HSBC
Personal Banking account

Minimum Balance AED 3000

Minimum Salary AED 5000

Minimum Balance AED 3000

Minimum Salary AED 5000

Top Reasons To Choose

No min.balance fee for salary transfer of AED 5,000 & above
Benefits such as Free HSBC Entertainer App, Air Miles Reward
Up to 10% off British Airways airfares
Buy 1 Get 1 Free' movie offers
Fee-free international money transfers on INR, PKR, EGP, PHP

Enjoy special offers and privileges all year round covering dining, shopping, travel and entertainment.

Reward/Deposit Features

Earn 1 Air Mile for every AED 4 spend on your card and redeem for flights, hotels and retail vouchers.

Joining Offers

Get up to AED 1,000 cashback

Open a Personal Banking Account and take out a selected HSBC credit card, and we'll give you AED 800. Plus AED 100 the first time you use your card in your mobile wallet, and AED 100 when you apply for your first supplementary card and use it for 1 transaction.

To qualify, you'll need to transfer your monthly salary within 3 months of opening the account for 6 consecutive months*
*T&Cs apply.

Eligibility

To open a Personal Banking Account, you’ll need to:

Be 18 or over
Be a UAE resident or have your residency in progress
Have a monthly salary of at least AED 5,000

To avoid monthly service fees, you’ll need to maintain an average monthly balance of at least:

AED 3,000 if it's an AED account
USD 500, GBP 500, EUR 500 or CNY 5,000 if your account is in one of these currencies

Documents Required

Sole Account Holder

original passport (for all customers)
valid residence visa (for non-GCC national customers only)
original Emirates identification card (for all customers)
proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
original labour card/work ID (for female applicants on father's/husband's sponsorship)
original trade license (for all self-employed customers)
for salary transfer customers, original salary transfer letter from the employer must be provided

Joint Account holder

original passport (for all customers)
valid residence visa (for non-GCC National customers only)
original Emirates Identification Card (for all customers)
proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
original labour card/work ID (for female applicants on father's/husband's sponsorship)
original trade license (for all self-employed customers)
for salary transfer customers, original salary transfer letter from the employer must be provided

Detailed Features

No minimum balance fee for salary transfer of AED 5,000 and above
Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.
Fee-free cash withdrawals at any bank ATM in the UAE
Fee-free international money transfers on INR, PKR, EGP, PHP
Fee free Overdraft up to 2 salary multiple or AED 30,000 (whichever is lower) with no fees, and no interest on the first AED 500
One free balance enquiry at any bank ATM
Choice between AED, USD, GBP and Chinese Renminbi account currencies
Daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
A free international Visa Debit Card accepted at over 25 million outlets worldwide, giving you access to your accounts at over 1 million ATMs around the world
Utility bill payments through online and mobile banking
Up to 10% off British Airways airfares when you book with your HSBC Personal Banking Debit Card
Complimentary HSBC ENTERTAINER app, along with hundreds of offers from the I Love Dining programme. Enjoy airport dining offers at over 200+ locations globally with the Dragon Pass Dine & Travel programme. Terms and conditions apply.

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Nationality*

Monthly Salary*

I am Self-Employed

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