FGB (formerly known as First Gulf Bank) was the third largest bank by assets in the United Arab Emirates (UAE) until it merged with the National Bank of Abu Dhabi in December 2016 to form First Abu Dhabi Bank, creating the largest bank by assets in the UAE. Established in 1979, FGB is headquartered in the Emirate of Abu Dhabi. FGB offers a wide range of financial services in the wholesale, consumer, and treasury banking sectors, including Islamic banking and bancassurance solutions for businesses and consumers via a network of branches across the UAE.
In December 2016, shareholders approved the bank's plans to merge with the National Bank of Abu Dhabi (NBAD) and both banks finalized the second-tier management by February 2017. The plan to merge the banks, which was first announced in June 2016, will be executed through a share swap, with FGB shareholders receiving 1.254 NBAD shares for each FGB share they hold. The merged entity is now known as First Abu Dhabi Bank.
Listed here are the top FGB credit cards with their eligibility criteria and the required documents. Simply go through the entire post to know everything about the FGB credit cards eligibility.
Here is the First gulf bank credit card eligibility criteria that applicants need to meet when applying for an FGB credit card in the UAE.
Free for life
First Gulf Bank credit card minimum salary requirement is AED 50,000.
Cashback
Free for Life
First Gulf Bank credit card minimum salary requirement is AED 50,000 required
Free for Life
First Gulf Bank credit card minimum salary requirement is AED 8,000
Free for Life
First Gulf Bank credit card minimum salary requirement is AED 30,000
Free for Life
First Gulf Bank credit card minimum salary requirement is AED 15,000
Free for Life
Here are the documents required to apply for FGB Credit Cards.
Following are a few major factors affecting your First Gulf bank credit card eligibility.
Age : Age is one of the critical factors the banks consider before approving your credit card application. With First Abu Dhabi Bank, your age must range between 21 and 65 years to apply for your chosen credit card.
Credit Score : Another crucial factor regarding your eligibility for an FGB credit card is your credit score. You must have a good credit score with a good debt repayment history at the time you apply for an FGB credit card. Moreover, a good credit score also helps you get a higher credit limit along with other benefits like quick application approval, minimal documentation, and more.
Stable Income : Having a regular and stable source of income affects your credit report positively. Repeatedly switching jobs without a major reason, for instance, creates non-stability issues that may result in barriers to your credit card application approval.
Existing Credit Card Performance : If you already have a few active credit cards, you can easily get your credit card application approved. Managing multiple credit cards at a time shows that you manage your debts smartly. However, you have to ensure that you don’t miss out on any debt repayments when applying for a new credit card, as that negatively impacts your credit score and nullifies the impact of multiple credit cards.
Credit Settlement : Several people look for a settlement with the lender when they are unable to pay their debts in full. However, while the lender may settle the case by accepting a lesser amount compared to the actual amount owed, the credit score of the borrower certainly takes a hit. This may result in you facing difficulty in getting another credit card from any other bank.
Before the actual process, you should first check if you are eligible when planning to apply for an FGB credit card. Here are a few simple ways to help you improve your First Gulf bank credit card eligibility in case you find yourself non-eligible for the same.
Pay Your Debts on Time : This is one of the best ways you can implement to improve your First Gulf bank credit card eligibility. Make sure you pay your credit card outstanding on or before the due date. This helps you improve your credit report and, consequently, your credit card eligibility. Most banks and other financial lenders in the UAE go through your repayment history after you apply for a credit card, and the approval is granted quickly if the investigation goes in the right direction.
Disclose All Your Income Sources : Mention all your income sources when applying for an FGB credit card. This helps you achieve a remarkable debt-to-income ratio and get your credit card application approved in no time. However, you must not overstate your income, as it can have an adverse impact on your credit card application.
Apply for a Minimal Number of Credit Cards : Make sure you apply for a minimal number of credit cards at a time. This helps you reduce the number of credit inquiries and shows that you are capable of managing your finances well.
Conclusion
First gulf bank was emerged as First Abu Dhabi Bank which offers a variety of credit cards with amazing deals and discounts on lifestyle, entertainment, travel, and more. If you want to enjoy these benefits, you must apply for a FGB credit card using the provided online or offline modes. However, first you need to check if you meet your chosen fgb credit card eligibility criteria. And then you can apply and enjoy lot of features and benefits.
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To avail of the movie offers and benefits, you need to spend at least AED 2000 using your FAB Credit Card.
FGB Gold Credit Card, Al Futtaim World Elite Mastercard Credit Card, Visa Infinite Credit Card, Standard Credit Card, GEMS Titanium Mastercard Credit Card, Visa Signature Credit Card, Al Futtaim Platinum Mastercard Credit Card, Visa Platinum Credit Cards are provided for Zero annual fees.
The minimum salary required for a FGB credit card is AED 5000.
You can either visit the First Abu Dhabi Bank’s website or go to our credit cards section to check the eligibility criteria for your chosen FGB credit card. As per the bank’s standard credit card terms, you must be a UAE resident of age between 21 and 65 years with a good credit score. Additionally, you need to meet the minimum income requirement of your preferred FGB credit card.
Even as a salaried individual, you need to meet the minimum monthly income criteria to become eligible for a specific FGB credit card. You can visit our credit cards section and provide your details like name, location, age, monthly income, etc., to explore the credit card options open to you.
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We gather this information to assist you better and track your progress with the credit card application.
FABCashback Credit Card
Minimum Salary AED 5,000
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