MINIMUM SALARY
AED 8,000
RATE
3.69
ANNUAL FEE
AED 383
MINIMUM SALARY
AED 8,000
RATE
3.69
ANNUAL FEE
AED 383
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / or AED 105
Joining Offers
Welcome bonus of AED 365 is subject to a minimum spend of AED 5,000 within the first 45 days. Welcome bonus will be credited as cashback within 90 days of card issuance, upon meeting the spend eligibility criteria.
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 2625
MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 2,625
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 525
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 1050
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 1,050
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn LuluPoints
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn LuluPoints
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.69%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.69%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.10%
Cash Advance Fee
3.15 % / AED 105
Joining Offers
Enjoy a Welcome Bonus of AED 500 as talabat credit when you sign up for the card.
Important note:
Key Features
Reward Features
Earn talabat credit every time you spend using the card as per below:
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn Touchpoints Per 1 AED spend
Things To Be Aware Of
MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 40,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 100
Key Features
Reward Features
Earn Touchpoints
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / AED 105
Joining Offers
Receive 10,000 bonus TouchPoints when you spend AED 10,000 each month
Key Features
Reward Features
Earn Touchpoints
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / AED 105
Key Features
Reward Features
Earn Touchpoints Per 1 AED spend
Things To Be Aware Of
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 1050
MINIMUM SALARY
AED 20,000
RATE
3.25%
ANNUAL FEE
AED 1,050
Non AED Transaction Fee
-
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Complimentary Stay Voucher
The “Complimentary Voucher” is a voucher that entitles the Cardholder to a complimentary night stay at a hotel of the Cardholder’s choice amongst the available hotels booked through Hotels.com at www.hotels.com, using the Card.
Anniversary Voucher is only available to the Qualifying Cardholders
Key Features
Reward Features
Earn Touchpoints Per 1 AED spend
Things To Be Aware Of
MINIMUM SALARY
AED 40,000
RATE
3.25
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 40,000
RATE
3.25
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / pr AED 105
Joining Offers
Enjoy a welcome bonus Up to 50,000 Reward points, equal to €1,000 in hotel stays at Accor hotels around the world
Enjoy a rewarding welcome bonus on your ALL - ADCB Infinite Credit Card. You will receive up to 50,000 Reward points from ALL when you apply and use your ALL - ADCB Infinite Credit Card.
Key Features
Reward Features
Earn points everyday
Up to 3 Reward points per $1 spent at participating Accor hotels in the UAE and on your other spends
Spending has never been so rewarding. Accumulate Reward points on all retail purchases when you use your ALL – ADCB Infinite Credit Card.
*Purchases on fuel, education, government, real estate, telecommunication, charity and transportation categories will earn 0.15 Reward points from ALL per USD 1 spent. Purchases at supermarkets, auto dealers, insurance and quick service restaurants earn 0.20 Reward points from ALL per USD 1 spent. International spends at countries in the EU region will earn 0.75 Reward points from ALL per USD 1 spent.
on Abu Dhabi Commercial Bank (ADCB) site
MINIMUM SALARY
AED 15,000
RATE
3.25
ANNUAL FEE
AED 1050
MINIMUM SALARY
AED 15,000
RATE
3.25
ANNUAL FEE
AED 1,050
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / 105 AED
Joining Offers
Up to 25,000 Reward points, equal to €500 in hotel stays at Accor hotels around the world
Enjoy a rewarding welcome bonus on your ALL - ADCB Signature Credit Card. You will receive up to 25,000 Reward points from ALL when you apply and use your ALL - ADCB Signature Credit Card.
Key Features
Reward Features
Earn up to 2 Reward points from ALL for every USD1 spent*
Spending has never been so rewarding. Accumulate Reward points on all retail purchases when you use your ALL – ADCB Signature Credit Card.
Earn up to 1 Reward point from ALL on domestic spend
*Purchases on fuel, education, government, real estate, telecommunication, charity and transportation categories will earn 0.15 Reward points from ALL per USD 1 spent. Purchases at supermarkets, auto dealers, insurance and quick service restaurants earn 0.20 Reward points from ALL per USD 1 spent. International spends at countries in the EU region will earn 0.75 Reward points from ALL per USD 1 spent.
In 1985, ADCB Group is a leading UAE banking group that provides over 1 million customers with a full suite of products and services, spanning Consumer Banking, Wholesale Banking, Treasury & Investments and Property Management.
With a full-year pro forma net profit of AED 5.244 billion, the group delivered a double- digit return on average tangible equity of 11.2% and a dividend pay-out equivalent to 50% of pro forma net profit. The year began by merging with Union National Bank and together, the combined entity acquired Al Hilal Bank, which has allowed them to build an even stronger Islamic banking franchise in the UAE.
The bank provides customers with more support through a range of products and services, helps businesses to thrive, invests more in its people and technology, and is consistently delivering stronger returns to its investors.
ADCB offers a host of services customized to meet daily and long-term needs or UAE customers-
ADCB offers a wide range of credit cards to Dubai, UAE customers . These cards cater to customers who are keen in using cashback, reward points and travel credit cards. . They have popular co brand cards with Etihad airlines. Explore our Top 10 ADCB credit cards.
Tailored to enrich your lifestyle, ADCB Credit Cards open the doors to a host of complimentary offers that blend luxury, comfort, and convenience. As of April 2024, let us delve into the myriad of complimentary benefits that ADCB Credit Card customers can enjoy.
Traveling in style and comfort becomes a reality with ADCB credit cards, which offer a variety of complimentary travel features to cardholders in the UAE. Whether you are hailing a ride to the airport or relaxing in an exclusive lounge, ADCB has you covered. Below, we explore these features, organized by category for your convenience.
Unwind Before You Fly: ADCB cards offer a serene lounge experience.
ADCB Traveler Credit Card: Unlimited access to over 1,200 lounges globally.
ADCB Etihad Guest Range (Infinite, Signature, Platinum): Enjoy lounge luxury in more than 1,000 airports worldwide. Infinite and Signature include guest access.
ADCB Betaqti Credit Card: Over 1,200 lounge visits await you and your supplementary cardholders, with a bonus guest per visit.
ADCB LuLu Platinum and Titanium Credit Cards: Access more than 20 and 10 lounges worldwide, respectively.
ADCB TouchPoints Infinite and Platinum Credit Cards: Revel in premium lounge access in over 850 and 20+ locations globally.
Travel to the Airport with Ease:
ADCB Traveler Credit Card: Two free airport rides per year with Careem.
ADCB Betaqti Credit Card: Six complimentary airport rides per year via Careem, with a discount on additional rides.
ADCB LuLu Platinum and Titanium Credit Cards: Enjoy discounted Careem rides, making airport transfers more affordable.
Elevate Your Air Travel:
ADCB Etihad Guest Infinite Credit Card: Fasttrack to Etihad Guest Gold Tier with benefits like complimentary class upgrade vouchers.
ADCB Etihad Guest Signature Credit Card: Attain Etihad Guest Silver Tier faster and enjoy up to wo complimentary class upgrade vouchers.
ADCB TouchPoints Platinum Credit Card: Enjoy discounts on travel bookings through Cleartrip, enhancing your airfare and hotel stays.
Make Each Journey More Rewarding:
ADCB Etihad Guest Infinite Credit Card: Besides lounge access, upgrade your tier status and enjoy complimentary class upgrades with Etihad Airways.
ADCB Betaqti Credit Card: Skip the queue with three complimentary fast track services yearly via the Mastercard Travel Pass app.
ADCB credit cards offer a range of options tailored to the traveling needs of UAE residents. Whether you prioritize lounge access, ease of airport transfers, or airline rewards, there is an ADCB card designed to enhance your travel experience. With comprehensive coverage and detailed attention to the nuances of travel, ADCB ensures that your journeys are as rewarding as they are comfortable.
(Note: The availability of offers and features is subject to ADCB's terms and conditions and may vary by credit card and period.)
ACDB's credit cards are a gateway to a plethora of lifestyle offerings for residents of the UAE. Each card opens a new horizon of luxurious possibilities, from golf courses to cinemas, ensuring that cardholders can indulge in their favorite activities with ease and comfort. Let us explore these lifestyle offers, categorized by the indulgences they facilitate.
ADCB Etihad Guest Infinite, Signature, and ALL ADCB Infinite Credit Cards: These cards offer complimentary golf access all year round at some of the most prestigious clubs in the UAE, including The Track at Meydan Golf Dubai, Arabian Ranches Golf Club Dubai, and Abu Dhabi Golf Club. Note the upcoming redevelopment of Meydan Golf Club starting January 2024 which may affect availability.
Cinematic Experiences: Movies and More
ADCB 365 Cashback and Touchpoints’ Range of Credit Cards: Movie buffs can enjoy offers at VOX Cinemas like buy one get one free ticket and discounts on select meals. This ensures that every film screening is paired with delectable treats, elevating the standard cinema experience to one of plush comfort.
ADCB LuLu Platinum Credit Card: Holders of this card are not left out of the cinematic fun, with offers extending to REEL Cinemas where the magic of the silver screen comes alive with ticket deals and concessions discounts.
ADCB TouchPoints Infinite and ALL ADCB Infinite Credit Cards: Offer not just plush airport lounge access but also exclusive benefits at luxury hotels and resorts. Enjoy room upgrades, complimentary Wi-Fi, daily breakfast, and late checkout to extend that holiday feeling a little longer.
Betaqti Credit Card: With this card, fitness centers across the UAE are readily accessible, offering comprehensive services like group classes, Wi-Fi, and more to keep you at the peak of health.
While not related to the categories above, it is worth noting that ADCB credit cards also include valet services to add a layer of ease to your shopping and dining experiences.
Talabat Offers: Foodies can delight in up to 20% off on Talabat orders, making dining in or trying new restaurants more appealing. Whether it is a quick bite or a lavish feast, ADCB cards enhance every meal with a discount.
ADCB LuLu Titanium Credit Card and TouchPoints Range: These cards offer a smorgasbord of offers across the Middle East & Africa, spanning fine dining to casual eateries, ensuring a delectable dining experience each time.
The ADCB credit card lifestyle ecosystem is thoughtfully designed to cater to various aspects of life in the UAE. With these cards, you are not just making payments; you are unlocking a world of experiences that transform every transaction into an opportunity for pleasure and leisure. Whether you are teeing off on the green, enjoying a blockbuster, booking a weekend getaway, rejuvenating at a spa, or savoring a gourmet meal, ADCB credit cards turn your lifestyle aspirations into reality.
(Note: The availability of offers and features is subject to ADCB's terms and conditions and may vary by credit card.)
Traveling with peace of mind is an invaluable part of any journey, and ADCB Credit Cards come with robust protection features to ensure just that. The ADCB Traveler Credit Card, for instance, provides comprehensive travel insurance covering personal accidents and medical emergencies up to USD 500,000, as well as baggage loss and trip delays. These features guarantee that unexpected incidents don’t derail your travel plans.
The ADCB Etihad Guest Infinite and Signature Credit Cards take it a step further by adding exclusive perks such as evacuation and repatriation expenses, ensuring you're cared for in any emergency. Baggage delays, loss of personal belongings, and trip cancellations are also covered, providing a broad safety net as you traverse the globe.
ADCB Cards are enticing not only for their travel protection but also for their lucrative joining offers. The talabat ADCB Credit Card welcomes new members with AED 500 worth of Talabat credit after a minimum spend, while the ADCB Traveler Credit Card offers a welcome voucher redeemable for hotel stays.
For those who opt for the high-tier ADCB Etihad Guest Infinite Credit Card, an attractive introductory bonus of reward points is available, setting the tone for a rewarding credit card experience right from the start.
Whether you're an avid traveler, a movie enthusiast, or a dining connoisseur, ADCB Credit Cards provide protection and welcome offers that cater to all aspects of your lifestyle. With these cards, your travels and experiences come with an added layer of security and a touch of luxury from the get-go.
ADCB issues both Visa and Master credit cards which can be used locally and internationally. They have a wide range of acceptance across the globe.
ADCB offers Golf as complimentary feature on Etihad Guest Infinite, Etihad Guest Platinum, Touchpoint Infinite, Touchpoint platinum and Traveller Card. Free round the year golf access at the Track Meydan, Arabian Ranches and Yas Links. Discounts at 14 courses in UAE and Muscat. Note, please note that these credit card offers will change, and customers are also recommended to visit the site for the latest information.
Etihad Guest infinite card offer complimentary upgrade voucher from Etihad Airways, complimentary Airport Chauffeur service (4 per year), 24-hour personalised premium concierge service, unlimited complimentary airport lounge access globally for primary, supplementary and 1 guest, Multi-trip Travel Insurance, Visa luxury hotel collection offers, 8% discount on hotel bookings made at Hotels.com and Up to 12% off Agoda bookings
ADCB Credit cards start with a minimum of AED 5000 salary per month. Lulu Titanium, Touchpoints Gold, Touchpoints titanium are a few credit cards offered at AED 5000 salary. Note, these cards are lifetime free as well.
One can apply for ADCB credit card in UAE through
Soulwallet offers detailed feature comparison and customized tools which assist customers in making a well-informed personal finance decision.
ADCB credit cards offer complimentary airport lounge access, airport transfers, airline offers, golf privileges, hotel discounts, and more
Download the "Mastercard Travel Pass" app, register your ADCB card, and present the QR code at participating lounges.
Yes, with ADCB Traveler and Betaqti cards, you can enjoy complimentary airport rides through Careem.
Yes, ADCB Etihad Guest Infinite and Signature cards offer benefits like tier upgrades and class upgrade vouchers.
All ADCB Traveler cardholders enjoy unlimited lounge access; eligibility is immediate upon card activation.
It offers tier status upgrades, lounge access, and complimentary class upgrade vouchers
Enjoy complimentary access to select golf clubs throughout the UAE all year round.
Use your ADCB 365 Cashback or TouchPoints card at VOX Cinemas for buy-one-get-one-free tickets and food discounts.
Get room upgrades, complimentary breakfast, late check-out, and more at luxury hotels worldwide.
The Betaqti Credit Card provides complimentary fitness center access across the UAE.
ADCB offers valet services at select locations; check your card's benefits for specific details.
Add your card on the Talabat app and use the provided promo codes at checkout to receive discounts.
Enjoy up to 20% off on Talabat and exclusive dining offers across the Middle East & Africa.
ADCB cards come with a suite of lifestyle offers, from dining to travel and entertainment, accessible via respective apps and promo codes.
Meet the spending requirement, call the booking line in advance, and reserve your spot, subject to availability.
Show your eligible ADCB card at the VOX Cinemas candy bar to avail of buy-one-get-one-free ticket offers and discounts.
Yes, ADCB cards offer discounts and benefits at various hotels when booked through associated programs.
Use your ADCB card to book airport rides on the Careem app and enjoy discounts or complimentary trips
Yes, the ADCB Traveler Credit Card offers comprehensive insurance coverage for the cardholder and family.
Receive up to 50,000 Reward points as a welcome bonus subject to terms like card application and spending criteria.
Register on the app, add your ADCB card, and utilize the fast-track service at participating airports.
Yes, certain ADCB cards offer buy-one-get-one-free beverages at Caribou Coffee.
They include personal accident benefits, emergency medical expenses, and more, covering both international and domestic incidents.
After meeting spending requirements, you'll receive a welcome voucher redeemable for hotel stays.
Benefits include room upgrades, Wi-Fi, daily breakfast, late checkout, and dining credits.
Points can be redeemed through the ADCB rewards.
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
