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MINIMUM SALARY

AED 5000.00

  • Cheque Book
  • Debit Card
  • Mobile Banking App
  • Special Currency Transfer Rate
  • Enjoy a limited-time offer of up to AED 5,000* cashback
  • Enjoy 5% cashback, up to AED 200 on your debit card**
  • Zero Account Maintenance fee with salary transfer
  • Fast and Easy remittance
  • First check book free

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 3000.00

Monthly Min Balance Fee

AED 10.00

Features

    • Monthly average balance of AED 3,000 OR Transfer a minimum salary of AED 5,000 to Neo Current Account & no minimum balance required
    • Enjoy a limited-time offer of up to AED 5,000* cashback
    • Earn joining bonus based on your transferred salary - applicable for accounts with first salary credited on or after 09 June 2024.
    • Monthly Salary AED 5,000 - 9,999 - Joining Bonus AED 200, Additional Bonus in first 90days AED50, Total AED250
    • Monthly Salary AED 10,000 - 19,999 - Joining Bonus AED 500, Additional Bonus in first 90days AED2 50, Total AED 750
    • Monthly Salary AED 20,000 - 49,999 - Joining Bonus AED 1,000, Additional Bonus in first 90days AED 500, Total AED 1500
    • Monthly Salary AED 50,000 and above - Joining Bonus AED 2,500, Additional Bonus in first 90days AED 1,000, Total AED 3,550
    • The above bonus applies to all the customers holding NEO Current Account and NEO Savings Account.
    • Access to global stock exchanges
    • Fast & easy remittances
    • Free first chequebook, 1AED per leaf from second chequebook onwards
    • Enjoy 1% p.a interest through MaxSaver

Joining Offers

Enjoy a limited-time offer of up to AED 5,000* cashback

Earn joining bonus based on your transferred salary - applicable for accounts with first salary credited on or after 09 June 2024.
Monthly Salary AED 5,000 - 9,999 - Joining Bonus AED 200, Additional Bonus in first 90days AED50, Total AED250
Monthly Salary AED 10,000 - 19,999 - Joining Bonus AED 500, Additional Bonus in first 90days AED2 50, Total AED 750
Monthly Salary AED 20,000 - 49,999 - Joining Bonus AED 1,000, Additional Bonus in first 90days AED 500, Total AED 1500
Monthly Salary AED 50,000 and above - Joining Bonus AED 2,500, Additional Bonus in first 90days AED 1,000, Total AED 3,550
The above bonus applies to all the customers holding NEO Current Account and NEO Savings Account.

Refer your friends to Mashreq NEO and get up to AED 1,000
Get up to AED 300* when you use Quick Remit in the first 90 days to send money to over 40 countries

Reward/Deposit Features

Enjoy 5% cashback, up to AED 200 on your debit card** when you shop in the first 90 days. **Add your debit card to any digital wallet (Apple Pay, Google Pay, Samsung Pay) to avail cashback


THINGS TO BE AWARE OF

Maintain AED 3,000 or transfer AED 5,000 salary

Non Residents and G3 nationalities cannot avail this account

APPLY NOW

on Mashreq Website

MINIMUM SALARY

AED 5000.00

  • Debit Card
  • Internet Banking
  • Shariah Compliant
  • Quarterly Grand Cash Prize of AED 1 Million
  • Monthly Prize of a Mercedes EQS
  • Weekly cash Prize of AED 10,000
  • Free internationally recognized debit card

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.10 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Quarterly Grand Cash Prize of AED 1 Million
  • Monthly Prize of a Mercedes EQS
  • Every AED 5,000 saved gives you one chance for the monthly and quarterly grand prize
  • Every AED 1,000 saved gives you a chance to win the weekly cash prizes
  • Weekly Cash Prize of AED 10,000

Click here for the terms of the offer.

THINGS TO BE AWARE OF

  • Fee if Avg balance < AED 3,000 is AED26.25

MINIMUM SALARY

AED 5000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Receive upto AED 350 cashback when salary is transferred
  • Zero minimum balance maintenance requirements
  • Unmatched rewards on Debit Card with 1% cashback
  • Open your account on mobile app with Emirates ID
  • Free banking with Al Masraf fees waived ( T&C apply)

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Available in AED, USD, EUR & GBP
  • Free transfer of funds internationally
  • Free Teller Transactions
  • Free Online Banking Channels
  • Free Phone Banking
  • Free ATM/Debit Card
  • Free Monthly/Quarterly Statements
  • Zero minimum balance maintenance requirements
  • Free banking with all fees waived

Reward/Deposit Features

Unmatched rewards on Debit Card with 1% cashback on purchases

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free FAB Mastercard debit card
  • First cheque book free
  • Free lounge access at selected airports

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Free FAB Mastercard debit card
  • First cheque book free
  • Free lounge access at selected airports for FAB Platinum Mastercard debit card holders
APPLY NOW

on First Abu Dhabi Bank (FAB)site

MINIMUM SALARY

AED 5000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • No min.balance fee for salary transfer of AED 5,000 & above
  • Benefits such as Free HSBC Entertainer App, Air Miles Reward
  • Up to 10% off British Airways airfares
  • Buy 1 Get 1 Free' movie offers
  • Fee-free international money transfers on INR, PKR, EGP, PHP

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • No minimum balance fee for salary transfer of AED 5,000 and above
  • Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.
  • Fee-free cash withdrawals at any bank ATM in the UAE
  • Fee-free international money transfers on INR, PKR, EGP, PHP
  • Get access to an optional overdraft of up to 1x your salary or AED 50,000 (whichever is lower), with no fees and no interest on the first AED 500
  • One free balance enquiry at any bank ATM
  • Choice between AED, USD, GBP and Chinese Renminbi account currencies
  • Daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
  • A free international Visa Debit Card accepted at over 25 million outlets worldwide, giving you access to your accounts at over 1 million ATMs around the world
  • Utility bill payments through online and mobile banking
  • Up to 10% off British Airways airfares when you book with your HSBC Personal Banking Debit Card
  • Complimentary HSBC ENTERTAINER app, along with hundreds of offers from the I Love Dining programme. Enjoy airport dining offers at over 200+ locations globally with the Dragon Pass Dine & Travel programme. Terms and conditions apply.

    Cashback Credit Card with Personal Banking Account
  • Open a Personal Banking Account with a monthly salary of over AED 5,000 and you can also apply for an HSBC Cashback Credit Card.
  • Earn 5% (up to AED 200) on fuel and 2% (up to AED 200) on groceries and education per statement cycle when you spend at least AED 3,000 a month
  • Earn 0.5% on all other spends, and when you spend less than AED 3,000 a month
  • Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINERHSBC ENTERTAINER This link will open in a new window app.
  • Buy 1 Get 1 Free movie tickets every month, up to 25% off food and drink at cinemas across the UAEcinemas across the UAE This link will open in a new window.

Reward/Deposit Features

Earn 1 Air Mile for every AED 4 spend on your card and redeem for flights, hotels and retail vouchers.

MINIMUM SALARY

AED 15000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Get up to AED 2,100 cashback as joining bonus
  • Free instant fund transfers with competitive rates
  • Current account available in multiple currencies
  • Overdraft access of up to 1 x your salary or AED 50,000

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 100000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • No charges for cash withdrawals at any bank ATM acrooss the UAE and GCC
  • Preferential rates on personal loans
  • Free instant international fund transfers through online and mobile banking 
  • Free global emergency cash up to USD 10,000 from any HSBC branch abroad in case you lose your wallet while travelling abroad
  • 50% discount on processing fee for international HSBC account opening
  • Current account available in multiple currencies (AED, USD, GBP and EUR)
  • Fee free Overdraft up to 1 salary multiple or AED 50,000 (whichever is lower), the first AED 2000 being interest free.
  • Up to 10% off British Airways airfares when you book with your HSBC Advance Debit Card

Joining Offers

Get AED 1,500 when you open an Advance account.  You could also be eligible for up to AED 2,100 cashback 

  • Enjoy up to AED 600 cashback when you open a Max Rewards card today
  • Enjoy up to AED 600 cashback when you open a Cash+ card today
  • Enjoy up to AED 600 cashback when you open a Cashback card today

MINIMUM SALARY

AED 40000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Get up to AED 10,000 cashback as welcome offer
  • Preferential rates for mortgages, TDs and foreign exchange
  • Overdraft up to 1 salary multiple, or AED 30,000
  • Experience a premium bank account, with priority services
  • Automatic Premier status in 29 markets around the world

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 350000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Priority servicing, support and a Premier Debit Card accepted at over 25 million retail outlets worldwide and over 1 million ATMs
  • Dedicated Relationship Manager
  • Automatic Premier status in 29 markets around the world
  • Family Banking solutions covers your spouse and children, which means they too can have a Premier account of their own
  • Premier Children Savings account and a transactional account with a supplementary debit card for children above 14 years of age
  • Overdraft up to 2 salary multiples or AED 30,000 (whichever is lower) with no fees, and with no interest payable on the first AED 5,000
  • View all of your international accounts in one place, and make instant, no-fee transfers between them with a Global Money Account
  • A Current Account available in UAE Dirham, US Dollars, Euro and Pound Sterling
  • Transfer funds to 200 countries and regions in over 25 currencies including INR, PKR, EGP and PH with no fee
  • Preferential rates for loans, mortgages, savings and term deposits, as well as global money transfers
  • Free instant international fund transfers through online and mobile Banking 
  • Autopay and standing instructions
  • Free online banking, phone banking and SMS alerts - bank where and when it suits
  • Free cheque books - and if your cheque book is lost or stolen, use 'Stop Cheque'
  • Unlock Premier status across 29 markets, with a unique range of global services and solutions.
  • Be confident your finances are in good hands, with preferential rates and access to our expert wealth advisors
  • Look after those that mean the most, with savings solutions for your child and complimentary family travel insurance

Joining Offers

  • AED 8000 on maintaining premier balance.
    AED 2000 on transferring premier monthly salary

MINIMUM BALANCE

AED 750000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Special Currency Transfer Rate
  • Get upto AED 21,000 upon maintaining balance for 90 days
  • Investment advisory, Asset allocation and Insurance planning
  • Onshore and Off-shore banking solutions
  • Complete, customized wealth management solutions

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 750000.00

Minimum Deposit

AED 750000.00

Monthly Min Balance Fee

AED 0.00

Features

Take advantage of global wealth building opportunities with the help of the Citigold Client Advisory Group - your personal wealth management advisors.

Buy and sell equities, ETFs and bonds in a range of markets through our user-friendly e-Brokerage platform.

Keep an eye on all your local and overseas Citibanking relationships and investments with a Global View of Accounts.

Joining Offers

Join Citigold and get up to AED 21,000 upon maintaining your initial funding balance for 90 days, and meeting the investment or insurance criteria.

Reward/Deposit Features

  • Funding Reward :
    Citigold: AED 4,000- Open and fund a Citigold Account with a minimum of USD 200,000 within 90 days of account opening date and maintain a total relationship balance at or above USD 200,000 for all times.
    Citigold Private Client:AED 10,000- Open and fund a Citigold Private Account with a minimum of USD 10,00,000 within 90 days of account opening date and maintain a total relationship balance at or above USD 10,00,000 for all times.
  • Bonus Reward :
    AED 3,000 - Customer must be an active Citibank UAE Primary Credit Card holder at the time of opening a Citigold or Citigold Private account
  • Investments or Insurance Reward :
    AED 4,000 - Customer must have qualified for the funding reward and in addition , purchased a total of atleast USD 20,000 worth in mutual funds or Equities or  Exchange traded funds or bonds through onshore or offshore booking center or paid APE* of USD 20,000 or more in a life insurance policy as of the funding period

AED 4,000 - Customer must have qualified for the funding reward and in addition , purchased a total of atleast USD 200,000 worth in mutual funds or Equities or  Exchange traded funds or bonds through onshore or offshore booking center or paid APE* of USD 200,000 or more in a life insurance policy as of the funding period

* APE is defined as annualized premium on a insurance policy

  • Terms related to which customers are eligible for this offer :
    1. Customers that have closed any Citibank account where they were a single or joint account holder within 12 months immediately preceding the date of opening the new Citigold/Citigold Private Client Account are not eligible for the reward
    2. For joint accounts, only one reward will be given to the Primary Account Holder
    3. This offer is applicable only for UAE residents
    4. Offer is NOT applicable for US persons
    5. Offer is NOT applicable for Citibank staff (Including Non-Employees)
    6. Offer is NOT applicable for minor individuals and  / or minor accounts
  • Terms related to what eligible customers must do to qualify for this offer :
    7. The Campaign is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts from January 1st 2024 to December 31st 2024.
    8. Initial Funding: Once a CG account is opened, the customer must have Total Relationship Balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship within 90 days of opening the bank account. Likewise, the customer must have Total Relationship Balance of USD 1,000,000 (or equivalent in other currencies) or more under CPC relationship, within 90 days of opening the bank account. Total Relationship Balance is the sum of balance in deposits, investments or insurance APE.
    9. In order for a customer to qualify for CG Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship for a period for 90 consecutive days at all times. Likewise, for a customer to qualify for CPC Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 1,000,000 (or equivalent in other currencies) or more in their CPC relationship for a period of 90 consecutive days at all times. The 90 consecutive days in which customer maintains required Total Relationship Balance is defined as Funding Period. For the avoidance of doubt, the Funding Period has to start no later than 90 days from account opening date. For the purpose of calculating reward, the lowest daily balance maintained for the 90 days will be taken
    10.Funds transferred from Citibank UAE accounts will NOT be counted towards TRB calculation for offer fulfilment. Any funds that a customer received from another Citibank UAE account will be deducted from the TRB calculation for Funding Offer reward. For example, if a customer opened an account in September 1st, 2023, funded the account on January 10th, 2023 and maintained a TRB of $250,000 until April 10th, 2023, BUT $150,000 of the $250,000 came from a transfer from another Citibank UAE account, the customer’s TRB would be calculated to be only $100,000 and the customer would NOT qualify for the offer.
    11. To earn the Bonus Reward of AED 3,000, the customer must have an active Citibank UAE primary credit card ate time of their Citigold (CG) or Citigold Private Client (CPC) account opening durnig the campaign period.
    12.To earn the investment and insurance reward of AED 4,000, the customer must qualify for funding reward as mentioned in above clauses, and additionally have invested USD 20,000 in total into investment products or in life insurance products or on or before the end of Funding period.
    13. To earn the investment and insurance reward of another AED 4,000 the customer must qualify for funding reward as mentioned in above clauses, and additionally have invested USD 200,000 in total into investment products and / or in life insurance products on or before the end of the funding period.
    14. The account shuld be in good standing at the time of reward credit.
    15. Customer qualifying under this offer cannot concurently qualify under any other related to CG/ CPC account relationship
  • Other Terms related to this offer :
    16. The Funding and Bonus funding Rewards would be credited to customer’s bank account within 30 working days of customer fulfilling the qualification criteria
    17. Citibank reserves the right to change / modify the campaign anytime
    18. Citibank Terms and Conditions apply which can be read at https://www.citibank.ae/TnC . They are subject to change and are available upon request
    19. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. UAE
    20. In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer
    21. By inquiring about our services, offers or products, the customer will be authorizing our representatives to approach on contact details including the telephone/mobile number
    22. If the required balance is not maintained (For Citigold USD 200,000 and/or Citigold Private Client USD 1,000,000) for 4 months, the account may be closed or downgraded by Citibank in compliance with the applicable terms and conditions
    23. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals
  • Investment and Insurance Reward terms : 

24. The offer is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts during the period from January 1st 2024 to December 31st 2024. (both dates included) (“Offer Period”).

25. The funding reward of AEd 4,000, for investment or insuance above USD 200,000 would be credited to customers bank account withing 15 working days of receiving the funding rewards.

26. Systematic Investment Plan ( SIP) transactions are excluded from the offer.
27. Customers need to have an active mutual fund account or Securities Brokerage account with citibank UAE, valid investor profile, knowledge and experience in mutual funds category whch is indicated and confirmed them  to citibank at the time of us crediting the cashback to the customers bank account

28. In addition to the above, General Terms & Conditions available on www.citibank.ae that governs the Mutual Fund Account, the Securities Brokerage Accounts and the Investment Services apply to this offer.
29. Customers are expected to have read and understood the above terms and conditions and the General Banking Terms & Conditions document available on www.citibank.ae at the time of signing the account opening documents
30. These terms and conditions are subject to any applicable laws and regulations, including any regulations governing the Mutual Fund Account or the Securities Brokerage Account.
31. The Consumer has the right to acquire separately one of proposed bundled Products and or Services and forgo the favourable terms

32. US Persons are not eligible for the investments rewards.




MINIMUM SALARY

AED 5000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Available in AED and USD currencies
  • Free e-statements (within the statement cycle)

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

0.20 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Available for UAE residents and non-residents
  • Available in AED and USD currencies
  • Interest bearing account, with interest rate of 0.2% p.a. for AED and 1.0% p.a. for USD Savings accounts
  • Interest is accrued monthly on the minimum balance and is paid half-yearly on minimum monthly balance
  • Free e-statements (within the statement cycle)
  • Debit card available for AED Savings accounts only

MINIMUM SALARY

AED 5000.00

  • Credit Card
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Enjoy free noon VIP membership for one year.
  • No minimum balance required
  • 1 free international transfer per month
  • Host of benefits including cashback, interest & rewards

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

1.00 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • No minimum balance required
  • Discover 2% cashback on debit card transactions on noon, noon Grocery, NowNow & Sivvi, 0.10% on all other purchase transactions and enjoy accelerated Salaam Points.
  • Earn up to 1.00% interest per annum on your savings.
  • Enjoy free noon VIP membership for one year. This brings you free express/ next day delivery and buy one get one free offers at noon VIP partner restaurants.
  • Money transfers to over 40 destinations globally with 1 free international transfer per month
  • Enjoy the flexibility of using money anytime through Debit Card

    With Mashreq noon VIP Savings Account you don’t have to maintain any minimum balance or pay a monthly fee.

Joining Offers

Enjoy free noon VIP membership for one year. Enjoy free noon VIP membership for one year. This brings you free express/ next day delivery and buy one get one free offers at noon VIP partner restaurants


APPLY NOW

on MASHREQ Banksite

MINIMUM SALARY

AED 3000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • 2% per year on new funds deposited from 1 Feb to 30 Jun 2022
  • Instant account opening through the FAB Mobile app
  • Available in AED
  • No minimum balance requirement
  • No restrictions on the number of withdrawals

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

1.30 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

iSave is an online account with the following features:

  • 2% per year on new funds deposited from 1 February to 30 June 2022
  • Instant account opening through the FAB Mobile app and Online Banking
  • Available in AED
  • No minimum balance requirement
  • No restrictions on the number of withdrawals

Band Balance Band Balance >AED 500,000 to AED 5,000,000 will earn upto 1.3% to 1.68% per year
Band Balance >AED 5000,000 will earn upto 1.68% and less

Reward/Deposit Features

Conditions 

  • Valid for individual customers with new funds only
  • Eligibility to be calculated on average monthly balance
  • 31 January 2022 to be considered the base balance
  • Any increment over the base balance at the customer level defined as new funds
  • Differential interest amount of 2% per year over the prevailing interest rate to be applied within 30 days of the campaign’s end date  for the campaign months
  • Existing funds subject to the prevailing interest rate (mentioned below), which is applied monthly
APPLY NOW

on First Abu Dhabi Bank (FAB)site

  • Internet Banking
  • You can open up to five Active Saver Accounts
  • Available in both AED and USD currencies
  • Online access anywhere, anytime

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

1.60 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • You can open up to five Active Saver Accounts within minutes through ADCB Personal Internet Banking
  • Interest is calculated daily and paid monthly and with tiered interest rates, you earn more on your savings
  • Available in both AED and USD currencies
  • Pay credit card bills, transfer funds and redeem TouchPoints
  • Online access anywhere, anytime means you can manage your savings outside work hours
  • Transferring money into the Active saver account is just a click away
  • With no ATM card or cheque book, there is less temptation to withdraw your hard-earned savings

MINIMUM SALARY

AED 5000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free banking with Al Masraf fees waived (T&Cs apply)
  • Zero minimum balance maintenance requirements
  • Open account digitally through Al Masraf mobile app
  • Unmatched rewards on Debit Card with 1% cashback on purchase
  • Free transfer of funds internationally

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Free banking with Al Masraf fees waived (T&Cs apply)
  • Enjoy attractive interest rates
  • No minimum balance requirement
  • Free online banking channels
  • Free phone banking
  • Free ATM/Debit card
  • Unmatched rewards on Debit Card with 1% cashback on purchase
  • Free transfer of funds internationally

Joining Offers

Free banking with Al Masraf fees waived (T&Cs apply)

Reward/Deposit Features

Unmatched rewards on Debit Card with 1% cashback on purchases

  • Available in major currencies

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Available in major currencies such as AED, USD, EUR, GBP etc.
  • No cheque book or debit card, No fixed tenor.

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Instant VISA Debit card and cheque book issuance
  • Quick & easy processing

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Quick & easy processing
  • Instant VISA Debit card and cheque book issuance
  • Flexibility to use your money any time through Debit Card or Cheque
  • Withdraw cash at more than 1.8 million ATM's in over 200 countries with ease
  • Make purchases at more than 24 million retail outlets worldwide
  • Free online banking access, Free mobile banking access, Free tele-banking services
  • Debit Card
  • Mobile Banking App
  • Darhoom Prepaid Debit Card
  • A higher expected profit rate

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.89 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Darhoom Prepaid Debit Card (first prepaid card for children)
  • Standing Instructions for your convenience to help you save regularly from your ADIB account to your child's Banoon Account
  • Mobile App
  • A higher expected profit rate

MINIMUM BALANCE

AED 3000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Earn interest rates on your account
  • Free FAB Mastercard debit card
  • Complimentary airport lounge access with no prior booking

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Available in Dirham and other major currencies
  • Earn interest rates on your account (subject to existing rates)
  • Minimum monthly average balance requirement, AED 3000 or equivalent
  • Free FAB Mastercard debit card
  • Complimentary airport lounge access with no prior booking, simply show your FAB Platinum Mastercard debit card
APPLY NOW

on First Abu Dhabi Bank (FAB)site

MINIMUM SALARY

AED 20000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Earn Etihad Guest miles
  • Earn a bonus of 500 Etihad Guest Miles

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 150.00

Features

  • Earn 3 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum average balance: AED 10,000; maximum average balance: AED 250,000)
  • Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
  • Earn a bonus of 500 Etihad Guest Miles on the first-time registration with ADCB Personal Internet Banking
  • Current account customers receive a cheque book and a Debit Card
  • Savings account customers receive a Debit Card

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Local and international remittances
  • Online banking and mobile banking

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

0.25 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Range of current, savings and deposit accounts
  • Local and international remittances
  • No chequing facility
  • Teller transactions available at a nominal fee
  • Access through international ATM s debit card
  • Phone banking , online banking and mobile banking , internationally valid debit card with a host of benefits and privileges.

MINIMUM BALANCE

AED 3000.00

  • Credit Card
  • Debit Card
  • Mobile Banking App
  • Special Currency Transfer Rate
  • Free platinum debit card
  • Fast & easy remittances to 30+ countries
  • Apply for a Gold Investment Account for free
  • Get travel, dining and lifestyle benefits
  • Earn interest of 0.15% per annum

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 3000.00

Monthly Min Balance Fee

AED 25.00

Features

  • 0.15% p.a. (for AED currency only)
  • Monthly average balance of AED 3,000 required
  • AED 25 + VAT per month (In case minimum balance requirement or required debit card spends is not achieved)
  • Does not need employment or a salary transfer
  • Minimum age requriement is 18 years
  • Utility Bill Payments (DEWA, SEWA, ADDC, Etisalat, DU and SALIK
  • Non Mashreq Credit Card Payment will be charged AED 10
  • AED 1 for domestic transfers
APPLY NOW

on Mashreq Website

MINIMUM SALARY

AED 5000.00

  • Cheque Book
  • Debit Card
  • Mobile Banking App
  • Special Currency Transfer Rate
  • Enjoy a limited-time offer of up to AED 5,000* cashback
  • Enjoy 5% cashback, up to AED 200 on your debit card**
  • Zero Account Maintenance fee with salary transfer
  • Fast and Easy remittance
  • First check book free

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 3000.00

Monthly Min Balance Fee

AED 10.00

Features

    • Monthly average balance of AED 3,000 OR Transfer a minimum salary of AED 5,000 to Neo Current Account & no minimum balance required
    • Enjoy a limited-time offer of up to AED 5,000* cashback
    • Earn joining bonus based on your transferred salary - applicable for accounts with first salary credited on or after 09 June 2024.
    • Monthly Salary AED 5,000 - 9,999 - Joining Bonus AED 200, Additional Bonus in first 90days AED50, Total AED250
    • Monthly Salary AED 10,000 - 19,999 - Joining Bonus AED 500, Additional Bonus in first 90days AED2 50, Total AED 750
    • Monthly Salary AED 20,000 - 49,999 - Joining Bonus AED 1,000, Additional Bonus in first 90days AED 500, Total AED 1500
    • Monthly Salary AED 50,000 and above - Joining Bonus AED 2,500, Additional Bonus in first 90days AED 1,000, Total AED 3,550
    • The above bonus applies to all the customers holding NEO Current Account and NEO Savings Account.
    • Access to global stock exchanges
    • Fast & easy remittances
    • Free first chequebook, 1AED per leaf from second chequebook onwards
    • Enjoy 1% p.a interest through MaxSaver

Joining Offers

Enjoy a limited-time offer of up to AED 5,000* cashback

Earn joining bonus based on your transferred salary - applicable for accounts with first salary credited on or after 09 June 2024.
Monthly Salary AED 5,000 - 9,999 - Joining Bonus AED 200, Additional Bonus in first 90days AED50, Total AED250
Monthly Salary AED 10,000 - 19,999 - Joining Bonus AED 500, Additional Bonus in first 90days AED2 50, Total AED 750
Monthly Salary AED 20,000 - 49,999 - Joining Bonus AED 1,000, Additional Bonus in first 90days AED 500, Total AED 1500
Monthly Salary AED 50,000 and above - Joining Bonus AED 2,500, Additional Bonus in first 90days AED 1,000, Total AED 3,550
The above bonus applies to all the customers holding NEO Current Account and NEO Savings Account.

Refer your friends to Mashreq NEO and get up to AED 1,000
Get up to AED 300* when you use Quick Remit in the first 90 days to send money to over 40 countries

Reward/Deposit Features

Enjoy 5% cashback, up to AED 200 on your debit card** when you shop in the first 90 days. **Add your debit card to any digital wallet (Apple Pay, Google Pay, Samsung Pay) to avail cashback


THINGS TO BE AWARE OF

Maintain AED 3,000 or transfer AED 5,000 salary

Non Residents and G3 nationalities cannot avail this account

APPLY NOW

on Mashreq Website

  • Internet Banking
  • You can open up to five Active Saver Accounts
  • Available in both AED and USD currencies
  • Online access anywhere, anytime

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

1.60 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • You can open up to five Active Saver Accounts within minutes through ADCB Personal Internet Banking
  • Interest is calculated daily and paid monthly and with tiered interest rates, you earn more on your savings
  • Available in both AED and USD currencies
  • Pay credit card bills, transfer funds and redeem TouchPoints
  • Online access anywhere, anytime means you can manage your savings outside work hours
  • Transferring money into the Active saver account is just a click away
  • With no ATM card or cheque book, there is less temptation to withdraw your hard-earned savings

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Higher withdrawal limits

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 10000.00

Monthly Min Balance Fee

AED 26.00

Features

  • Higher withdrawal limits
  • Local bill payments, alerts , e-statements, banking online or on the go
  • Pay any credit card.

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Unlimited withdrawals and transfers allowed
  • More you Save, Higher the interest rate applicable

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

1.50 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Available in AED
  • Interest credited on a daily basis
  • Unlimited withdrawals and transfers allowed
  • Free Debit card
  • Minimum Account balance of AED 3000
  • More you Save, Higher the interest rate applicable
  • Access 24/7 through MOL and SNAPP.

MINIMUM DEPOSIT

AED 10000.00

  • Debit Card
  • Internet Banking
  • Free Debit card
  • Internatioanl local remittances

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

2.25 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 10000.00

Monthly Min Balance Fee

AED 0.00

Features

  • Cheque book
  • Internatioanl local remittances
  • Teller transactions 
  • Debit card
  • Internet Banking
  • Instant account setup with One click
  • Open upto 10 free easy saver accounts through Mashreq Online

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.70 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Instant account setup with One click, account opening for existing current / savings account holders through MashreqOnline
  • Open up to 10 free easy saver accounts through Mashreq Online and Personalize each one of them with the nick name feature
  • You can now choose to save automatically on the Easy Saver account with the help of a Standing Instructions. 
  • Internet Banking
  • Personalised Account with naming feature
  • Enhance savings through Standing Instruction

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

1.50 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Instant One click account opening for existing current / savings account holders through MashreqOnline & for new customers through Mashreq Bank website
  • Personalised Account with naming feature
  • Enhance savings through Standing Instruction.

MINIMUM BALANCE

AED 10000.00

  • Debit Card
  • Five major prizes to be won every year
  • Top prize of AED 1 million drawn annually
  • Free international debit card, Free life insurance

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.10 %

Minimum Balance

AED 10000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Five major prizes to be won every year
  • Top prize of AED 1 million drawn annually, one cash prize of AED 100,000 drawn every year
  • Minimum qualifying average balance: AED 10,000 held in your account during the month before each draw
  • An extra prize draw entry for every additional AED 500*
  • Free international debit card, Free life insurance
  • Interest of 0.1% p.a. paid semi-annually
  • Can be opened for children and joint account holders
  • Personal banking customers only

MINIMUM BALANCE

AED 1000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • 0.25% interest paid semi-annually
  • Available in major currencies including AED, USD, EUR & GBP
  • Free international debit card

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

0.25 %

Minimum Balance

AED 1000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • 0.25% interest paid semi-annually
  • Free international debit card
  • Available in major currencies including AED, USD, EUR & GBP
  • Access and manage your money anytime with free banking by ATM, online and by phone
  • Free monthly account statements
  • Minimum balance of AED 1,000 or equivalent to be maintained
  • Enjoy attractive remittance rates
  • Manage your money easily online or by phone.

MINIMUM BALANCE

AED 5000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free international money transfers
  • MasterCard Buy 1 Get 1 Free App
  • Attractive expat benefits

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 5000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 26.00

Features

  • Free international money transfers: Send money home twice a month free of charge  through online and mobile banking (T&C apply)

  • MasterCard Buy 1 Get 1 Free App: Enjoy the expat lifestyle in Dubai and UAE for less with more than 900 fantastic offers and discounts

  • Quick account set up: It’s quick and easy to set up an expat bank account

  • Attractive expat benefits : a range of useful perks just for dubai and uae expats , including attijari reward points and free NOL card. 

MINIMUM BALANCE

AED 3000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Available in AED, USD, GBP and EUR
  • Combination of Current and Savings account

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.70 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • The Dual Account from Noor Bank is a combination of a current and savings account, giving you the freedom of writing cheques while earning profit* on a minimum balance
  • Cheque book, Internatioanl local remittances, teller transactions, debit card
  • This account can be accessed in many ways, and is available in AED, USD, GBP and EUR.
  • Internet Banking
  • Mobile Banking App
  • No minimum balance required
  • Offered in AED and USD

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

3.00 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Free Accounts
  • End to end online services
  • Easy fund transfers via online and mobile banking
  • Offered in AED and USD
  • No minimum balance required
  • One debit transaction is allowed per month without impacting the profit payment for that month
  • Minimum Amount to be eligible for profit: is AED 5000
  • Online transfers, bill payments and transactions are allowed
  • You can transfer the funds to your Current or Savings account and easily make transactions
  • For more than one debit transaction prevailing anticipated profit rate will apply.

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Account is available in AED, USD, GBP and EUR

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.40 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Account is available in AED, USD, GBP and EUR
  • Cheque book, internatioanl local remittances, teller transactions, debit card

MINIMUM BALANCE

AED 5000.00

  • Debit Card
  • Save and earn Skywards Miles on your balances
  • Earn 5 miles for every AED 500 of average balance

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 5000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Available in AED
  • Open multiple accounts
  • Free internationally recoganized debit card
  • Earn anticipated profit in the form of skyward miles on your balances.

MINIMUM BALANCE

AED 5000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free debit card with the latest Chip & PIN security
  • CBD Rewards Points, reward points for every dirham spent

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 5000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 26.00

Features

  • Free debit card with the latest Chip & PIN security and contactless pay card technology to make easy payments or withdraw cash at ATMs worldwide
  • Standing instructions facility, Money transfer facility
  • CBD Rewards Points, reward points for every dirham spent
  • Attractive interest rate on balances
  • Complimentary access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait and Egypt for Platinum MasterCard Debit Card holders
  • Free Online Banking and Mobile Banking
  • SMS alert and payment service
  • Statement access via CBD Online Banking.

MINIMUM SALARY

AED 5000.00

  • No minimum account balance or account maintenance charges
  • Up to 1.5% interest on your monthly average balances

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

1.50 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • No minimum account balance or account maintenance charges
  • Up to 1.5% interest on your monthly average balances
  • 3 debits per month (transfers, payments, etc.) from Esaver account
  • Check your Esaver account balance and statements online
  • Instant opening through CBD Online Banking for CBD customers.

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Higher withdrawal limits

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 10000.00

Monthly Min Balance Fee

AED 26.00

Features

  • Higher withdrawal limits
  • Local bill payments, alerts , e statements , banking online or on the go
  • Pay any credit card

MINIMUM BALANCE

AED 3000.00

  • Deposit from as little as AED 1,000
  • Attractive rate of fixed interest

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Deposit from as little as AED 1,000
  • Flexible saving tenors from 6 to 60 months
  • Attractive rate of fixed interest, Full value plus interest paid on maturity
  • No interest payable if the account is closed before maturity.

MINIMUM DEPOSIT

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Convenient withdrawals
  • E-statements, alerts, banking online or on the go

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

1.60 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 3000.00

Monthly Min Balance Fee

AED 0.00

Features

  • Convenient withdrawals
  • Local bill payments
  • E-statements, alerts, banking online or on the go.

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Available in AED and all major international currencies

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

2.50 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Available in AED and all major international currencies
  • Free ATM card providing access to your account 24/7 through over 18 million ATM around the world
  • UAB ATM card is accepted for purchases at over 27 million shopping outlets world wide
  • Interest earned on outstanding balance
  • Minimum average monthly balance of AED 3,000 only
  • Ease of tracking your transactions through free SMS notifications and e-statements
  • Secure online and mobile banking platforms to provide  the utmost banking convenience 
  • Flexibility and ease of withdrawals and transfers.

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Interest rate upto 2.5% per annum
  • Interest credited every month based on the min monthly bal.

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

2.50 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Interest rate upto 2.5% per annum , only available in AED currency
  • Complimentary international debit card and unlimited withdrawals
  • Interest credited every month based on the minimum monthly balance
  • Flexibility of withdrawals and transfers
  • Simple and quick processing
  • Secure mobile and online banking platforms to provide the utmost banking convenience
  • Receive attractive returns
  • Ease of tracking your transactions through free sms notifications and e-statements
  • Available for residents and non residents.

MINIMUM SALARY

AED 5000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Receive upto AED 350 cashback when salary is transferred
  • Zero minimum balance maintenance requirements
  • Unmatched rewards on Debit Card with 1% cashback
  • Open your account on mobile app with Emirates ID
  • Free banking with Al Masraf fees waived ( T&C apply)

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Available in AED, USD, EUR & GBP
  • Free transfer of funds internationally
  • Free Teller Transactions
  • Free Online Banking Channels
  • Free Phone Banking
  • Free ATM/Debit Card
  • Free Monthly/Quarterly Statements
  • Zero minimum balance maintenance requirements
  • Free banking with all fees waived

Reward/Deposit Features

Unmatched rewards on Debit Card with 1% cashback on purchases

MINIMUM SALARY

AED 5000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free banking with Al Masraf fees waived (T&Cs apply)
  • Zero minimum balance maintenance requirements
  • Open account digitally through Al Masraf mobile app
  • Unmatched rewards on Debit Card with 1% cashback on purchase
  • Free transfer of funds internationally

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Free banking with Al Masraf fees waived (T&Cs apply)
  • Enjoy attractive interest rates
  • No minimum balance requirement
  • Free online banking channels
  • Free phone banking
  • Free ATM/Debit card
  • Unmatched rewards on Debit Card with 1% cashback on purchase
  • Free transfer of funds internationally

Joining Offers

Free banking with Al Masraf fees waived (T&Cs apply)

Reward/Deposit Features

Unmatched rewards on Debit Card with 1% cashback on purchases

MINIMUM SALARY

AED 5000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • No min.balance fee for salary transfer of AED 5,000 & above
  • Benefits such as Free HSBC Entertainer App, Air Miles Reward
  • Up to 10% off British Airways airfares
  • Buy 1 Get 1 Free' movie offers
  • Fee-free international money transfers on INR, PKR, EGP, PHP

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • No minimum balance fee for salary transfer of AED 5,000 and above
  • Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.
  • Fee-free cash withdrawals at any bank ATM in the UAE
  • Fee-free international money transfers on INR, PKR, EGP, PHP
  • Get access to an optional overdraft of up to 1x your salary or AED 50,000 (whichever is lower), with no fees and no interest on the first AED 500
  • One free balance enquiry at any bank ATM
  • Choice between AED, USD, GBP and Chinese Renminbi account currencies
  • Daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
  • A free international Visa Debit Card accepted at over 25 million outlets worldwide, giving you access to your accounts at over 1 million ATMs around the world
  • Utility bill payments through online and mobile banking
  • Up to 10% off British Airways airfares when you book with your HSBC Personal Banking Debit Card
  • Complimentary HSBC ENTERTAINER app, along with hundreds of offers from the I Love Dining programme. Enjoy airport dining offers at over 200+ locations globally with the Dragon Pass Dine & Travel programme. Terms and conditions apply.

    Cashback Credit Card with Personal Banking Account
  • Open a Personal Banking Account with a monthly salary of over AED 5,000 and you can also apply for an HSBC Cashback Credit Card.
  • Earn 5% (up to AED 200) on fuel and 2% (up to AED 200) on groceries and education per statement cycle when you spend at least AED 3,000 a month
  • Earn 0.5% on all other spends, and when you spend less than AED 3,000 a month
  • Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINERHSBC ENTERTAINER This link will open in a new window app.
  • Buy 1 Get 1 Free movie tickets every month, up to 25% off food and drink at cinemas across the UAEcinemas across the UAE This link will open in a new window.

Reward/Deposit Features

Earn 1 Air Mile for every AED 4 spend on your card and redeem for flights, hotels and retail vouchers.

MINIMUM SALARY

AED 15000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Get up to AED 2,100 cashback as joining bonus
  • Free instant fund transfers with competitive rates
  • Current account available in multiple currencies
  • Overdraft access of up to 1 x your salary or AED 50,000

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 100000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • No charges for cash withdrawals at any bank ATM acrooss the UAE and GCC
  • Preferential rates on personal loans
  • Free instant international fund transfers through online and mobile banking 
  • Free global emergency cash up to USD 10,000 from any HSBC branch abroad in case you lose your wallet while travelling abroad
  • 50% discount on processing fee for international HSBC account opening
  • Current account available in multiple currencies (AED, USD, GBP and EUR)
  • Fee free Overdraft up to 1 salary multiple or AED 50,000 (whichever is lower), the first AED 2000 being interest free.
  • Up to 10% off British Airways airfares when you book with your HSBC Advance Debit Card

Joining Offers

Get AED 1,500 when you open an Advance account.  You could also be eligible for up to AED 2,100 cashback 

  • Enjoy up to AED 600 cashback when you open a Max Rewards card today
  • Enjoy up to AED 600 cashback when you open a Cash+ card today
  • Enjoy up to AED 600 cashback when you open a Cashback card today

MINIMUM SALARY

AED 40000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Get up to AED 10,000 cashback as welcome offer
  • Preferential rates for mortgages, TDs and foreign exchange
  • Overdraft up to 1 salary multiple, or AED 30,000
  • Experience a premium bank account, with priority services
  • Automatic Premier status in 29 markets around the world

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 350000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Priority servicing, support and a Premier Debit Card accepted at over 25 million retail outlets worldwide and over 1 million ATMs
  • Dedicated Relationship Manager
  • Automatic Premier status in 29 markets around the world
  • Family Banking solutions covers your spouse and children, which means they too can have a Premier account of their own
  • Premier Children Savings account and a transactional account with a supplementary debit card for children above 14 years of age
  • Overdraft up to 2 salary multiples or AED 30,000 (whichever is lower) with no fees, and with no interest payable on the first AED 5,000
  • View all of your international accounts in one place, and make instant, no-fee transfers between them with a Global Money Account
  • A Current Account available in UAE Dirham, US Dollars, Euro and Pound Sterling
  • Transfer funds to 200 countries and regions in over 25 currencies including INR, PKR, EGP and PH with no fee
  • Preferential rates for loans, mortgages, savings and term deposits, as well as global money transfers
  • Free instant international fund transfers through online and mobile Banking 
  • Autopay and standing instructions
  • Free online banking, phone banking and SMS alerts - bank where and when it suits
  • Free cheque books - and if your cheque book is lost or stolen, use 'Stop Cheque'
  • Unlock Premier status across 29 markets, with a unique range of global services and solutions.
  • Be confident your finances are in good hands, with preferential rates and access to our expert wealth advisors
  • Look after those that mean the most, with savings solutions for your child and complimentary family travel insurance

Joining Offers

  • AED 8000 on maintaining premier balance.
    AED 2000 on transferring premier monthly salary

MINIMUM BALANCE

AED 750000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Special Currency Transfer Rate
  • Get upto AED 21,000 upon maintaining balance for 90 days
  • Investment advisory, Asset allocation and Insurance planning
  • Onshore and Off-shore banking solutions
  • Complete, customized wealth management solutions

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 750000.00

Minimum Deposit

AED 750000.00

Monthly Min Balance Fee

AED 0.00

Features

Take advantage of global wealth building opportunities with the help of the Citigold Client Advisory Group - your personal wealth management advisors.

Buy and sell equities, ETFs and bonds in a range of markets through our user-friendly e-Brokerage platform.

Keep an eye on all your local and overseas Citibanking relationships and investments with a Global View of Accounts.

Joining Offers

Join Citigold and get up to AED 21,000 upon maintaining your initial funding balance for 90 days, and meeting the investment or insurance criteria.

Reward/Deposit Features

  • Funding Reward :
    Citigold: AED 4,000- Open and fund a Citigold Account with a minimum of USD 200,000 within 90 days of account opening date and maintain a total relationship balance at or above USD 200,000 for all times.
    Citigold Private Client:AED 10,000- Open and fund a Citigold Private Account with a minimum of USD 10,00,000 within 90 days of account opening date and maintain a total relationship balance at or above USD 10,00,000 for all times.
  • Bonus Reward :
    AED 3,000 - Customer must be an active Citibank UAE Primary Credit Card holder at the time of opening a Citigold or Citigold Private account
  • Investments or Insurance Reward :
    AED 4,000 - Customer must have qualified for the funding reward and in addition , purchased a total of atleast USD 20,000 worth in mutual funds or Equities or  Exchange traded funds or bonds through onshore or offshore booking center or paid APE* of USD 20,000 or more in a life insurance policy as of the funding period

AED 4,000 - Customer must have qualified for the funding reward and in addition , purchased a total of atleast USD 200,000 worth in mutual funds or Equities or  Exchange traded funds or bonds through onshore or offshore booking center or paid APE* of USD 200,000 or more in a life insurance policy as of the funding period

* APE is defined as annualized premium on a insurance policy

  • Terms related to which customers are eligible for this offer :
    1. Customers that have closed any Citibank account where they were a single or joint account holder within 12 months immediately preceding the date of opening the new Citigold/Citigold Private Client Account are not eligible for the reward
    2. For joint accounts, only one reward will be given to the Primary Account Holder
    3. This offer is applicable only for UAE residents
    4. Offer is NOT applicable for US persons
    5. Offer is NOT applicable for Citibank staff (Including Non-Employees)
    6. Offer is NOT applicable for minor individuals and  / or minor accounts
  • Terms related to what eligible customers must do to qualify for this offer :
    7. The Campaign is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts from January 1st 2024 to December 31st 2024.
    8. Initial Funding: Once a CG account is opened, the customer must have Total Relationship Balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship within 90 days of opening the bank account. Likewise, the customer must have Total Relationship Balance of USD 1,000,000 (or equivalent in other currencies) or more under CPC relationship, within 90 days of opening the bank account. Total Relationship Balance is the sum of balance in deposits, investments or insurance APE.
    9. In order for a customer to qualify for CG Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship for a period for 90 consecutive days at all times. Likewise, for a customer to qualify for CPC Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 1,000,000 (or equivalent in other currencies) or more in their CPC relationship for a period of 90 consecutive days at all times. The 90 consecutive days in which customer maintains required Total Relationship Balance is defined as Funding Period. For the avoidance of doubt, the Funding Period has to start no later than 90 days from account opening date. For the purpose of calculating reward, the lowest daily balance maintained for the 90 days will be taken
    10.Funds transferred from Citibank UAE accounts will NOT be counted towards TRB calculation for offer fulfilment. Any funds that a customer received from another Citibank UAE account will be deducted from the TRB calculation for Funding Offer reward. For example, if a customer opened an account in September 1st, 2023, funded the account on January 10th, 2023 and maintained a TRB of $250,000 until April 10th, 2023, BUT $150,000 of the $250,000 came from a transfer from another Citibank UAE account, the customer’s TRB would be calculated to be only $100,000 and the customer would NOT qualify for the offer.
    11. To earn the Bonus Reward of AED 3,000, the customer must have an active Citibank UAE primary credit card ate time of their Citigold (CG) or Citigold Private Client (CPC) account opening durnig the campaign period.
    12.To earn the investment and insurance reward of AED 4,000, the customer must qualify for funding reward as mentioned in above clauses, and additionally have invested USD 20,000 in total into investment products or in life insurance products or on or before the end of Funding period.
    13. To earn the investment and insurance reward of another AED 4,000 the customer must qualify for funding reward as mentioned in above clauses, and additionally have invested USD 200,000 in total into investment products and / or in life insurance products on or before the end of the funding period.
    14. The account shuld be in good standing at the time of reward credit.
    15. Customer qualifying under this offer cannot concurently qualify under any other related to CG/ CPC account relationship
  • Other Terms related to this offer :
    16. The Funding and Bonus funding Rewards would be credited to customer’s bank account within 30 working days of customer fulfilling the qualification criteria
    17. Citibank reserves the right to change / modify the campaign anytime
    18. Citibank Terms and Conditions apply which can be read at https://www.citibank.ae/TnC . They are subject to change and are available upon request
    19. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. UAE
    20. In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer
    21. By inquiring about our services, offers or products, the customer will be authorizing our representatives to approach on contact details including the telephone/mobile number
    22. If the required balance is not maintained (For Citigold USD 200,000 and/or Citigold Private Client USD 1,000,000) for 4 months, the account may be closed or downgraded by Citibank in compliance with the applicable terms and conditions
    23. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals
  • Investment and Insurance Reward terms : 

24. The offer is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts during the period from January 1st 2024 to December 31st 2024. (both dates included) (“Offer Period”).

25. The funding reward of AEd 4,000, for investment or insuance above USD 200,000 would be credited to customers bank account withing 15 working days of receiving the funding rewards.

26. Systematic Investment Plan ( SIP) transactions are excluded from the offer.
27. Customers need to have an active mutual fund account or Securities Brokerage account with citibank UAE, valid investor profile, knowledge and experience in mutual funds category whch is indicated and confirmed them  to citibank at the time of us crediting the cashback to the customers bank account

28. In addition to the above, General Terms & Conditions available on www.citibank.ae that governs the Mutual Fund Account, the Securities Brokerage Accounts and the Investment Services apply to this offer.
29. Customers are expected to have read and understood the above terms and conditions and the General Banking Terms & Conditions document available on www.citibank.ae at the time of signing the account opening documents
30. These terms and conditions are subject to any applicable laws and regulations, including any regulations governing the Mutual Fund Account or the Securities Brokerage Account.
31. The Consumer has the right to acquire separately one of proposed bundled Products and or Services and forgo the favourable terms

32. US Persons are not eligible for the investments rewards.




  • Debit Card
  • Mobile Banking App
  • Free top up in UAE
  • Get your virtual Mastercard instantly
  • Welcome bonus AED 10 after the first AED 20+ debit card load
  • 1st remittance is free and cost starts from AED 10 intl tran
  • International top up for airtime

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • 10 AED bonus after the first wallet top up using another debit card
  • The first remittance to India, Pakistan, Philippines Bangladesh, Sri Lanka and Nepal is FREE of fees.
  • If you use the Pyypl card at least once during the month the monthly fees are waived.
  • Spend securely - Pyypl is safe for online payments. You don't need to worry about someone using your card illegally. You control your card and you can freeze and unfreeze it with a tap.
  • Everyone qualifies No bank account needed, no minimum salary, no minimum balance, no post-date cheques, no paperwork, and no branch visit. All nationalities are welcome.
  • Receive & transfer money quickly - receive and transfer money with other Pyypl users.
  • You can also remit money to Philippines with one of the best market exchange rates.
  • Track your spending - Get full visibility and control over your spending.
  • Load your Pyypl card Easily load your account by cash or with other debit cards. Send online Top-up.
  • Instant Mobile Recharge - send your instant recharge in the following countries: Afghanistan, Bangladesh, Cameroon, Egypt, Ethiopia, India, Kenya, Nepal, Nigeria, Pakistan, Palestinian, Philippines, Sri Lanka, Starting in October - Kenya, Nigeria, Ethiopia Remittance service Remit money instantly to India, Pakistan, Philippines, Sri Lanka and Nepal.
  • You can choose to send money straight to a bank account or for a cash pickup within minutes in one of the available destinations.
  • No extra fees for the receiver.
  • Recharges and Bill Payments Buy your recharge card for: Du, Etisalat, Virgin Mobile, Salik, Hello! VoIP, Five VoIP, iTunes UAE, Google Play, Netflix.  
  • Internet Banking
  • Interest is calculated everyday based on the number of steps
  • Earn attractive interest rates of up to 4.00% per annum

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

1.50 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Set up a daily goal and track your progress on the Fitness App.
  • Interest is calculated everyday based on the number of steps you’ve taken that day. You can either walk or run to clock these steps.
  • Earn attractive interest rates of up to 4.00% per annum on your balance in the Fitness Account, Get a monthly e-statement to track your savings.
  • Link your favorite wearable devices to the Fitness App including Fitbit and Garmin. You may also link the Fitness App directly to your phone.

MINIMUM SALARY

AED 3000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • 2% per year on new funds deposited from 1 Feb to 30 Jun 2022
  • Instant account opening through the FAB Mobile app
  • Available in AED
  • No minimum balance requirement
  • No restrictions on the number of withdrawals

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

1.30 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

iSave is an online account with the following features:

  • 2% per year on new funds deposited from 1 February to 30 June 2022
  • Instant account opening through the FAB Mobile app and Online Banking
  • Available in AED
  • No minimum balance requirement
  • No restrictions on the number of withdrawals

Band Balance Band Balance >AED 500,000 to AED 5,000,000 will earn upto 1.3% to 1.68% per year
Band Balance >AED 5000,000 will earn upto 1.68% and less

Reward/Deposit Features

Conditions 

  • Valid for individual customers with new funds only
  • Eligibility to be calculated on average monthly balance
  • 31 January 2022 to be considered the base balance
  • Any increment over the base balance at the customer level defined as new funds
  • Differential interest amount of 2% per year over the prevailing interest rate to be applied within 30 days of the campaign’s end date  for the campaign months
  • Existing funds subject to the prevailing interest rate (mentioned below), which is applied monthly
APPLY NOW

on First Abu Dhabi Bank (FAB)site

MINIMUM SALARY

AED 5000.00

  • Credit Card
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Enjoy free noon VIP membership for one year.
  • No minimum balance required
  • 1 free international transfer per month
  • Host of benefits including cashback, interest & rewards

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

1.00 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • No minimum balance required
  • Discover 2% cashback on debit card transactions on noon, noon Grocery, NowNow & Sivvi, 0.10% on all other purchase transactions and enjoy accelerated Salaam Points.
  • Earn up to 1.00% interest per annum on your savings.
  • Enjoy free noon VIP membership for one year. This brings you free express/ next day delivery and buy one get one free offers at noon VIP partner restaurants.
  • Money transfers to over 40 destinations globally with 1 free international transfer per month
  • Enjoy the flexibility of using money anytime through Debit Card

    With Mashreq noon VIP Savings Account you don’t have to maintain any minimum balance or pay a monthly fee.

Joining Offers

Enjoy free noon VIP membership for one year. Enjoy free noon VIP membership for one year. This brings you free express/ next day delivery and buy one get one free offers at noon VIP partner restaurants


APPLY NOW

on MASHREQ Banksite

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free international debit card
  • Interest paid monthly

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

1.75 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Minimum AED 3,000 balance savings account
  • Available to children and joint applicants as well
  • Free international debit card
  • Accounts can only be opened in AED
  • Interest paid monthly
  • Unlimited withdrawals.

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Instant VISA Debit card and cheque book issuance
  • Quick & easy processing

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Quick & easy processing
  • Instant VISA Debit card and cheque book issuance
  • Flexibility to use your money any time through Debit Card or Cheque
  • Withdraw cash at more than 1.8 million ATM's in over 200 countries with ease
  • Make purchases at more than 24 million retail outlets worldwide
  • Free online banking access, Free mobile banking access, Free tele-banking services
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Available in all major currencies
  • Free limited cash withdrawals
  • Free Debit Card and supplementary card

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.30 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Available in all major currencies such as USD, EUR, GBP, CAD, and AUD.
  • Interest is accrued monthly and paid half-yearly on the monthly minimum balance
  • Free limited cash withdrawals on teller transactions and ATM
  • Free Debit Card and supplementary card.
  • Free E-Statements.
  • Access your account through ADCB Personal Internet Banking, ADCB Mobile Banking and dedicated Contact Centre number.
  • Debit Card
  • Mobile Banking App
  • Available in AED, USD and SAR
  • Free international ATM/debit card

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.75 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • High interest rates depending on the balances maintained in the account
  • Available in AED, USD and SAR
  • No cheque book
  • Free international ATM/debit card (only for AED accounts)
  • Monthly statement of account.
  • Available in major currencies

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Available in major currencies such as AED, USD, EUR, GBP etc.
  • No cheque book or debit card, No fixed tenor.

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Local and international remittances
  • Online banking and mobile banking

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

0.25 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Range of current, savings and deposit accounts
  • Local and international remittances
  • No chequing facility
  • Teller transactions available at a nominal fee
  • Access through international ATM s debit card
  • Phone banking , online banking and mobile banking , internationally valid debit card with a host of benefits and privileges.
  • Interest rate of 0.25% p.a. for select currencies
  • Bill payment facilities across a wide range of services

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.25 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Interest rate of 0.25% p.a. for select currencies
  • Available in major foreign currencies - USD, GBP, AUD, CAD, SGD, HKD, JOD, KWD, LKR.
  • No cheque book, No ATM/debit card
  • Funds transfer between Currency Passport Savings Accounts in different currencies permitted
  • Bill payment facilities across a wide range of services - telephone, electricity, Salik recharge, road fines and others
  • Quarterly Statement of Account.

MINIMUM SALARY

AED 5000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Earn Etihad Guest Miles
  • Earn a bonus of 500 Etihad Guest Miles

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Earn 2 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum monthly average balance: AED 10,000;
  • maximum average monthly balance: AED 250,000)
  • Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
  • Earn a bonus of 500 Etihad Guest Miles on the first-time registration with ADCB Personal Internet Banking
  • Current account customers receive a cheque book and a Debit Card
  • Savings account customers receive a Debit Card

MINIMUM SALARY

AED 20000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Earn Etihad Guest miles
  • Earn a bonus of 500 Etihad Guest Miles

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 150.00

Features

  • Earn 3 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum average balance: AED 10,000; maximum average balance: AED 250,000)
  • Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
  • Earn a bonus of 500 Etihad Guest Miles on the first-time registration with ADCB Personal Internet Banking
  • Current account customers receive a cheque book and a Debit Card
  • Savings account customers receive a Debit Card

MINIMUM SALARY

AED 5000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Available in AED and USD currencies
  • Free e-statements (within the statement cycle)

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

0.20 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Available for UAE residents and non-residents
  • Available in AED and USD currencies
  • Interest bearing account, with interest rate of 0.2% p.a. for AED and 1.0% p.a. for USD Savings accounts
  • Interest is accrued monthly on the minimum balance and is paid half-yearly on minimum monthly balance
  • Free e-statements (within the statement cycle)
  • Debit card available for AED Savings accounts only
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Interest rate up to 1.25% p.a. for AED
  • No minimum monthly balance or minimum salary requirement
  • Free debit card and supplementary debit cards
  • Exclusive for UAE Nationals

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.75 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • High interest rate of up to 1.25% p.a. on pooled balances maintained in family savings accounts
  • No minimum monthly balance or minimum salary requirement for any family member
  • The primary member can add up to 10 immediate family members into family pool
  • Complete privacy for each account holder under the family pool
  • Free international Debit card with exciting offers on dining, shopping & travel
  • Interest paid out to each account holder in the proportion of their balances in the pool
  • Bill payment facilities across a wide range of services 
  • 24-hour easy access to your account
  • Exclusively offered to UAE Nationals only
  • Internet Banking
  • Interest is calculated everyday based on the number of steps
  • Earn attractive interest rates of up to 4.00% per annum

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

1.50 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Set up a daily goal and track your progress on the Fitness App.
  • Interest is calculated everyday based on the number of steps you’ve taken that day. You can either walk or run to clock these steps.
  • Earn attractive interest rates of up to 4.00% per annum on your balance in the Fitness Account, Get a monthly e-statement to track your savings.
  • Link your favorite wearable devices to the Fitness App including Fitbit and Garmin. You may also link the Fitness App directly to your phone.
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free Cheque book

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.50 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Cheque book
  • Internatioanl local remittances
  • Teller transactions
  • Debit card

MINIMUM SALARY

AED 5000.00

  • Cheque Book
  • Debit Card
  • Dedicated Relationship Manager
  • Mobile Banking App
  • Enjoy 50% off with VOX cinemas on Sunday
  • The best offers on Free For Life Credit Cards

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

0.25 %

Minimum Balance

AED 5000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Value Account: an interest-bearing checking account for salary transfer that comes with a free life insurance cover of AED 100,000/-
  • Choose from range of Debit cards to make your everyday shopping and payments convenient with high purchase and cash withdrawal limits
  • Enjoy 50% off with VOX cinemas on Sunday
  • Share your card benefits with your loved ones by giving up to 5 Supplementary Debit cards for free
  • Free local and international remittances on Online and Mobile Banking App
  • The best offers on Free For Life Credit Cards e.g. Manchester United, Go4it Gold, dnata Platinum.

MINIMUM SALARY

AED 5000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Chequing facility, with first cheque book free of charge
  • Local and international remittances
  • Convenience of online & mobile banking

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

0.25 %

Minimum Balance

AED 5000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Chequing facility, with first cheque book free of charge
  • Eight free teller transactions per month
  • Access to a range of current, savings and deposit accounts, loans, cards, insurance and other value-added products and services
  • Regular account statements
  • Local and international remittances
  • Convenience of online & mobile banking, phone banking with largest ATM and branch network for service
  • Use online and mobile banking to carry out over 200 transactions including request for new products and services
  • Pay bills for over 25 major service providers, send money to loved ones, and check your account statements in a matter of minutes.
  • Cheque Book
  • Mobile Banking App
  • Free cheque book
  • Internatioanl local remittances

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

2.00 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Cheque book
  • Internatioanl local remittances
  • Teller transactions

MINIMUM BALANCE

AED 3000.00

  • Internet Banking
  • Available in Foreign currencies
  • Up to 1.50% interest rate p.a.

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

1.50 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Available in Foreign currencies
  • Up to 1.50% interest rate p.a.
  • Transfer funds through Online Banking and Cash Deposit Machines

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free international ATM/debit card
  • Access to an extensive branch and ATM network

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.25 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Available in UAE Dirham only
  • Interest rate of 0.25% p.a. on balances
  • Free international ATM/debit card
  • 24-hour easy access to your account through ATMs, over the phone (landline or mobile), and online
  • Access to an extensive branch and ATM network
  • Bill payment facilities across a wide range of services - telephone, electricity, Salik recharge, road fines and others.
  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free FAB Mastercard debit card
  • First cheque book free
  • Free lounge access at selected airports

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Free FAB Mastercard debit card
  • First cheque book free
  • Free lounge access at selected airports for FAB Platinum Mastercard debit card holders
APPLY NOW

on First Abu Dhabi Bank (FAB)site

MINIMUM SALARY

AED 5000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free internationally recognized debit card
  • Earn up to 15000 Skywards Miles per quarter

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Free internationally recognized debit card, Available in AED
  • Get 2020 bonus Skywards Miles when you open your account
  • Earn up to 15000 Skywards Miles per quarter
  • Get discounts of 50% on the Annual Membership fee for your Skywards Card for the first year (subject to card approval)
  • Free Saving Account with no minimum balance requirement
  • Online banking to view, manage and conduct transactions at your convenience
  • Phone banking giving you anytime, anywhere access to your accounts
  • SMS account updates for charge card balances and other transactions.

MINIMUM BALANCE

AED 3000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Earn interest rates on your account
  • Free FAB Mastercard debit card
  • Complimentary airport lounge access with no prior booking

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Available in Dirham and other major currencies
  • Earn interest rates on your account (subject to existing rates)
  • Minimum monthly average balance requirement, AED 3000 or equivalent
  • Free FAB Mastercard debit card
  • Complimentary airport lounge access with no prior booking, simply show your FAB Platinum Mastercard debit card
APPLY NOW

on First Abu Dhabi Bank (FAB)site

  • Debit Card
  • Enjoy interest rates of up to 1.00% p.a.
  • No minimum Account Balance or Account Maintenance Charges
  • AED or USD Online Savings Accounts

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

1.00 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Enjoy interest rates of up to 1.00% p.a. (Effective 10th Aug 2020: 0.50% p.a.) for AED and up to 0.60% p.a. (Effective 10th Aug 2020: 0.25% p.a.) for USD at your F@st S@ver savings account in UAE
  • 1 withdrawal and/or 5 Utility
  • / RAKBANK Credit Card payments allowed per month
  • No minimum Account Balance or Account Maintenance Charges
  • No cap on maximum account balance on which interest can be earned for AED F@st S@ver Accounts
  • AED or USD Online Savings Accounts – you decide
  • Interest for your Savings Account calculated every day, paid every month
  • Buy gold digitally anytime at your convenience
  • Option to save in grams, starting from 1 gm
  • Buy / Sell anytime through RAKBANK Digital Banking
  • Redeem for physical gold at select RAKBANK branches

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Buy gold digitally anytime at your convenience at a competitive price using RAKBANK Gold Account
  • Option to save in grams, starting from 1 gm
  • Buy / Sell anytime through RAKBANK Digital Banking
  • Redeem for physical gold at select RAKBANK branches
  • Save regularly through monthly Standing Order set up
  • Enjoy capital gains when there is an appreciation in gold price

MINIMUM BALANCE

AED 3000.00

  • Internet Banking
  • Mobile Banking App
  • Enjoy monthly interest rates of up to 1.25% p.a.
  • Can open a RAKbooster Online Savings Account in AED or USD

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.50 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • The RAKbooster Account gives you more access to your money than any other account of its kind. And it gives a boost to your savings by offering up to 1.75% p.a. Increase your savings and enjoy monthly interest rates of up to 1.25% p.a.
  • Earn an additional bonus of 0.25% p.a. for preceding 3 months, if there is no debit transactions and if the previous bonus in not credited during preceding 3 consecutive months
  • Earn an additional bumper bonus of 0.25% p.a. for preceding 12 months, if there is no debit transactions and if the previous bumper bonus in not credited during preceding 12 consecutive months
  • You can open a RAKbooster Online Savings Account in AED or USD
  • Interest for your RAKbooster Savings Account is calculated daily and paid monthly.

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free Debit Card
  • Monthly account statement clearly detailing all transactions

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

0.25 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • RAKsave is an interest bearing savings account, minors can have an account too. It has a low minimum balance requirement
  • , interest payout

  • and these other great features:
  • Free Debit Card


  • to access your savings account through any ATM in the UAE
  • Instant account access so you can pay your bills or conduct account transfers through RAKdirect our 24-hour telephone banking service
  • Monthly account statements clearly detailing all transactions.
  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Banking Benefits:
  • 1 Cheque Book (25 Leaves) per month (available only to AED Current Account)
  • Cash Withdrawals every month from any non-RAKBANK ATM (located in the UAE)
  • 2 Internal Standing Orders per month
  • 1 International Remittance through SWIFT per month (waiver of RAKBANK charges only)
  • 1 Manager’s Cheque/ Demand Draft per month
  • No Minimum Balance required
  • Insurance Benefits:
  • Motor Takaful Discount of AED 100


  • Life Takaful Cover (AED)
  • Secure Wallet cover (up to AED 10,000)
  • Travel Takaful Benefit With Worldwide Cover For You and Your Family



  • Car value to be greater than or equal to AED 75,000
  • Lifestyle Benefits:
  • Complimentary International Motoring Company (IMC) Roadside Assistance and Concierge Services

  • RAKvalue Offers

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • You can choose the currency for your Savings Account
  • Free Debit Card
  • Transfer funds between your accounts easily

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM0.00

Interest/Return

1.00 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • RAKBANK’s Savings Account offers you highly competitive interest rates, and credits interest to your account every six months.
  • Dirham, US Dollar, Euro or Pound Sterling – you choose the currency for your Savings Account. Other currencies may be approved upon request
  • FREE Debit Card.
  • Get access to your savings account 24 hours, 7 days a week through any ATM in the UAE
  • Unlimited access to your savingsGet monthly, quarterly or bi-annual statements with your Savings Account. If Debit Card option is selected, monthly statements are issued by default
  • Transfer funds between your accounts easily and conveniently
  • Debit Card
  • Mobile Banking App
  • Darhoom Prepaid Debit Card
  • A higher expected profit rate

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.89 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Darhoom Prepaid Debit Card (first prepaid card for children)
  • Standing Instructions for your convenience to help you save regularly from your ADIB account to your child's Banoon Account
  • Mobile App
  • A higher expected profit rate

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free cheque book
  • Free international local remittances

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Free cheque book
  • Free internatioanl local remittances
  • Free teller transactiks free debit card

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free ADIB Visa Electron Debit Card​
  • Expected Quarterly Profits

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

0.51 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Free Unlimited Teller Transactions At Over 80 Branches Across The UAE
  • Free ADIB Visa Electron Debit Card
  • Expected Quarterly Profits
  • ADIB Mobile Banking App
  • 24 Hour Banking Services
  • Account Statements, Free e-Statements
  • ADIB WebSecure
  • Choice of Currency.
  • Debit Card
  • Free Savings Account with no minimum balance requirement
  • Special Gift on account opening (limited period offer)

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Free Savings Account with no minimum balance requirement
  • Special Gift on account opening (limited period offer)
  • Free SMS Alerts
  • Option for Free Debit or Prepaid Card
  • Option of Life Takaful cover of up to AED 120,000 for the Parent or Guardian with the child as beneficiary (maximum of five children).
  • Earn up to 2% p.a. expected profit rate
  • There are no limits to transactions made on the account

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

2.00 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Shari'a compliant Wakala based profit bearing Account
  • Earn up to 2% p.a. expected profit rate for AED Currency and up to 1.25% p.a. expected profit rate for USD Currency, as per the deposit slab
  • Enjoy 2% p.a expected profit rate across all slabs for three months on AED and 1.25% on USD for new customers
  • Account holders can enjoy a range of benefits, including online transfers and bill payments
  • There are no limits to transactions made on the account, however the transactions will impact calculation of profits.

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free internationally recognized debit card
  • Available in AED and USD

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Free internationally recognized debit card
  • Available in AED and USD
  • Profit payout on Quarterly basis
  • Online banking to view, manage and conduct transactions at your convenience
  • Phone banking giving you anytime, anywhere access to your accounts
  • SMS account updates for charge card balances and other transactions.

MINIMUM SALARY

AED 5000.00

  • Debit Card
  • Internet Banking
  • Shariah Compliant
  • Quarterly Grand Cash Prize of AED 1 Million
  • Monthly Prize of a Mercedes EQS
  • Weekly cash Prize of AED 10,000
  • Free internationally recognized debit card

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.10 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Quarterly Grand Cash Prize of AED 1 Million
  • Monthly Prize of a Mercedes EQS
  • Every AED 5,000 saved gives you one chance for the monthly and quarterly grand prize
  • Every AED 1,000 saved gives you a chance to win the weekly cash prizes
  • Weekly Cash Prize of AED 10,000

Click here for the terms of the offer.

THINGS TO BE AWARE OF

  • Fee if Avg balance < AED 3,000 is AED26.25

MINIMUM BALANCE

AED 3000.00

  • Credit Card
  • Debit Card
  • Mobile Banking App
  • Special Currency Transfer Rate
  • Free platinum debit card
  • Fast & easy remittances to 30+ countries
  • Apply for a Gold Investment Account for free
  • Get travel, dining and lifestyle benefits
  • Earn interest of 0.15% per annum

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 3000.00

Monthly Min Balance Fee

AED 25.00

Features

  • 0.15% p.a. (for AED currency only)
  • Monthly average balance of AED 3,000 required
  • AED 25 + VAT per month (In case minimum balance requirement or required debit card spends is not achieved)
  • Does not need employment or a salary transfer
  • Minimum age requriement is 18 years
  • Utility Bill Payments (DEWA, SEWA, ADDC, Etisalat, DU and SALIK
  • Non Mashreq Credit Card Payment will be charged AED 10
  • AED 1 for domestic transfers
APPLY NOW

on Mashreq Website

Best Savings Accounts in the UAE

Your savings deserve more than just a place to sit and unlock the potential of your savings with the best accounts in the UAE. Earn competitive interest, manage your finances effortlessly, and be prepared for life's unexpected moments. Start saving today and enjoy peace of mind knowing your funds are working for you.

What is a Savings Account in the UAE?

A savings account is a type of bank account designed to help you save money while earning interest. It offers a secure and convenient place to deposit your funds, with easy access whenever you need it. Unlike a current account, a savings account typically accrues interest, allowing your money to grow over time. Ideal for both short-term and long-term financial goals, a savings account helps you manage your finances efficiently, whether you're saving for an emergency, a future purchase, or simply building a financial safety net.

With the best savings account in UAE, your money remains accessible while steadily growing through interest, providing both safety and growth potential for your financial journey.

Features of the Best Savings Account in the UAE

  • Interest Earnings: The best savings accounts in UAE typically offer interest on the deposited amount, helping your money grow over time.
  • Safety and Security: Funds in a savings account are securely held by the bank, often insured up to a certain amount, providing peace of mind.
  • Easy Accessibility: Savings accounts offer easy access to your funds through ATMs, online banking, and mobile banking apps.
  • Minimum Balance Requirement: Some savings accounts may require a minimum balance to be maintained, while others offer zero-balance facilities.
  • Automated Transactions: Many best savings account in Dubai allow automated transactions like standing orders, direct debits, and automated bill payments.
  • Debit Card Access: Most savings accounts come with a debit card, allowing for easy cash withdrawals and purchases.
  • Passbook and Statements: Account holders receive regular updates on their account activity through passbooks or digital/electronic statements.
  • Flexibility in Deposits and Withdrawals: Unlike fixed deposits, savings accounts allow for flexible deposits and withdrawals at any time.
  • Online and Mobile Banking: Many banks offer digital access to savings accounts, making it easy to manage finances on the go.

Benefits of the Best Savings Account in the UAE

  • Growth of Savings: Earn interest on your deposited money, helping you grow your savings over time.
  • Financial Security: The best savings accounts offer a safe place to store money, safeguarding it from theft and loss while providing a financial cushion for emergencies.
  • Convenience: Easy access to funds through ATMs, online banking, and mobile apps ensures that your money is available whenever you need it.
  • Encourages Savings Habits: Having a dedicated account for savings encourages disciplined financial habits and helps in achieving financial goals.
  • Emergency Fund: Savings accounts are ideal for building an emergency fund, providing immediate access to cash in times of need.
  • Liquidity: Unlike fixed deposits or other investment options, best savings account in Dubai offer high liquidity, allowing for quick and easy withdrawals without penalties.
  • No Risk: Unlike investments in stocks or mutual funds, savings accounts carry no risk of losing your principal amount, making them a secure option.
  • Multiple Account Options: Banks offer a variety of best savings account in Dubai tailored to different needs, such as high-yield savings accounts, joint accounts, and minor accounts. 

How to Open a Best Savings Account in UAE?

Opening a savings account in the UAE is a straightforward process.

  • Choose Your Bank: Start by researching different banks to find one that offers the best interest rates and account features suited to your needs. Consider factors like customer service, online banking options, and additional benefits.
  • Start the Application: You can initiate the account opening process by visiting the bank's branch or their official website. Or you can apply for a savings account directly on SoulWallet.com. Many banks now offer convenient online applications that allow you to complete the process from the comfort of your home.
  • Complete the Application Form: Fill out the application form with your personal details, including your name, address, and contact information. Make sure to provide accurate information to avoid any delays.
  • Submit Required Documents: To finalise your application, you'll need to provide certain documents. Ensure that you have all the necessary paperwork ready to avoid any complications

 Required Documents for a Savings Account in the UAE

When applying for a savings account, you'll need to present the following documents:

  • Valid Passport: Acts as a primary form of identification.
  • UAE Residence Visa: Confirms your legal residency status in the UAE.
  • Emirates ID: Required for identity verification and to link with your bank account.
  • Proof of Address: Such as a utility bill or tenancy contract, to verify your residential address.
  • Additional Documentation: Some banks may ask for a recent salary slip or an employment letter to assess your financial stability.

Eligibility Criteria for Savings Accounts in the UAE

To open a savings account, you must meet certain eligibility criteria:

  • Age Requirement: You should be at least 21 years old. Some banks may offer accounts for younger individuals with parental consent.
  • Residency: A valid UAE residence visa is necessary to open a savings account.
  • Identification: An Emirates ID is mandatory for identification and account activation.
  • Minimum Deposit: Be aware of any minimum deposit requirements that some banks might impose to open the account.
  • Income Criteria: Certain banks may have specific income thresholds or other financial requirements.

How Do I Know Which Bank is Best for Savings Account in UAE?

Selecting the best savings account in UAE can significantly impact your financial goals, from growing your savings to providing easy access to funds. With numerous options available in the UAE, it’s essential to evaluate key factors to find the best bank for savings accounts in the UAE that suits your needs.

The following factors guide you in determining which bank is best for savings account in UAE:

  • Compare Interest Rates

One of the primary factors to consider when deciding which bank is best for savings accounts in UAE is the interest rate offered by different banks. Higher interest rates mean your savings will grow faster. Compare annual percentage yields (APYs) across various banks to find the account with the best rate. Keep in mind that some accounts offer promotional rates that may change after an introductory period.

  • Assess Fees and Charg

Examine any associated fees or charges with each savings account. Common fees include monthly maintenance fees, withdrawal fees, or charges for falling below a minimum balance. Look for accounts with low or no fees to ensure that your savings aren't diminished by unexpected costs.

  • Check Minimum Balance Requirements

Different savings accounts in Dubai have varying minimum balance requirements. Some accounts may require a high minimum balance to avoid fees or to earn the highest interest rates. Choose an account that aligns with your typical balance to avoid unnecessary charges or limitations.

  • Evaluate Accessibility and Convenience

Consider the accessibility and convenience features offered by the bank. Look for accounts that provide easy access to your funds through online and mobile banking, ATMs, and branch locations. Additionally, check if the bank offers features like automatic transfers or budget management tools.

  • Review Additional Benefits

Many savings accounts in Dubai come with additional benefits that can add value. These may include perks like bonus interest rates, rewards programs, or discounts on other banking services. Evaluate these benefits to determine if they align with your financial needs and goals.

  • Understand Account Terms and Conditions

Carefully review the terms and conditions of each savings account. Pay attention to details such as interest rate changes, withdrawal restrictions, and account closure policies. Understanding these terms will help you avoid potential pitfalls and make an informed decisio

  • Read Customer Reviews and Ratings

Finally, take the time to read customer reviews and ratings of the banks and their savings accounts. Feedback from other account holders can provide insights into customer service quality, reliability, and overall satisfaction.

By considering these factors, you can make an informed choice and select a savings account that meets your financial needs and goals. The best savings account in UAE is one that offers competitive interest rates, minimal fees, and convenient access while aligning with your personal financial situation.

FAQs