MINIMUM SALARY
AED 5,000
RATE
AED 195 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 195 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Earn Wala'a Dirhams Earn 0.5% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
AED 195 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 195 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 0.5% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 50,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
MINIMUM SALARY
AED 15,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 2% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
AED 475 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 475 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
AED 375 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 375 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 1% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Joining Offers
Earn up to 30,000 bonus Skywards Miles with the Emirates Skywards DIB Signature Credit Card:
15,000 bonus Miles on card activation
15,000 bonus Miles on balance transfer
Key Features
Reward Features
Earn Skyward Miles for every 1 USD spend:
MINIMUM SALARY
AED 5,000
RATE
AED 375 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 375 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 1% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 525
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Joining Offers
Earn bonus Skywards Miles:
5,000 bonus Miles on card activation.
Key Features
Reward Features
Earn Skyward Miles per 1 USD spend:
MINIMUM SALARY
AED 25,000
RATE
3.49%
ANNUAL FEE
AED 2100
MINIMUM SALARY
AED 25,000
RATE
3.49%
ANNUAL FEE
AED 2,100
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Key Features
Reward Features
Earn Skyward Miles per 1 USD of spend:
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 157
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 157
Non AED Transaction Fee
2.26%
Cash Advance Fee
Key Features
Reward Features
Earn Cashback:
Maximum monthly cashback is AED 1,000 per billing cycle. Cashback is only on spends in UAE.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 209
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 209
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Cashback
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 25,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 3% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 2% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
AED 1000 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 50,000
RATE
AED 1000 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 0.5% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
AED 475 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 475 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
Things To Be Aware Of
Dubai Islamic Bank was officially opened by HH Sheikh Rashid on 15th September 1975. DIB opened its first Corporate Office in Deira in 1977. In 2015, DIB ushered into a new era as it entered the Billion-dollar profit club. The Bank operates through four segments: the Retail and business banking segment provides consumer and commercial murabahats, ijarah, islamic card and funds transfer facilities and trade finance facilities primarily to small and medium businesses and individual customers; In 2018, DIB partnered with Emirates Skywards to launch the new Emirates Skywards DIB Credit cards tailored specifically to offer outstanding value to the region’s ever-growing community of frequent flyers. DIB moved forward on its expansion plans by acquisition of Noor Bank in 2019 which bolstered the bank’s position as one of the largest Islamic Banks in the world and amongst the largest banking entities in the UAE. DIB holds a larges auto loan portfolio as well.
Recently, DIB launched The Digital Lab, a center of excellence to manage curation of digital products and experiences for the customers.
Dubai Islamic Bank offers a range of products and services tailored to suit specific requirements of the customers –
Dubai Islamic Bank offers Islamic credit cards catering travel, lifestyle, and cashback segments. Their Emirates skywards co brand cards are sought after and quite popular in the Islamic credit card space. Explore our Top 10 DIB credit cards
Complimentary Offers on Dubai Islamic Bank Credit Cards
Discover the wealth of complimentary offers available with Dubai Islamic Bank Credit Cards. From valet services and airport lounges to exclusive hotel and golf privileges, explore how each card caters to your travel, protection, and luxury needs.
Airport Transfers and Protection
The DIB SHAMS Infinite Credit Card turns every journey into a first-class experience. Imagine stepping off the plane and into a world where stress is just a word that others use. With four complimentary airport transfers per annum from major UAE airports, cardholders are whisked away to their next destination with ease. But the luxury doesn’t stop there; travel and medical coverage up to US$500,000 stand as a fortress protecting your peace of mind on every trip.
Golfing Pleasures Across Premier Courses
For those who speak the language of golf, the card is your ticket to golfing nirvana. Complimentary rounds await at select top-tier courses, where every swing comes with a view and every putt is a new adventure.
Unlimited Lounge Access and Wellness Benefits
Unfurl the red carpet with access to over 1,000 airport lounges worldwide and flex your wellness muscle with complimentary Fitness First access. This card isn’t just about places; it’s about experiences that uplift and energize.
Valet, Dining, and Shopping Offers
But why stop travelling? The DIB SHAMS Infinite Credit Card extends its generosity to your dining and shopping escapades. From valet parking to a warm cup of Costa coffee, your card pampers you with little luxuries that make a big difference.
Consumer Cashback Platinum Card: Simplifying Transactions
Travel Insurance and Safety Features
For the savvy spender who appreciates security as much as savings, the Consumer Cashback Platinum Card stands out. It’s not just a card; it’s a shield with a travel insurance principal sum insured at AED 100,000.
Airport Convenience and Safety Assurances
DIB SHAMS Signature Credit Card holders navigate airports with unparalleled ease. With two complimentary airport transfers per year and travel and medical coverage up to US$500,000, your travel diary is set to be filled with stories of seamless journeys and absolute peace of mind.
Lounge Access and Exclusive Chauffeur Services
Indulge in the luxury of over 1,000 airport lounges and the convenience of a personal chauffeur service, making every trip memorable beyond the destination.
Valet Perks and Cashback Rewards
Valet services transform a mundane task into a seamless handover, and with cashback rewards, every purchase is a little more gratifying.
Unlimited Access to Global Luxuries
The Emirates Skywards DIB range of credit cards are crafted to cater to those with an appetite for the finer things in life. These cards do not merely facilitate purchases; they are tickets to a world of indulgence, privileges, and unmatched travel experiences.
The Infinite Credit Card is the flagship of the Emirates Skywards DIB suite, offering unparalleled luxury. Here’s what cardholders can relish:
Emirates Skywards Silver Membership: This exclusive membership is a golden ticket to the Emirates experience, enhancing air travel with bonus Skywards Miles, extra baggage allowances, and priority check-in and boarding.
Limitless Lounge Luxuries: Gain entry to over 1,000 airport lounges worldwide without the burden of spending criteria. Relax in luxury before every flight, no matter where you are.
Health Club Privileges: Your fitness regime never has to pause with access to the Emirates Towers Health Club, ensuring that you can continue your health journey uninterrupted, no matter where you are in the world.
Valet Parking Convenience: The inconvenience of parking becomes obsolete with four complimentary valet services at prime locations, reflecting the seamless experience that the Infinite card promises.
Bonus Skywards Miles: The opportunity to earn up to 75,000 bonus miles is a dream for travelers. These miles open up a world of travel opportunities and make every journey more rewarding.
The Signature card is designed for those who desire exclusive travel perks:
Airport Lounge Access: Cardholders enjoy 8 complimentary airport lounge visits per year to over 1,000 lounges worldwide, ensuring tranquility and comfort during travel.
Valet Parking Perks: Eliminate the hassle of parking with two complimentary valet services every month, a small luxury that makes a significant difference.
Skywards Miles Accumulation: With the potential to earn up to 30,000 bonus Miles, the journey towards your next dream destination is much shorter.
Offering a balance between everyday utility and luxury, the Platinum Card provides:
Roadside Assistance: Assurance is provided with additional roadside assistance services, ensuring peace of mind during road trips.
Travel Insurance: Comprehensive coverage ensures that the cardholder and their family are protected against the unexpected during their travels.
Hotel Privileges: The Visa Luxury Hotel Collection access provides preferential rates, room upgrades, late checkouts, and more, making every stay as rewarding as it is relaxing.
Each of these cards extends a host of complimentary offers designed to envelop cardholders in a cocoon of luxury and convenience, making every travel experience unforgettable. Whether it's the Emirates Skywards DIB Infinite or the Platinum Card, each comes with its own set of tailored benefits that align perfectly with the needs and aspirations of the discerning clientele that Dubai Islamic Bank serves.
Travel Safely with Insurance Coverage
Travel and medical coverage are more than just numbers; they represent a commitment to cardholder safety. With up to US$500,000 in travel and medical coverage, every trip is ensconced in a safety net that spans the globe, providing not just financial protection but also emotional reassurance.
Skywards Silver Membership: A World of Travel Benefits
From an extra baggage allowance to lounge access at Dubai International Airport and priority service through check-in, the Emirates Skywards Silver membership, complimentary with the Infinite card, turns every trip with Emirates into a special occasion.
Golfing Experiences: Master the Game in Style
Cardholders can indulge their passion for golf with complimentary access to elite courses, offering a premium golfing experience that stands out as a highlight of leisure activities made accessible by the card.
Concierge Services: At Your Service Around the Clock
The concierge services provided with these cards are a testament to the value Dubai Islamic Bank places on convenience and luxury. Be it hotel bookings, flight reservations, or limousine services, cardholders are assured that their needs will be met with utmost attention and care.
These are just a few of the many complimentary offers available to Emirates Skywards DIB cardholders. Each service is thoughtfully chosen to enrich the cardholder's lifestyle, travel experiences, and daily transactions, ensuring that every moment is as rewarding as it is memorable.
Dubai Islamic Bank's Prime category credit cards are crafted to offer a distinguished suite of services that cater to the multifaceted needs of cardholders. Let's delve into the array of benefits provided by these premium cards:
Full Multi-Trip Travel Insurance: The cardholder is ensconced in a safety bubble with a comprehensive travel insurance plan. Whether it's a lost bag in Paris or a delayed flight in Tokyo, the coverage spans across the globe for international and domestic trips.
Purchase Protection: Shopping becomes worry-free with built-in purchase protection. This means your new purchases are safe from theft or accidental damage, providing a layer of financial security to your shopping adventures.
Concierge Services: The card comes with a 24/7 global concierge service, ensuring that whether you need to book a last-minute business flight or secure reservations at exclusive restaurants, assistance is just a call away.
Airport Lounge Access: With 12 complimentary visits, travel starts on a note of luxury. Whether traveling solo or with a guest, the journey begins in the calm environs of a premium airport lounge.
Valet Parking: The convenience of valet parking, offered twice a month at key locations, adds a touch of luxury to every outing, ensuring a grand entrance and exit at every venue.
Travel Insurance Perks: The Prime Signature card carries the promise of safety with its travel insurance, covering everything from medical expenses to lost luggage, ensuring peace of mind no matter where your travels take you.
Global Concierge Services: Reflective of the card's premium standing, the 24/7 concierge services offer personalized assistance for your lifestyle needs, ensuring that help is always within reach.
Airport Lounge Comfort: The privilege of 8 complimentary lounge visits per year via LoungeKey enhances the travel experience, offering an oasis of comfort during your transit.
Valet Parking: Convenience is at your fingertips with complimentary valet parking services, eliminating the usual hassles associated with car parking and adding an extra layer of ease to your trips.
Shopping with a Safety Net: The Prime Platinum cardholders enjoy the added advantage of built-in theft and damage protection, offering a sense of security for your purchases both at home and abroad.
Family Travel Insurance: Travel becomes less stressful with comprehensive insurance coverage benefits for the whole family, starting the moment tickets are purchased with the card.
Luxury Hotel Benefits: Cardholders gain access to exclusive benefits at luxury hotels worldwide, ensuring that every stay is not just a stay but a luxury experience with the best rates, room upgrades, and late checkouts.
Enhanced Travel Insurance: The Prime Gold card offers substantial travel and personal accident insurance coverage benefits, setting a new standard for worry-free travel for you and your family.
Roadside Assistance: With an additional service available upon upgrade, cardholders have a safety net that extends to their journeys on the road, providing help when it's most needed.
Across all Prime category cards, the complimentary offers are a blend of travel assurance, lifestyle privileges, and everyday conveniences. These benefits are tailored to ensure that cardholders experience a seamless integration of luxury into their daily lives. The Prime category credit cards from Dubai Islamic Bank don't just offer financial tools; they offer a lifestyle upgrade, making every interaction with the card a premium experience. Whether it’s the Infinite, Signature, Platinum, or Gold card, each comes with its unique set of benefits, designed to meet and exceed the expectations of the cardholder.
The Prime Infinite Card doesn’t just facilitate travel; it adorns it with privileges that cater to every aspect of your journey, from comprehensive travel insurance to concierge services that redefine convenience.
Prime Signature and Platinum Cards: Redefining Elegance and Convenience
With the Prime Signature and Platinum Cards, daily life is infused with luxury. Every transaction is protected, and every journey is insured, leaving you to enjoy the finer things in life.
Prime Gold Card: Gold Standard Benefits for Everyday Use
The Prime Gold Card is the perfect blend of practicality and privilege, offering travel insurance and personal accident benefits that keep you covered wherever you go.
Disclaimer
The information provided in this article regarding the Dubai Islamic Bank credit card offers is based on publicly available information as of April 14, 2024. Please note that the specifics of these offers, including but not limited to benefits, services, and terms and conditions, are subject to change according to the bank’s policies and updates. We strongly recommend that you visit the official Dubai Islamic Bank website or contact their customer service for the most current information and for any clarifications regarding credit card offers. This article is for informational purposes only and should not be taken as financial advice.
One can apply for a Dubai Islamic credit card in UAE through
Soulwallet offers detailed feature comparison and customized tools which assist customers in making a well-informed personal finance decision.
Dubai Islamic cards require a minimum AED 5000 per month. There are several credit cards available which are offered starting from AED 5000. Find out more details here
Yes, Dubai Islamic bank credit cards are sharia compliant.
The DIB SHAMS Infinite Credit Card is a premium credit card offering a range of complimentary services including airport transfers, medical coverage, golf privileges, lounge access, and more
You get four complimentary airport transfers per annum with the DIB SHAMS Infinite Credit Card from major UAE airports.
Yes, As of April 2024, there's travel and medical coverage up to US$500,000 on your trips when booking your tickets with the DIB SHAMS Infinite Credit Card. This is subject to change.
Yes, you can enjoy complimentary rounds of golf at select premier courses in the U.A.E, subject to the card's terms and conditions.
You can enjoy complimentary access to over 1,000 airport lounges 12 times per year with a guest.
The card offers 4 complimentary valet parking services per month at 20 key locations across the UAE.
Yes, you can get 20% cashback on select online platforms like Amazon, Deliveroo, and more.
It is a credit card by DIB that offers travel insurance and cashback rewards, though specific details were not provided in the information given.
The DIB SHAMS Signature Credit Card offers travel and medical coverage of up to US$500,000.
The card includes 2 complimentary airport transfers per annum.
You can hire a Personal Chauffeur with Zofeur and get 15% off by using the “DIB15” promocode on the Zofeur app.
Yes, after the first complimentary visit, you must meet a spend criteria of foreign currency to continue enjoying the lounge access.
The Emirates Skywards DIB Infinite Credit Card includes additional benefits like Emirates Skywards Silver membership, unlimited airport lounge access, health club privileges, and luxury hotel perks.
Benefits include bonus Skywards Miles when flying Emirates, extra baggage allowance, and Emirates Lounge access at Dubai International Airport
You receive 4 complimentary valet parking services per month.
The maximum discount is capped at AED 20 when you use the “DIB15” promocode.
Yes, certain DIB credit cards offer travel insurance that covers the cardholder and their family.
You can earn up to 75,000 bonus Skywards Miles through card activation, balance transfers, and meeting certain spending thresholds. This is a joining offer as of April 2024 and is subject to change.
It's a credit card that offers travel perks like airport lounge access, valet parking services, and the opportunity to earn bonus Skywards Miles.
Yes, holders of the Emirates Skywards DIB Infinite Credit Card can access the Emirates Towers Health Club and use its facilities anytime.
You can use the complimentary valet parking service 2 times per month.
Yes, the card offers roadside assistance services, with additional services available upon payment of an upgrade fee.
The Prime Infinite Card offers full multi-trip travel insurance covering various travel related incidents, including medical expenses and baggage loss
Yes, the Prime Infinite Card provides concierge services for hotel bookings, flight reservations, and more.
You get 12 complimentary lounge visits per year for the cardholder or cardholder plus one guest
Yes, the Prime Signature Card includes purchase protection on all eligible goods.
VISA Infinite Privileges include exclusive travel, entertainment, retail, and dining offers, along with access to special events worldwide.
The Global Concierge Services include personalized customer service, hotel bookings, flight reservations, limousine transfers, and more.
Yes, you need to make at least 1 international transaction over 1USD every calendar year to access the lounge benefits.
The Prime Platinum Card offers travel and personal accident insurance coverage benefits for a principal sum of USD 100,000
Yes, the Prime Platinum Card offers exclusive benefits at luxury hotels across the globe, including best rates and upgrades.
The Prime Gold Card offers roadside assistance, with additional services available upon an upgrade fee.
The card information provided suggests that it is free for life as of April 2024, implying no annual fee.
Yes, if you exceed the complimentary limit, standard charges for additional airport transfers would apply.
Benefits include preferential prices, room upgrades, free internet and breakfast, VIP guest status, late checkouts, and complimentary food and beverage vouchers.
You get 20% cashback on select services when using the card, subject to terms and conditions.
Yes, to maintain some benefits like lounge access, you need to meet foreign currency spend criteria.
Yes, you need to book your travel tickets with your DIB credit card to be eligible for the travel insurance.
The offer is valid until 31/12/2024, and you need to use the “DIB15” promocode on the Zofeur app.
New cardholders can earn up to 75,000 bonus Skywards Miles as part of the joining offer.
Purchase Protection is built into your Prime Infinite Card and activates automatically on eligible goods.
The valet parking service can be used at 20 key locations across the UAE as specified by the card's benefits.
If you have exhausted your complimentary visits and have not met the spending criteria, a charge of US $32 per visit will be levied.
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
