• Earn 2 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum monthly average balance: AED 10,000;
• maximum average monthly balance: AED 250,000)
• Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
• Earn a bonus of 500 Etihad Guest Miles on the first-time registration with ADCB Personal Internet Banking
• Current account customers receive a cheque book and a Debit Card
• Savings account customers receive a Debit Card

• Earn 3 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum average balance: AED 10,000; maximum average balance: AED 250,000)
• Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
• Earn a bonus of 500 Etihad Guest Miles on the first-time registration with ADCB Personal Internet Banking
• Current account customers receive a cheque book and a Debit Card
• Savings account customers receive a Debit Card

• Value Account: an interest-bearing checking account for salary transfer that comes with a free life insurance cover of AED 100,000/-
• Choose from range of Debit cards to make your everyday shopping and payments convenient with high purchase and cash withdrawal limits
• Enjoy 50% off with VOX cinemas on Sunday
• Share your card benefits with your loved ones by giving up to 5 Supplementary Debit cards for free
• Free local and international remittances on Online and Mobile Banking App
• The best offers on Free For Life Credit Cards e.g. Manchester United, Go4it Gold, dnata Platinum.

• Chequing facility, with first cheque book free of charge
• Eight free teller transactions per month
• Access to a range of current, savings and deposit accounts, loans, cards, insurance and other value-added products and services
• Regular account statements
• Local and international remittances
• Convenience of online & mobile banking, phone banking with largest ATM and branch network for service
• Use online and mobile banking to carry out over 200 transactions including request for new products and services
• Pay bills for over 25 major service providers, send money to loved ones, and check your account statements in a matter of minutes.

• Cheque book
• Internatioanl local remittances
• Teller transactions

• Free FAB Mastercard debit card
• First cheque book free
• Free lounge access at selected airports for FAB Platinum Mastercard debit card holders

• Available in Dirham and other major currencies
• Earn interest rates on your account (subject to existing rates)
• Minimum monthly average balance requirement, AED 3000 or equivalent
• Free FAB Mastercard debit card
• Complimentary airport lounge access with no prior booking, simply show your FAB Platinum Mastercard debit card

• Banking Benefits:
• 1 Cheque Book (25 Leaves) per month (available only to AED Current Account)
• Cash Withdrawals every month from any non-RAKBANK ATM (located in the UAE)
• 2 Internal Standing Orders per month
• 1 International Remittance through SWIFT per month (waiver of RAKBANK charges only)
• 1 Manager’s Cheque/ Demand Draft per month
• No Minimum Balance required
• Insurance Benefits:
• Motor Takaful Discount of AED 100
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• Life Takaful Cover (AED)
• Secure Wallet cover (up to AED 10,000)
• Travel Takaful Benefit With Worldwide Cover For You and Your Family
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• Car value to be greater than or equal to AED 75,000
• Lifestyle Benefits:
• Complimentary International Motoring Company (IMC) Roadside Assistance and Concierge Services
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• RAKvalue Offers

• The Dual Account from Noor Bank is a combination of a current and savings account, giving you the freedom of writing cheques while earning profit* on a minimum balance
• Cheque book, Internatioanl local remittances, teller transactions, debit card
• This account can be accessed in many ways, and is available in AED, USD, GBP and EUR.

• Available in AED, USD, EUR & GBP
• Free transfer of funds internationally
• Free Teller Transactions
• Free Online Banking Channels
• Free Phone Banking
• Free ATM/Debit Card
• Free Monthly/Quarterly Statements
• Zero minimum balance maintenance requirements
• Free banking with all fees waived

Unmatched rewards on Debit Card with 1% cashback on purchases

• No minimum balance fee for salary transfer of AED 5,000 and above
• Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.
• Fee-free cash withdrawals at any bank ATM in the UAE
• Fee-free international money transfers on INR, PKR, EGP, PHP
• Fee free Overdraft up to 2 salary multiple or AED 30,000 (whichever is lower) with no fees, and no interest on the first AED 500
• One free balance enquiry at any bank ATM
• Choice between AED, USD, GBP and Chinese Renminbi account currencies
• Daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
• A free international Visa Debit Card accepted at over 25 million outlets worldwide, giving you access to your accounts at over 1 million ATMs around the world
• Utility bill payments through online and mobile banking
• Up to 10% off British Airways airfares when you book with your HSBC Personal Banking Debit Card
• Complimentary HSBC ENTERTAINER app, along with hundreds of offers from the I Love Dining programme. Enjoy airport dining offers at over 200+ locations globally with the Dragon Pass Dine & Travel programme. Terms and conditions apply.

Earn 1 Air Mile for every AED 4 spend on your card and redeem for flights, hotels and retail vouchers.

• No charges for cash withdrawals at any bank ATM acrooss the UAE and GCC
• Preferential rates on personal loans
• Free instant international fund transfers through online and mobile banking 
• Free global emergency cash up to USD 10,000 from any HSBC branch abroad in case you lose your wallet while travelling abroad
• 50% discount on processing fee for international HSBC account opening
• Current account available in multiple currencies (AED, USD, GBP and EUR)
• Fee free Overdraft up to 1 salary multiple or AED 50,000 (whichever is lower), the first AED 2000 being interest free.
• Up to 10% off British Airways airfares when you book with your HSBC Advance Debit Card

Get AED 1,500 when you open an Advance account.  You could also be eligible for up to AED 2,100 cashback 

• Enjoy up to AED 600 cashback when you open a Max Rewards card today
• Enjoy up to AED 600 cashback when you open a Cash+ card today
• Enjoy up to AED 600 cashback when you open a Cashback card today

• Priority servicing, support and a Premier Debit Card accepted at over 25 million retail outlets worldwide and over 1 million ATMs
• Dedicated Relationship Manager
• Automatic Premier status in 29 markets around the world
• Family Banking solutions covers your spouse and children, which means they too can have a Premier account of their own
• Premier Children Savings account and a transactional account with a supplementary debit card for children above 14 years of age
• Overdraft up to 2 salary multiples or AED 30,000 (whichever is lower) with no fees, and with no interest payable on the first AED 5,000
• View all of your international accounts in one place, and make instant, no-fee transfers between them with a Global Money Account
• A Current Account available in UAE Dirham, US Dollars, Euro and Pound Sterling
• Transfer funds to 200 countries and regions in over 25 currencies including INR, PKR, EGP and PH with no fee
• Preferential rates for loans, mortgages, savings and term deposits, as well as global money transfers
• Free instant international fund transfers through online and mobile Banking 
• Autopay and standing instructions
• Free online banking, phone banking and SMS alerts - bank where and when it suits
• Free cheque books - and if your cheque book is lost or stolen, use 'Stop Cheque'
• Unlock Premier status across 29 markets, with a unique range of global services and solutions.
• Be confident your finances are in good hands, with preferential rates and access to our expert wealth advisors
• Look after those that mean the most, with savings solutions for your child and complimentary family travel insurance

• Get AED 1,500 when you open a Premier account
• Get AED 250 when you open a Premier Family Banking Account for your spouse or child
• You could also be eligible for up to AED 2,350 cashback

 Customers who open a Max Rewards, Cash+ or Cashback Card can get up to AED 600 welcome cashback

• Enjoy up to AED 600 cashback when you open a Max Rewards card today
• Enjoy up to AED 600 cashback when you open a Cash+ card today
• Enjoy up to AED 600 cashback when you open a Cashback card today

• Take advantage of global wealth building opportunities with the help of the Citigold Client Advisory Group - your personal wealth management advisors.
• Buy and sell equities, ETFs and bonds in a range of markets through our user-friendly e-Brokerage platform.
• Keep an eye on all your local and overseas Citibanking relationships and investments with a Global View of Accounts.

Join Citigold and get up to AED 16,000 upon maintaining your initial funding balance for 90 days, and meeting the investment or insurance criteria.

Funding Reward:
Citigold: AED 4,000- Open and fund a Citigold Account with a minimum of USD 200,000 within 90 days of account opening date and maintain a total relationship balance at or above USD 200,000 for all times.
Citigold Private Client:AED 10,000- Open and fund a Citigold Private Account with a minimum of USD 10,00,000 within 90 days of account opening date and maintain a total relationship balance at or above USD 10,00,000 for all times.
Additional Reward:
AED 3,000 - Customer must be an active Citibank UAE Primary Credit Card holder at the time of opening a Citigold or Citigold Private account
Bonus Reward:
AED 2,500 - Customer must have qualified for the funding reward and in addition , purchased a total of atleast USD 10,000 worth of investments or life insurance products by the end of the funding period
Profiling and Mutual fund Account Opening Reward:
AED 500 - Open a Citigold or a Citigold Private account,  Open a Mutual fund account and  complete investor profiling.

Terms related to which customers are eligible for this offer:

1. Customers that have closed any Citibank account where they were a single or joint account holder within 12 months immediately preceding the date of opening the new Citigold/Citigold Private Client Account are not eligible for the reward
2. For joint accounts, only one reward will be given to the Primary Account Holder
3. This offer is applicable only for UAE residents
4. Offer is NOT applicable for US persons
5. Offer is NOT applicable for Citibank staff (Including Non-Employees)

Terms related to what eligible customers must do to qualify for this offer:
6. The Campaign is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts from September 1st 2023 to December 31st 2023.
7. Initial Funding: Once a CG account is opened, the customer must have Total Relationship Balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship within 90 days of opening the bank account. Likewise, the customer must have Total Relationship Balance of USD 1,000,000 (or equivalent in other currencies) or more under CPC relationship, within 90 days of opening the bank account. Total Relationship Balance is the sum of balance in deposits, investments (clients equity only, leverage component not included) or insurance policy values.
8. In order for a customer to qualify for CG Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship for a period for 90 consecutive days at all times. Likewise, for a customer to qualify for CPC Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 1,000,000 (or equivalent in other currencies) or more in their CPC relationship for a period of 90 consecutive days at all times. The 90 consecutive days in which customer maintains required Total Relationship Balance is defined as Funding Period. For the avoidance of doubt, the Funding Period has to start no later than 90 days from account opening date. For the purpose of calculating reward, the lowest daily balance maintained for the 90 days will be taken
9.Funds transferred from Citibank UAE accounts will NOT be counted towards TRB calculation for offer fulfilment. Any funds that a customer received from another Citibank UAE account will be deducted from the TRB calculation for Funding Offer reward. For example, if a customer opened an account in September 1st, 2023, funded the account on January 10th, 2023 and maintained a TRB of $250,000 until April 10th, 2023, BUT $150,000 of the $250,000 came from a transfer from another Citibank UAE account, the customer’s TRB would be calculated to be only $100,000 and the customer would NOT qualify for the offer.
10. To earn the Bonus Reward, the customer must qualify for Funding Reward as mentioned in above clauses, and additionally have purchased at least $10,000 worth of investment products or life insurance products by the end of the Funding Period.
11. The account should be in good standing at the time of reward credit
12. Customer qualifying under this offer cannot concurrently qualify under any other offer related to CG/CPC account relationship.

Other Terms related to this offer:

13. The Funding and Bonus Rewards would be credited to customer’s bank account within 30 working days of customer fulfilling the qualification criteria
14. Citibank reserves the right to change / modify the campaign anytime
15. Citibank Terms and Conditions apply which can be read at https://www.citibank.ae/TnC . They are subject to change and are available upon request
16. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. UAE
17. In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer
18. By inquiring about our services, offers or products, the customer will be authorizing our representatives to approach on contact details including the telephone/mobile number
19. If the required balance is not maintained (For Citigold USD 200,000 and/or Citigold Private Client USD 1,000,000) for 4 months, the account may be closed or downgraded by Citibank in compliance with the applicable terms and conditions
20. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals
21. The Consumer has the right to acquire separately one of proposed bundled Products and or Services and forgo the favourable terms

Offer Terms and Conditions (for Investment Account Opening & Profiling & Reward):

1. The offer is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts during the period from September1st 2023 to December 31st 2023. (both dates included) (“Offer Period”).
2. Customers are eligible to receive AED 500 cashback on their retail account if they open a new Mutual Fund Account or Securities Brokerage Account with Citibank N.A. UAE and complete their investor profile during the Offer Period and have Knowledge and Experience in Mutual Funds category which is indicated and confirmed by them to Citibank N.A. UAE as part of the investor profile.
3. The offer will be at individual Customer Identification Number. If the customer opens more than one Mutual Fund Account with Citibank N.A. UAE under single or joint relationships, this offer is applicable only once per customer on the last opened Mutual Fund Account during the Offer Period
4. The cashback will be credited to the customer’s Citibank bank account on 15th of the subsequent month in which mutual fund account or Securities Brokerage Account was opened
5. Systematic Investment Plan (SIP) transactions are excluded from this offer.
6. Customers need to have an active Mutual Fund Account or Securities Brokerage Account with Citibank UAE, a valid investor profile, Knowledge and Experience in Mutual Funds category which is indicated and confirmed by them to Citibank at the time of us crediting the cash back to customer’s Citibank bank account
7. In addition to the above, General Terms & Conditions available on www.citibank.ae that governs the Mutual Fund Account, the Securities Brokerage Accounts and the Investment Services apply to this offer.
8. Customers are expected to have read and understood the above terms and conditions and the General Banking Terms & Conditions document available on www.citibank.ae at the time of signing the account opening documents
9. These terms and conditions are subject to any applicable laws and regulations, including any regulations governing the Mutual Fund Account or the Securities Brokerage Account.
10. The Consumer has the right to acquire separately one of proposed bundled Products and or Services and forgo the favourable terms

iSave is an online account with the following features:

• 2% per year on new funds deposited from 1 February to 30 June 2022
• Instant account opening through the FAB Mobile app and Online Banking
• Available in AED
• No minimum balance requirement
• No restrictions on the number of withdrawals

Band Balance Band Balance >AED 500,000 to AED 5,000,000 will earn upto 1.3% to 1.68% per year
Band Balance >AED 5000,000 will earn upto 1.68% and less

Conditions 

• Valid for individual customers with new funds only
• Eligibility to be calculated on average monthly balance
• 31 January 2022 to be considered the base balance
• Any increment over the base balance at the customer level defined as new funds
• Differential interest amount of 2% per year over the prevailing interest rate to be applied within 30 days of the campaign’s end date  for the campaign months
• Existing funds subject to the prevailing interest rate (mentioned below), which is applied monthly