MINIMUM SALARY
AED 15,000
RATE
2.99%
ANNUAL FEE
AED 750
MINIMUM SALARY
AED 15,000
RATE
2.99%
ANNUAL FEE
AED 750
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
ADIB Rewards Program
Earn 2.5 reward points for 1 AED you spend on your card. Points earned can be used towards airline tickets, shopping mall vouchers and Club Apparel gift cards.
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.09%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Welcome Offer
Welcome bonus 5,000 Etisalat Reward points(equivalent to more than 2.5 hours of UAE talk time).
Key Features
Reward Features
Earn Etisalat Smiles Rewards Points
MINIMUM SALARY
AED 15,000
RATE
3.09%
ANNUAL FEE
AED 1199
MINIMUM SALARY
AED 15,000
RATE
3.09%
ANNUAL FEE
AED 1,199
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
100,000 welcome Etisalat Smiles Points
Key Features
Reward Features
Earn Etisalat Smiles Rewards Points
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.09%
ANNUAL FEE
AED 1250
MINIMUM SALARY
AED 5,000
RATE
3.09%
ANNUAL FEE
AED 1,250
Non AED Transaction Fee
3.10%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Rotana Rewards Exclusive Program
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
AED 195 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 195 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Earn Wala'a Dirhams Earn 0.5% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
AED 375 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 375 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 1% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
AED 475 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 475 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 50,000
RATE
AED 1000 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 50,000
RATE
AED 1000 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 0.5% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 25,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 3% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
AED 195 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 195 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 0.5% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
AED 375 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 375 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 1% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
AED 475 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
AED 475 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
-/-
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
AED 600 p.m.
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
Key Features
Reward Features
Earn Wala'a Dirhams
Earn 2% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
MINIMUM SALARY
AED 50,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 50,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.26%
Cash Advance Fee
- / -
Key Features
Reward Features
Earn Wala'a Dirhams
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 1500
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Introductory offer - Up to AED 2,500 Travel Vouchers
Key Features
Reward Features
Earn Starpoints Rewards:
Redeem Starpoints for a host of rewards, including Free Night Awards, SPG Flights and SPG Moments.
Earn up to 50% more Starpoints every month (max 4,000) for all your retail purchases by enrolling in Express Points Programme (monthly fee of AED 300).
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.50 % / Min 105
Joining Offers
Spend and win cash prize
Every July: January to June ( 6 months). Cummulative spend of AED 25000 in 6 months. Total winners per draw 20. Maximum wining amount 25000
Every January :
January to December( previous year).
Cummulative spend of AED 50000 in 12months. Total winners per draw 20. Maximum wining amount 50000
Cummulative spend of AED 25000 to AED 50000 in 12months. Total winners per draw 100. Maximum wining amount 1000.
Key Features
Reward Features
The all-new Rewards on the FAB Mobile app
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Spend and win cash prize
Every July: January to June ( 6 months). Cummulative spend of AED 25000 in 6 months. Total winners per draw 20. Maximum wining amount 25000
Every January : January to December( previous year).
Key Features
Reward Features
The all-new Rewards on the FAB Mobile app
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
You can benefit from the offers above after a minimum spend of AED 2,500 on your du Platinum Credit Card in the month prior.
Customers will earn 10% cashback with du auto payment setup until 1 June 2021, then cashback will be based on spend criteria.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
You can benefit from the offers above after a minimum spend of AED 1,250 on your du Titanium Credit Card in the month prior.
Customers will earn 10% cashback with du auto payment setup until 1 June 2021, then cashback will be based on spend criteria.
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 550
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 550
Non AED Transaction Fee
2.95%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Choose from First Rewards, First Miles or First Cashback
First Rewards
To redeem choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more
First Miles
Earn 2 First Miles for every $1 spent internationally and 1 First Mile for every $1 spend locally.
Redeem against any airline, hotel or any travel service in the world without any blackout dates.
First Cashback
Guaranteed cashback earnings up to 5%, with no minimum spend criteria.
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.50%
ANNUAL FEE
AED 550
MINIMUM SALARY
AED 12,000
RATE
3.50%
ANNUAL FEE
AED 550
Non AED Transaction Fee
2.95%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Choose from First Rewards, First Miles or First Cashback
First Rewards
To redeem choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more.
First Miles
First Cashback
Guaranteed cashback earnings up to 5%, with no minimum spend criteria.
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.5%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 30,000
RATE
3.5%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.5%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.5%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 550
MINIMUM SALARY
AED 30,000
RATE
3.50%
ANNUAL FEE
AED 550
Non AED Transaction Fee
2.95%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn First Green Points
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.50%
ANNUAL FEE
AED 550
MINIMUM SALARY
AED 8,000
RATE
3.50%
ANNUAL FEE
AED 550
Non AED Transaction Fee
2.95%
Cash Advance Fee
3.15 % / Min 105
Key Features
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.50 % / Min 105
Joining Offers
Spend and Win Cash Prizes !
Key Features
Reward Features
First Reward Point:
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.85%
ANNUAL FEE
AED 300
MINIMUM SALARY
AED 8,000
RATE
3.85%
ANNUAL FEE
AED 300
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.
Key Features
Reward Features
FAB REWARDS
The fastest way to increase your FAB Rewards earning
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.45%
ANNUAL FEE
AED 400
MINIMUM SALARY
AED 5,000
RATE
3.45%
ANNUAL FEE
AED 400
Non AED Transaction Fee
2.20%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Joining Bonus -15,000 AirRewards Points Equivalent to a return ticket: A Joining Bonus of 15,000 AirRewards Points will be credited upon payment of Joining Fee and a minimum retail spend of AED 5,000* in first 3 months.
Key Features
Reward Features
AirRewards - Air Arabia's loyalty program
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.20%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn RAKrewards
Monthly Spend Tier & RAKrewards earned per 1 AED:
Quarterly Spend Tier & bonus RAKrewards rate:
Cinema Reward Offerings
Overall monthly spend On cinema spend RAKrewards
AED 5000 and above AED 1 50
Maximum RAKrewards monthly cap on cinema spend is 10,000.
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.50%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn RAKrewards
Monthly Spend Tier & RAKrewards earned per 1 AED:
Monthly Spend Tier & RAKrewards per 1 AED on Fuel:
Monthly Spend Tier & RAKrewards per 1 AED on Cinema:
Above AED 5,000 - 50
Redeem online, anytime against flights, hotels and range of products and services.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.19%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.19%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Joining Bonus of up to AED 500 worth of UNBmiles
Key Features
Reward Features
Earn UNBmiles on all spends
Things To Be Aware Of
MINIMUM SALARY
AED 20,000
RATE
3.19%
ANNUAL FEE
AED 630
MINIMUM SALARY
AED 20,000
RATE
3.19%
ANNUAL FEE
AED 630
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Welcome Bonus of AED 3,000 worth of UNBmiles
Key Features
Reward Features
Earn UNBmiles on all spends
Redeem UNBmiles for booking air tickets and hotels, gift vouchers and much more.
Minimum spend of AED 500 per month required to earn UNBmiles.
Things To Be Aware Of
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
We gather this information to assist you better and track your progress with the credit card application.
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
