Best Credit Card In UAE
+971

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Extended Warranty
  • Earn 5% cashback at Al-Futtaim brands with FAB Rewards
  • Get a complimentary 0% Balance Transfer for up to 12 months
  • Upto 4 movie tickets per month from AED 15
  • Enjoy 2 complimentary airport transfers per annum
  • Get up to AED 650 cashback with a Blue FAB Platinum Card

MINIMUM SALARY

AED 8,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 150

Joining Offers

Apply for a Blue FAB Platinum Credit Card on the FAB Mobile app and receive up to AED 500 cashback in the form of Al-Futtaim FAB Rewards. Spend AED 5,000 or more in the first 60 days of card issuance to qualify for your cashback bonus. Offer valid until 14 June 2023. First Year introductory rate of 2.08% per month


Key Features

  • Get a complimentary 0% Balance Transfer for up to 12 months
  • Enjoy exclusive offers from Al-Futtaim brands
  • Get a first-year introductory offer on interest rates starting from 2.08% per month Get access to over 200 airport restaurant offers globally with DragonPass ‘Dine & Travel’ airport dining program
  • Save up to 12% at over 985,000+ hotels and vacation rentals worldwide with Agoda
  • Enjoy access to prestigious properties with the Visa Luxury Hotel Collection
  • Get up to 30% off retail rates for yQ Airport meet & assist services at over 450 destinations globally
  • Unlock 2-for-1 offers - xperience with the ENTERTAINER mobile app
  • Get 10% credit back on Careem BIKE rentals
  • Enjoy up to four movie tickets per month from AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinema (minimum monthly spend on the credit card to quality for the benefit is AED 3,000)
  • Add your Blue FAB Credit Card on Apple Pay, Google Pay and Samsung Pay
  • Enjoy 2 complimentary airport transfers per annum.
  • Extended Warranty with double the repair period offered by the original manufacturer’s warranty for up to one year
  • Buyers Protection for extra peace of mind when purchasing an eligible item
  • Receive up to four free supplementary cards for your family

Reward Features

  • Earn ten Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands including IKEA, ACE, M&S, Toys R Us, Toyota and many more*
  • Earn two Al-Futtaim FAB Rewards for every AED 1 spent elsewhere

MINIMUM SALARY

AED 10,000

RATE

3.50%

ANNUAL FEE

AED 315

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • 5% cashback on supermarket and 3% on school fees and Dining
  • Unlimited complimentary ariport lounge access
  • FAB credit card instantly. Zero paperwork!

MINIMUM SALARY

AED 10,000

RATE

3.50%

ANNUAL FEE

AED 315

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min AED105

Joining Offers

Apply for a new FAB Mastercard credit card and earn cashback and earn AED 300 cashback as welcome bonus

  • Make one retail transaction in the first 30 days of card issuance and you’ll receive AED 300 as bonus cashback.

Key Features

  • Cashback on all domestic and International transactions
  • Free Supplementary Card
  • Movie tickets as low as AED 15
  • Unlimited complimentary ariport lounge access at select GCC lounges for primary & supplementary card holders
  • Buy 1 Get 1 Free offers using the Mastercard app
  • Exclusive Avis rent a car benefits
  • Shop Smart
  • Luxury Serviced Apartments and Hotel Offers
  • 3.5% interest per month for Banking customers ( with salary transfer) & 3.75% interest per month for Non-Banking (Non salary transfer) customers.

Reward Features

Earn Cashback

  • 5% cashback on supermarket (including online) Posted as 12.5 FAB Rewards/ AED 1 spending
  • 3% cashback on school fees. Posted as 7.5 FAB Rewards/ AED 1 spending 
  • 3% cashback on dining. Posted as 7.5 FAB Rewards/ AED 1 spending
  • 0.15% All other spend . Posted as 0.3 FAB Rewards/ AED 1 spending

Cashback on non AED spend will earn 1% cashback.

5% cashback (up to AED 200 per month maximum) on supermarket spending
3% cashback (up to AED 200 per month maximum) on school fees
3% cashback (up to AED 200 per month maximum) on dining
0.15% unlimited cashback on all other spending

Things To Be Aware Of

  • Max cashback caps apply to specific categories
  • Annual fee of AED 525 for non salary transfer customers
  • Foreign transaction fee is 2.49% + scheme charges

MINIMUM SALARY

AED 15,000

RATE

3.75%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Extended Warranty
  • Earn 5% cashback at Al-Futtaim brands with FAB Rewards
  • Get a complimentary 0% Balance Transfer for up to 12 months
  • Get up to AED 1,000 cashback with a Blue FAB Signature Card
  • Complimentary access to over 1,000 airport lounges globally
  • 1st year introductory offer on interest rates starting 2.08%

MINIMUM SALARY

AED 15,000

RATE

3.75%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 150

Key Features

  • Earn 5% cashback in Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands. Get an additional 1% cashback via the Blue App when the Blue FAB Credit Card is registered and presented at the time of payment
  • Earn 1% cashback in Al-Futtaim FAB Rewards for every AED 1 spent elsewhere
  • Enjoy 0% Easy Payment Plans (EPP) on purchases at Al-Futtaim showrooms and brands
  • Get a complimentary 0% Balance Transfer for up to 12 months
  • Enjoy exclusive offers from Al-Futtaim brands
  • Get a first-year introductory offer on interest rates starting from 2.08% per month (with the second year at 3.75% per month for customers with a salary transfer to a FAB account and 3.50% per month for non-salary transfer customers)
  • Enjoy up to four movie tickets per month from AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinema (minimum monthly spend on the credit card to quality for the benefit is AED 4,000)
  • Add your Blue FAB Credit Card on Apple Pay, Google Pay and Samsung Pay
  • Reaching the airport on time has never been easier! Blue FAB Signature Credit Cardholders can enjoy 2 complimentary airport transfers per annum
  • Enjoy complimentary access to over 1,000 airport lounges globally
  • Benefit from a 24-hour concierge
  • Access over 300 airport restaurant offers globally through the Visa Dine & Travel app
  • Over 900 intriguing and prestigious properties from boutique gems to world famous hotels
  • Up to 25% off on dining, spa & stay at Jumeirah Hotels & Resorts
  • Opt for Credit Shield benefits so that your outstanding balance will be paid off if something happens and you can’t meet your credit card payments
  • Opt for Credit Shield benefits so that your outstanding balance will be paid off if something happens and you can’t meet your credit card payments
  • Receive SMS alerts on all your credit card transactions
  • Benefit from an Extended Warranty with double the repair period offered by the original manufacturer’s warranty for up to one year
  • Get Buyers Protection for extra peace of mind when purchasing an eligible item
  • Get multi-trip travel insurance coverage for you and your family
  • Fraudulent Card Misuse offers protection against unauthorised transactions or the fraudulent use of your card by unrelated third parties
  • Receive up to four free supplementary cards for your family
  • Get Quick Cash at great rates directly in your UAE account
  • Get Easy Payment Plans with convenient repayments at great rates through the FAB Mobile app
  • Manage your card, payments and much more quickly and easily through the FAB Mobile app

Reward Features

  • Earn ten Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands including IKEA, ACE, M&S, Toys ‘R’ Us, Toyota and many more*
  • Earn two Al-Futtaim FAB Rewards for every AED 1 spent elsewhere

MINIMUM SALARY

AED 5,000

RATE

3.75%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
  • No annual fee
  • 10% cashback on du bills
  • Fab rewards are instantly redeemable for du bills
  • Access to airport lounges across the Middle East

MINIMUM SALARY

AED 5,000

RATE

3.75%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • 10% discount on du postpaid and home services
  • 10% discount on du Smart Phone Privilege Plan
  • 10% bonus credit on prepaid line recharges
  • 10% discount on du home services bill payments
  • Accelerated First Reward points on du transactions
  • Select a loyalty program of your choice - rewards or cashback
  • Reward redemption against your du bill payments
  • Tap & go
  • Talk for free
  • Unlimited access to airport lounges across the Middle East
  • VIP Diamond Lounge Access
  • Buy 1 get 1 free cinema offers (Cine Royal & Star Cinemas)
  • Balance Transfer

Reward Features

  • 10% cashback on your du postpaid line bills
  • 10% cashback on du home services bill payments
  • 10% cashback on prepaid line recharges
  • 10% cashback on your du smartphone Privilege Plan monthly data charges

You can benefit from the offers above after a minimum spend of AED 1,250 on your du Titanium Credit Card in the month prior.
Customers will earn 10% cashback with du auto payment setup until 1 June 2021, then cashback will be based on spend criteria.

  • Earn up to 2.5 FAB Rewards for every AED 1 you spend
  • Enjoy instant redemption and choose from an extensive selection of rewards, including shopping, cashback, utility bill payments, dining out or booking your next holiday

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spends per month

MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
  • No annual fee
  • Up to 4.25% fixed discount on advanced payment of GEMS fees
  • 10% Cashback with Shop Smart
  • Enjoy access to airport lounges across the Middle East
  • Enjoy special offers at restaurants, premium retail etc.

MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Up to 4.25% discount on GEMS school tuition fee
  • Convert the school fees into 0% interest Easy Payment Plan for up to 12 months
  • Unlimited VIP airport lounge access in the Middle East
  • Movie tickets from just AED 15 - at Cine Royal, Oscar Cinemas and Reel Cinemas
  • Earn FAB reward points on all spends - domestic & international
  • Special offers at numerous food & beverage outlets and family entertainment venues in UAE
  • Education protection coverage up to AED 500,000 per child
  • 10% Cashback with Shop Smart
  • Home content insurance

Reward Features

Earn FAB Reward Points

  • Earn 2.5 FAB Rewards Star for every AED 1 spent

Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday.

Things To Be Aware Of

  • Your child/children must be enrolled in a GEMS school
  • Some benefits require minimum spend

MINIMUM SALARY

AED 8,000

RATE

3.50%

ANNUAL FEE

AED 500

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • 10,000 welcome Etihad Bonus Guest Miles
  • 25% Etihad Guest Miles discount voucher
  • Miles Accelator and Double Miles on recurring trans.
  • Airport Transfers Facility
  • Free Cinema Tickets

MINIMUM SALARY

AED 8,000

RATE

3.50%

ANNUAL FEE

AED 500

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Primary Card- Earn 10,000 Etihad Guest welcome bonus Miles.

Supplementary Card- Earn 5000 Etihad Guest welcome bonus Miles.

Double Etihad Guest Miles when you use your card to buy Etihad Airways or Etihad Partner Airlines flight tickets.

Key Features

  • Receive 10,000 Etihad Guest Miles as welcome bonus for primary Card
  • Double Etihad Guest Miles for first 90 days when you use your card on recurring expenses such as groceries, utility bills or school fees
  • Miles Accelator Program
  • Earn bonus Etihad Guest Miles of 20000 on a spend of AED 40000 in the first six months
  • 25% Etihad Guest Miles discount voucher
  • Optional Miles Accelerator program
  • 2 complimentary airport pick up and drop off services per calendar year
  • Complimentary airport meet and greet services at Abu Dhabi and Dubai airports
  • 10 tickets under Buy1 get 1 at vox and 20% off at Roxy. Also avail 6 discounted tickets at Vox
  • 40% discount at over 100 golfcourses worldwide
  • Visa VOX Cinemas offer - 50% off on Sundays
  • Global purchase protection
  • Extended warranty
  • International medical and travel assistance
  • Home content insurance

Reward Features

EARN ETIHAD GUEST MILES FOR EVERY AED 10 YOU SPEND

  • Domestic transactions (AED): 2.0 Miles earned per AED 10
  • International transactions (non-AED): 3.5 Miles earned per AED 10
  • Etihad or Etihad Airways partners: 4.0 Miles earned per AED 10

MILES ACCELERATOR PROGRAM

Earn 5.5 Etihad Guest Miles for every AED 10 spent on your purchases (domestic and international) with an optional enrolment into the Miles Accelerator Program, for just AED 250 per month.

Things To Be Aware Of

  • Some benefits require min spend
  • Supplementary cards have annual fee of AED 250

MINIMUM SALARY

AED 15,000

RATE

3.75%

ANNUAL FEE

AED 0

  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Contactless Tech
  • Air Miles
  • Roadside Assistance
  • No annual fee
  • 10% cashback on du bills
  • Fab rewards are instantly redeemable for du bills
  • Access to airport lounges across the Middle East

MINIMUM SALARY

AED 15,000

RATE

3.75%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • 10% discount on du postpaid and home services
  • 10% bonus credit on prepaid line recharges
  • 10% discount on your du smartphone Privilege Plan monthly data charges
  • Accelerated First Reward points on du transactions
  • Select a loyalty program of your choice - rewards, miles or cashback
  • Mastercard Priceless Cities offers
  • Mastercard Buy 1 Get 1 free offers
  • Enjoy an upto 30% discount on international roundtrip airfare & hotel bookings from Cleartrip
  • AVIS Car rental offers
  • Enjoy purchase protection of upto USD 5,000 per annum upto 90 days from the date of purchase
  • Careem chauffeur benefits - 20% off 3 rides every month
  • Talk for free
  • Tap & Go
  • Shop smart
  • Free access 6 times a year to VIP airport lounges worldwide
  • Free VIP Diamond Lounge Access at Abu Dhabi airport
  • Valet parking up to 5 times a month in Dubai & Abu Dhabi
  • Upto 4 discounted tickets at VOX
  • Balance Transfer

Reward Features

  • 10% cashback on your du postpaid line bills
  • 10% cashback on du home services bill payments
  • 10% cashback on prepaid line recharges
  • 10% cashback on your du smartphone Privilege Plan monthly data charges

You can benefit from the offers above after a minimum spend of AED 2,500 on your du Platinum Credit Card in the month prior.
Customers will earn 10% cashback with du auto payment setup until 1 June 2021, then cashback will be based on spend criteria.

  • Earn up to 4 FAB Rewards for every AED 1 you spend
  • Enjoy instant redemption and choose from an extensive selection of rewards, including shopping, cashback, utility bill payments, dining out or booking your next holiday

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spends per month

MINIMUM SALARY

AED 15,000

RATE

3.5%

ANNUAL FEE

AED 1500

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • 35,000 welcome Etihad Guest Miles
  • 50% Etihad Guest Miles discount voucher
  • Access to 1000+ airport lounges across the world
  • Fast track enrolment to Etihad Guest Silver Membership
  • Earn up to 6.5 Etihad Guest Miles for every AED 10 spent

MINIMUM SALARY

AED 15,000

RATE

3.5%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Get a warm welcome with a 35,000 Etihad Guest Miles bonus.

Key Features

  • Receive 35,000 Etihad Guest Miles as welcome bonus for primary Card
  • Double Etihad Guest Miles for first 90 days when you use your card on recurring expenses such as groceries, utility bills or school fees
  • Double Etihad Guest Tier Miles
  • Earn Etihad Guest Miles on all your purchases
  • Visa luxury hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • 50% Miles Discount Voucher every year on reaching an annual spend of AED 150,000
  • Optional Miles Accelerator program
  • 10% discount on Etihad Airways holiday package
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Fast track enrolment to Etihad Guest Silver membership
  • Complimentary inflight wi-fi vouchers
  • 2 complimentary airport pick up and drop off services per calendar year
  • Complimentary airport meet and greet services at Abu Dhabi and Dubai airports
  • Access to 1000+ airport lounges across the world, 8 times per annum
  • 10 tickets under Buy1 get 1 at vox and 20% off at Roxy. Also avail 6 discounted tickets at Vox
  • Visa golf access - exclusive discounts on highly prestigious golf courses
  • Exclusive 24/7 Concierge Service
  • Travel insurance cover upto $500,000 covering the cardholder & family for trips upto 90 days in duration
  • Fraudulent card misuse protection cover ($2,500 per occurrence with $4,000 annual aggregate limit)
  • Extended warranty & purchase protection on purchases made on the card
  • Shop Smart
  • International medical and travel assistance
  • Home content insurance
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year

Reward Features

EARN ETIHAD GUEST MILES FOR EVERY AED 10 YOU SPEND

  • Domestic transactions (AED): 2.75 Miles earned per AED 10
  • International transactions (non-AED): 4.5 Miles earned per AED 10
  • Etihad or Etihad Airways partners: 5.5 Miles earned per AED 10

EARN ETIHAD TIER MILES FOR EVERY AED 10 YOU SPENDS

All purchase transactions (domestic or international): 2.5 Miles earned per AED 10

MILES ACCELERATOR PROGRAM

Earn 6.5 Etihad Guest Miles for every AED 10 spent on your purchases (domestic and international) with an optional enrolment into the Miles Accelerator Program, for just AED 250 per month.

Things To Be Aware Of

  • Supplementary cards have annual fee of AED 250

MINIMUM SALARY

AED 8,000

RATE

2.08%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Air Miles
  • No annual fee
  • Enjoy 2 airport transfers every year
  • Exclusive offers and 5% cashback from Al-Futtaim showrooms
  • Enjoy access to airport lounges across the Middle East
  • Complimentary 0% balance transfer for up to 12 months

MINIMUM SALARY

AED 8,000

RATE

2.08%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Earn Al-Futtaim Stars on all purchases and redeem them for a range of travel benefits
  • Enjoy 0% EPP at Al-Futtaim showroom and storess
  • Complimentary 0% balance transfer for up to 12 months
  • 5% Cashback Rewards in the form of Al-Futtaim Stars for every AED 1 spent at Al-Futtaim showrooms and stores
  • Exclusive offers from Al-Futtaim showrooms and stores
  • Movie tickets from just AED 15 - at Cine Royal, Oscar Cinemas and Reel Cinemas
  • Complimentary airport meet and greet services at Abu Dhabi and Dubai airports
  • Unlimited airport lounge access across select airports in the Middle East
  • Purchase protection cover
  • Global lost & stolen reporting service & emergency card replacement
  • Introducty interest rate of 2.08% for first year post which the standard rates apply
  • 3.25% with salary transfer and 3.5% without salary transfer

Reward Features

Exchange your Al-Futtaim FAB Rewards for an unmatched range of rewards

UP TO 10 AL-FUTTAIM FAB REWARDS FOR YOUR PURCHASES

Earn ten Al-Futtaim Rewards for every Dirham spent at Al-Futtaim’s stores, showrooms or schools, and two Al Futtaim FAB Rewards for every Dirham spent elsewhere. 

REDEEM YOUR AL-FUTTAIM FAB REWARDS FOR A HOST OF BENEFITS

Redeem your Al-Futtaim FAB Rewards for Etihad Guest Miles, Skywards Miles from Emirates, e-vouchers or cashback credited to your Al-Futtaim Credit Card. Your Al-Futtaim FAB Rewards can also be used at participating Al-Futtaim stores at the check-out counter to pay for your purchases.

EXCLUSIVE AL-FUTTAIM OFFERS

  • Get exclusive offers from Al-Futtaim brands.

Things To Be Aware Of

  • Some benefits require minimum spend

MINIMUM SALARY

AED 8,000

RATE

3.85%

ANNUAL FEE

AED 300

  • Valet Parking
  • Dining Offers
  • Balance Transfer
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Earn more FAB Rewards on your spending and gaming
  • Movie tickets from just AED 15
  • Get up to two airport transfers a year
  • Purchase Protection and Extended Warranty

MINIMUM SALARY

AED 8,000

RATE

3.85%

ANNUAL FEE

AED 300

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.


Key Features

  • Movie tickets from just AED 15: Enjoy four movie tickets a month for only AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinemas. Get weekday movie tickets from only AED 20 at VOX Cinemas.
  • Visa lifestyle benefits: Get even more great benefits with Visa, including offers on dining, The Entertainer and Global Blue*.
  • Airport Transfers: Get up to two airport transfers a year from AED 40 (within the same city)
  • Visa Travel Benefits: Enjoy travel benefits and discounts with Visa’s partners including DragonPass Airport dining offers, YQ Meet & Assist, Avis Car Rental, Agoda, IHG Hotels & Resorts, Visa Luxury Hotel Collection, Jumeirah Hotels, Booking.com and many
  • Purchase Protection and Extended Warranty: Enjoy Purchase Protection and Extended Warranty of 12 months beyond the manufacturer or retail warranty*.
  • International Medical and Travel Assistance: If you used your FAB Rewards Platinum Credit Card to pay for your travel, you are eligible for free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your
  • principal country of residence for up to 90 days*.
  • Credit Shield: If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off.

Reward Features

FAB REWARDS

The fastest way to increase your FAB Rewards earning 

  • FAB Rewards bonus: Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.
  • More FAB Rewards on gaming: Earn up to 5 FAB Rewards per AED 1 spent on gaming including spending on PlayStation, Nintendo, Xbox, Steam, Twitch and more.
  • More FAB Rewards: Earn up to 1 FAB Reward per AED 1 spent on your card.
  • Redeem instantly: Redeem your FAB Rewards instantly through the FAB Mobile app. Use your Rewards for more game time, exchange them for Emirates Skywards Miles or Etihad Guest Miles, buy mall e-vouchers, pay utility bills and much more.

Things To Be Aware Of

  • Some benefits require minimum spends per month

MINIMUM SALARY

AED 30,000

RATE

3.5%

ANNUAL FEE

AED 2500

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • 75% Etihad Guest Miles Discount Voucher
  • Fast Track Enrolment to Etihad Guest Gold Membership
  • Complimentary Inflight Wifi Vouchers
  • Optional Etihad Guest Miles Accelerator
  • 55,000 welcome Etihad Guest Miles

MINIMUM SALARY

AED 30,000

RATE

3.5%

ANNUAL FEE

AED 2,500

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Get a warm welcome with 55,000 Etihad Guest Miles bonus.


Key Features

  • Receive 55,000 Etihad Guest Miles as welcome bonus
  • Double Etihad Guest Miles for first 90 days when you use your card on recurring expenses such as groceries, utility bills or school fees
  • Double Etihad Guest Tier Miles
  • Complimentary Inflight Wifi Vouchers
  • Earn bonus Etihad Guest Miles of 55000 on a spend of AED 100000 in the first six months
  • 75% Miles Discount Voucher every year on reaching an annual spend of AED 200,000
  • Optional Miles Accelerator program
  • Fast track enrolment to Etihad Guest Gold membership
  • 6 complimentary airport pick up and drop off services per calendar year
  • Complimentary airport meet and greet services at Abu Dhabi and Dubai airports
  • Complimentary access to 1000+ lounges globally for the cardholder PLUS a guest (via Loungekey)
  • 10 tickets under Buy1 get 1 at vox and 20% off at Roxy. Also avail 6 discounted tickets at Vox
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Exclusive 24/7 Concierge Service
  • Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
  • 8% discount on hotel bookings made at Hotels.com
  • Shop Smart
  • Extended warranty
  • International medical and travel assistance
  • Home content insurance
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year

Reward Features

EARN ETIHAD GUEST MILES FOR EVERY AED 10 YOU SPEND

  • Domestic transactions (AED): 3.5 Miles earned per AED 10
  • International transactions (non-AED): 6.0 Miles earned per AED 10
  • Etihad or Etihad Airways partners: 7.0 Miles earned per AED 10

EARN ETIHAD TIER MILES FOR EVERY AED 10 YOU SPEND

All purchase (domestic or international): 2.5 Miles earned per AED 10

MILES ACCELERATOR PROGRAM

Earn 7.5 Etihad Guest Miles for every AED 10 spent on your purchases (domestic and international) with an optional enrolment into the Miles Accelerator Program, for just AED 250 per month.

Things To Be Aware Of

  • Supplementary cards have annual fee of AED 250

MINIMUM SALARY

AED 30,000

RATE

3.50%

ANNUAL FEE

AED 550

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Roadside Assistance
  • Exclusive Ferrari offers
  • Extensive premium lifestyle benefits
  • Premium travel benefits

MINIMUM SALARY

AED 30,000

RATE

3.50%

ANNUAL FEE

AED 550

Non AED Transaction Fee

2.95%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Exclusive Ferrari experiences - Ferrari Driving Experience, Ferrari Challenge Race, Ferrari Factory and Museum Tour
  • Complimentary Premium Subscription to the Scuderia Ferrari Online Community
  • Choice of loyalty rewards - Rewards, Miles or Cashback
  • Unlimited access to 750+ airport lounges globally for cardholder plus a guest
  • Airport Dining Discount Program with DragonPass
  • Discounts with Agoda
  • Visa Luxury Hotel Collection
  • 90+ TimeOut Dining offers in UAE
  • 20% off at Jumeirah Dining establishments
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Valet parking up to 5 times a month in Dubai & Abu Dhabi
  • 10 tickets under Buy1 get 1 at vox and 20% off at Roxy. Also avail 6 discounted tickets at Vox
  • Jumeirah Hotel Stay Offers
  • YQ Meet & Greet Service discounts
  • AVIS Car Rental offers
  • Medical & Travel assistance
  • Global Customer Assistance Services
  • Multi-trip travel insurance cover up to US $1,000,000
  • Purchase protection
  • Extended warranty
  • Balance Transfer

Reward Features

Choose from First Rewards, First Miles or First Cashback

First Rewards

  • Earn 1 First Reward point for every 1 AED spent locally
  • Earn double reward points for international spends (points awarded for minimum spend of AED 500 and maximum of AED 20,000)
  • No reward points on utility bill spends above AED 2,000
  • Earn double reward points for supermarket spends
  • No points for govt and fuel spends

To redeem choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more

First Miles
Earn 2 First Miles for every $1 spent internationally and 1 First Mile for every $1 spend locally.
Redeem against any airline, hotel or any travel service in the world without any blackout dates.

First Cashback
Guaranteed cashback earnings up to 5%, with no minimum spend criteria.

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spend of AED 1,500 p.m

MINIMUM SALARY

AED 40,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Balance Transfer
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Earn 5% cashback at Al-Futtaim brands with FAB Rewards
  • Get a complimentary 0% Balance Transfer for up to 12 months
  • Unlock 2-for-1 offers - xperience with the ENTERTAINER app
  • Get up to AED 1,500 cashback with a Blue FAB Infinite Card

MINIMUM SALARY

AED 40,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 150

Joining Offers

Apply for a Blue FAB Infinite Credit Card on the FAB Mobile app and receive up to AED 1,000 cashback in the form of Al-Futtaim FAB Rewards. Spend AED 10,000 or more in the first 60 days of card issuance to qualify for your cashback bonus. Offer valid until 14 June 2023.


Key Features

  • Get a complimentary 0% Balance Transfer for up to 12 months
  • Enjoy exclusive offers from Al-Futtaim brands
  • Get a first-year introductory offer on interest rates starting from 1.66% per month
  • Enjoy up to eight movie tickets per month from AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinema
  • Add your Blue FAB Credit Card on Apple Pay, Google Pay and Samsung Pay
  • Enjoy six airport transfers per year from just AED 40 (intra-city service only)
  • Enjoy 6 complimentary airport transfers per annum.
  • Enjoy complimentary access to over 1,000 airport lounges globally for you and a guest
  • Benefit from a 24-hour concierge
  • Get access to over 200 airport restaurant offers globally with DragonPass ‘Dine & Travel’ airport dining program
  • Save up to 12% at over 985,000+ hotels and vacation rentals worldwide with Agoda
  • Enjoy access to prestigious properties with the Visa Luxury Hotel Collection
  • Get up to 30% off retail rates for yQ Airport meet & assist services at over 450 destinations globally
  • Unlock 2-for-1 offers - xperience with the ENTERTAINER mobile app
  • Get 10% credit back on Careem BIKE rentals
  • Get 20% off three Careem rides monthly and 50% off three Careem Food & Shop orders every month
  • Benefit from an Extended Warranty with double the repair period offered by the original manufacturer’s warranty for up to one year
  • Get Buyers Protection for extra peace of mind when purchasing an eligible item
  • Get multi-trip travel insurance coverage for you and your family
  • Fraudulent Card Misuse offers protection against unauthorised transactions or the fraudulent use of your card by unrelated third parties
  • Receive up to four free supplementary cards for your family

Reward Features

  • Earn ten Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim brands including IKEA, ACE, M&S, Toys ‘R’ Us, Toyota and many more*
  • Earn two Al-Futtaim FAB Rewards for every AED 1 spent elsewhere


Things To Be Aware Of

  • International transactions will incurre scheme charges too

MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Contactless Tech
  • Roadside Assistance
  • No Annual fee
  • Win a trip to Etihad Stadium to watch Manchester City
  • Win a chance to meet the Manchester City Team in the UK
  • Access to airport lounges across the Middle East

MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Exclusive Manchester City Football Club experiences
  • Win a trip to the Etihad Stadium to watch Manchester City in action
  • Win a chance to meet the Manchester City Team in the UK
  • Witness One of the Final Matches in the UK
  • Win official kids coaching lessons
  • Win Mall Vouchers
  • Shop Smart
  • Talk for free
  • Redeem loyalty points against MCFC merchandise
  • Select a loyalty program of your choice - rewards or cashback
  • Priceless Arabia Mastercard Offers
  • Buy 1 get 1 free cinema offers (Cine Royal & Star Cinemas)
  • Balance Transfer

Reward Features

  • Earn up to 2.5 FAB Rewards for every AED 1 you spend
  • Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spends per month

MINIMUM SALARY

AED 50,000

RATE

3.85%

ANNUAL FEE

AED 800

  • More FAB rewards on Gaming
  • Earn up to 4 FAB Rewards for every AED 1 spent on your card
  • Valet parking, Airport transfers and Golf discounts

MINIMUM SALARY

AED 50,000

RATE

3.85%

ANNUAL FEE

AED 800

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 105

Joining Offers

Get a FAB Rewards welcome bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.


Key Features

  • Enjoy four free valet parking services a month at selected locations in the UAE.
  • Enjoy eight movie tickets a month for only AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinema.
  • Get exclusive discounts at great golf courses*.
  • Get even more great offers with Visa including offers on dining, The Entertainer and Global Blue*.
  • Get up to eight free airport transfers a year.
  • Get up to eight free Meet and Greet Services at Dubai International Airport
  • Enjoy free airport lounge access in 1,000+ lounges worldwide for you and a guest
  • Enjoy travel benefits and discounts with Visa’s partners including DragonPass Airport dining offers, YQ Meet & Assist, Avis Car Rental, Agoda, IHG Hotels & Resorts, Visa Luxury Hotel Collection, Jumeirah Hotels, Booking.com and many more*.
  • Get complimentary travel insurance of up to USD 1 million*.
  • Enjoy Purchase Protection and an Extended Warranty of 12 months beyond the manufacturer or retail warranty*.
  • Benefit from automatic protection against unauthorised transactions or the fraudulent use of your card*.
  • If you used your FAB Rewards Elite Infinite Credit Card to pay for your travel, you are eligible for free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your principal country of residence for up to
  • 90 days*. Learn more.
  • If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off.

Reward Features

FAB REWARDS WELCOME BONUS

Get a FAB Rewards welcome bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.

MORE FAB REWARDS ON GAMING

Earn up to 5 FAB Rewards per AED 1 spent on gaming including spending on PlayStation, Nintendo, Xbox, Steam, Twitch and more.

MORE FAB REWARDS

Earn up to 4 FAB Rewards per AED 1 spent on your credit card.

REDEEM INSTANTLY

Instantly redeem your FAB Rewards through the FAB Mobile app. Use your Rewards for more game time, exchange them for Emirates Skywards Miles or Etihad Guest Miles, buy mall e-vouchers, pay utility bills and much more.

Things To Be Aware Of

  • International transaction has scheme charges in addition

MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 600

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Earn up to 5 FAB Rewards for every AED 1 you spend
  • Access to over 1,000+ Airport Lounges
  • Complimentary multi-trip travel insurance
  • Movie tickets from just AED 15
  • Golf discounts with Visa Golf

MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 600

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / AED 158

Joining Offers

Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.


Key Features

  • A convenient solution for all those enjoy the basic luxuries in life! FAB Infinite Credit Cardholders can enjoy 3 valet parking services per month at select locations.
  • FAB Infinite Credit Cardholders can enjoy 6 movie tickets per month at AED 15 during weekdays and AED 20 during weekends with Reel Cinemas, Cine Royal, and Oscar Cinemasand at AED 20 during weekends at Vox Cinemas.
  • Take your golf to the next level with Visa Golf and get exclusive discounts on highly prestigious golf courses.
  • Make the most of your trip with a 24-hour Concierge Service to help you with an array of travel-related tasks.
  • Plus hundreds more top-class offers available to FAB Infinite Credit Cardholders.
  • Get welcomed at the airport in style! FAB VISA Infinite Credit Cardholders can enjoy 6 Meet & Greet services per annum from AED 40 (individual booking) or AED 100 (family booking). Note: The service at Abu Dhabi airport is temporarily on hold until
  • further notice
  • Travel in style with access to more than 1000+ airport lounges worldwide for you and a guest.
  • Visa gives you 20% off on 3 airport transfers with Careem.
  • Get complimentary Travel Accident Insurance of up to USD 1 million.
  • Enjoy Purchase Protection and an Extended Warranty of 12 months beyond the manufacturer or retail warranty.
  • Benefit from automatic protection against unauthorised transactions or fraudulent use of your card.
  • If you have used your FAB Visa Infinite Credit Card to pay for your travel, you are eligible for free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your principal country of residence for up to 90
  • days.

Reward Features

Earn up to 5 FAB Rewards for every AED 1 you spend on gaming including spending on PlayStation, Nintendo, Xbox, Steam, Twitch and more.

Earn up to 4 FAB Rewards per AED 1 spent on your card

Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday

Things To Be Aware Of

  • Spend critiera applicable for Valet and Movies

MINIMUM SALARY

AED 15,000

RATE

3.85%

ANNUAL FEE

AED 400

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
  • Earn more FAB Rewards on your spending and gaming
  • Benefits and discounts across travel and lifestyle
  • Get up to two airport transfers a year from AED 40
  • Enjoy free access to 1000+ airport lounges worldwide.

MINIMUM SALARY

AED 15,000

RATE

3.85%

ANNUAL FEE

AED 400

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 105

Joining Offers

Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.


Key Features

  • Valet Parking: Enjoy two free valet parking services a month at selected locations in the UAE.
  • Movie tickets from just AED 15: Enjoy four movie tickets a month for only AED 15 on weekdays and AED 20 at weekends at Reel Cinemas, Cine Royal and Oscar Cinemas. Get weekday movie tickets from only AED 20 at VOX Cinemas.
  • Golf Discounts: Get exclusive discounts at great golf courses*.
  • Visa Lifestyle Benefits: Get even more great benefits with Visa, including offers on dining, The Entertainer and Global Blue*.
  • Airport Transfers: Get up to two airport transfers a year from AED 40 (within the same city) .
  • Airport Lounge Access: Enjoy free access to 1000+ airport lounges worldwide.
  • Visa Travel Benefits: Enjoy travel benefits and discounts with Visa’s partners, including DragonPass Airport dining offers, YQ Meet & Assist, Avis Car Rental, Agoda, IHG Hotels & Resorts, Visa Luxury Hotel Collection, Jumeirah Hotels, Booking.com and many
  • more*.
  • Travel Accident Insurance: Get complimentary travel insurance of up to USD 500,000*.
  • Purchase Protection and Extended Warranty: Enjoy Purchase Protection and Extended Warranty of 12 months beyond the manufacturer or retail warranty*.
  • Fraud: Benefit from automatic protection against unauthorised transactions or the fraudulent use of your card*.
  • International Medical and Travel Assistance: If you used your FAB Rewards Signature Credit Card to pay for your travel, you are eligible for free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your
  • principal country of residence for up to 90 days*.
  • Credit Shield: If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off.
  • *Services offered and supported by Visa. Terms and conditions of the offer(s) may change without prior notice. Click here for more details about these great benefits

Reward Features

The fastest way to increase your FAB Rewards earning: 

FAB Rewards bonus: Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.
More FAB Rewards on gaming: Earn up to 5 FAB Rewards per AED 1 spent on gaming including spending on PlayStation, Nintendo, Xbox, Steam, Twitch and more.
More FAB Rewards: Earn up to 2 FAB Rewards per AED 1 spent on your card.
Redeem instantly: Redeem your FAB Rewards instantly through the FAB Mobile app. Use your Rewards for more game time, exchange them for Emirates Skywards Miles or Etihad Guest Miles, buy mall e-vouchers, pay utility bills and much more

MINIMUM SALARY

AED 10,000

RATE

3.75%

ANNUAL FEE

AED 1000

  • Cinema Tickets
  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Get 10,000 complimentary SHARE points
  • Get a chance to win back your monthly spend at MOE and CC

MINIMUM SALARY

AED 10,000

RATE

3.75%

ANNUAL FEE

AED 1,000

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 150

Key Features

  • Accelerate your value back in SHARE points with no limits on your SHARE earnings
  • Get 10,000 complimentary SHARE points (worth AED 1,000) when you activate your FAB SHARE Platinum Credit Card
  • Earn up to 7% value back in SHARE points at Carrefour for each AED 1 spent
  • Earn up to 6.25% value back in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers
  • Earn up to 4.25% value back in SHARE points on all spending at Mall of the Emirates and City Centres across the UAE
  • Earn up to 2.25% value back in SHARE points on international spending, other retail spending, and online shopping
  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Get a chance to win back your monthly spend at Mall of the Emirates and all City Centres in the UAE (up to AED 1,000 for one winner)
  • First-of-its-kind biometric verification is built into your credit card for even safer transactions
  • Apply and get an instant virtual card to use in digital wallets through the FAB Mobile app

Reward Features

Carrefour (in-store or online)

  • Regular SHARE points earning per AED 1 spent*   = 0.25%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent =6.5%
  • Additional earnings when you transfer your salary to a FAB account =0.25%

Spending at Mall of the Emirates and City Centres across the UAE*

  • Regular SHARE points earning per AED 1 spent* =Up o 1%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 3%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at VOX Cinemas, Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet, and Little Explorers

  • Regular SHARE points earning per AED 1 spent* = 3%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 3% (at Mall of Emirates or City Centres in the UAE)
  • Additional earnings when you transfer your salary to a FAB account= 0.25%

Other retail, online and international spending

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent= 2%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at selected merchants* including utility and fuel providers and other supermarkets

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 0.5%

Things To Be Aware Of

  • International transaction has scheme charges in addition

MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 1500

  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Earn up to 7% value back in SHARE points at Carrefour
  • Access to more than 1,000 airport lounges worldwide
  • Get 2-for-1 offers with the Entertainer App from Visa
  • Get 20% off three Careem rides monthly

MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 150

Key Features

  • Earn up to 7% value back in SHARE points at Carrefour for each AED 1 spent
  • Earn up to 8.25% value back in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers
  • Earn up to 6.25% value back in SHARE points on all spending at Mall of the Emirates and City Centres across the UAE
  • Earn up to 2.75% value back in SHARE points on international spending, other retail spending, and online shopping
  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Get a chance to win back your monthly spend at Mall of the Emirates and all City Centres in the UAE (up to AED 1,000 for one winner)
  • First-of-its-kind biometric verification is built into your credit card for even safer transactions
  • Apply and get an instant virtual card to use in digital wallets through the FAB Mobile app
  • FAB SHARE Credit Cardholders can enjoy two VOX Cinemas tickets for the price of one ticket
  • Use SHARE points to pay for purchases at Mall of the Emirates and all City Centres in the UAE
  • Get free access to more than 1,000 airport lounges worldwide through LoungeKey from Visa
  • Get 2-for-1 offers with the Entertainer App from Visa
  • Get 20% off three Careem rides monthly, 30% off three Careem Food & Shop orders every month, and 10% credit back on Careem BIKE rentals from Visa
  • Add your FAB SHARE Credit Card on Apple Pay, Google Pay and Samsung Pay

Reward Features

Carrefour (in-store or online)

  • Regular SHARE points earning per AED 1 spent*   = 0.25%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent =6.5%
  • Additional earnings when you transfer your salary to a FAB account =0.25%

Spending at Mall of the Emirates and City Centres across the UAE*

  • Regular SHARE points earning per AED 1 spent* =Up o 1%
  • *Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 5%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at VOX Cinemas, Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet, and Little Explorers

  • Regular SHARE points earning per AED 1 spent* = 3%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 5% (at Mall of Emirates or City Centres in the UAE)
  • Additional earnings when you transfer your salary to a FAB account= 0.25%

Other retail, online and international spending

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent= 2.5%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at selected merchants* including utility and fuel providers and other supermarkets

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 0.5%

 


MINIMUM SALARY

AED 5,000

RATE

3.75%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Biometric verification is built into your credit card
  • Receive up to four free supplementary cards for your family

MINIMUM SALARY

AED 5,000

RATE

3.75%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 150

Key Features

  • h no limits on your SHARE earning
  • Earn up to 7% value back in SHARE points at Carrefour for each AED 1 spent
  • Earn up to 5.25% value back in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers
  • Earn up to 3.25% value back in SHARE points on all spending at Mall of the Emirates and City Centres across the UAE
  • Earn up to 1.75% value back in SHARE points on international spending, other retail spending, and online shopping
  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Get a chance to win back your monthly spend at Mall of the Emirates and all City Centres in the UAE (up to AED 1,000 for one winner)
  • First-of-its-kind biometric verification is built into your credit card for even safer transactions
  • Apply and get an instant virtual card to use in digital wallets through the FAB Mobile app
  • FAB SHARE Credit Cardholders can enjoy two VOX Cinemas tickets for the price of one ticket
  • Use SHARE points to pay for purchases and experiences at Mall of the Emirates and all City Centres across the UAE
  • Add your FAB SHARE Credit Card on Apple Pay, Google Pay and Samsung Pay
  • Opt for Credit Shield benefits so that your outstanding balance will be paid off if something happens and you can’t meet your credit card payments
  • Receive SMS alerts on all your credit card transactions
  • Receive up to four free supplementary cards for your family
  • Get great rates and convenient repayment plans on balance transfers
  • Get Easy Payment Plans with convenient repayments at great rates through the FAB Mobile app
  • Manage your card, payments and much more quickly and easily through the FAB Mobile app

Reward Features

Carrefour (in-store or online)

  • Regular SHARE points earning per AED 1 spent*   = 0.25%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent =6.5%
  • Additional earnings when you transfer your salary to a FAB account =0.25%

Spending at Mall of the Emirates and City Centres across the UAE*

  • Regular SHARE points earning per AED 1 spent* =Up o 1%
  • *Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 2%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at VOX Cinemas, Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet, and Little Explorers

  • Regular SHARE points earning per AED 1 spent* = 3%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 2% (at Mall of Emirates or City Centres in the UAE)
  • Additional earnings when you transfer your salary to a FAB account= 0.25%

Other retail, online and international spending

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent= 1.5%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at selected merchants* including utility and fuel providers and other supermarkets

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 0.5%

MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Extended Warranty
  • Air Miles
  • Free for life
  • Upto 25 days interest free
  • High credit limits
  • Shop smart - 10% discount on leading global online stores

MINIMUM SALARY

AED 5,000

RATE

3.5%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Key Features

  • Complimentary Bronze Meet and Greet Service
  • Select a loyalty program of your choice - rewards or cashback
  • Complimentary Lounge Access (Dubai or Abu Dhabi International Airport)
  • Accident care plan
  • Emergency auto assistance
  • Balance Transfer

Reward Features

  • Earn up to 2.5 FAB Rewards for every AED 1 you spend
  • Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday

Things To Be Aware Of

  • Cashback categories have maximum caps
  • Some benefits require minimum spends per month

MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 1500

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Guaranteed AED 1500 travel voucher as joining offer
  • No international transaction bank fee
  • 1 complimentary night for every 3 paid nights on FAB portal
  • Redeem across 800+ airlines, 500,000+ hotels and car rental
  • Redeem across 800+ airlines, 500,000+ hotels and car rental
  • Unlimited free access across over 1,000+ airport lounges

MINIMUM SALARY

AED 30,000

RATE

3.75%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

-

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Get a guaranteed AED 1500 travel voucher on card activation to use for travel bookings on the FAB Travel Portal.

Key Features

  • Endless choices and benefits across everything travel, including flights, hotels, car hire, and much more.
  • Get a guaranteed AED 1500 travel voucher on card activation to use for travel bookings on the FAB Travel Portal.
  • Use your Travel Card abroad with no foreign transaction fees on your purchases (excluding currency conversion / scheme charges).
  • One complimentary night for every three paid nights when booked through the FAB Travel Portal.
  • Unlimited free access across over 1000+ airport lounges globally for the cardholder and one guest.
  • Enjoy up to 10% discount for First, Business (Club World), Premium Economy (World Traveller Plus) and Economy (World Traveller) classes when travelling from the UAE.
  • Enrol as Jumeirah One member and receive exclusive benefits with tier level upgrades for select cardholders.
  • Use your FAB Elite Infinite Travel Card on UBER internationally and get up to US $25 credit per ride (up to six rides).
  • Get up to 8 free airport transfers a year within the UAE no matter which airport you are using.
  • One free ride per trip within the same emirate
  • Two free rides per trip between emirates
  • As a Visa Signature and Visa Infinite cardholder, get 20% off three Careem rides by Visa. For details visit ae.visamiddleeast.com.
  • Visa cardholder benefits that make life more rewarding. As a Visa cardholder, get great travel and entertainment benefits with your Visa FAB credit card
  • Receive 30% off airport Meet and Greet services in over 450 destinations globally with your FAB Visa Travel Card.
  • Visa’s 24-hour concierge provides a personal service for all Visa Elite Infinite cardholders.
  • Discounts on green fees at a growing number of golf clubs across the globe.
  • Enjoy ‘buy one get one free’ offers through the "Visa Offers MENA" app.
  • Jumeirah Hotels: Up to 20% off at Jumeirah dining establishments
  • Meraas: Up to 20% off at Meraas dining, leisure and entertainment venues
  • As a Visa cardholder, get up to 35% discount on standard rates and 30% off international leisure rates.
  • Free travel accident insurance of up to USD 1m when you use your FAB Travel Card to purchase your travel tickets.
  • Free international medical and travel assistance when you use your FAB Travel Card to purchase your travel tickets.
  • Your credit card’s outstanding balance is taken care of with Credit Shield programme if you can’t meet your credit card payments due to unforeseen circumstances.
  • All purchases on your FAB credit card are automatically covered for up to 365 days from the purchase date.
  • Enjoy double the original manufacturer’s or retailer’s warranty for up to one year.
  • Benefit from automatic protection against unauthorised transactions or fraudulent use of your card.
  • Above offers are subject to change.

Reward Features

Get 1.5 FAB Mile for each USD $1 spent on retail purchases anywhere

Get 2 FAB Miles for each USD $1 spent on any travel purchase 

Exchange 1 FAB Mile to 1 mile / point or more, of participating airline and hotel partners.

Participating partners include:

  • Aeroplan
  • Avianca LifeMiles
  • BIG Rewards
  • British Airways Executive Club
  • Club Vistara
  • Emirates Skywards
  • Flying Blue
  • Fortune Wings Club
  • IHG® Rewards
  • Jumeirah One
  • Turkish Airlines Miles&Smiles
  • Wyndham Rewards

First Abu Dhabi Bank

First Abu Dhabi Bank PJSC, formerly National Bank of Abu Dhabi PJSC, is a United Arab Emirates-based public joint stock company that is engaged in the banking sector. It is structured, along with its subsidiaries, into the following business segments:

Domestic Banking, comprised of the following divisions, namely consumer banking, business banking group and elite banking; International Banking, which manages the overseas banking network and credit derivative book.

Financial Markets segment, which operates through liquidity management and interest rate group, trading and investment group, institutional coverage and primary market, corporate coverage, and e-commerce group.

Corporate and Investment Banking segment, which provides corporate and investment clients with advice and solutions.

Global Wealth segment, comprised of private banking, asset management group, custody, and business development, among others, and the Islamic Business segment, which offers Islamic banking solutions.

Headquartered in Abu Dhabi, FAB bank’s international network spans five continents, providing the global relationships, expertise, and financial strength to support local, regional, and international businesses seeking to do business at home and abroad.

The bank delivers the best financial services that enable the customers to grow stronger. The objective is to treat your financial needs with priority, speed and always being transparent and secure.

Range of services offered by FAB –

  • Accounts
  • Credit Cards
  • Prepaid Cards
  • Loans
  • Mortgages
  • Bancassurance
  • Wealth Management Advisory

FAB Credit Cards

Known for their customer friendly products and features, First Abu Dhabi Bank is a leader in credit cards space in Dubai, UAE . They offer popular cards under Travel, Lifestyle and Cashback segments. They recently launched FAB Cashback credit cards  which has one of the best cash back proposition in the market. Explore our Top 10 Fab Credit Cards.

Popular Cards from First Abu Dhabi Bank (FAB) Income Eligibility Annual Fee Interest / Profit Rate
FAB Al-Futtaim Platinum Credit Card AED 8,000 AED 0 2.08%
FAB Blue FAB Infinite Credit Card by Al-Futtaim AED 40,000 AED 0 3.5%
FAB Blue FAB Platinum Credit Card by Al-Futtaim AED 8,000 AED 0 3.5%
FAB Blue FAB Signature Credit Card by Al-Futtaim AED 15,000 AED 0 3.75%
FAB Cashback Credit Card AED 10,000 AED 315 3.50%
FAB du Platinum Credit Card AED 15,000 AED 0 3.75%
FAB du Titanium Credit Card AED 5,000 AED 0 3.75%
FAB Etihad Guest Infinite Credit Card AED 30,000 AED 2500 3.5%
FAB Etihad Guest Platinum Credit Card AED 8,000 AED 500 3.50%
FAB Etihad Guest Signature Credit Card AED 15,000 AED 1500 3.5%
FAB Ferrari Infinite Credit Card AED 30,000 AED 550 3.50%
FAB GEMS Titanium Credit Card AED 5,000 AED 0 3.5%
FAB Manchester City FC Titanium Card AED 5,000 AED 0 3.5%
FAB Rewards Elite Infinite Credit Card AED 50,000 AED 800 3.85%
FAB Rewards Infinite AED 30,000 AED 600 3.75%
FAB Rewards Platinum Credit Card AED 8,000 AED 300 3.85%
FAB Rewards Signature Credit Card AED 15,000 AED 400 3.85%
FAB SHARE Platinum Credit Card AED 10,000 AED 1000 3.75%
FAB SHARE Signature Credit Card AED 30,000 AED 1500 3.75%
FAB SHARE Standard Credit Card AED 5,000 AED 0 3.75%
FAB Standard Credit Card AED 5,000 AED 0 3.5%
FAB Visa Infinite Travel Card AED 30,000 AED 1500 3.75%

FAQs

FAB Cards starts with AED 5K minimum income to AED 30K on premium Credit Cards in UAE. There are 6 Credit cards offered to customers earning AED 5000.

One can apply for a First Abu Dhabi Bank credit card through

  • Visiting one of the bank’s branches and submitting required documents
  • Apply directly on the bank’s online application forms.
  • Banks Kiosks at various locations

Soulwallet offers detailed feature comparison and customized tools which assist customers in making a well-informed personal finance decision.

Soulwallet provides comprehensive and simple to use comparison tools which can help customers identify most suitable credit cards and personal finance options.  The level of detail in comparison is unique and rich in quality. Soulwallet’s smart algorithm-based Best fits credit card tool can show customers which cards can save maximum Dhirams based on their customized spend.

Soulwallet listing consists of all Best credit cards in Dubai, UAE offered by FAB. FAB currently offers cashback, travel, and lifestyle cards. FAB Cashback credit card offers 5% cashback on supermarket, fuel, and utilities, this is a popular credit card in the cashback segment.

FAB Credit Cards are loaded with features such as complimentary Cinema, Airport Lounge access, Airport Transfers, Valet offers, complimentary golf rounds, travel insurance, purchase protection, extended warranty and many more. One can do detailed comparisons of these features on Soulwallet. FAB’s Etihad co brand cards are quite popular in the travel segment.

Yes, FAB has a unique offering where in customers can choose from First Rewards, First Miles, or First Cashback. Reward ranges from 1 to 1.75 on domestic spend. FAB Signature, Elite and Infinite credit cards offer Star reward points where one can earn up to 2 stars for 1 AED domestic spend.

While there are quite a few credit cards with no annual fee, there are also premium credit cards which has an AMF of AED 2500.