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  • Debit Card
  • Access to Branches in UAE & Egypt
  • ADIB Websecure, ensuring safe online shopping​

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • The option to open a UAE-Egypt Current Account with ADIB at any branch in the UAE
  • The ability to manage your funds in Egypt and the UAE with one free
  • money transfer per month to Egypt, through Internet Banking
  • The option to link any existing ADIB Egypt Account to any ADIB UAE Account, including Ghina Savings Account
  • Access to Branches in UAE & Egypt
  • Free UAE-Egypt Debit Card (delivered to you in the UAE.)
  • Standing Instructions, Access to your funds in Egypt through ADIB's ATM network (in UAE & Egypt) and 69 branches throughout Egypt
  • ADIB Websecure, ensuring safe online shopping.
  • Debit Card
  • Mobile Banking App
  • Darhoom Prepaid Debit Card
  • A higher expected profit rate

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.89 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Darhoom Prepaid Debit Card (first prepaid card for children)
  • Standing Instructions for your convenience to help you save regularly from your ADIB account to your child's Banoon Account
  • Mobile App
  • A higher expected profit rate

MINIMUM BALANCE

AED 500000.00

  • Cheque Book
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Personalized ADIB Business Platinum Chequebooks
  • A dedicated Relationship Manager
  • Business Platinum Debit Card with high ATM and POS limits

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 500000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • A dedicated Relationship Manager assigned to meet your business needs
  • Upto 40 monthly free teller transactions
  • Business Platinum Debit Card with high ATM and POS limits
  • Personalized ADIB Business Platinum Chequebooks
  • Open your account in select currencies
  • Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing, Preferred Rates on FX and Investment Accounts
  • Free monthly e-statements.

MINIMUM BALANCE

AED 5000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Up to 5 monthly free teller transactions
  • ADIB Business Classic Chequebooks

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 5000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Up to 5 monthly free teller transactions
  • Business Classic Debit Card
  • ADIB Business Classic Chequebooks
  • Open your account in select currencies
  • Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing.

MINIMUM BALANCE

AED 100000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Up to 15 monthly free teller transactions
  • Business Gold Debit Card with high ATM and POS limits

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 100000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 100.00

Features

  • Up to 15 monthly free teller transactions
  • Business Gold Debit Card with high ATM and POS limits
  • Special ADIB Business Gold Chequebooks
  • Open your account in select currencies
  • Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing.

MINIMUM BALANCE

AED 3000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free Unlimited Teller Transactions
  • Free ADIB Visa Electron Debit Card

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Free Unlimited Teller Transactions At Over 80 Branches Across The UAE
  • Free ADIB Visa Electron Debit Card, cheque book, ADIB Mobile Banking App, Instant Overdraft Facility,Standing Instructions
  • 24 hour banking services
  • Account statements, free e-statements
  • Adib web secure, choice of currency.

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free ADIB Visa Electron Debit Card​
  • Free Unlimited Teller Transactions

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Free Unlimited Teller Transactions At Over 80 Branches Across The UAE
  • Free ADIB Visa Electron Debit Card
  • ADIB Mobile Banking App
  • Standing Instructions
  • 24 hour banking services
  • Account statements, free e-statements.

MINIMUM SALARY

AED 8000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free ADIB Visa Electron Debit Card

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Free ADIB Visa Electron Debit Card to access your account and funds instantly at any ATM or retail outlet
  • Expected monthly profits calculated on a monthly basis and credited to your account every month
  • ADIB Mobile Banking App! Bank anytime, anywhere with the ADIB Mobile Banking App - available for all iPhone and Android devices
  • 24 Hour Banking Services, in addition to our mobile app, you will always have e-ADIB Internet Banking, Telephone Banking, and SMS Banking
  • Ghina Salary account (SPA) holder can also avail a Cheque book, (first Cheque book comes free while additional ones can be obtained by paying AED 25).

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free cheque book
  • Free international local remittances

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Free cheque book
  • Free internatioanl local remittances
  • Free teller transactiks free debit card

MINIMUM BALANCE

AED 10000.00

  • Debit Card
  • A higher profit rate is expected
  • A complementary ADIB Visa Cashback Card is offered

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.99 %

Minimum Balance

AED 10000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • A higher profit rate is expected for ADIB Recurring Investment Account holders (compared to a regular Savings Account). Upon completion of the investment period, the amount is reinvested and you can choose to either transfer the distributed profit to an account specified by you or add up the distributed profits and the actual amount and invest it again. You can choose to invest with us and claim profits every one, three, six, nine or twelve months. You can avail of any ADIB financing option equivalent to the amount you have invested with us. A complementary ADIB Visa Cashback Card (read more) is also offered to ADIB Investment Account holders.

MINIMUM BALANCE

AED 200000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Business Classic Debit Card
  • Classic Business Chequebooks

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 200000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 250.00

Features

  • Free of monthly charge if the average balance above AED 200,000 is maintained
  • Up to 5 monthly free teller transactions
  • Business Classic Debit Card
  • Classic Business Chequebooks
  • Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing
  • Flexibility of transferring to other ADIB accounts with no additional charges, Free e-statement.

MINIMUM BALANCE

AED 3000.00

  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free ADIB Visa Electron Debit Card​
  • Expected Quarterly Profits

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

0.51 %

Minimum Balance

AED 3000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Free Unlimited Teller Transactions At Over 80 Branches Across The UAE
  • Free ADIB Visa Electron Debit Card
  • Expected Quarterly Profits
  • ADIB Mobile Banking App
  • 24 Hour Banking Services
  • Account Statements, Free e-Statements
  • ADIB WebSecure
  • Choice of Currency.

MINIMUM BALANCE

AED 10000.00

  • Foreign currency remittances in USD and GBP
  • No additional charge for AED 0.00 balance

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.67 %

Minimum Balance

AED 10000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • A higher profit rate is expected for ADIB Short Term Investment Account holders (compared to a regular Savings Account).
  • Profits are calculated daily and credited to your account on a monthly basis.
  • Please note that you need to maintain a minimum daily balance of AED 10,000 to be eligible to earn profit.
  • Foreign currency remittances in USD and GBP.
  • No additional charge for AED 0.00 balance
  • Standing Instructions help manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.
Popular Accounts from Abu Dhabi Islamic Bank (ADIB) Minimum Salary Minimum Balance Minimum Deposit
ADIB UAE-EGYPT Account AED 0.00 AED 0.00 AED 0.00
ADIB Banoon Children's Savings account AED 0.00 AED 0.00 AED 0.00
ADIB Business Elite account AED 0.00 AED 500000.00 AED 0.00
ADIB Business One account AED 0.00 AED 5000.00 AED 0.00
ADIB Business Premium account AED 0.00 AED 100000.00 AED 0.00
ADIB Current account AED 0.00 AED 3000.00 AED 0.00
ADIB Electron account AED 0.00 AED 3000.00 AED 0.00
ADIB Ghina Salary account AED 8000.00 AED 0.00 AED 0.00
ADIB Ghina Savings account AED 0.00 AED 3000.00 AED 0.00
ADIB Investment Deposit account AED 0.00 AED 10000.00 AED 0.00
ADIB Merchant account AED 0.00 AED 200000.00 AED 0.00
ADIB Savings account AED 0.00 AED 3000.00 AED 0.00
ADIB Short Term Investment Account AED 0.00 AED 10000.00 AED 0.00

FAQs