• Monthly average balance of AED 3,000 OR Transfer a minimum salary of AED 5,000 to Neo Current Account & no minimum balance required
• Enjoy a limited-time offer of up to AED 5,000* cashback
• Earn joining bonus based on your transferred salary - applicable for accounts with first salary credited on or after 09 June 2024.
• Monthly Salary AED 5,000 - 9,999 - Joining Bonus AED 200, Additional Bonus in first 90days AED50, Total AED250
• Monthly Salary AED 10,000 - 19,999 - Joining Bonus AED 500, Additional Bonus in first 90days AED2 50, Total AED 750
• Monthly Salary AED 20,000 - 49,999 - Joining Bonus AED 1,000, Additional Bonus in first 90days AED 500, Total AED 1500
• Monthly Salary AED 50,000 and above - Joining Bonus AED 2,500, Additional Bonus in first 90days AED 1,000, Total AED 3,550
• The above bonus applies to all the customers holding NEO Current Account and NEO Savings Account.
• Access to global stock exchanges
• Fast & easy remittances
• Free first chequebook, 1AED per leaf from second chequebook onwards
• Enjoy 1% p.a interest through MaxSaver

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• Free LIV Visa debit card is provided on the account opening
• Get up to 50% off at selected merchants which includes shopping, dining, entertainment and leisure
• Get 25% OFF on movie tickets at Reel Cinemas
• Get AED 200 OFF on flight ticket bookings on travelstart UAE
• Get 30% discount on first three careem rides and 15% OFF on 4 careem rides monthly
• Get Buy 1 Get 1 Free offers at Burger King and Papa John's
• Provides 1.5% profit rate per annum
• Can open the account online instantly using the liv app
• Free Platinum Credit Card who met the credit card requirements such as minimum income, healthy bureau score etc.,

iSave is an online account with the following features:

• 2% per year on new funds deposited from 1 February to 30 June 2022
• Instant account opening through the FAB Mobile app and Online Banking
• Available in AED
• No minimum balance requirement
• No restrictions on the number of withdrawals

Band Balance Band Balance >AED 500,000 to AED 5,000,000 will earn upto 1.3% to 1.68% per year
Band Balance >AED 5000,000 will earn upto 1.68% and less

• 24/7 secure online banking
  24/7 cash and cheque deposits
  Mobile banking - Convenience on the go
  
  Customer can avail all the below facilities
  
  
• Statements
• Letters and Bank certificates
• Copy of Outward Remittance
• Demand Draft & Pay order issuance
• Request - stop payment pay order/DD
• Cancellation of DD/PO
• Paid by PO/DD
• TT returned due to discrepancy
• Funds Transfer Amendment / Cancellation
• Auto - fax of OTT/ITT advices (monthly charge) AED 100 AED 100 AED 100
• Standing Orders
• Request - calling back funds remitted against standing instructions
• Copy of standing order instruction application
• Standing order cancellation or suspension
• Post Dated Cheques (PDC)
• Extension of due date
• Custodial Service per cheque Outstanding PDC report
• Replacement/premature withdrawal per cheque
• Miscellaneous Charges (related to Cheques)
• Request for photocopy / details of cheques-less than 6 months
• More than 6 months old
• Stop Payment per Cheque
• Partial Cheque Payment
• WPS Payroll Service 
• Non WPS Payroll
• To Mashreq Bank account
• To Other Bank account
• Outward Clearing/Inter-City/Clean Collection
• Inter-city Clearing (IBCI)
• Special Clearing
• Collection within UAE
• Collection outside UAE
• Foreign currency Cheque/Drafts Purchased
• Cheque Returned unpaid
• Inward Clearing/Book Transfer
• Outward Clearing/Inter-City/Clean Collection
• Processing Fees for Foreign Currency Sale to Customers
• Minimun of AED 50 or the fees below, whichever is higher
• Type of transaction NeoBiz
• ame Currency FCY Withdrawal/Deposit of Cash 
• Cross Currency FCY Withdrawal/Deposit

Quick Remit:
Free transfers to India, Pakistan, instant transfer and 24/7 available

Instant loan:
Designed as an exclusive benefit for customers who use Neo as their Salary account. Mashreq Neo customers can now fast track their wish list with Neo Instant loans. To find your eligibility , Click on the menu button and then the loans button, post you log in to your Neo app.

Mashreq Millionaire:
Purchase Mashreq Millionaire Certificates to participate in our monthly and quarterly lucky draws. Each certificate is valued at only AED 1,000. The more you purchase, the better your chances of qualifying for all prizes, including the grand prize of AED 1,000,000!

Pay Bills
Etisalat, Du, DEWA, SEWA, Salik, school fees, international mobile connections and 100 other partners. Let us know and we will handle everything for you. No extra cost.

• 0.15% p.a. (for AED currency only)
• Monthly average balance of AED 3,000 required
• AED 25 + VAT per month (In case minimum balance requirement or required debit card spends is not achieved)
• Does not need employment or a salary transfer
• Minimum age requriement is 18 years
• Utility Bill Payments (DEWA, SEWA, ADDC, Etisalat, DU and SALIK
• Non Mashreq Credit Card Payment will be charged AED 10
• AED 1 for domestic transfers