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MINIMUM SALARY
AED 5,000
RATE
3.49
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.49
ANNUAL FEE
AED 0
Non AED Transaction Fee
1.99
Cash Advance Fee
3 % AED 99
Key Features
Reward Features
Choose the reward points you want to earn (Cashback, Skywards Miles) and the things you want to earn bonus rewards for (groceries, food deliveries, online shopping, travel or something else?).
The Liv. Cashback credit card is tailored for individuals with dynamic, on-the-go lifestyles, offering the ability to earn Skywards Miles with every purchase. Cardholders can choose four spending categories—such as international spending, travel, online shopping, dining, and more—where they will earn "booster" Skywards Miles in addition to base Miles.
The Miles accumulation structure is tiered based on monthly spending:
This structure allows cardholders to maximize their Skywards Miles by focusing their spending in categories that matter most to them, particularly when they exceed certain spending thresholds.
on Liv Bank site
MINIMUM SALARY
AED 10,000
RATE
3.25
ANNUAL FEE
AED 700
MINIMUM SALARY
AED 10,000
RATE
3.25
ANNUAL FEE
AED 700
Non AED Transaction Fee
1.99
Cash Advance Fee
3.00 % / AED 99
Key Features
Reward Features
Choose the reward points you want to earn (Cashback, Skywards Miles) and the things you want to earn bonus rewards for (groceries, food deliveries, online shopping, travel or something else?).
The Liv. Cashback and Cashback plus credit cards are tailored for individuals with dynamic, on-the-go lifestyles, offering the ability to earn Skywards Miles with every purchase. Cardholders can choose four spending categories—such as international spending, travel, online shopping, dining, and more—where they will earn "booster" Skywards Miles in addition to base Miles.
The Miles accumulation structure is tiered based on monthly spending:
This structure allows cardholders to maximize their Skywards Miles by focusing their spending in categories that matter most to them, particularly when they exceed certain spending thresholds.
on Liv Bank site
Liv. is a digital-only bank launched by Emirates NBD, one of the leading banks in the UAE. Aimed at millennials and digitally savvy customers, Liv. Bank offers a seamless banking experience through its mobile app, which allows users to manage their finances, make payments, save money, and much more, all from the convenience of their smartphones. Liv. is known for its user-friendly interface, personalized services, and innovative financial products.
Digital-First Experience: Liv. Bank is fully digital, with no physical branches, making it highly accessible and convenient. Customers can open an account in minutes using just their Emirates ID.
Personalized Insights: Liv. provides users with personalized financial insights, helping them track their spending, set budgets, and achieve their savings goals.
Lifestyle Benefits: Liv. offers various lifestyle-related features such as the ability to purchase event tickets, book flights, and even find deals on dining and entertainment within the app.
Seamless Payments: The bank supports multiple payment options, including local and international transfers, bill payments, and peer-to-peer transfers, all of which can be done through the app.
Savings Goals: Liv. allows users to create and manage multiple savings goals, encouraging disciplined saving habits with features like automated savings and competitive interest rates.
Customer Support: Despite being digital-only, Liv. offers robust customer support through in-app chat and social media, ensuring that users have access to assistance whenever they need it.
Liv. Bank has gained popularity for its intuitive interface, personalized services, and innovative financial products, including its newly rebranded credit cards—Liv. Cashback Card (formerly Liv. Platinum Card) and Liv. Cashback+ Card (formerly Liv. World Card).
The Liv. Cashback Card is designed for customers who want to earn cashback on their daily spending while enjoying a variety of lifestyle benefits. This card is a great choice for those who seek value without an annual fee.
Key Features:
1. Cashback Rewards:
Up to AED 750 Cashback Monthly: Earn up to 2% cashback on all your purchases.
Tiered Cashback Rates:
AED 10,000+ Monthly Spend: 2.0% cashback.
AED 5,000 - 9,999 Monthly Spend: 1.5% cashback.
AED 0 - 4,999 Monthly Spend: 0.75% cashback.
Low Merchant Categories: 0.10% cashback for specific categories.
2. Travel Benefits:
Skyward Miles: Earn up to 5,000 Skyward Miles per month.
Global Airport Lounge Access: Access to 25+ airport lounges worldwide.
Discounts:
Musafir.com: Up to 10% off.
Cleartrip: 8% off.
Booking.com: 10% money back.
Airalo eSIM Purchases: 20% off.
3. Lifestyle Perks:
Talabat: 20% off on 1 order every month.
Gym Nation: 1-week free access and membership discounts.
FarFetch: 10% discount.
REEL Cinema: 2 tickets and 20% off on F&B.
4. Fees and Charges:
Annual Fee: Free.
Interest Rate: 3.49% monthly (41.88% APR).
Foreign Currency Transaction Fee: 1.99%.
Eligibility:
Minimum Salary: AED 5,000.
AECB Score: Minimum 541.
Debt Burden Ratio: Below 50%.
The Liv. Cashback+ Card is a premium offering aimed at customers who want enhanced benefits, including higher cashback rates, travel perks, and exclusive discounts. This card is ideal for frequent travelers and those who want to maximize their rewards.
Key Features:
Up to AED 1,500 Cashback Monthly: Earn up to 4% cashback on all your purchases.
Tiered Cashback Rates:
AED 15,000+ Monthly Spend: 4.0% cashback.
AED 7,000 - 14,999 Monthly Spend: 2.0% cashback.
AED 0 - 6,999 Monthly Spend: 1.0% cashback.
Low Merchant Categories: 0.10% cashback for specific categories.
Skyward Miles: Earn up to 10,000 Skyward Miles per month.
Global Airport Lounge Access: Access to 800+ airport lounges worldwide.
Complimentary Airport Transfers: 2 rides per year.
Discounts:
Musafir.com: Up to 10% off.
Cleartrip: 10% off.
Booking.com: 10% money back.
Airalo eSIM Purchases: 20% off.
Talabat: 20% off on 1 order every month.
Gym Nation: 1-week free access and membership discounts.
FarFetch: 10% discount.
REEL Cinema: 3 tickets and 20% off on F&B.
Carrefour Online: AED 40 off on 1 order every month.
Global Blue VIP Services: Tax-free international shopping.
Travel Medical Insurance: Coverage up to USD 500,000.
Annual Fee: AED 700.
Interest Rate: 3.25% monthly (39% APR).
Foreign Currency Transaction Fee: 1.99%.
Eligibility:
Minimum Salary: AED 10,000.
AECB Score: Minimum 541.
Debt Burden Ratio: Below 50%.
Feature |
Liv. Cashback Card |
Liv. Cashback+ Card |
Cashback |
Up to AED 750 per month |
Up to AED 1,500 per month |
Skyward Miles |
Up to 5,000 miles per month |
Up to 10,000 miles per month |
Airport Lounge Access |
25+ lounges |
800+ lounges |
Talabat Discount |
20% off on 1 order every month |
20% off on 1 order every month |
Cinema Offers |
2 tickets + 20% off on F&B |
3 tickets + 20% off on F&B |
Eligibility |
|
|
Minimum Monthly Income |
AED5,000 |
AED 10,000 |
Annual Fee |
Free for life |
AED 700 |
Carrefour Online Discount |
Not available |
AED 40 off on 1 order every month |
Global Blue VIP Services |
Not available |
Tax-free international shopping |
Liv. Bank's credit cards Liv. Cashback and Liv. Cashback+ offer a comprehensive suite of benefits designed to cater to different lifestyle needs. Whether you're looking for a no-annual-fee card with solid cashback rewards or a premium card with enhanced travel and lifestyle perks, Liv. Bank has options that can fit your financial goals. With features like instant approval, flexible rewards, and a wide array of discounts, Liv. Bank continues to deliver a seamless and rewarding banking experience for its customers
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