Emirates NBD
Fixed Deposit account

• Flexible ternor - 7 days to 5 years
• Scheduled withdrawals when you need them.
• Overdraft facility available - access to funds in times of need
• Rate fixed until maturity of deposit
• Interest payout on maturity
• Premature withdrawals permitted
• In case of premature withdrawals, interest will be as per rack rates prevailing on FD set up date, for elapsed tenor, less 1% p.a. penal interest

UAE Nationals

Original Emirates ID and copy
Copy of passport
In case of a salary transfer account, we’ll need one of the following documents:
Copy of Labour card
Copy of Employee ID
Latest salary letter

Expats 
Original Emirates ID and copy
Copy of passport
In case of a salary transfer account, we’ll need one of the following documents:
Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
Copy of appointment letter or contract
Copy of payslip (less than 3 months old)
Statement with previous month’s salary
For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)

Non Residents
Passport and copy with visa page and one of the following documents
Utility bill (not more than 3 months old)
Bank statements (not more than 3 months old and you can print these off online banking too)
Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records
Copy of employment visa page from passport

Self Employed
Passport copy and EIDA copy of all signatories/owners/director
Trade license if the company incorporated in the UAE
Memorandum of association (MOA)
Board resolution

• Flexible ternor - 7 days to 5 years
• Scheduled withdrawals when you need them.
• Overdraft facility available - access to funds in times of need
• Rate fixed until maturity of deposit
• Interest payout on maturity
• Premature withdrawals permitted
• In case of premature withdrawals, interest will be as per rack rates prevailing on FD set up date, for elapsed tenor, less 1% p.a. penal interest