• You can open up to five Active Saver Accounts within minutes through ADCB Personal Internet Banking
• Interest is calculated daily and paid monthly and with tiered interest rates, you earn more on your savings
• Available in both AED and USD currencies
• Pay credit card bills, transfer funds and redeem TouchPoints
• Online access anywhere, anytime means you can manage your savings outside work hours
• Transferring money into the Active saver account is just a click away
• With no ATM card or cheque book, there is less temptation to withdraw your hard-earned savings

• International debit card
• Cheque book
• Access to mobile banking and internet banking
• Free e-Statements
• Utility bill payment facility
• No minimum balance requirement
• Auto sweep facility
• Free domestic remittances (unlimited)
• Free teller transactions (unlimited)

• 10 AED bonus after the first wallet top up using another debit card
• The first remittance to India, Pakistan, Philippines Bangladesh, Sri Lanka and Nepal is FREE of fees.
• If you use the Pyypl card at least once during the month the monthly fees are waived.
• Spend securely - Pyypl is safe for online payments. You don't need to worry about someone using your card illegally. You control your card and you can freeze and unfreeze it with a tap.
• Everyone qualifies No bank account needed, no minimum salary, no minimum balance, no post-date cheques, no paperwork, and no branch visit. All nationalities are welcome.
• Receive & transfer money quickly - receive and transfer money with other Pyypl users.
• You can also remit money to Philippines with one of the best market exchange rates.
• Track your spending - Get full visibility and control over your spending.
• Load your Pyypl card Easily load your account by cash or with other debit cards. Send online Top-up.
• Instant Mobile Recharge - send your instant recharge in the following countries: Afghanistan, Bangladesh, Cameroon, Egypt, Ethiopia, India, Kenya, Nepal, Nigeria, Pakistan, Palestinian, Philippines, Sri Lanka, Starting in October - Kenya, Nigeria, Ethiopia Remittance service Remit money instantly to India, Pakistan, Philippines, Sri Lanka and Nepal.
• You can choose to send money straight to a bank account or for a cash pickup within minutes in one of the available destinations.
• No extra fees for the receiver.
• Recharges and Bill Payments Buy your recharge card for: Du, Etisalat, Virgin Mobile, Salik, Hello! VoIP, Five VoIP, iTunes UAE, Google Play, Netflix.  

• Available in all major currencies such as USD, GBP and AUD, with the added security from ADCB Offshore Banking

• Minimum Deposit USD 1,500 or its equivalent in respective currency.

• Flexible tenures in days: 50, 75, 100, 150, 200, 375, 400 and months: 1, 2, 3, 6, 12, 13

• Enjoy attractive interest rates of up to 2.05% per annum on USD Offshore Secure Saver Account

• Interest computed on daily closing balance and paid monthly

• Build up your savings with free automatic transfer or standing instructions

• Available in USD & GBP currencies

• Free E-Statements

• Access to ADCB Personal Internet Banking, Mobile Banking and a dedicated Contact Centre.

• Global portability

• Earn rewards while you bank

• Inheritance and estate planning 

• Flexibility and control

• A wide range of products

• Easy access whenever you need it.

• Available for UAE residents and non-residents
• Available in AED and USD currencies
• Interest bearing account, with interest rate of 0.2% p.a. for AED and 1.0% p.a. for USD Savings accounts
• Interest is accrued monthly on the minimum balance and is paid half-yearly on minimum monthly balance
• Free e-statements (within the statement cycle)
• Debit card available for AED Savings accounts only

• Earn 3 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum average balance: AED 10,000; maximum average balance: AED 250,000)
• Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
• Earn a bonus of 500 Etihad Guest Miles on the first-time registration with ADCB Personal Internet Banking
• Current account customers receive a cheque book and a Debit Card
• Savings account customers receive a Debit Card

• Earn 4 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum average balance: AED 10,000;
• maximum average balance: AED 250,000)
• Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
• Earn a bonus of 500 Etihad Guest Miles the first time you register with ADCB Personal Internet Banking
• Current account customers receive a cheque book and a Debit Card
• Savings account customers receive a Debit Card

• Earn 2 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum monthly average balance: AED 10,000;
• maximum average monthly balance: AED 250,000)
• Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
• Earn a bonus of 500 Etihad Guest Miles on the first-time registration with ADCB Personal Internet Banking
• Current account customers receive a cheque book and a Debit Card
• Savings account customers receive a Debit Card

• Transfer your salary, move money, make payments, order a cheque book or pick up a new debit card with ease
• Open to UAE residents only
• Free cheque book (AED account only) and free e-statements (within the statement cycle)
• Available in AED and other major currencies
• Access to ADCB Personal Internet Banking and Mobile Banking

• Investments held offshore in Jersey
• Available in major currencies such as USD, GBP and EUR
• Jersey Custody and Jersey Cash Settlement Account are not subject to UAE inheritance laws.
• Jersey Custody and Jersey Cash Settlement Accounts are subject to Jersey law. The administration of estates in Jersey may be affected by a number of factors such as the deceased's country of domicile and the existence of a Jersey will. Customers should seek professional estate planning advice in relation to their specific circumstances.

• Available for both UAE residents and non-residents
• Available in AED, USD and other major currencies
• Interest accrued on the daily balance and is paid monthly
• Free e-statements (within the statement cycle)

• Globally accepted Debit Card
• Sweep facility available
• Enjoy Interest rate of up to 0.8% p.a on your savings with monthly payouts
• Low minimum balance requirements
• Free e-statements
• Access to ADCB Phone Banking, Mobile Banking and Personal Internet Banking services

• One free cheque book per quarter
• Globally accepted ATM debit card
• Access to ADCB Personal Internet banking and Mobile banking
• Low minimum balance requirement
• Free e-Statements
• One free cheque book per quarter

• Globally accepted Business Choice Debit Card
• Free and unlimited teller transactions each month
• Complimentary Business insurance of up to AED 500,000 against fire and theft
• (Terms and Conditions apply)
• 3 free Cheque books per month
• Low minimum balance requirements
• Free e-statements
• Access to ADCB Phone Banking, Mobile Banking and Personal Internet Banking services

• Globally accepted Business Choice Debit Card
• 1 free Cheque book per month
• Low minimum balance requirements
• 30 free teller transactions each month
• Free e-statements
• Access to ADCB Phone Banking, Mobile Banking and Personal Internet Banking services

• Available in all major currencies such as USD, EUR, GBP, CAD, and AUD.
• Interest is accrued monthly and paid half-yearly on the monthly minimum balance
• Free limited cash withdrawals on teller transactions and ATM
• Free Debit Card and supplementary card.
• Free E-Statements.
• Access your account through ADCB Personal Internet Banking, ADCB Mobile Banking and dedicated Contact Centre number.

• Available in all major currencies such as USD, EUR, GBP, CAD, and AUD.
• Free limited cash withdrawals through teller transactions and ATM
• Free Debit Card and supplementary card.
• Free E-Statements.
• Access your account through ADCB Personal Internet Banking, ADCB Mobile Banking and dedicated Contact Centre number.

• Available in all major currencies such as USD, EUR, GBP, CAD, and AUD.
• Interest is accrued on the daily balance and is paid monthly
• Free limited cash withdrawal on teller transactions and ATM
• Free Debit Card and supplementary card.
• Free E-Statements.
• Access your account through ADCB Personal Internet Banking, ADCB Mobile Banking and dedicated Contact Centre number

• Open to UAE nationals, expatriates and non-residents
• Available in UAE Dirhams, US Dollars, British Pounds and other currencies
• Minimum deposit of AED 5,000 or its equivalent in respective currencies
• Flexible tenures in months: 1, 2, 3, 6, 9, 12, 13 and days: 50, 75, 100, 150, 200, 375, 400, 500
• Enjoy an attractive interest rate on ADCB Online Century Deposits
• Overdraft facility of up to 90% of fixed deposit to meet any immediate needs
• Simple documentation
• Interest payment on premature withdrawal of fixed deposits will be charged at 1% p.a. less than the interest rate that is applicable for the actual tenor and will be payable for the actual number of days the fixed deposit was maintained, unless provided otherwise in any applicable supplemental terms and conditions of a specific fixed deposit product.

There are three products offered under Fixed deposits

ADCB Online Century Deposits: Earn attractive interest rates of up to 4.20% per annum on Fixed Deposits for a tenure of 400 days.
Onsbore IB Century Fixed Deposits: Earn attractive interest rates of up to 4.10% per annum on Fixed Deposits for a tenure of 400 days
Advantage Fixed Deposits: Earn attractive interest rates of 4.10% per annum on Advantage Fixed Deposits* for a tenor of 13 months

Interest rates varies for the above products.

TouchPoints will be awarded if your deposit amount is AED 100,000 or more. The number of TouchPoints earned will vary according to the tenure of the deposit

Earn upto 300 touch points for a deposit  with a tenor of 12 months and above.

TouchPoints are not awarded for Advantage Fixed Deposit.

For all Fixed Term Deposit products except traditional term deposits (AED & other foreign currencies), calculation of the interest is done using the 'Actual/Actual' convention (explained below), which assumes the year basis to be 365 days for non-leap year(s) and 366 days for leap year(s).

Depending on day on which the deposit is booked ('Fixed Term Deposit Start Date') and period for which the deposit is booked ('Term'), the total number of days for which the Fixed Term Deposit is maintained with ADCB ('Deposit Period'), may span across non leap year(s) or leap year(s).

If the Deposit Period contains leap day(s) (i.e. 29th of February), then:
a. The number of days which fall in the leap year are divided by 366 and this ratio is then multiplied with the contracted interest rate and Fixed Term Deposit principal, to calculate the interest for that period.
b. The remaining days, which fall in the non-leap year are divided by 365 and this ratio is then multiplied by the contracted interest rate and Fixed Term Deposit principal to calculate the interest for the remaining period.
c. The sum total of both these calculated interest amounts obtained at 3(a) +3(b) above, is the total interest paid on the Fixed Term Deposit.