Best Credit Card In UAE
+971

MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Air Miles
  • Roadside Assistance
  • Earn UNBmiles rewards on all spends
  • Cinema offers at any cinema, anytime
  • No annual fee

MINIMUM SALARY

AED 5,000

RATE

3.19%

ANNUAL FEE

AED 0

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Joining Bonus of up to AED 500 worth of UNBmiles

Key Features

  • Joining bonus of up to AED 500 worth of UNBmiles
  • Up to 3 UNBmiles for every AED of retail spend
  • Redeem UNBmiles for booking airline tickets & hotels directly, getting wide variety of gift vouchers/cards and much more
  • Unlimited free access to 10+ airport lounges across GCC
  • Upto AED 125 as value back on movie tickets with a 50% value back
  • 20% discounts on Careem rides
  • Free annual auto registration or renewal
  • Free emergency road side assistance anytime anywhere in UAE with AAA
  • 0% interest for 3 months on all travel purchases- no processing fee
  • 0% interest for 6 months on balance transfer
  • 0% interest instalment plan for up to 6 months on spend at 30+ partner outlets. No processing fees
  • Hundreds of buy 1 get 1 offers across hotels, dining, spas, leisure and entertainment in Middle East & Africa
  • Exciting discounts of up to 40% renowned shopping, leisure & entertainment partners

Reward Features

Earn UNBmiles on all spends

  • 1.5 UNBmiles for every AED 1 spent locally.
  • 3 UNBmiles for every AED 1 spent internationally.
  • Redeem UNBmiles for booking air tickets and hotels, gift vouchers and much more.
  • Minimum spend of AED 500 per month required to earn UNBmiles.

Things To Be Aware Of

  • Min spend of AED 1500 p.m for cinema offers
  • Specific spend criteria required for Joining bonus
  • Min spend of AED 500 to earn UNBmiles

MINIMUM SALARY

AED 20,000

RATE

3.19%

ANNUAL FEE

AED 630

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Car Registration
  • Airport Lounge Access
  • Travel Insurance
  • Air Miles
  • Roadside Assistance
  • Premium lifestyle and travel benefits
  • Cinema offers at any cinema, anytime
  • Unlimited Marhaba services

MINIMUM SALARY

AED 20,000

RATE

3.19%

ANNUAL FEE

AED 630

Non AED Transaction Fee

2.99%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Welcome Bonus of AED 3,000 worth of UNBmiles


Key Features

  • Welcome bonus of AED 3,000 worth of UNBmiles
  • Up to 10 UNBmiles for every AED of retail spend,
  • Redeem UNBmiles for booking airline tickets & hotels directly, getting wide variety of gift vouchers/cards and much more
  • Unlimited complimentary access at 750+ airport lounges globally for primary and supplementary cardholders
  • Unlimited complimentary Marhaba and Golden Class airport services
  • Complimentary hotel nights with Starwood Hotels and Resorts
  • 10% discount with Cleartrip on any international roundtrip airfare
  • 0% interest for 3 months on all travel purchases
  • Complimentary multi-trip travel insurance including medical benefits
  • Upto AED 125 as value back on movie tickets with a 50% value back
  • 0% interest for 6 months on balance transfer
  • Free auto registration or renewal service once a year & free Emergency roadside assistance anytime, anywhere in UAE
  • Hundreds of buy 1 get 1 offers across hotels , dining, spas, leisure and entertainment in Middle East & Africa
  • Exciting shopping discounts of up to 40% renowned shopping, leisure & entertainment partners
  • 0% interest instalment plan for up to 6 months on spend at 30+ partner outlets

Reward Features

Earn UNBmiles on all spends

  • 2 UNBmiles for every AED 1 spent locally, no caps.
  • 4 UNBmiles for every AED 1 spent internationally, no caps.
  • 10 UNBmiles for every AED 1 spent on dining during weekends, max cap of 150 UNBmiles per month.

Redeem UNBmiles for booking air tickets and hotels, gift vouchers and much more.
Minimum spend of AED 500 per month required to earn UNBmiles.

Things To Be Aware Of

  • Min spend of AED 1500 p.m for cinema offers
  • Min spend of AED 500 to earn UNBmiles