MINIMUM SALARY
AED 15,000
RATE
3.85%
ANNUAL FEE
AED 788
MINIMUM SALARY
AED 15,000
RATE
3.85%
ANNUAL FEE
AED 788
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
Enjoy AED 2,000 as a cashback welcome offer when you sign up for a CBD Visa Infinite Credit Card and spend a minimum of AED 12,000 within 30 days of card issuance
Key Features
Reward Features
Things To Be Aware Of
Apply through CBD mobile App
MINIMUM SALARY
AED 25,000
RATE
3.49%
ANNUAL FEE
AED 2100
MINIMUM SALARY
AED 25,000
RATE
3.49%
ANNUAL FEE
AED 2,100
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Key Features
Reward Features
Earn Skyward Miles per 1 USD of spend:
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 1500
MINIMUM SALARY
AED 15,000
RATE
3.49%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / or AED 103
Joining Offers
Earn up to 175,000 miles.
40,000 Bonus miles upon payment of Annual Membership Fee of AED 1,500 & Joining Fee of AED 500.
85,000 miles on a cumulative Retail Spend or AED 90,000(Within the first 6 months)
50,000 miles on a cumulative Fx Spends of AED 15,000 (Within the first 6 months)
Key Features
Reward Features
For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.
3.5 Etihad Guest miles on spend at Etihad Airlines
3 Etihad Guest miles on International spend
2.5 Etihad Guest miles on two chosen Categories
Upto 2 Etihad Guest miles on domestic spend
Emirates Islamic Etihad Guest Premium card gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same.
You will earn 2.5 Etihad Guest Miles for every USD 1 spend on the chosen categories. The Etihad Guest Mile earning on the 2 chosen categories is capped at 1,500 Miles per category per month.
You also have the option to change your chosen categories every quarter by calling our call center.
Earn 1 Etihad Guest Tier Mile for every 1 USD spent internationally on non-AED currency using your card. A maximum of 20,000 Tier Miles can be earned in a membership year.
MINIMUM SALARY
AED 10,000
RATE
3.49%
ANNUAL FEE
AED 899
MINIMUM SALARY
AED 10,000
RATE
3.49%
ANNUAL FEE
AED 899
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / or AED 103
Joining Offers
Earn up to 125,000 miles.
30,000 Bonus miles upon payment of Annual Membership Fee of AED 899 & Joining Fee of AED 300.
65,000 miles on a cumulative Retail Spend or AED 50,000(Within the first 6 months)
30,000 miles on a cumulative Fx Spends of AED 10,000 (Within the first 6 months)
Key Features
Reward Features
3 Etihad Guest miles at Etihad Airline spend
2 Etihad Guest miles at international spend
2.5 Etihad Guest miles at two chosen categories
Upto 1.5 Etihad Guest miles at domestic spend
Emirates Islamic Etihad Guest Saqer card is the only credit card in the UAE that gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same.
Earn 1 Etihad Guest Tier Mile for every 1 USD spent internationally on non-AED currency using your card. A maximum of 15,000 Tier Miles can be earned in a membership year.
Things To Be Aware Of
MINIMUM SALARY
AED 35,000
RATE
3.25%
ANNUAL FEE
AED 4200
MINIMUM SALARY
AED 35,000
RATE
3.25%
ANNUAL FEE
AED 4,200
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / AED 103.95
Joining Offers
Earn upto 100,000 bonus skywards miles!
Welcome Miles Bonus Category: 35,000 skywards miles
Fast Track to Gold tier Membership Option: Upon payment of the Annual Membership Fee of AED 4,000 and joining fee of AED 1,000.
(or)
Without fast track to Gold tier membership Option: Upon payment of the Annual Membership fee of AED 2,000 and the joining fee of AED 1,000.
2) Cumulative retail spend of AED 120,000 within 3 months: 40,000 skywards miles
3) Cumulative Foreign currency spend of AED 50,000 within 6 months : 25,000 skywards miles
Key Features
Reward Features
Earn up to 3.5 Miles per USD 1 equivalent retail spends as per below rates
- 3.5 Skywards Miles at Emirates Airlines
- 2 skywards miles on international spend
- 1.5 skywards miles on domestic spend
MINIMUM SALARY
AED 25,000
RATE
3.49%
ANNUAL FEE
AED 2100
MINIMUM SALARY
AED 25,000
RATE
3.49%
ANNUAL FEE
AED 2,100
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
1) Welcome Miles Bonus Category: 40,000 skywards miles
Upon payment of the Annual Membership fee of AED 999 and the joining fee of AED 1,000.
2) Cumulative retail spends (within 6 months): 35,000 skywards miles
Spend a minimum of AED 75,000 within 6 months
3) Spend with Emirates Airlines (within 6 months) : 15,000 skywards miles
Spend a minimum of AED 20,000 withing 6 months
Overall an ability to earn upto 90,000 bonus skywards miles!
Key Features
Reward Features
Earn up to 2 Miles per USD 1 equivalent retail spends as per below rates
- 2 Skywards Miles at Emirates Airlines
- 1.5 Skywards Miles on international spend
- 1 Skywards Miles on domestic spend
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.49%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 12,000
RATE
3.49%
ANNUAL FEE
AED 735
Non AED Transaction Fee
2.34%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
1) Welcome Miles Bonus Category: 30,000 skywards miles
Upon payment of the Annual Membership Fee of AED 700 and joining fee of AED 550.
2) Cummulative retail spends ( within 6 months): 20,000 skywards miles
Spend a minimum of AED 30,000 within 6 months
3) Spend with Emirates Airlines ( within 6 months) : 10,000 skywards miles
Spend a minimum of AED 10,000 withing 6 months
Overall an ability to earn upto 60,000 bonus skywards miles!
Key Features
Reward Features
Earn up to 1.5 Miles per USD 1 equivalent retail spends as per below table
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 1049
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 1,049
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Key Features
Reward Features
Earn dnata rewards
Things To Be Aware Of
MINIMUM SALARY
AED 35,000
RATE
3.25%
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 35,000
RATE
3.25%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min103.95
Joining Offers
Welcome offer of AED 400 Noon voucher.
Key Features
Reward Features
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 735
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Apply for the Etihad Guest Visa Inspire Credit Card and receive exclusive offers
Key Features
Reward Features
Earn Etihad Guest Miles
Etihad Guest Miles earned on retail spends made on merchants located in European Union or under categories, grocery and supermarkets, quick service restaurant (i.e. fast food restaurant), insurance, car dealership, petroleum, transit, government services, utility payments, real estate, education & telecommunication payment will be capped at 750 Miles per statement cycle.
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!
Key Features
Reward Features
Earn Skyward Miles
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 735
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Earn up to 40,000 Skywards Miles with your Skywards Signature Credit Card:
Key Features
Reward Features
Earn Skyward Miles
Per 1 USD of spend:
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 1500
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Introductory offer - Up to AED 2,500 Travel Vouchers
Key Features
Reward Features
Earn Starpoints Rewards:
Redeem Starpoints for a host of rewards, including Free Night Awards, SPG Flights and SPG Moments.
Earn up to 50% more Starpoints every month (max 4,000) for all your retail purchases by enrolling in Express Points Programme (monthly fee of AED 300).
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Welcome offer: Up to 25,000 UPoints. Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 35,000
RATE
3.69%
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 35,000
RATE
3.69%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
2.10%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Get 150,000 sign-up Air Miles, and another 75,000 when you renew your membership, plus every year after that.
Get up to AED 800 cashback: Enjoy AED 600 when you apply for selected credit cards, plus AED 100 the first time you use your card in your mobile wallet, and AED 100 when you apply for your first supplementary card and use it for one transaction.
The campaign is open to all new and existing HSBC customers who apply and receive approval for a new primary credit card and who do not have a primary credit card at the time of application and had not had one during the 6 months prior to applying.
Key Features
Reward Features
Spend anytime, anywhere with your HSBC Black Credit Card & earn Air Miles:
on HSBC site
MINIMUM SALARY
AED 30,000
RATE
3.69
ANNUAL FEE
AED 1050
MINIMUM SALARY
AED 30,000
RATE
3.69
ANNUAL FEE
AED 1,050
Non AED Transaction Fee
2.10%
Cash Advance Fee
3.15 % / or AED 105
Joining Offers
Get up to AED 800 cashback
Enjoy AED 600 when you apply for selected credit cards, plus AED 100 the first time you use your card in your mobile wallet, and AED 100 when you apply for your first supplementary card and use it for one transaction. The campaign is open to all new and existing HSBC customers who apply and receive approval for a new primary credit card and who do not have a primary credit card at the time of application and had not had one during the 6 months prior to applying.
Eligibility criteria and Terms and conditions apply. Offer valid from 1 May to 31st December 2024 inclusive.
Key Features
Reward Features
on HSBC site
MINIMUM SALARY
AED 40,000
RATE
3.69%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 40,000
RATE
3.69%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.10%
Cash Advance Fee
3.15 % / Min AED105
Joining Offers
Get up to AED 800 cashback
Enjoy AED 600 when you apply for selected credit cards, plus AED 100 the first time you use your card in your mobile wallet, and AED 100 when you apply for your first supplementary card and use it for one transaction. The campaign is open to all new and existing HSBC customers who apply and receive approval for a new primary credit card and who do not have a primary credit card at the time of application and had not had one during the 6 months prior to applying.
Eligibility criteria and Terms and conditions apply. Offer valid from 1 May to 31st December 2024 inclusive.
Key Features
Reward Features
Earn Airmiles on your HSBC Advance Credit Card
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.45%
ANNUAL FEE
AED 650
MINIMUM SALARY
AED 25,000
RATE
3.45%
ANNUAL FEE
AED 650
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Joining Offers
Apply & get AED 2500 cashback will be credited subject to spending AED 4,500 in Acquisition Month + 2 months timelines. Eg: if a card is setup in June, AED 4,500 needs to be spent by 31st August to get the Joining Bonus.
Key Features
Reward Features
Earn Salaam Carats
Things To Be Aware Of
on Mashreq Bank site