The National Bank of Fujairah (NBF) was incorporated in October 1982 in a decree by the Emir of Fujairah, Hamad bin Mohammed al-Sharqi. It was given its banking licence by the Central Bank of the UAE in August 1984.
The bank is headquartered in Fujairah and has branches in four of the other six emirates: Abu Dhabi, Ajman, Dubai and Sharjah. It has one fully-owned subsidiary, NBF Finance Services, which is based in the Fujairah Free Trade Zone and provides support services to the bank.
The bank’s largest shareholders currently include the government of Fujairah, which holds 39.4 percent of the stock through the Department of Industry & Economy; Dubai-based Easa Saleh al-Gurg Group, which owns 19.4 per cent; state-owned Investment Corporation of Dubai, which holds 9.8 per cent; and Fujairah Investment Company, which owns 5.2 per cent of the shares.
National Bank of Fujairah is a full-service corporate bank that offers corporate and commercial banking, treasury and trade finance services, personal banking options, and Shari’a-compliant services.
A reliable credit card is a must in our busy lives. The National Bank of Fujairah offers credit cards that provide convenience and financial flexibility. This simple guide will explain everything about the NBF Credit Card, including its features, benefits, eligibility, how to apply, and common questions. By the end, you’ll understand how this card can improve your financial life. It provides many features and benefits for daily use and special occasions. Whether you want cashback, travel perks, or a flexible card, it offers many things.
Listed below are a few general eligibility requirements.
Residence : You must be a resident of the UAE to be eligible for availing this card.
Employment Status : You must have a stable source of income, no matter if you are a salaried personal or self-employed.
Age : The banks in the UAE usually offer these plastic cards to those who are aged between 21 to 60 years. The banks, in some situations, may also provide cards to applicants who are 18 years of age. If you are below 18 years of age, you may get approved for a card, but only if you get co-signed by a legal guardian.
Credit Score : An excellent credit rating with no default history helps in ensuring the approval of your application.
Income : The NBF credit card minimum salary minimum salary requirement is AED 5000 that you need to meet for availing a card.
Given below is a category-wise list of documents for credit card application verification in the UAE :
For Salaried Individuals
For Self-Employed Individuals
Note :
In the NBF credit cards minimum salary should be AED 5,000 to qualify for a classic credit card. Those with a salary below this amount are not eligible to apply for a card. Starting from AED 6000 and above AED 10,000 can apply for premium cards such as platinum, world credit card, business credit cards and Islamic card.
However, meeting this salary requirement alone does not guarantee application approval. You must adhere to other criteria as well to qualify for a credit card. These include your age, employment status and type, nationality, credit Score, and more. Failing to meet these requirements results in application rejection, further leading to a decrease in credit score.
Read more: ADCB CREDIT CARD ELIGIBILITY AND MINIMUM SALARY REQUIREMENTS
This NBF Credit Card helps the cardholder in taking their first step for reaching their dreams. It offers a variety of amazing features including balance transfer, zero interest installment plans, cashback on movies, SMS alerts, mobile banking and much more.
The card member can convert their transactions into simple and convenient monthly payments while enjoying 0% interest rates and flexible options for repayment beginning from 3 months.
The cardholder can transfer the outstanding balance on any of their credit cards to the NBF & avail a special promotional rate of interest. The repayment period under this facility ranges from 3 to 24 months.
The cardholder has the facility to withdraw a maximum 40% of their available limit as cash from any ATM (that accept Visa) throughout the world. They can also make cash withdrawals over the counter at various banks globally.
When the cardholder uses this credit card internationally, the amount on the transaction is converted to US dollars from the transaction currency. This depends upon the foreign exchange rate prevailing at that time. So as to assist the card member, all the transactions will be converted to AED for the payment.
So as to enhance the safety of the transactions, this credit card is Visa payWave and Chip and PIN enabled. This technology helps in making regular banking safer and more convenient with the NBF credit card minimum salary of just AED 5000.
You've arrived, and now it's time to live it up a little. With one of the most exclusive rewards programmes in the platinum card category, the NBF Platinum Exclusive Credit Card is the ideal companion and the best credit card for you on your way to the top.
Convert your transactions into manageable monthly payments and enjoy 0% interest rates on Easy Payment Plans.
Transfer your outstanding credit card balance from any card to NBF and avail of special promotional interest rates and repayment period options from three to 24 months.
You can withdraw up to 40% of your available credit limit at any ATM across the globe that accepts Visa. Cash can also be withdrawn over the counter at other banks worldwide.
Enjoy the convenience and flexibility of making minimum or 100% payments as specified on your monthly statements via your NBF account.
Experience a world of exclusive benefits with NBF Rewards
Easily accumulate points through various banking activities and conveniently redeem them for a wide selection of rewards using the NBF Rewards App. Start unlocking the rewards you deserve today.
You can apply for an NBF Credit Card if you are over 21 years of age, NBF credit card minimum salary is AED 10,000 and residing in any of the emirates within the UAE.
An application for an NBF Credit Card needs to be accompanied by the following documents :
Introducing the most prestigious credit card for our most discerning customers. Experience enhanced banking with greater spending power, convenience, and exclusive privileges.
Easily accumulate points through various banking activities and conveniently redeem them for a wide selection of rewards using the NBF Rewards App. Start unlocking the rewards you deserve today.
Convert your transactions into manageable monthly payments and enjoy 0% interest rates on Easy Payment Plans.
Transfer your outstanding credit card balance from any card to NBF and enjoy special promotional interest rates and repayment period options from three to 24 months.
Book travel tickets using your NBF World Credit Card and receive free comprehensive domestic and international travel insurance for you and your immediate family for up to 90 days.
If you ever lose your NBF World Credit Card no matter where you are in the world, Visa’s Global Customer Assistance Services will help you 24 hours a day, 7 days a week.
To contact Visa Global Customer Assistance, dial the following numbers: UAE: 8000-021 then 866-654-0112 or via collect to +1 303 967 1090 (call charges may apply).
Enjoy all these exclusive rewards plus a whole host of other exciting benefits like substantial leisure, hospitality and dining discounts when you explore the endless possibilities with your NBF Visa Infinite Credit Card.
You can withdraw up to 40% of your available credit limit at any ATM across the globe that accepts Visa. Cash can also be withdrawn over the counter at other banks worldwide.
When you use your NBF credit card abroad, the transaction amount is converted from the transaction currency to US Dollars, based on the prevailing international exchange rate on that date. In order to assist our cardholders, all transactions are converted back to AED for payment.
You can apply for an NBF World Credit Card if you are over 21 years of age, NBF credit card minimum salary is AED 6000 and residing in any of the emirates within the UAE.
You will also need to be the holder of an NBF Current Account and have your salary transferred to NBF. Alternatively, you can have an NBF Fixed Deposit (terms and conditions apply).
Your application for an NBF World Credit Card needs to be accompanied by the following documents:
Introducing the NBF Business Credit Card, designed to keep your business spending separate from your personal expenses and adapt to your ever-changing needs as a business owner. From managing short-term needs and controlling costs, giving you flexibility for your company and employees.
Manage your business with VISA Spend Clarity
Track and analyze expenses made on your card conveniently at work or on the go, as well as decide where, when and how your cards are used
Keep your funds protected
Protect your businesses against possible losses resulting from employees misusing the card with the Company Liability Waiver Insurance (CLWI) from Visa
Exclusive discounts
Enjoy a wide range of discounts and exclusive offers around the world
Your application for an NBF World Credit Card needs to be accompanied by the following documents :
By Visiting the National Bank of Fujairah Branch
You can go to the nearest bank branch of NBF and have a one-on-one conversation with one of the bank’s representatives regarding the process of applying for an NBF Credit card. You can then fill out the application form offline and carry out further processes as per the given instructions.
Whether you're a graduate starting out on your first job or beginning your life, the NBF credit card minimum salary is just AED 5000 which makes it as best credit card to help you take the first step towards making your dreams a reality and to elevate your overall personal banking experience.
The NBF Rewards Program allows customers to earn reward points on eligible transactions made with their NBF-issued cards. These points can be redeemed for a variety of rewards, including merchandise, travel, gift vouchers, cashback, and more.
You can earn reward points by making eligible purchases using your NBF credit card. Points are accrued for both domestic and international purchases based on the amount spent and the type of transaction (e.g., retail, online, bill payments, government payments, etc.).
The NBF credit card minimum salary is AED 5000, and the maximum standard salary is AED 10000.
A copy of your valid passport
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