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MINIMUM BALANCE

AED 25000.00

  • Cheque Book
  • Dedicated Relationship Manager
  • Earn attractive interest
  • Accounts denominated in Dirham*, US Dollar, GBP & Euro
  • Unlimited Cheque book facility
  • Competitive rate of interest on Fixed Deposits
  • Dedicated Relationship Manager

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.25 %

Minimum Balance

AED 25000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 50.00

Features

  • Dedicated Relationship Manager
  • Earn attractive interest on our Business Current Account
  • Accounts denominated in Dirham
  • , US Dollar, Pound Sterling or Euro
  • Monthly current account statements detailing all transactions
  • Access to our array of business financing products
  • Unlimited Cheque book facility
  • Attractive Foreign Exchange and Trade Finance rates
  • Competitive rate of interest on Fixed Deposits
  • 24 hour Phone banking service

MINIMUM BALANCE

AED 200000.00

  • Cheque Book
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • A dedicated Relationship Manager
  • Preferential rates on Trade Services
  • Unlimited free cheque books

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 200000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 300.00

Features

  • A dedicated Relationship Manager to respond to all your banking needs
  • Competitive foreign exchange and Telegraphic Transfer (TT) rates
  • Preferential rates on Trade Services
  • Special rates on deposits and investments
  • Unlimited free cheque books
  • Free or discounted charges on day-to-day transactions
  • Preferential rates for online transactions through smartBUSINESS
  • Priority Queue cards for teller transactions.

MINIMUM BALANCE

AED 50000.00

  • Cheque Book
  • Debit Card
  • Accounts in AED and in other major foreign currencies
  • Award-winning online banking platform, smartBUSINESS

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 50000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 250.00

Features

  • Accounts in AED and in other major foreign currencies (ex. USD, EURO, GBP)
  • Award-winning online banking platform, smartBUSINESS
  • Dedicated call centre for all your enquiries
  • Over 900 branches, ATMs and cash deposit machines across UAE.

MINIMUM BALANCE

AED 50000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Globally accepted Business Choice Debit Card*
  • 1 free Cheque book per month
  • 30 free teller transactions each month

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 50000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 200.00

Features

  • Globally accepted Business Choice Debit Card
  • 1 free Cheque book per month
  • Low minimum balance requirements
  • 30 free teller transactions each month
  • Free e-statements
  • Access to ADCB Phone Banking, Mobile Banking and Personal Internet Banking services

MINIMUM BALANCE

AED 100000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Globally accepted Business Choice Debit Card*
  • Comp. Business insurance of up to AED 500,000(fire & theft)
  • Low minimum balance requirements

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 100000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 300.00

Features

  • Globally accepted Business Choice Debit Card
  • Free and unlimited teller transactions each month
  • Complimentary Business insurance of up to AED 500,000 against fire and theft
  • (Terms and Conditions apply)
  • 3 free Cheque books per month
  • Low minimum balance requirements
  • Free e-statements
  • Access to ADCB Phone Banking, Mobile Banking and Personal Internet Banking services

MINIMUM BALANCE

AED 10000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Globally accepted ATM debit card*
  • Low minimum balance requirement
  • Free e-Statements

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 10000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 150.00

Features

  • One free cheque book per quarter
  • Globally accepted ATM debit card
  • Access to ADCB Personal Internet banking and Mobile banking
  • Low minimum balance requirement
  • Free e-Statements
  • One free cheque book per quarter
  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • International debit card
  • Access to mobile banking and internet banking
  • No minimum balance requirement

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • International debit card
  • Cheque book
  • Access to mobile banking and internet banking
  • Free e-Statements
  • Utility bill payment facility
  • No minimum balance requirement
  • Auto sweep facility
  • Free domestic remittances (unlimited)
  • Free teller transactions (unlimited)
  • Cheque Book
  • Debit Card
  • Accounts in range of major currencies

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Accounts in range of major currencies
  • A cheque book
  • A standing order and overdraft facility
  • Bill payment facilities for a wide range of services.
  • Cheque Book
  • Internet Banking
  • Current account with no minimum balance requirement
  • Free for life Credit Card
  • 1 free cheque book every month

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • With RAKBANK Payroll solutions, your employess can enjoy all this and more:
  • More convenience for day-to-day banking
  • Current account with no minimum balance requirement
  • 1 free cheque book every month
  • Free for life Credit Card
  • Preferential interest rates on loans
  • Access to RAKMoneyTransfer with instant money transfer to 27 banks within India and 1,800 Cebuana Lhuillier branches across Philippines
  • Unlimited free domestic remittances through Digital Banking
  • One free International remittance each month through Swift or RAKMoneyTransfer through Digital Banking.
  • Cheque Book
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Preferential exchange rates on US $, Euro & GBP currencies
  • Fast Track Processing of all your banking requests
  • Enhanced daily withdrawal limits of AED 30,000

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.25 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • A dedicated RAKBANK Elite Relationship Manager for all your banking & Investment needs
  • Preferential exchange rates on US Dollar, Euro & GBP currencies
  • Exclusive RAKBANK Elite Service Centres
  • Golf Course access
  • Valet Services
  • Dedicated RAKBANK Elite counters across most of our branches
  • Fast Track Processing of all your banking requests
  • Enhanced daily withdrawal limits of AED 30,000 on your RAKBANK Elite Platinum Mastercard® Debit Card
  • As a RAKBANK Elite customer you are also eligible for the premium RAKBANK World Credit Card
  • Utility bill payments made easy:
  • You can pay your Etisalat (GSM, Landline, Al Shamil, Dialup, e-life, Wasel Recharge and Wasel Renewal), DEWA, Du, Prepaid Card and Salik services with your RAKBANK Elite Platinum Mastercard® Debit Card by calling 800 40 48.
  • Cheque Book
  • Dedicated Relationship Manager
  • Earn attractive interest on our RAKStarter Account
  • No ledger/ fall back fee
  • Unlimited Cheque book facility
  • Competitive rate of interest on Fixed Deposits
  • Dedicated Relationship Manager

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.25 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • RAKstarter Accounts is available in AED, US Dollars, Euro and Pound Sterling (GBP) currencies.
  • Earn attractive interest on our RAKStarter Account
  • No ledger/ fall back fee
  • Access to our array of business financing products
  • Unlimited Cheque book facility
  • Attractive Foreign Exchange and Trade Finance rates
  • Competitive rate of interest on Fixed Deposits
  • Dedicated Relationship Manager
  • 24 hour Phone banking services

MINIMUM BALANCE

AED 500000.00

  • Cheque Book
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Personalized ADIB Business Platinum Chequebooks
  • A dedicated Relationship Manager
  • Business Platinum Debit Card with high ATM and POS limits

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 500000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • A dedicated Relationship Manager assigned to meet your business needs
  • Upto 40 monthly free teller transactions
  • Business Platinum Debit Card with high ATM and POS limits
  • Personalized ADIB Business Platinum Chequebooks
  • Open your account in select currencies
  • Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing, Preferred Rates on FX and Investment Accounts
  • Free monthly e-statements.

MINIMUM BALANCE

AED 5000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Up to 5 monthly free teller transactions
  • ADIB Business Classic Chequebooks

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 5000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Up to 5 monthly free teller transactions
  • Business Classic Debit Card
  • ADIB Business Classic Chequebooks
  • Open your account in select currencies
  • Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing.

MINIMUM BALANCE

AED 100000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Up to 15 monthly free teller transactions
  • Business Gold Debit Card with high ATM and POS limits

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 100000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 100.00

Features

  • Up to 15 monthly free teller transactions
  • Business Gold Debit Card with high ATM and POS limits
  • Special ADIB Business Gold Chequebooks
  • Open your account in select currencies
  • Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing.

MINIMUM BALANCE

AED 50000.00

  • Cheque Book
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Dedicated Relationship Manager, FX & Trade Specialists
  • Free Business Cheque Books

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 50000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 400.00

Features

  • Dedicated Relationship Manager, FX & Trade Specialists
  • Free Business Cheque Books (if requested online), Free Business Debit card & host of privileges
  • Dedicated Online & Mobile Business Banking platform for Business entities
  • Access to World currency Markets through the FX & rate service desk
  • An investment platform, offering an extensive array of customized products
  • Secured Business Loan against collateral in form of Term loan or mix of term loan and overdraft at competitive interest rates
  • Trade finance/Working capital credit facilities with unique services like Trade doc, Pre check & Doc Prep etc.
  • Cheque Book
  • Debit Card
  • Dedicated Relationship Managers providing proactive Account
  • 25% Off on Trade transactions

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Dedicated Relationship Managers providing proactive Account management

  • Value-added transaction Account across multiple currencies with highly discounted tariff, Free Online Remittances and Business Cheque Books

  • Visa Business Debit Card with the highest transaction limit and host of privileges

  • 25% Off on Trade transactions

  • Fast access to service with live video chat

  • The convenience of having your bank in your pocket with Snapp Biz

  • Foreign exchange services with excellent pricing and trade services

  • Preferential tariff on Business financing products.

MINIMUM BALANCE

AED 150000.00

  • Cheque Book
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Dedicated Relationship Manger accompanied by a team of FX
  • 10% rebate on Trade Fee, Zero Fees on Online Int. Remittance

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 150000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Dedicated Relationship Manger accompanied by a team of FX & Trade Specialists
  • Dedicated Online & Mobile Business Banking platform for Business entities
  • Free Business Platinum Debit card with high transaction limits and host of privileges
  • Free Business Cheque Books
  • 10% rebate on Trade Fee, Zero Fees on Online International Remittances
  • Access to World currency markets through FX and rate service desk
  • An Investment platform with products tailored to suit your requirements.

MINIMUM BALANCE

AED 150000.00

  • Cheque Book
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Feature-rich premium business bank account
  • Dedicated Business Banking Relationship Manager
  • Choice of 6 account currency denominations
  • Free chequebooks and complimentary 'My Business' debit card

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 150000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 350.00

Features

  • Feature-rich premium business bank account
  • Dedicated Business Banking Relationship Manager to provide pro-active account management and tailor CBD banking services to meet your individual business requirements
  • No account maintenance fees providing minimum monthly balance of AED 150,000 is maintained
  • Choice of 6 account currency denominations
  • Free chequebooks and complimentary 'My Business' debit card with higher daily cash withdrawal limits
  • Free online banking account enquiry service, with the option to upgrade to a comprehensive inter active online banking service
  • Free electronic bank statements, Free mobile banking service, Free SMS transaction alerts, Dedicated Business Banking call centre, Preferred rates on remittances, money transfers and for currency exchange
  • Access to website-based business advisory services and business planning toolkits through Resource Centre
  • WPS payroll management service
  • Preferential access to Business Banking service centres
  • Dedicated Business Banking Zones and fast track Business Banking tellers in main branches and priority queueing in all other branches
  • Preferential pricing on a range of additional business banking and insurance products and services
  • Invitations to premier events and business networking events.

MINIMUM BALANCE

AED 25000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Feature-rich business bank account
  • Choice of 6 account currency denominations
  • Dedicated Business Banking call centre

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 25000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 250.00

Features

  • Feature-rich business bank account
  • No account maintenance fees providing minimum monthly balance of just AED25,000 is maintained
  • Choice of 6 account currency denominations
  • Free first chequebook and complimentary business debit card
  • Branch-based client relationship management
  • Access to Business Banking Zones and fast track Business Banking tellers
  • Free online banking account enquiry service, with the option to upgrade to a comprehensive interactive online banking service
  • Free mobile banking service, Free SMS transaction alerts
  • Dedicated Business Banking call centre
  • Dedicated self-service phone banking
  • Competitive rates on money transfers, remittances and foreign currency exchange
  • Preferential pricing on a range of additional business banking and insurance products and services
  • Optional WPS salary processing service
  • Access to website-based business advisory services and business planning toolkits through Resource Centre.

MINIMUM BALANCE

AED 500000.00

  • Cheque Book
  • Debit Card
  • Most preferential rates on Trade Services
  • Most competitive foreign ex.and Telegraphic Transfer rates

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 500000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 500.00

Features

  • Most competitive foreign exchange and Telegraphic Transfer (TT) rates
  • Most preferential rates on Trade Services
  • Special rates on deposits and investments, Curated events to help your business
  • Maximum number of free or discounted charges on day-to-day transactions. 

MINIMUM DEPOSIT

AED 5000.00

  • Cheque Book
  • Debit Card
  • Mobile Banking App
  • Special Currency Transfer Rate
  • Mobile banking on the go setup account in 20 minutes
  • Exclusive preferential rates on partners like Zoho books
  • No minimum balance on Lite and Trader Pro
  • 10 free funds transfers per month

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 5000.00

Monthly Min Balance Fee

AED 0.00

Features

  • 24/7 secure online banking
    24/7 cash and cheque deposits
    Mobile banking - Convenience on the go

    Customer can avail all the below facilities

  • Statements
  • Letters and Bank certificates
  • Copy of Outward Remittance
  • Demand Draft & Pay order issuance
  • Request - stop payment pay order/DD
  • Cancellation of DD/PO
  • Paid by PO/DD
  • TT returned due to discrepancy
  • Funds Transfer Amendment / Cancellation
  • Auto - fax of OTT/ITT advices (monthly charge) AED 100 AED 100 AED 100
  • Standing Orders
  • Request - calling back funds remitted against standing instructions
  • Copy of standing order instruction application
  • Standing order cancellation or suspension
  • Post Dated Cheques (PDC)
  • Extension of due date
  • Custodial Service per cheque Outstanding PDC report
  • Replacement/premature withdrawal per cheque
  • Miscellaneous Charges (related to Cheques)
  • Request for photocopy / details of cheques-less than 6 months
  • More than 6 months old
  • Stop Payment per Cheque
  • Partial Cheque Payment
  • WPS Payroll Service 
  • Non WPS Payroll
  • To Mashreq Bank account
  • To Other Bank account
  • Outward Clearing/Inter-City/Clean Collection
  • Inter-city Clearing (IBCI)
  • Special Clearing
  • Collection within UAE
  • Collection outside UAE
  • Foreign currency Cheque/Drafts Purchased
  • Cheque Returned unpaid
  • Inward Clearing/Book Transfer
  • Outward Clearing/Inter-City/Clean Collection
  • Processing Fees for Foreign Currency Sale to Customers
  • Minimun of AED 50 or the fees below, whichever is higher
  • Type of transaction NeoBiz
  • ame Currency FCY Withdrawal/Deposit of Cash 
  • Cross Currency FCY Withdrawal/Deposit

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FAQs