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Best Credit Card In UAE
+971
Standard Chartered Platinum X Credit Card Standard Chartered Bank (SCB)

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Purchase Protection
  • Up to 10% cashback on specific categories
  • Excellent travel discounts

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Up to 10% cashback on online spends
  • Up to 10% cashback on foreign currency spends
  • Up to 10% cashback on mobile wallet spends
  • Complimentary airport lounge access to over 20 local & international lounges
  • Buy 1 Get 1 Free at Costa Coffee
  • Up to 30% off on travel with Cleartrip
  • Up to 10% off on Hotels.com
  • Purchase protection upto 90 days from date of purchase
  • Optional Credit Shield Insurance
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

arn excellent Cashback rates on Standard Chartered Platinum X Credit Card:

Supermakets spends, utility spends and education:

  • Total spends less than AED 2,499 - 0% cashback
  • Total spends between AED 2,499 & AED 7,499 - 3% cashback (max cashback AED 100)
  • Total spends between AED 7,499 & AED 14,499 - 5% cashback (max cashback AED 200)
  • Total spends above AED 14,499 - 10% cashback (max cashback AED 400, AED 200 for utilities)

Upto 10% on online, foreign currency and mobile wallets. 

Cashback points are valid for 12 months.

Value of a point is 1 AED

Things To Be Aware Of

  • All cashback categories have max caps
  • No cashback on retail spends
  • First year Free- Second year AED 525
Apply Now
Standard Chartered Smart Sadiq Standard Chartered Bank (SCB)

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Contactless Tech
  • Shariah compliant fixed-fee card
  • No cash advance fee on ATM
  • Complimentary lounge access in 300 cities
  • 20% off on careem rides
  • AED 200 Cashback Welcome offer

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / AED 105

Joining Offers

  1. AED 300 cashback joining offer ( requires a spend of AED 5000)
  2. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1st August  to 31st September 2023 (“the Offer Period”). 
  3. Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.
  4. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.
  5. Credit card applications sourced via sales representatives will not be eligible for the Offer.
  6. The Bank will credit cashback to the client’s credit card statement.
  7. Successful applications will receive the cashback on 31 December 2022.
  8. Clients will have until 30 November 2023 to meet the spend requirement of AED 5,000

Key Features

  • AED 300 cashback joining offer
  • Shariah Approved
  • Zero Cash Advance Fee, Zero Late fee,
  • Buy 1 Get 1 at Costa
  • Buyers Protection
  • Visa Concierge service
  • Airport lounges in 300 cities with 8 free visits per year
  • 20% discount on Talabat
  • Annual fee of AED 315 from year 2 onwards.

Reward Features

Earn Reward points When you spend AED 1,000 or more per month. Transfer your Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as to hotel loyalty programmes. Enjoy a seamless purchase experience. Instantly pay for your next purchase with your  Rewards Points, directly.


Things To Be Aware Of

  • 4 supplementary cards are free, AED 157.50 thereafter
  • Amazon joining offer requires spend criteria to be met
Apply Now
Standard Chartered Manhattan Platinum Card Standard Chartered Bank (SCB)

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • First year free second year onwards AED 525
  • Buy 1 Get 1 Free on 2D and 3D movie tickets at all VOX
  • Discounts of up to 20% at over 200 airport restaurants
  • AED 200 Cashback Welcome offer

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

AED 200 cashback joining offer ( requires a spend of AED 5000)

1.     The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1st May to 31st July 2023 (“the Offer Period”). 

2.     Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.

 3.     The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.

 4.     Credit card applications sourced via sales representatives will not be eligible for the Offer.

 5.     The Bank will credit cashback to the client’s credit card statement.

 6.     Successful applications will receive the cashback on 31 December 2022.

 7.     Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid..

Key Features

  • AED 200 joining offer
  • Earn 1 Reward Point for every $1 spent
  • Buy 1 Get 1 Free at Costa Coffee in UAE
  • 4 free tickets at VOX through Buy1 Get 1 and 20% discount at Reel Cinemas
  • Get 50% off at VOX Cinemas on Sundays across UAE
  • Dine & Fly with Dragonpass
  • 8% discount on hotel bookings made at Hotels.com
  • Up to 30% off the total bill with Visa Timeout
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Purchase protection for up to 365 days
  • Extended warranty
  • The Good Life privileges offers
  • Access to over 200 airport restaurant offers globally
  • Visa Luxury Hotel collection offers
  • 2-for-1 ENTERTAINER Offers with Visa Offers MENA mobile app
  • 4 free months of Anghami Plus

Reward Features

Earn 360° Reward Points on all spends on your Standard Chartered Manhattan Platinum Credit Card

  • Earn 360° Reward Points on all Domestic & International spends on your Standard Chartered Manhattan Platinum Credit Card
  • Earn 1 Rewards Point for every $1 spent on your card within the UAE or internationally. 
  • Redeem your points for the latest electronic gadgets, lifestyle offers, travel and much more.
  • Transfer your Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as to hotel loyalty programmes.

Things To Be Aware Of

  • 2 supplementary cards are free, AED 157.50 thereafter
  • Reward points expiry 3 years from date of earning
  • Joining offer requires spend of AED 5000
Apply Now
Standard Chartered X Credit Card Standard Chartered Bank (SCB)

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • First year free card
  • 20% off on 3 Careem rides and 30% off 3 Careem Food & Shop
  • 25% Off for YQ’s Specialist Airport Assist Services
  • Buy 1 Get 1 at Costa Coffee

MINIMUM SALARY

AED 8,000

RATE

3.45%

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Up to 10% cashback on online spends
  • Up to 10% cashback on foreign currency spends
  • Up to 10% cashback on mobile wallet spends
  • Complimentary airport lounge access to over 20 local & international lounges
  • Buy 1 Get 1 Free at Costa Coffee
  • Up to 30% off on travel with Cleartrip
  • Up to 10% off on Hotels.com
  • Purchase protection upto 90 days from date of purchase
  • Optional Credit Shield Insurance
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Car rental offers from Avis
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase

Reward Features

Earn excellent Cashback rates on Standard Chartered Platinum X Credit Card:

Supermakets spends, utility spends and education:

  • Total spends less than AED 2,499 - 0% cashback
  • Total spends between AED 2,499 & AED 7,499 - 3% cashback (max cashback AED 100)
  • Total spends between AED 7,499 & AED 14,499 - 5% cashback (max cashback AED 200)
  • Total spends above AED 14,499 - 10% cashback (max cashback AED 400, AED 200 for utilities)

Upto 10% on online, foreign currency and mobile wallets. 

Cashback points are valid for 12 months.

Value of a point is 1 AED

Apply Now
Standard Chartered Cashback Credit Card Standard Chartered Bank (SCB)

MINIMUM SALARY

AED 8,000

RATE

3.45

ANNUAL FEE

AED 525

  • Dining Offers
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • AED 500 Cashback as Joining offer
  • Buy 1 Get 1 at costa coffee
  • 20% off on 3 Careem rides
  • Access to Visa concierge
  • VIP guest status in 900+ international properties

MINIMUM SALARY

AED 8,000

RATE

3.45

ANNUAL FEE

AED 525

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.75 % / Min 105

Joining Offers

AED 500 cashback joining offer ( requires a spend of AED 5000)

1.     The offer is valid for only New to Bank or New to Product credit card applications from the period starting from August 1 – 31 October 2022 (“the Offer Period”). 

2.     Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.

 3.     The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.

 4.     Credit card applications sourced via sales representatives will not be eligible for the Offer.

 5.     The Bank will credit cashback to the client’s credit card statement.

 6.     Successful applications will receive the cashback on 31 December 2022.

 7.     Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid.

Key Features

  • VIP guest status over 900+ international properties to enjoy VIP guest status
  • Supported by Apple Pay, Samsung Pay, Google Pay and Fitbit Pay
  • Buy 1 Get 1 Free offer, at any of the 150+ Costa Coffee outlets in the UAE
  • Enjoy exclusive discounts of up to 20% at over 200 airport restaurants around the world with DragonPass
  • Ease your trip at 450+ destinations
  • multi-trip travel insurance
  • 24×7 personalised services with Visa Infinite Concierge.
  • Buyers Protection
  • Get 20% off 3 Careem rides and 30% off 3 Careem Food & Shop

Reward Features

2% cashback on international spends or transactions made in foreign currency
1% on all other domestic spend

Apply Now
Standard Chartered Visa Infinite Card Standard Chartered Bank (SCB)

MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 1575

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Premium lifestyle benefits
  • Earn Reward points on all spends
  • AED 1000 Cashback as joining bonus
  • Loaded with travel benefits!

MINIMUM SALARY

AED 30,000

RATE

3.45%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

AED 1000 cashback joining offer ( requires a spend of AED 10000)

1.     The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1st May to 31st July 2023 (“the Offer Period”). 

2.     Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.

 3.     The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.

 4.     Credit card applications sourced via sales representatives will not be eligible for the Offer.

 5.     The Bank will credit cashback to the client’s credit card statement.

 6.     Successful applications will receive the cashback on 31 December 2022.

 7.     Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid.

Key Features

  • AED 1000 cashback joining offer
  • Earn 360° Reward Points on all spends
  • Four free Careem airport rides per year with a maximum of AED 100 per ride.
  • Exclusive unlimited Fitness First access
  • Complimentary round of golf through Golflans offered by SCB. Discounts at 34 clubs in the UAE and Muscat
  • Unlimited complimentary access to 1000+ airport lounges worldwide including a guest
  • Avail upto 14 tickets at buy1 get 1 at VOX
  • Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
  • Buy 1 Get 1 Free at Costa Coffee
  • The Good Life privileges offers
  • 24/7 Concierge service
  • Extended warranty
  • 24-hour personalised premium concierge service
  • 8% discount on hotel bookings made at Hotels.com
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts

Reward Features

Earn 360° Reward Points on all spends

  • Earn 360° Reward Points on all spends
  • Earn 2% of your Rewards Points balance as cashback with any airline bookings
  • Earn 2 360° Reward Point for every US $1 on International Spend
  • Earn 1 360° Reward Points for every US $1 Domestic Spend
  • 360° Rewards Points, can be redeemed for exclusive merchandise, travel and much more
  • Transfer Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as hotel loyalty programmes.

  • (USD 1 is defined at AED 3.673)

Things To Be Aware Of

  • Reward points expiry 3 years from date of earning
  • AED 10,000 spend required by Aug 31 2022 for joining offer
Apply Now

Popular Credit Cards

Top Features

Credit Cards from Top Banks

Popular Cards from Top 10 (SCB) Income Eligibility Annual Fee Interest / Profit Rate
Standard Chartered Cashback Credit Card AED 8,000 AED 525 3.45
Standard Chartered Manhattan Platinum Card AED 8,000 AED 525 3.45%
Standard Chartered Platinum X Credit Card AED 8,000 AED 0 3.45%
Standard Chartered Smart Sadiq AED 8,000 AED 0 3.45%
Standard Chartered Visa Infinite Card AED 30,000 AED 1575 3.45%
Standard Chartered X Credit Card AED 8,000 AED 525 3.45%

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