Liv
Liv Cashback+

Choose the reward points you want to earn (Cashback, Skywards Miles) and the things you want to earn bonus rewards for (groceries, food deliveries, online shopping, travel or something else?). 

• Earn upto 15% cashback. Upto AED 18,000 Cashback per annum and AED 1,500 per month.
• Earn upto 1 skyward miles per 1 AED spent. Earn monthly skywards miles of upto 10,000

The Liv. Cashback  and Cashback plus credit cards are tailored for individuals with dynamic, on-the-go lifestyles, offering the ability to earn Skywards Miles with every purchase. Cardholders can choose four spending categories—such as international spending, travel, online shopping, dining, and more—where they will earn "booster" Skywards Miles in addition to base Miles.

The Miles accumulation structure is tiered based on monthly spending:

• For spending between AED 0-2K, earn a total of 0.05 Skywards Miles per AED 1.
• Spending between AED 2K-5K earns 0.1 Skywards Miles per AED 1.
• Spending between AED 5K-15K earns 0.2 Skywards Miles per AED 1.
• Spending between AED 15K-30K earns 0.5 Skywards Miles per AED 1.
• Spending above AED 30K earns 1 Skywards Mile per AED 1.

This structure allows cardholders to maximize their Skywards Miles by focusing their spending in categories that matter most to them, particularly when they exceed certain spending thresholds.

The Liv Cashback plus Credit Card by Emirates NBD is a feature-rich financial product tailored for those who lead a modern, digital-first lifestyle. Here's a detailed look at its key features:

1. Rewards and Cashback:

Cashback on Everyday Spending: Earn up to 2.5% cashback on all purchases, including dining, shopping, and travel expenses. The cashback is straightforward, with no complicated tiers or categories.

Rewards on International Spending: Enjoy higher rewards on international transactions, making this card ideal for frequent travelers and online shoppers who purchase from international retailers.

2. Travel Benefits:

Airport Lounge Access: Cardholders get complimentary access to over 1,000 airport lounges worldwide through the LoungeKey program, enhancing the travel experience with added comfort and convenience.

Travel Insurance: Comprehensive travel insurance is included, offering coverage for emergencies, trip cancellations, and lost luggage, ensuring peace of mind while traveling.

3. Digital-First Experience:

Seamless Integration with Liv. App: The Liv Cashback plus Credit Card is designed to be fully integrated with the Liv. banking app, allowing users to manage their card, track spending, view rewards, and make payments all in one place.

Instant Notifications and Controls: Receive instant notifications for every transaction, and control your card settings, including spending limits and blocking/unblocking, directly from the app.

4. Exclusive Offers and Discounts:

Mastercard World Benefits: As a Mastercard World cardholder, you gain access to exclusive offers and discounts on dining, shopping, and entertainment globally. This includes special deals at luxury hotels, fine dining restaurants, and select retailers.

Liv. App Exclusive Offers: The card is linked to exclusive deals and discounts available through the Liv. app, offering users more value across various categories.

5. Contactless Payments:

Tap and Pay: The Liv Cashback plus Credit Card supports contactless payments, allowing users to make quick and secure transactions with just a tap at compatible terminals.

6. Security Features:

Fraud Protection: The card comes with robust security features, including real-time transaction alerts, zero-liability protection against unauthorized transactions, and advanced fraud monitoring to ensure your financial safety.

Virtual Card Option: For added security, users can generate a virtual card through the Liv. app for online shopping, minimizing the risk of fraud.

7. Flexible Payment Options:

Installment Plans: Convert large purchases into easy, interest-free installments, helping to manage finances more effectively.

Low Interest Rates: The card offers competitive interest rates, with the flexibility to choose between paying the minimum due or the full balance each month.

8. Supplementary Cards:

Free Supplementary Cards: Liv. Cashback plus Credit Cardholders can apply for supplementary cards for family members at no additional cost, sharing the benefits and rewards with loved ones.

9. Welcome Bonus:

 Sign-Up Offers: New cardholders may be eligible for welcome bonuses, such as extra cashback or rewards points, upon meeting the initial spending criteria within the first few months of card issuance.

The Liv. Cashback plus Credit Card is designed to cater to the needs of modern, tech-savvy individuals who value convenience, rewards, and exclusive benefits. Whether it's for everyday spending, travel, or digital management, this card offers a comprehensive solution that aligns with the lifestyle of its users.