• Free ADIB Visa Electron Debit Card to access your account and funds instantly at any ATM or retail outlet
• Expected monthly profits calculated on a monthly basis and credited to your account every month
• ADIB Mobile Banking App! Bank anytime, anywhere with the ADIB Mobile Banking App - available for all iPhone and Android devices
• 24 Hour Banking Services, in addition to our mobile app, you will always have e-ADIB Internet Banking, Telephone Banking, and SMS Banking
• Ghina Salary account (SPA) holder can also avail a Cheque book, (first Cheque book comes free while additional ones can be obtained by paying AED 25).

• No minimum balance charges if salary is transferred
• Free internationally recognized debit card
• Personal checking facilities for UAE residents
• Free online banking to view, manage and conduct transactions at your convenience
• Phone banking giving you anytime, anywhere access to your accounts
• SMS account updates for charge card balances and other transactions
• Currencies:, Available in AED, USD
• , GBP, Euro, Yen, Canadian Dollar, Saudi Riyal, Kuwaiti Dinar, Qatari Riyal, Bahraini Dinar and Omani Riyal
• Debit Card and Cheque book are not available on Foreign Currency Current Accounts.

• Quick & easy processing
• Instant VISA Debit card and cheque book issuance
• Flexibility to use your money any time through Debit Card or Cheque
• Withdraw cash at more than 1.8 million ATM's in over 200 countries with ease
• Make purchases at more than 24 million retail outlets worldwide
• Free online banking access, Free mobile banking access,Free tele-banking services.

• Transaction convenience
• Full range of services
• Easy access to cash
• Rewarding credit card
• Banking online or on the go
• Local bill payments
• No minimum balance
• 0% balance transfers
• Debit card and cheque book
• Islamic financial services

• Current account with no minimum balance requirement
• One cheque book free / month
• FREE Debit Card, which gives you 24/7 global access through any Mastercard ATM
• Free for life Credit Card based on eligibility
• Unlimited free domestic remittances through Digital Banking
• One free swift international remittance per month through Digital Banking. RAKMoneyTransfer is excluded
• Up to 3* Free Non-RAKBANK ATM Cash withdrawals per month
• Number of Free Non-RAKBANK ATM cash withdrawals will be as per below segments.

• No minimum balance fee for salary transfer of AED 5,000 and above
• Buy 1 Get 1 Free' movie offers covering 2D, 3D, 4D and other premium experiences across UAE.
• Fee-free cash withdrawals at any bank ATM in the UAE
• Fee-free international money transfers on INR, PKR, EGP, PHP
• Get access to an optional overdraft of up to 1x your salary or AED 50,000 (whichever is lower), with no fees and no interest on the first AED 500
• One free balance enquiry at any bank ATM
• Choice between AED, USD, GBP and Chinese Renminbi account currencies
• Daily cash withdrawal limit of up to AED 8,000 at HSBC UAE ATMs
• A free international Visa Debit Card accepted at over 25 million outlets worldwide, giving you access to your accounts at over 1 million ATMs around the world
• Utility bill payments through online and mobile banking
• Up to 10% off British Airways airfares when you book with your HSBC Personal Banking Debit Card
• Complimentary HSBC ENTERTAINER app, along with hundreds of offers from the I Love Dining programme. Enjoy airport dining offers at over 200+ locations globally with the Dragon Pass Dine & Travel programme. Terms and conditions apply.
  
  Cashback Credit Card with Personal Banking Account
• Open a Personal Banking Account with a monthly salary of over AED 5,000 and you can also apply for an HSBC Cashback Credit Card.
• Earn 5% (up to AED 200) on fuel and 2% (up to AED 200) on groceries and education per statement cycle when you spend at least AED 3,000 a month
• Earn 0.5% on all other spends, and when you spend less than AED 3,000 a month
• Enjoy thousands of offers and access to top lifestyle and entertainment venues with the HSBC ENTERTAINERHSBC ENTERTAINER This link will open in a new window app.
• Buy 1 Get 1 Free movie tickets every month, up to 25% off food and drink at cinemas across the UAEcinemas across the UAE This link will open in a new window.

Earn 1 Air Mile for every AED 4 spend on your card and redeem for flights, hotels and retail vouchers.

Quick Remit:
Free transfers to India, Pakistan, instant transfer and 24/7 available

Instant loan:
Designed as an exclusive benefit for customers who use Neo as their Salary account. Mashreq Neo customers can now fast track their wish list with Neo Instant loans. To find your eligibility , Click on the menu button and then the loans button, post you log in to your Neo app.

Mashreq Millionaire:
Purchase Mashreq Millionaire Certificates to participate in our monthly and quarterly lucky draws. Each certificate is valued at only AED 1,000. The more you purchase, the better your chances of qualifying for all prizes, including the grand prize of AED 1,000,000!

Pay Bills
Etisalat, Du, DEWA, SEWA, Salik, school fees, international mobile connections and 100 other partners. Let us know and we will handle everything for you. No extra cost.

Early Bird Cashback Offer for AED 350.
AED 35 - Purchase 3 Mashreq Millionaires Certificates +
AED 65 - Debit Card Spends AED 3000 +
AED 75 - Quick Remit of AED 3000 +
AED 75 - Motor Insurance AED 100 - Term Life or Critical Insurance Plan

Cashback on purchases:

With MashreqPay get 5% cashback on all your spends each month. Simply tap your smartphone on the POS terminal during checkout to make contactless, cashless & secure payments in a jiffy. This service works at all NFC enabled Terminals in UAE and abroad across all android devices.

•Register your Mashreq Credit or Debit Card on MashreqPay and make 1 transaction to get your Joining Bonus of AED 25 guaranteed cashback.

•You are eligible for a 2% cashback of up to AED 50 for the first 10 transactions and an additional 5% cashback of up to AED 50 for more than 10 transactions in a calendar month.

•Opt in for free coupons from your favorite stores. You will get the coupons for redemption once you reach the required spends.

• Monthly average balance of AED 3,000 OR Transfer a minimum salary of AED 5,000 to Neo Current Account & no minimum balance required
• Enjoy a limited-time offer of up to AED 5,000* cashback
• Earn joining bonus based on your transferred salary - applicable for accounts with first salary credited on or after 09 June 2024.
• Monthly Salary AED 5,000 - 9,999 - Joining Bonus AED 200, Additional Bonus in first 90days AED50, Total AED250
• Monthly Salary AED 10,000 - 19,999 - Joining Bonus AED 500, Additional Bonus in first 90days AED2 50, Total AED 750
• Monthly Salary AED 20,000 - 49,999 - Joining Bonus AED 1,000, Additional Bonus in first 90days AED 500, Total AED 1500
• Monthly Salary AED 50,000 and above - Joining Bonus AED 2,500, Additional Bonus in first 90days AED 1,000, Total AED 3,550
• The above bonus applies to all the customers holding NEO Current Account and NEO Savings Account.
• Access to global stock exchanges
• Fast & easy remittances
• Free first chequebook, 1AED per leaf from second chequebook onwards
• Enjoy 1% p.a interest through MaxSaver

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Enjoy a limited-time offer of up to AED 5,000* cashback

Earn joining bonus based on your transferred salary - applicable for accounts with first salary credited on or after 09 June 2024.
Monthly Salary AED 5,000 - 9,999 - Joining Bonus AED 200, Additional Bonus in first 90days AED50, Total AED250
Monthly Salary AED 10,000 - 19,999 - Joining Bonus AED 500, Additional Bonus in first 90days AED2 50, Total AED 750
Monthly Salary AED 20,000 - 49,999 - Joining Bonus AED 1,000, Additional Bonus in first 90days AED 500, Total AED 1500
Monthly Salary AED 50,000 and above - Joining Bonus AED 2,500, Additional Bonus in first 90days AED 1,000, Total AED 3,550
The above bonus applies to all the customers holding NEO Current Account and NEO Savings Account.

Refer your friends to Mashreq NEO and get up to AED 1,000
Get up to AED 300* when you use Quick Remit in the first 90 days to send money to over 40 countries

Enjoy 5% cashback, up to AED 200 on your debit card** when you shop in the first 90 days. **Add your debit card to any digital wallet (Apple Pay, Google Pay, Samsung Pay) to avail cashback

Maintain AED 3,000 or transfer AED 5,000 salary

Non Residents and G3 nationalities cannot avail this account