Dubai Islamic Johara Platinum Credit Card

Dubai Islamic
Johara Platinum Credit Card

Minimum Salary AED 15000
Annual Fee AED 0
Rate AED 600 p.m.
Cash Advance 0% /AED 94.5
Non AED Transaction Fee 2.26%
Minimum Salary AED 15000
Annual Fee AED 0
Rate AED 600 p.m.
Cash Advance 0.00% /AED 94.5
Non AED Transaction Fee 2.26%

Top Reasons To Choose

  • No annual fee
  • Roadside assistance services
  • Personal accident & travel insurance cover

Things To Be Aware Of

  • Has a monthly subscription fee of AED 600 (no interest rate)

With double the rewards and additional security, some lifestyle choices deserve the Platinum treatment. We present the card that keeps on giving!

Reward Features

Earn Wala'a Dirhams
Earn 2% on all retail spends. Redeem Wala'a Dirhams for flight tickets, bill payments and more.

Detailed Features

Purchase Protection
Purchases made on your Platinum Plus card are automatically covered for 60 days, at a rate of USD 3,000 per occurrence.

Credit Shield Takaful
For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:
  • Involuntary loss of employment - AED 30,000
  • Permanent Total Disability - AED 200,000
  • Death - AED 200,000
 
Personal Accident and Travel Insurance coverage
  • Personal Accident Benefits - Principal Sum Insured 100,000
  • Accidental Death - 100% of the Principal Sum Insured
  • Emergency Medical Expenses - 100,000
  • Emergency Dental - 500
  • Missed Departure/Cancellation - 1,000
  • Trip Delay - 1,000
  • Baggage Delay - 1,000
  • Baggage Loss - 3,000
  • Loss of Money - 375
  • Personal Liability - 50,000
 
Free Roadside assistance
  • Unlimited roadside assistance
  • Towing
  • Vehicle Registration - free for up to 2 cars annually
  • Replacement car (with chauffeur) for 24 hours in case of accident
  • Battery Boost
  • Flat tyre fixing
  • Lock-out service
  • Fuel assistance
  • Off-road pull out - unlimited free services
  • Free International Driving License
 

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