Dubai Islamic Johara Gold Credit Card

Dubai Islamic
Johara Gold Credit Card

Minimum Salary AED 5000
Annual Fee AED 0
Rate AED 375 p.m.
Cash Advance 0% /AED 94.5
Non AED Transaction Fee 2.26%
Minimum Salary AED 5000
Annual Fee AED 0
Rate AED 375 p.m.
Cash Advance 0.00% /AED 94.5
Non AED Transaction Fee 2.26%

Top Reasons To Choose

  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover

Things To Be Aware Of

  • Has a monthly subscription fee of AED 375 (no interest rate)

The Gold Premium card seamlessly integrate into your lifestyle, bringing you a more rewarding experience at every step. (Monthly card subscriptions: Gold - AED 375)

Reward Features

Earn Wala'a Dirhams
Earn 1% on all retail spends.  Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Detailed Features

Credit Shield Takaful
For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:
  • Involuntary loss of employment - AED 30,000
  • Permanent Total Disability - AED 200,000
  • Death - AED 200,000
 
Personal Accident and Travel Insurance coverage
  • Personal Accident Benefits - Principal Sum Insured 87,500
  • Accidental Death - 100% of the Principal Sum Insured
  • Emergency Medical Expenses - 75,000
  • Emergency Dental - 250
  • Missed Departure/Cancellation - 750
  • Trip Delay - 750
  • Baggage Delay - 750
  • Baggage Loss - 1,500
  • Loss of Money - 250
  • Personal Liability - 30,000
 
Free Roadside assistance
  • Unlimited roadside assistance
  • Towing
  • Vehicle Servicing- Pick up and Drop off
  • Vehicle Registration - once a year
  • Replacement car for 24 hours in case of accident
  • Battery Boost
  • Flat tyre fixing
  • Lock-out service
  • Fuel assistance
  • Off-road pull out - 3 services annually
  • Inter-Emirate towing - 5 free services annually
  • International Driving License - 75% discount
 
Balance transfer facility
Key features:
  • 80% of the Card Limit or 100% of the available cash limit can be used  
  • You are entitled to multiple balance transfer transactions  
  • No documentation required  
  • Instant transfer directly to the other bank’s credit card (takes from 1 to 3 business days)  
  • Minimum transfer amount - AED 100, maximum amount - AED 250,000
 

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