MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Free for life card.
Key Features
Reward Features
Earn Cash up:
Spend & Cash Up Tiers:
Dept Sores
Online shopping
Entertainment
All other Retail Purchses: 1%
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 315
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 315
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Free for life credit card.
Key Features
Reward Features
Earn Miles Up:
Payments towards utility bills, fuel, transport and government services are excluded from Miles Up accrual The minimum monthly retail spends required to start earning Miles Up is AED 1500.
The Customer must have 10,000 Miles Up to be able to redeem their Miles Up for Rewards on the Rewards portal.
Option of redeeming Miles Up against flights or hotel bookings, buying electronics or against gift vouchers listed on the Deem rewards online portal.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.33%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.33%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
First year free and continue saving on Annual fee if your spend is greater than AED 2000 in a year.
Key Features
Reward Features
Earn Cash Up:
Spend & Cash Up Tiers:
Dept Sores:
Utilities & Govt Services:
Fuel:
All Spend - 3%
All other Retail Purchases: 0.5%
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.33%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.33%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
First year free. Continue saving on this fee if your yearly spend is AED 12,000 or more
Key Features
Reward Features
Earn Miles Up:
Minimum spend required to earn Miles Up on the Titanium Miles Up Credit Card is aed 1000.
The maximum Miles Up that the Customer can earn per billing cycle for all retail spend 50,000 Miles Up.
The Customer must have 10,000 Miles Up to be able to redeem their Miles Up for Rewards
Option of redeeming Miles Up against flights or hotel bookings, buying electronics or against gift vouchers listed on the Deem rewards online portal.
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
2.99%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 25,000
RATE
2.99%
ANNUAL FEE
AED 525
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.15 % / AED 105
Key Features
Reward Features
Earn Cash Up on all spends:
Spend & Cash Up Tiers:
Airlines:
Hotel:
Entertainment:
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
2.99%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 25,000
RATE
2.99%
ANNUAL FEE
AED 525
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.15 % / AED 105
Key Features
Reward Features
Earn Miles Up rewards on all spends:
Payments towards utility bills, fuel, transport and government services are excluded from Miles Up accrual.
The minimum monthly retail spends required to start earning Miles Up is AED 2000.
The maximum Miles Up that the Customer can earn per billing cycle for all retail spend is 150,000 Miles Up.
The Customer must have 10,000 Miles Up to be able to redeem their Miles Up.
Customers have the option of redeeming their Miles Up against flights or hotel bookings, buying electronics or against gift vouchers listed on the Deem rewards online portal.
Things To Be Aware Of
Established in 2008, Deem is a Finance company backed by Mubadala Investment Company, Fullerton Financial Holdings, Waha Capital and A.A. Al Moosa Enterprises LLC. Deem strives hard to reach out to the customers with the best solutions. They are a customer focused team with values of transparency and dedication. Deem was originally Dunia Finance which was later re branded in 2019. Deem has transformed its products and services which are competitive and customer friendly.
The bank offers a range of financial solutions including personal loans, auto loans, guarantees and deposits & credit cards in Dubai, UAE to its customers. Deem Finance has demonstrated impressive growth, stable net interest margins and healthy profits over the last few years. Services offered to the individuals and corporate are –
Deem caters to both Cashback and travel credit cards segments. Their Cashup and Milesup cards are available under three variants titanium, platinum, and world. These cards are new entrants to the market but are creating a ripple as customers are seeing a strong value in the proposition. Their Platinum cards are lifetime free as well.
| Popular Cards from Deem | Income Eligibility | Annual Fee | Interest / Profit Rate |
|---|---|---|---|
| Deem Mastercard Platinum Cash Up Credit Card | AED 10,000 | AED 0 | 3.25% |
| Deem Mastercard Platinum Miles Up Credit Card | AED 10,000 | AED 315 | 3.25% |
| Deem Mastercard Titanium Cash Up Credit Card | AED 5,000 | AED 0 | 3.33% |
| Deem Mastercard Titanium Miles Up Credit Card | AED 5,000 | AED 0 | 3.33% |
| Deem Mastercard World Cash Up Credit Card | AED 25,000 | AED 525 | 2.99% |
| Deem Mastercard World Miles Up Credit Card | AED 25,000 | AED 525 | 2.99% |
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One can apply for Deem credit cards in UAE through
Soulwallet offers detailed feature comparison and customized tools which assist customers in making a well-informed personal finance decision.
Deem Titanium Cash up and Milesup Cards starts with a minimum income of AED 6500.
Copies of Emirates ID, Passport and Visa
Income Document (Bank Statement with 3 salary credits or Original Salary Certificate) in some cases.
Payment to deem credit cards can be made using 1) Deem Mobile App 2) Deem online portal options 3) Online banking portals of below listed banks by adding Deem Credit Card as a beneficiary ADCB. 4)Fund transfer to ADCB, FAB, Mashreq and Standard Chartered banks for credit card and personal loan payments, Direct Debit setup, Exchange houses, Cash and Cheque deposit Machines
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
We gather this information to assist you better and track your progress with the credit card application.
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
