Liv
Liv Cashback

Choose the reward points you want to earn (Cashback, Skywards Miles) and the things you want to earn bonus rewards for (groceries, food deliveries, online shopping, travel or something else?). 

• Earn upto 15% cashback. Upto AED 12,000 Cashback per annum and AED 1,000 per month.
• Earn upto 1 skyward miles per 1 AED spent. Earn monthly skywards miles of upto 6,600

The Liv. Cashback credit card is tailored for individuals with dynamic, on-the-go lifestyles, offering the ability to earn Skywards Miles with every purchase. Cardholders can choose four spending categories—such as international spending, travel, online shopping, dining, and more—where they will earn "booster" Skywards Miles in addition to base Miles.

The Miles accumulation structure is tiered based on monthly spending:

• For spending between AED 0-2K, earn a total of 0.05 Skywards Miles per AED 1.
• Spending between AED 2K-5K earns 0.1 Skywards Miles per AED 1.
• Spending between AED 5K-15K earns 0.2 Skywards Miles per AED 1.
• Spending between AED 15K-30K earns 0.5 Skywards Miles per AED 1.
• Spending above AED 30K earns 1 Skywards Mile per AED 1.

This structure allows cardholders to maximize their Skywards Miles by focusing their spending in categories that matter most to them, particularly when they exceed certain spending thresholds.

1. Skywards Miles Rewards:

Earn Skywards Miles on Every Spend:** Earn base Skywards Miles on all purchases with the potential to earn additional "booster" Miles in select spending categories.

Booster Categories:** Choose up to four categories where you spend the most, such as travel, online shopping, dining, and more, to maximize your Miles.

2. Travel Benefits:

Airport Lounge Access: Enjoy access to over 25 airport lounges worldwide, providing comfort and convenience while traveling.

Discounted Travel Bookings: Get up to 8% off on Cleartrip flight bookings and 10% off on Musafir.com bookings.

Hotel Discounts: Save up to 30% on hotel bookings through Mastercard’s IOL Escapes.

3. Entertainment and Lifestyle Perks:

Free Cinema Tickets: Enjoy up to 2 free cinema tickets every month at Reel Cinemas.

Buy 1, Get 1 Free Offers: Avail of exclusive Buy 1, Get 1 Free deals on dining and lifestyle activities through the Mastercard Buy 1 Get 1 app.

Gym Membership Benefits: Get one week of free access and membership discounts at Gym Nation.

4. Online Shopping and Food Delivery:

Discounts on Food Delivery: Enjoy 20% off on one Talabat order each month, with free delivery on food or groceries.

eSIM Purchases: Save 20% on Airalo eSIM purchases for seamless international connectivity.

5. Ride-Hailing Discounts:

Careem Rides: Get 20% off on up to 3 rides every month with Careem, making daily commutes more affordable.

6. Contactless and Digital Payment Features:

Contactless Payments: Conveniently pay with just a tap using the Liv. Cashback  Credit Card, supporting contactless transactions for quick and secure payments.

Full Integration with Liv. App: Manage your card, track spending, view rewards, and control card settings directly from the Liv. app.

7. Security and Protection:

Fraud Protection: Enjoy zero-liability protection against unauthorized transactions and advanced fraud monitoring to keep your finances safe.

Virtual Card Option: Generate a virtual card through the Liv. app for online shopping, enhancing security for digital transactions.

8. Supplementary Cards:

Free Supplementary Cards: Share the benefits of the Liv. Cashback Credit Card with family members by applying for supplementary cards at no extra cost.

9. Flexible Payment Options:

Installment Plans: Convert large purchases into easy, interest-free installments to manage your finances effectively.

Competitive Interest Rates: Benefit from low interest rates, with the flexibility to choose between paying the minimum due or the full balance each month.

The Liv Cashback Credit Card is designed to cater to individuals who prioritize earning rewards on everyday spending, along with enjoying a wide range of travel, lifestyle, and entertainment benefits.