MINIMUM SALARY
AED 5,000
RATE
3.85%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.85%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
New credit card customers enjoy 0% interest on Cash on Call 6- and 12-month plans within 30 days of card issuance. Apply instantly through the CBD Mobile app.
Offer valid until 31 March 2024. One time processing fee of 1.99% and 4% respectively, applies.
Key Features
Reward Features
Earn Reward Points
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.85%
ANNUAL FEE
AED 999
MINIMUM SALARY
AED 12,000
RATE
3.85%
ANNUAL FEE
AED 999
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / AED 105
Joining Offers
Promotion validity: 1 January 2024 to 31 March 2024. (Offer is valid for cards issued between the above dates)
Key Features
Reward Features
Earn Smiles points on every AED spent:
Redeem Smiles points:
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.85%
ANNUAL FEE
AED 788
MINIMUM SALARY
AED 15,000
RATE
3.85%
ANNUAL FEE
AED 788
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
Enjoy AED 2,000 as a cashback welcome offer when you sign up for a CBD Visa Infinite Credit Card and spend a minimum of AED 12,000 within 30 days of card issuance
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.85
ANNUAL FEE
AED 209
MINIMUM SALARY
AED 5,000
RATE
3.85
ANNUAL FEE
AED 209
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / AED 105
Joining Offers
Key Features
Reward Features
5 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 10,000 Smiles points)
Redeem Smiles points:
Popular Cards from Top 10 (CBD) | Income Eligibility | Annual Fee | Interest / Profit Rate |
---|---|---|---|
CBD Smiles Visa Platinum | AED 5,000 | AED 209 | 3.85 |
CBD Smiles Visa Signature | AED 12,000 | AED 999 | 3.85% |
CBD Visa Infinite Card | AED 15,000 | AED 788 | 3.85% |
CBD Visa Platinum Card | AED 5,000 | AED 0 | 3.85% |
Best Personal Loans of 2021: Top Offers & Benefits
Posted onJun 20, 2025
The 9 most important things to keep in mind while buying car insurance in the UAE
Posted onJun 20, 2025
Exploring Generational Differences in Financial Behavior Traits
Posted onJun 20, 2025
U.S. Fed Slashes Rates—Here’s How It is Impacting UAE Mortgage Market
Posted onJun 20, 2025
Generation Spend: Decoding the Shopping Habits of Boomers, Gen X, Millennials, and Gen Z
Posted onJun 20, 2025
What are the Eligibility Criteria for Personal Loan in the UAE for Expats?
Posted onJun 20, 2025
Debt Consolidation vs. Debt Settlement: Which is Better for UAE Residents?
Posted onJun 20, 2025
Introduction to Home Loans in the UAE
Posted onJun 20, 2025
Get the Best Ride: UAE’s Best Car Loan Choices for 2025
Posted onJun 20, 2025
Fixed Rate and Variable Rate Mortgage Loans in the UAE: A Breakdown
Posted onJun 20, 2025