 spend.
• 25% Discount on Skywards 'Buy Miles' and 'Gift Miles'.
• Purchase Protection: Covers theft or damage.
• Extended Warranty: Doubles the manufacturer's warranty up to 1 year.
• Multi-Trip Travel Insurance: Includes personal accident coverage, baggage delay, and loss of belongings.
• Global Assistance: 24/7 support for lost/stolen cards.
• 0% Easy Payment Plan: Convert Emirates purchases into 3-month installments.
• Balance Transfer: Transfer balances from other banks with no profit charges.
• Cash Advance: Accessible worldwide at ATMs and branches.
• Visa Infinite Privileges: Discounts and luxury offers via Visa Infinite.
• Global Concierge Services: Assistance for reservations and bookings 24/7.
• Dubai & Sharjah Ladies Club Access: Complimentary with AED 5,000 monthly spend.
• Visa Travel Offers: Discounts on hotels, staycations, and car rentals.
• Complimentary VOX Movie Tickets: Up to 4 BOGO tickets monthly.
• Exclusive Discounts: Save on tickets, food, and beverages at Roxy Cinemas.

Key Features

• Earn up to 2 Miles per USD 1 of retail spends
• Complimentary Emirates Skywards Silver membership
• Complimentary night with Marriott Vacation Club
• Complimentary Rotana Rewards Exclusive Club Membership (First year only)
• Unlimited complimentary access to over 1000 airport lounges worldwide via LoungeKey
• 24-hour personalised premium concierge service
• Up to 4 airport transfers per calendar year
• Pick up & delivery of car for servicing & registration once a year
• Free Local courier services within UAE up to 12 times per calendar year
• 50% off movie tickets every Sunday at VOX Cinemas
• Up to 4 complimentary valet parking services at select locations in Abu Dhabi
• Complimentary golf at not 4, but 5 golf courses across the UAE, twice a month. Discounts at 14 clubs in the UAE and Muscat.
• Salik auto top-up feature
• Visa luxury hotel collection offers
• 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
• Subscribe to Anghami Plus and enjoy upto four months free for the first year
• Bon Appetit - Exclusive dining discounts
• Exclusive offers on Emirates.ae
• International Medical & Travel Assistance
• Purchase Protection cover for lost, stolen and damaged goods
• Extended Warranty - automatically double the manufacturer's warranty
• Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
• 8% discount on hotel bookings made at Hotels.com
• Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)

Key Features

• Earn up to 75,000 Bonus Emirates Skywards Miles
• Earn Skyward Miles on all spends
• Complimentary Emirates Skywards Silver membership
• 20% off at Roxy on weekdays on Ultra Premium, Platinum Plus and Classic Silver Plus
• Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
• Complimentary access to over 850+ VIP lounges globally for cardholder plus a guest
• Easy 0% payment plan on Emirates tickets
• Enjoy 25% dining discounts on online orders through Zomato
• Complimentary access to the Emirates Towers Health Club
• Luxury Hotel Collection offers from Visa
• Up to 4 free valet parking services per month in Dubai & Abu Dhabi
• Balance transfer facility
• Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
• 24-hour personalised premium concierge service
• 8% discount on hotel bookings made at Hotels.com
• Medical and legal referral services
• Complimentary 365 days purchase protection
• Global Customer Assistance Services
• Extended warranty that doubles the original manufacturer warranty
• Visa PayWave contactless technology
• 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
• Subscribe to Anghami Plus and enjoy upto four months free for the first year

Key Features

• No Skywards Miles expiry: The Skyward Miles you earn with the card won't expire for as long as your Emirates Skywards account and credit card are open.
• Silver Tier Status: Enjoy complimentary Emirates Silver Tier membership with extensive travel benefits.
• Earn Skywards Miles: Get up to 2.75 Skywards Miles for every USD 1 equivalent in eligible spends on your card.
• Beach club visits: Get 3 complimentary visits a month to premium beach clubs across the UAE. T&Cs apply.
• Get a complimentary 12-month Careem Plus subscription.
• Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE.
• Airport Lounge Access: Access over 1,000 lounges in more than 300 cities worldwide. Complimentary access for you and your additional cardholder plus a guest each. T&Cs apply.
• Get 1GB free data roaming, plus 22% off additional data packages, with Airalo. T&Cs apply.
• Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.

Key Features

• Unlimited Lounge Access: Free access for cardholder + 1 guest; USD 1 foreign spend needed for additional visits.
• Skywards Silver Membership: Free for 12 months; renew with USD 2,500 Emirates spend.
• 2 Free Meet & Greet Services: Annual benefit with AED 5,000 monthly spend.
• Multi-Trip Travel Insurance: Covers accidents, baggage delays, and lost belongings.
• 24/7 Global Assistance: Visa support for lost/stolen cards.
• Reel Cinemas Offer: 3 "Buy 1 Get 1" tickets monthly with AED 5,000 spend.
• Roxy Cinemas Discount: 20% off tickets, food, and beverages.
• Free Valet Parking: 2 services monthly with AED 5,000 spend.
• Unlimited Golf: Free rounds at select clubs with AED 10,000 spend.
• Ladies Club Access: Free entry to Dubai & Sharjah clubs with AED 5,000 spend.
• Balance Transfer: No profit charges for transferring balances.
• Purchase Protection: Covers up to USD 7,500 per claim.
• Extended Warranty: Adds 1 year to the manufacturer’s warranty.
• Global Concierge: 24/7 booking and reservation assistance.
• Cash Advance: Withdraw globally at 780,000+ ATMs.
• Visa Infinite Discounts: Luxury offers and travel deals (up to 35% off).

Key Features

• Upto 120,000 bonus Skywards Miles
• 1 year complimentary Amazon Prime membership
• Fast track to Emirates Skywards Gold tier membership.
• Four complimentary Emirates Home check-in services within Dubai.
• Unlimited Airport lounge access globally for primary cardholder via LoungeKey.
• Complimentary airport transfers
• Exciting travel and lifestyle benefits.
• Complimentary Concierge Services
• Valet Parking
• Complimentary golf for Cardholder
• Exclusive Mastercard World Elite Concierge benefits
• Careem chauffeur benefits - 20% off 3 rides every month
• Mastercard Priceless Cities offers
• Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
• Mastercard Buy 1 Get 1 free offers
• MyUS Online shopping benefits and offers
• Complimentary nights at select Marriott Bonvoy properties worldwide
• Special offers including free nights at Oberoi Hotels & Resorts
• Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® President's Circle membership
• Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
• Exclusive luxury hotel offers at select Soneva properties in Maldives and Thailand
• Instant upgrade to DISCOVERY Black-level membership, a loyalty programme of Global Hotel Alliance
• Exclusive discounts on Airport Meet & Greet services
• Travel insurance cover upto $500,000 covering the cardholder & family
• Car rental insurance cover up to USD 50,000
• Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Key Features

• Simplified Skywards Miles earn logic - based on total spend tiers
• Exclusive Mastercard World Elite Concierge benefits
• Careem chauffeur benefits - 20% off 3 rides every month
• Mastercard Priceless Cities offers
• Rakfoodie privileges
• Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
• Mastercard Buy 1 Get 1 free offers
• MyUS Online shopping benefits and offers
• Complimentary Emirates Skywards Silver tier membership
• Complimentary access to 900+ lounges globally for the cardholder PLUS a guest
• Complimentary nights at select Marriott Bonvoy properties worldwide
• Special offers including free nights at Oberoi Hotels & Resorts
• Complimentary airport transfers within the UAE
• Complimentary Amazon Prime membership for a period of one year
• 50% discount on VOX Cinemas at 4 free tickets per month per card
• Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® President's Circle membership
• Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
• Exclusive luxury hotel offers at select Soneva properties in Maldives and Thailand
• Free delivery of fuel at your door step by CAFU - 4 times in a month
• Discovery Black membership by Global Hotel Alliance with discounts and other premium benefits
• 15% discount on "Buy and Gift Miles"
• Fastrack to Gold tier by opening a RAKBANK Emirates Skywards Saving Account
• Complimentary access two times in a month at some of the finest golf courses in Dubai
• Travel insurance cover upto $500,000 covering the cardholder & family
• Car rental insurance cover up to USD 50,000
• Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)
• Applicants for RAKBANK Emirates Skywards World Elite Mastercard Credit Card should be citizens or residents of the UAE
• Minimum monthly salary requirement for salaried applicants is AED 25,000
• Annual fees for RAKBANK Emirates Skywards World Elite Mastercard Credit Card is AED 1,499. Limited Period Offer - Annual fees waived for first year until 28th February 2021.
• Annual fees for RAKBANK Emirates Skywards World Elite Mastercard Supplementary Credit Card is AED 999 with Silver tier membership & AED 200 without Silver tier membership

Key Features

• No Skywards Miles expiry: The Skyward Miles you earn with the card won't expire for as long as your Emirates Skywards account and credit card are open.
• Fast track to Emirates Skywards Silver status: From year 2 onwards. Just spend at least AED 180,000 on eligible transactions in the previous 12 months, including at least AED 10,000 directly with Emirates.
• Earn Skywards Miles: Get up to 1.75 Skywards Miles for every USD 1 equivalent in eligible spends on your card.
• Get a complimentary 12-month Careem Plus subscription.
• Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE.
• Airport Lounge Access: 12 complimentary visits for you and additional cardholders to over 1,000 lounges a year. T&Cs apply.
• Get 1GB free data roaming, plus 22% off additional data packages, with Airalo. T&Cs apply.
• Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.

Key Features

• Earn up to 1.5 Miles per USD 1 of retail spends
• Unlimited complimentary access to over 1000 airport lounges in 300 cities
• Dedicated concierge service
• Up to 2 airport transfers per calendar year
• Complimentary golf at not 4, but 5 golf courses across the UAE, twice a month. Discounts at 14 clubs in the UAE and muscat.
• Enjoy 4 complimentary valet parking services per month of 1 hour each at select popular shopping malls by simply presenting your Emirates NBD Credit Card(s) at the valet service.
• Pick up & delivery of car for servicing & registration once a year
• Complimentary golf access twice a month at select courses
• Exclusive discounts at Lifeline Health Club Abu Dhabi
• Salik auto top-up feature
• 24-hour personalised premium concierge service
• Visa luxury hotel collection offers
• 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
• Subscribe to Anghami Plus and enjoy upto four months free for the first year
• 8% discount on hotel bookings made at Hotels.com
• Bon Appetit - exclusive dining discounts
• Discounts on air tickets and holiday packages
• Exclusive offers on Emirates.ae
• International Medical & Travel Assistance
• Purchase Protection cover for lost, stolen and damaged goods
• Extended Warranty - automatically double the manufacturer's warranty
• Travel Insurance cover

Key Features

• Lounge Access: Free first visit; subsequent visits with USD 1 spend or USD 27 fee.
• Enjoy unlimiTravel Insurance: Covers accidents and inconveniences on trips up to 90 days.
• Reel Cinemas: 2 "Buy 1 Get 1" tickets monthly with AED 3,000 spend.
• Roxy Cinemas: 20% discount on tickets, food, and beverages.
• Valet Parking: 1 free service monthly with AED 3,000 spend.ted complimentary access to over 1000 airport lounges
• Golf: 2 complimentary rounds monthly with AED 5,000 spend.
• Dubai Ladies Club: Free access with AED 3,000 spend.
• Purchase Protection: Covers theft or damage for purchases.
• Extended Warranty: Adds 1 year to the manufacturer’s warranty.
• Luxury Hotel Collection: Perks like upgrades, late check-out, and free breakfast.
• Visa Travel Offers: Discounts on hotels, car rentals, and staycations.

Key Features

• Earn up to 30,000 Bonus Emirates Skywards Miles
• Earn Skyward Miles on all spends
• Complimentary access to over 850+ VIP lounges globally for cardholder
• 20% off at Roxy on weekdays on Ultra Premium, Platinum Plus and Classic Silver Plus
• Easy 0% payment plan on Emirates tickets
• Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
• Complimentary international concierge services
• Complimentary travel insurance with cover up to US $500,000
• Enjoy 25% dining discounts on online orders through Zomato
• Luxury Hotel Collection offers from Visa
• 8% discount on hotel bookings made at Hotels.com
• Fraudulent card misuse protection cover ($2,500 per occurrence with $4,000 annual aggregate limit)
• Up to 3 free valet parking services per month in Dubai & Abu Dhabi
• Balance transfer facility
• Medical and legal referral services
• Complimentary 365 days purchase protection
• Global Customer Assistance Services
• Extended warranty that doubles the original manufacturer warranty
• Visa PayWave contactless technology
• 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
• Subscribe to Anghami Plus and enjoy upto four months free for the first year

Key Features

• Upto 60,000 bonus Skywards Miles
• Fast track to Emirates Skywards Gold tier membership
• Two complimentary Emirates Home check-in services within Dubai
• Unlimited Airport lounge access globally for primary cardholder via LoungeKey
• Complimentary airport transfers
• Exciting travel and lifestyle benefits
• Valet Parking
• Complimentary golf for Cardholder
• Careem chauffeur benefits - 20% off 3 rides every month
• Mastercard Priceless Cities offers
• Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
• Mastercard Buy 1 Get 1 free offers
• MyUS Online shopping benefits and offers
• Complimentary nights at select Marriott Bonvoy properties worldwide
• Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® Five Star membership
• Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
• Travel insurance cover upto $500,000 covering the cardholder & family
• Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Key Features

• AED 1000 cash back welcome bonus (subject to payment of full annual fee)
• 30,000 bonus Citi Miles annually post payment of annual fee
• Redeem Citi Miles for flights: any airline, class or destination
• Transfer miles to 11 partner airlines including Etihad, Turkish, Qatar & British Airways or redeem for cash back at a click of a button from Citi Mobile® App
• 50% off flights (up to AED 2,000) once per year
• 3rd night free at any hotel worldwide (unlimited)
• Free home check-in (4 per year)
• Airport Lounges : Global lounge access to 1,100+ lounges worldwide for primary & supplementary cardholders (+ 1 guest each) with MasterCard Travel Pass app
• Airport Transfers: 4 rides per year (up to AED 84 each) using code "MAUAE6“ on the Careem app
• Golf: Unlimited golf on weekdays and 1 free round on weekends per month at some of the best golf courses in UAE
• Valet Parking: 2 services per month at select Valtrans locations
• Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
• Movies: 6 ‘Buy 1 Get 1 free’ movie tickets per month at VOX (4) & REEL(2) cinemas
• Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout
• Marhaba Silver Meet & Greet service twice a year with fast-track and porter services for arrivals & departures at Dubai International Airport
• Online purchases cover (up to $1,000 per year) for delayed, damaged or wrong items.
• Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
• Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions

Key Features

• Get 12,000 Etihad Guest Miles on paying the first year annual fee
• 1,000 Etihad Guest Miles when you spend 1000 USD each month
• Earn 1 Etihad Guest Miles for every USD 1 spent locally
• Earn 1.25 Etihad Guest Miles for every 1 USD on international purchase
• Earn 1.25 Etihad Guest Miles for every 1 USD on purchases with Etihad Airways
• Exclusive Etihad Guest Silver Tier membership
• Complimentary upgrade voucher from Etihad Airways
• Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
• Complimentary Airport Chauffeur service (2 per year)
• Complimentary Global Concierge service
• Access to over 200 airport restaurant offers globally
• Exclusive benefits at Ferrari World and Yas Waterworld
• Purchase protection for up to 90 days
• Visa Luxury Hotel collection offers
• 8% discount on hotel bookings made at Hotels.com
• Extended warranty on eligible purchases
• Medical and legal referral services
• Optional credit shield
• Up to 12% off Agoda bookings
• Dining and lifestyle discounts
• Utility Bill payments
• 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
• 4 free months of Anghami Plus
• Balance Transfer
• Personal Payment Plan
• Credit Card loan

Key Features

• Earn TouchPoints on all your purchases
• Enjoy a 10% discount on any international roundtrip airfare from Cleartrip
• 20% off your hotel bookings made on hotels.com - any property, anywhere in the world
• 0% foreign currency fees
• Up to 6 nights complimentary stay redeemable anywhere in the world
• Complimentary access to 900+ lounges globally for the cardholder
• Luxury outlet shopping offers and benefits at Bicester outlet villages in Europe
• Complimentary nights at select Marriott Bonvoy properties worldwide
• Car rental offers from Avis & Hertz including Hertz Gold Plus Rewards® Five Star membership
• Earn TouchPoints on all your purchases
• Mastercard Priceless Cities offers
• MyUS Online shopping benefits and offers
• Buy 1 get 1 free offers
• Enjoy benefits at Ferrari World & Yas Waterworld
• Free all year at The Track Meydan Golf Club Dubai, Arabian Ranches Golf Club Dubai and Yas Links Golf Club Abu Dhabi
• 20% off on Careem rides up to twice a month
• Travel insurance cover upto $500,000 covering the cardholder & family
• Complimentary travel insurance confirmation letter (for e.g. for Schengen Visa)

Key Features

• dnata Points & Benefits
• Complimentary airport lounge access with Mastercard Travel Pass: Airport Lounge Access: Complimentary access to select airport lounges with Mastercard Travel Pass. Download the Mastercard Travel Pass app to access lounges. Additional guests can enter for a fee
• Avis Car Rental Discounts: Save up to 20% on car rentals, enjoy a complimentary upgrade with every booking, and get 10% off premium chauffeur services worldwide.
• Movie Benefits at VOX Cinema: Enjoy buy-1-get-1 free VOX Cinema tickets
• Upto 30% discount on booking with Cleartrip: Visit Cleartrip and book any roundtrip, international airfare or hotel using your Mastercard and enjoy up to 30% discount on your travel booking.
• Lingokids discount: Fun, play-based learning to develop creativity, critical thinking, and communication skills
• Bicester Village Shopping Offer: Save up to 60% on luxury brand outlet villages
• VIP invitation for an extra 10% discount on participating boutique purchases
• 15% discount on shopping packages, chauffeur drive, and Shopping Express
• Booking.com discount: Book your trip via Booking.com’s Mastercard offer page: Get up to 10% cashback on millions of properties worldwide
• Costa Outlets Airport Offer: Up to 4 complimentary food & drink items at Costa outlets in Dubai airports
• Redeem via the Mastercard Travel Pass app
• Lime Discounted Rides: 10% off up to 4 scooter or e-bike rentals with Lime. Use promo code MCUAE24 when paying with an eligible Mastercard