• Free cheque book and teller transactions
• Free local and internatioanl remittances
• Free international ATM cash withdrawals
• Free entertrainer booklet worth AED 50,000
• Skywards signature credit cards with 30,000 skywards miles
• Discounts of upto AED 8000 on credit cards and loans

• Free cheque book
• Free international remittances
• Free teller transactions
• Free international ATM services cash withdrawals
• Free entertrainer booklet worth AED 50,000
• Skywards signature credit cards with 30,000 skywards miles
• Discounts of upto AED 8000 on credit card and loans

• Manage your business with flexibility and ease, with preferential rates and other exclusive privileges:
• AED and multi-currency options (inc. USD, GBP, JPY, EUR)
• Reduced rates on banking services
• Dedicated relationship manager
• AED 250,000 minimum average monthly balance
• Free inward remittances for both local and foreign currencies
• Free unlimited cheque books
• Wide network of branches, ATMs and cash deposit machines across the UAE
• Comprehensive online business banking services

• Dedicated Relationship Manager
• Earn attractive interest on our Business Current Account
• Accounts denominated in Dirham
• , US Dollar, Pound Sterling or Euro
• Monthly current account statements detailing all transactions
• Access to our array of business financing products
• Unlimited Cheque book facility
• Attractive Foreign Exchange and Trade Finance rates
• Competitive rate of interest on Fixed Deposits
• 24 hour Phone banking service

• A dedicated Relationship Manager to respond to all your banking needs
• Competitive foreign exchange and Telegraphic Transfer (TT) rates
• Preferential rates on Trade Services
• Special rates on deposits and investments
• Unlimited free cheque books
• Free or discounted charges on day-to-day transactions
• Preferential rates for online transactions through smartBUSINESS
• Priority Queue cards for teller transactions.

• Accounts in AED and in other major foreign currencies (ex. USD, EURO, GBP)
• Award-winning online banking platform, smartBUSINESS
• Dedicated call centre for all your enquiries
• Over 900 branches, ATMs and cash deposit machines across UAE.

• Globally accepted Business Choice Debit Card
• 1 free Cheque book per month
• Low minimum balance requirements
• 30 free teller transactions each month
• Free e-statements
• Access to ADCB Phone Banking, Mobile Banking and Personal Internet Banking services

• Globally accepted Business Choice Debit Card
• Free and unlimited teller transactions each month
• Complimentary Business insurance of up to AED 500,000 against fire and theft
• (Terms and Conditions apply)
• 3 free Cheque books per month
• Low minimum balance requirements
• Free e-statements
• Access to ADCB Phone Banking, Mobile Banking and Personal Internet Banking services

• One free cheque book per quarter
• Globally accepted ATM debit card
• Access to ADCB Personal Internet banking and Mobile banking
• Low minimum balance requirement
• Free e-Statements
• One free cheque book per quarter

• A comprehensive premium account with exclusive pricing.
• AED and multi-currency options (inc. USD, GBP, JPY, EUR)
• Reduced rates on banking services
• AED 500,000 minimum average monthly balance
• Free inward remittances for both local and foreign currencies
• Free teller transactions
• Free unlimited cheque books
• Wide network of branches, ATMs and cash deposit machines across the UAE
• Comprehensive online business banking services

• RAKBANK’s Current Bank Account with a low minimum balance, and a choice of local and international currencies, makes it an attractive option.
• Dirham, US Dollar, Euro or Pound Sterling – you choose the currency for your Current Account. Other currencies may be approved upon request
• Get a Cheque book for AED account
• FREE Debit Card, which gives you 24/7 global access through any MasterCard ATM
• Monthly current account statements detailing all transactions

• Transfer your salary, move money, make payments, order a cheque book or pick up a new debit card with ease
• Open to UAE residents only
• Free cheque book (AED account only) and free e-statements (within the statement cycle)
• Available in AED and other major currencies
• Access to ADCB Personal Internet Banking and Mobile Banking

• International debit card
• Cheque book
• Access to mobile banking and internet banking
• Free e-Statements
• Utility bill payment facility
• No minimum balance requirement
• Auto sweep facility
• Free domestic remittances (unlimited)
• Free teller transactions (unlimited)

• Earn 2 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum monthly average balance: AED 10,000;
• maximum average monthly balance: AED 250,000)
• Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
• Earn a bonus of 500 Etihad Guest Miles on the first-time registration with ADCB Personal Internet Banking
• Current account customers receive a cheque book and a Debit Card
• Savings account customers receive a Debit Card

• Earn 3 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum average balance: AED 10,000; maximum average balance: AED 250,000)
• Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
• Earn a bonus of 500 Etihad Guest Miles on the first-time registration with ADCB Personal Internet Banking
• Current account customers receive a cheque book and a Debit Card
• Savings account customers receive a Debit Card

• Accounts in range of major currencies
• A cheque book
• A standing order and overdraft facility
• Bill payment facilities for a wide range of services.

• Free cheque book
• Free internatioanl local remittances
• Free teller transactions free debit card

• Free cheque book
• Free internatioanl local remittances
• Free teller transactions free debit card
• Free entertrainer booklet worth AED 30,000

• Value Account: an interest-bearing checking account for salary transfer that comes with a free life insurance cover of AED 100,000/-
• Choose from range of Debit cards to make your everyday shopping and payments convenient with high purchase and cash withdrawal limits
• Enjoy 50% off with VOX cinemas on Sunday
• Share your card benefits with your loved ones by giving up to 5 Supplementary Debit cards for free
• Free local and international remittances on Online and Mobile Banking App
• The best offers on Free For Life Credit Cards e.g. Manchester United, Go4it Gold, dnata Platinum.

• Chequing facility, with first cheque book free of charge
• Eight free teller transactions per month
• Access to a range of current, savings and deposit accounts, loans, cards, insurance and other value-added products and services
• Regular account statements
• Local and international remittances
• Convenience of online & mobile banking, phone banking with largest ATM and branch network for service
• Use online and mobile banking to carry out over 200 transactions including request for new products and services
• Pay bills for over 25 major service providers, send money to loved ones, and check your account statements in a matter of minutes.

• Cheque book
• Internatioanl local remittances
• Teller transactions

• Non-interest-bearing account
• Cheque book facility
• Free International ATM/debit card (AED only)
• Can be opened in approved foreign currency
• Standing order service available
• Overdraft facility available by arrangement
• Bill payment facilities across a wide range of services
• Access to the account through ATMs , phone banking and online banking
• Monthly statement of account

• Multi-currency accounts with no minimum balance requirement
• Free unlimited cheque books
• First international remittance free per month (AED Accounts only, FAB charges only)
• Free Elite Gold Mastercard World debit card

• No minimum balance requirement
• Four free local fund transfers per month
• One free international remittance per month
• First cheque book free
• Earn 500 bonus Etihad Guest miles on the transfer of your first salary
• Earn 1.5 Etihad Guest miles for every AED 1,000 on your average monthly balance
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• (Up to a maximum of 5,000 Etihad Guest miles per month)
• Average balance for the month must be at least AED 10,000

• No minimum balance requirement
• Four free local fund transfers per month
• One free international remittance per month
• First cheque book free upon account opening
• Earn 1,000 bonus Etihad Guest Miles on your first salary transfer
• Earn three Etihad Guest Miles for every AED 1,000 on your average monthly balance
• (Up to a maximum of 5,000 Etihad Guest Miles per month)
• Average balance for the month must be at least AED 10,000

• Open instantly with the FAB Mobile Banking app from the Apple App Store or from Google Play
• No minimum balance charges
• Earn FAB Stars on your purchases and redeem for any airline and any destination
• Special offers and discount from select premium retailers in the UAE
• Free Platinum Mastercard debit card
• Free lounge access at selected airports for FAB Platinum Mastercard debit card

• Free FAB Mastercard debit card
• First cheque book free
• Free lounge access at selected airports for FAB Platinum Mastercard debit card holders

• Available in Dirham and other major currencies
• Earn interest rates on your account (subject to existing rates)
• Minimum monthly average balance requirement, AED 3000 or equivalent
• Free FAB Mastercard debit card
• Complimentary airport lounge access with no prior booking, simply show your FAB Platinum Mastercard debit card

• With RAKBANK Payroll solutions, your employess can enjoy all this and more:
• More convenience for day-to-day banking
• Current account with no minimum balance requirement
• 1 free cheque book every month
• Free for life Credit Card
• Preferential interest rates on loans
• Access to RAKMoneyTransfer with instant money transfer to 27 banks within India and 1,800 Cebuana Lhuillier branches across Philippines
• Unlimited free domestic remittances through Digital Banking
• One free International remittance each month through Swift or RAKMoneyTransfer through Digital Banking.

• A dedicated RAKBANK Elite Relationship Manager for all your banking & Investment needs
• Preferential exchange rates on US Dollar, Euro & GBP currencies
• Exclusive RAKBANK Elite Service Centres
• Golf Course access
• Valet Services
• Dedicated RAKBANK Elite counters across most of our branches
• Fast Track Processing of all your banking requests
• Enhanced daily withdrawal limits of AED 30,000 on your RAKBANK Elite Platinum Mastercard® Debit Card
• As a RAKBANK Elite customer you are also eligible for the premium RAKBANK World Credit Card
• Utility bill payments made easy:
• You can pay your Etisalat (GSM, Landline, Al Shamil, Dialup, e-life, Wasel Recharge and Wasel Renewal), DEWA, Du, Prepaid Card and Salik services with your RAKBANK Elite Platinum Mastercard® Debit Card by calling 800 40 48.

• RAKstarter Accounts is available in AED, US Dollars, Euro and Pound Sterling (GBP) currencies.
• Earn attractive interest on our RAKStarter Account
• No ledger/ fall back fee
• Access to our array of business financing products
• Unlimited Cheque book facility
• Attractive Foreign Exchange and Trade Finance rates
• Competitive rate of interest on Fixed Deposits
• Dedicated Relationship Manager
• 24 hour Phone banking services

• Banking Benefits:
• 1 Cheque Book (25 Leaves) per month (available only to AED Current Account)
• Cash Withdrawals every month from any non-RAKBANK ATM (located in the UAE)
• 2 Internal Standing Orders per month
• 1 International Remittance through SWIFT per month (waiver of RAKBANK charges only)
• 1 Manager’s Cheque/ Demand Draft per month
• No Minimum Balance required
• Insurance Benefits:
• Motor Takaful Discount of AED 100
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• Life Takaful Cover (AED)
• Secure Wallet cover (up to AED 10,000)
• Travel Takaful Benefit With Worldwide Cover For You and Your Family
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• 
  
• 
  
• Car value to be greater than or equal to AED 75,000
• Lifestyle Benefits:
• Complimentary International Motoring Company (IMC) Roadside Assistance and Concierge Services
• 
  
• RAKvalue Offers

• RAKvantage is a high interest rate AED/USD Personal Banking account for UAE residents and non- resident GCC Nationals in the UAE.This account is offered to RAKselect & RAKelite customers.
• Unlimited FREE cheque books and drawings
• Instant account access for bill payments and account transfers through RAKdirect our 24-hour telephone banking service

• A dedicated Relationship Manager assigned to meet your business needs
• Upto 40 monthly free teller transactions
• Business Platinum Debit Card with high ATM and POS limits
• Personalized ADIB Business Platinum Chequebooks
• Open your account in select currencies
• Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing, Preferred Rates on FX and Investment Accounts
• Free monthly e-statements.

• Up to 5 monthly free teller transactions
• Business Classic Debit Card
• ADIB Business Classic Chequebooks
• Open your account in select currencies
• Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing.

• Up to 15 monthly free teller transactions
• Business Gold Debit Card with high ATM and POS limits
• Special ADIB Business Gold Chequebooks
• Open your account in select currencies
• Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing.

• Free Unlimited Teller Transactions At Over 80 Branches Across The UAE
• Free ADIB Visa Electron Debit Card, cheque book, ADIB Mobile Banking App, Instant Overdraft Facility,Standing Instructions
• 24 hour banking services
• Account statements, free e-statements
• Adib web secure, choice of currency.

• Free ADIB Visa Electron Debit Card to access your account and funds instantly at any ATM or retail outlet
• Expected monthly profits calculated on a monthly basis and credited to your account every month
• ADIB Mobile Banking App! Bank anytime, anywhere with the ADIB Mobile Banking App - available for all iPhone and Android devices
• 24 Hour Banking Services, in addition to our mobile app, you will always have e-ADIB Internet Banking, Telephone Banking, and SMS Banking
• Ghina Salary account (SPA) holder can also avail a Cheque book, (first Cheque book comes free while additional ones can be obtained by paying AED 25).

• Free of monthly charge if the average balance above AED 200,000 is maintained
• Up to 5 monthly free teller transactions
• Business Classic Debit Card
• Classic Business Chequebooks
• Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing
• Flexibility of transferring to other ADIB accounts with no additional charges, Free e-statement.

• No minimum balance charges if salary is transferred
• Free internationally recognized debit card
• Personal checking facilities for UAE residents
• Free online banking to view, manage and conduct transactions at your convenience
• Phone banking giving you anytime, anywhere access to your accounts
• SMS account updates for charge card balances and other transactions
• Currencies:, Available in AED, USD
• , GBP, Euro, Yen, Canadian Dollar, Saudi Riyal, Kuwaiti Dinar, Qatari Riyal, Bahraini Dinar and Omani Riyal
• Debit Card and Cheque book are not available on Foreign Currency Current Accounts.

• Dedicated Relationship Manager, FX & Trade Specialists
• Free Business Cheque Books (if requested online), Free Business Debit card & host of privileges
• Dedicated Online & Mobile Business Banking platform for Business entities
• Access to World currency Markets through the FX & rate service desk
• An investment platform, offering an extensive array of customized products
• Secured Business Loan against collateral in form of Term loan or mix of term loan and overdraft at competitive interest rates
• Trade finance/Working capital credit facilities with unique services like Trade doc, Pre check & Doc Prep etc.

• Dedicated Relationship Managers providing proactive Account management

• Value-added transaction Account across multiple currencies with highly discounted tariff, Free Online Remittances and Business Cheque Books

• Visa Business Debit Card with the highest transaction limit and host of privileges

• 25% Off on Trade transactions

• Fast access to service with live video chat

• The convenience of having your bank in your pocket with Snapp Biz

• Foreign exchange services with excellent pricing and trade services

• Preferential tariff on Business financing products.

• Dedicated Relationship Manger accompanied by a team of FX & Trade Specialists
• Dedicated Online & Mobile Business Banking platform for Business entities
• Free Business Platinum Debit card with high transaction limits and host of privileges
• Free Business Cheque Books
• 10% rebate on Trade Fee, Zero Fees on Online International Remittances
• Access to World currency markets through FX and rate service desk
• An Investment platform with products tailored to suit your requirements.

• Your 1st cheque book free of charge
• Free international debit card
• Available in major currencies including AED, USD, EUR & GBP
• Overdraft facility available subject to eligibility
• Free phone and online banking
• Free monthly account statements
• Minimum balance requirement of AED 3,000 or USD 1,000 

• Quick & easy processing
• Instant VISA Debit card and cheque book issuance
• Flexibility to use your money any time through Debit Card or Cheque
• Withdraw cash at more than 1.8 million ATM's in over 200 countries with ease
• Make purchases at more than 24 million retail outlets worldwide
• Free online banking access, Free mobile banking access,Free tele-banking services.

• Quick & easy processing

• Instant VISA Debit card and cheque book issuance

• Flexibility to use your money any time through Debit Card or Cheque

• Withdraw cash at more than 1.8 million ATM's in over 200 countries with ease

• Make purchases at more than 24 million retail outlets worldwide

• Free online banking access

• Free mobile banking accessFree tele-banking services

• Quick & easy processing
• Instant VISA Debit card and cheque book issuance
• Flexibility to use your money any time through Debit Card or Cheque
• Withdraw cash at more than 1.8 million ATM's in over 200 countries with ease
• Make purchases at more than 24 million retail outlets worldwide
• Free online banking access, Free mobile banking access, Free tele-banking services

• Current Account is available in AED, USD, GBP and EUR
• International debit and ATM cards
• Online Banking, Mobile and phone banking

• Free debit card with the latest Chip & PIN security and contactless pay card technology to make easy payments or withdraw cash at ATMs worldwide
• CBD Reward Points, reward points for every dirham spent
• Personal overdraft facility for unexpected emergencies and surprise expenses
• CBD Online and Mobile Banking to access your banking anywhere, anytime
• Budget and Track to help you track your expenses and much more
• Unlimited transactions in all major currencies
• First free cheque book
• Images of all your cheques in online banking statements
• 24 hour Contact Centre.

• Feature-rich premium business bank account
• Dedicated Business Banking Relationship Manager to provide pro-active account management and tailor CBD banking services to meet your individual business requirements
• No account maintenance fees providing minimum monthly balance of AED 150,000 is maintained
• Choice of 6 account currency denominations
• Free chequebooks and complimentary 'My Business' debit card with higher daily cash withdrawal limits
• Free online banking account enquiry service, with the option to upgrade to a comprehensive inter active online banking service
• Free electronic bank statements, Free mobile banking service, Free SMS transaction alerts, Dedicated Business Banking call centre, Preferred rates on remittances, money transfers and for currency exchange
• Access to website-based business advisory services and business planning toolkits through Resource Centre
• WPS payroll management service
• Preferential access to Business Banking service centres
• Dedicated Business Banking Zones and fast track Business Banking tellers in main branches and priority queueing in all other branches
• Preferential pricing on a range of additional business banking and insurance products and services
• Invitations to premier events and business networking events.

• The Dual Account from Noor Bank is a combination of a current and savings account, giving you the freedom of writing cheques while earning profit* on a minimum balance
• Cheque book, Internatioanl local remittances, teller transactions, debit card
• This account can be accessed in many ways, and is available in AED, USD, GBP and EUR.

• Feature-rich business bank account
• No account maintenance fees providing minimum monthly balance of just AED25,000 is maintained
• Choice of 6 account currency denominations
• Free first chequebook and complimentary business debit card
• Branch-based client relationship management
• Access to Business Banking Zones and fast track Business Banking tellers
• Free online banking account enquiry service, with the option to upgrade to a comprehensive interactive online banking service
• Free mobile banking service, Free SMS transaction alerts
• Dedicated Business Banking call centre
• Dedicated self-service phone banking
• Competitive rates on money transfers, remittances and foreign currency exchange
• Preferential pricing on a range of additional business banking and insurance products and services
• Optional WPS salary processing service
• Access to website-based business advisory services and business planning toolkits through Resource Centre.

• Higher withdrawal limits
• Local bill payments, alerts , e statements , banking online or on the go
• Pay any credit card. 

• Transaction convenience
• Full range of services
• Easy access to cash
• Rewarding credit card
• Banking online or on the go
• Local bill payments
• No minimum balance
• 0% balance transfers
• Debit card and cheque book
• Islamic financial services

• No minimum balance required for payroll customers on current account
• Complimentary international visa debit card
• Minimum average monthly balance of AED 3000 for individuals and  AED 10,000 for companies
• Personalized cheque book facility
• Complimentary and secure digital banking services to provide  the utmost banking convenience
• Free monthly statements, free  international ATM card providing reward points on every salary transfer.

• Available in AED, USD, EUR & GBP
• Free First Cheque Book
• Free Teller Transactions
• Free Online Banking Channels
• Free Phone Banking
• Free ATM/Debit Card
• Free Monthly/Quarterly Statements.

• Most competitive foreign exchange and Telegraphic Transfer (TT) rates
• Most preferential rates on Trade Services
• Special rates on deposits and investments, Curated events to help your business
• Maximum number of free or discounted charges on day-to-day transactions. 

• Free Islamic debit card
• First cheque book free
• Free statement of account every month
• Islamic temporary overdraft facility*
• Available in AED and other major currencies
• Cash withdrawals from any ATM displaying the UAE/GCC Switch logos throughout the GCC and at ATMs worldwide displaying Mastercard/Cirrus logo
• Airport lounge access across the region 

• Current account with no minimum balance requirement
• One cheque book free / month
• FREE Debit Card, which gives you 24/7 global access through any Mastercard ATM
• Free for life Credit Card based on eligibility
• Unlimited free domestic remittances through Digital Banking
• One free swift international remittance per month through Digital Banking. RAKMoneyTransfer is excluded
• Up to 3* Free Non-RAKBANK ATM Cash withdrawals per month
• Number of Free Non-RAKBANK ATM cash withdrawals will be as per below segments.

• No charges for cash withdrawals at any bank ATM acrooss the UAE and GCC
• Preferential rates on personal loans
• Free instant international fund transfers through online and mobile banking 
• Free global emergency cash up to USD 10,000 from any HSBC branch abroad in case you lose your wallet while travelling abroad
• 50% discount on processing fee for international HSBC account opening
• Current account available in multiple currencies (AED, USD, GBP and EUR)
• Fee free Overdraft up to 1 salary multiple or AED 50,000 (whichever is lower), the first AED 2000 being interest free.

Switch over to HSBC and open an Advance Account to get up to AED 2,000 cashback.

• receive AED 1,000 when you switch to an Advance Account 
• get up to an additional AED 1,000 when you take out a Home Loan, Personal Loan, Car Loan, life insurance or qualifying investment. 

New to the UAE? Open a new HSBC Advance salary transfer account and get AED 1,000 cashback 

Offer valid from 1 January to 30 April 2022 (both dates inclusive).

Switcher terms and conditions

Offers terms and conditions apply

• Take advantage of global wealth building opportunities with the help of the Citigold Client Advisory Group - your personal wealth management advisors.
• Buy and sell equities, ETFs and bonds in a range of markets through our user-friendly e-Brokerage platform.
• Keep an eye on all your local and overseas Citibanking relationships and investments with a Global View of Accounts

• Upto AED 2,000 joining bonus
• Additional bonus points upto AED 1,500 (until 31st Dec)
• Salaam points worth AED 25 for 5 online/mobile transactions monthly
• Complimnetary international money transfer
• Instant account opening online

Quick Remit:

Free transfers to India, Pakistan, instant transfer and 24/7 available

Instant loan:

Designed as an exclusive benefit for customers who use Neo as their Salary account. Mashreq Neo customers can now fast track their wish list with Neo Instant loans. To find your eligibility , Click on the menu button and then the loans button, post you log in to your Neo app.

Mashreq Millionaire:

Purchase Mashreq Millionaire Certificates to participate in our monthly and quarterly lucky draws. Each certificate is valued at only AED 1,000. The more you purchase, the better your chances of qualifying for all prizes, including the grand prize of AED 1,000,000!

Pay Bills

Etisalat, Du, DEWA, SEWA, Salik, school fees, international mobile connections and 100 other partners. Let us know and we will handle everything for you. No extra cost.