MINIMUM SALARY
AED 10,000
RATE
3.00%
ANNUAL FEE
AED 150
MINIMUM SALARY
AED 10,000
RATE
3.00%
ANNUAL FEE
AED 150
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 100
Joining Offers
3,000 Sign-up bonus reward points!
Key Features
Reward Features
Al Masraf Rewards:
A program that delivers amazing value by rewarding your spends with points which can be redeemed across multiple categories like travel, lifestyle, leisure or simply redeem for cash back.
Things To Be Aware Of
MINIMUM SALARY
AED 40,000
RATE
2.75%
ANNUAL FEE
AED 750
MINIMUM SALARY
AED 40,000
RATE
2.75%
ANNUAL FEE
AED 750
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 100
Joining Offers
10,000 Sign-up bonus reward points!
Key Features
Reward Features
Al Masraf Rewards:
A program that delivers amazing value by rewarding your spends with points which can be redeemed across multiple categories like travel, lifestyle, leisure or simply redeem for cash back.
Earn Al Masraf Rewards on all spends:
Things To Be Aware Of
MINIMUM SALARY
AED 20,000
RATE
2.90%
ANNUAL FEE
AED 500
MINIMUM SALARY
AED 20,000
RATE
2.90%
ANNUAL FEE
AED 500
Non AED Transaction Fee
2.75%
Cash Advance Fee
3.00 % / Min 100
Joining Offers
5,000 Sign-up bonus reward points!
Key Features
Reward Features
Al Masraf Rewards:
A program that delivers amazing value by rewarding your spends with points which can be redeemed across multiple categories like travel, lifestyle, leisure or simply redeem for cash back.
Earn Al Masraf Rewards on all spends:
Things To Be Aware Of
MINIMUM SALARY
AED 40,000
RATE
3.25
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 40,000
RATE
3.25
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / pr AED 105
Joining Offers
Enjoy a welcome bonus Up to 50,000 Reward points, equal to €1,000 in hotel stays at Accor hotels around the world
Enjoy a rewarding welcome bonus on your ALL - ADCB Infinite Credit Card. You will receive up to 50,000 Reward points from ALL when you apply and use your ALL - ADCB Infinite Credit Card.
Key Features
Reward Features
Earn points everyday
Up to 3 Reward points per $1 spent at participating Accor hotels in the UAE and on your other spends
Spending has never been so rewarding. Accumulate Reward points on all retail purchases when you use your ALL – ADCB Infinite Credit Card.
*Purchases on fuel, education, government, real estate, telecommunication, charity and transportation categories will earn 0.15 Reward points from ALL per USD 1 spent. Purchases at supermarkets, auto dealers, insurance and quick service restaurants earn 0.20 Reward points from ALL per USD 1 spent. International spends at countries in the EU region will earn 0.75 Reward points from ALL per USD 1 spent.
on Abu Dhabi Commercial Bank (ADCB) site
MINIMUM SALARY
AED 15,000
RATE
3.85%
ANNUAL FEE
AED 788
MINIMUM SALARY
AED 15,000
RATE
3.85%
ANNUAL FEE
AED 788
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 105
Joining Offers
Enjoy AED 2,000 as a cashback welcome offer when you sign up for a CBD Visa Infinite Credit Card and spend a minimum of AED 12,000 within 30 days of card issuance
Key Features
Reward Features
Things To Be Aware Of
Apply through CBD mobile App
MINIMUM SALARY
AED 5,000
RATE
2.59%
ANNUAL FEE
AED 400
MINIMUM SALARY
AED 5,000
RATE
2.59%
ANNUAL FEE
AED 400
Non AED Transaction Fee
3.90%
Cash Advance Fee
3.00 % / Min 100
Key Features
Reward Features
Earn Amazing Points
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
2.59%
ANNUAL FEE
AED 1500
MINIMUM SALARY
AED 30,000
RATE
2.59%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.90%
Cash Advance Fee
3.00 % / Min 100
Key Features
Reward Features
Earn Amazing Points
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
2.58%
ANNUAL FEE
AED 200
MINIMUM SALARY
AED 8,000
RATE
2.58%
ANNUAL FEE
AED 200
Non AED Transaction Fee
3.90%
Cash Advance Fee
3.00 % / Min 100
Joining Offers
Welcome Bonus
Key Features
Reward Features
Earn Dubai Memento Points
Yearly Guaranteed Rewards
Spend AED 100,000 or more on retail purchases during the year to qualify for Bonus Mementos equivalent to the value of your total retail purchases**. For example, an accumulated spend of AED 110,000 during the course of one year of your membership will earn you 110,000 Bonus Mementos. These Mementos will be awarded after your anniversary date, upon your request. You can redeem Bonus Mementos for the full set of redemption options available.
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.19%
ANNUAL FEE
AED 1500
MINIMUM SALARY
AED 30,000
RATE
3.19%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
3.90%
Cash Advance Fee
3.00 % / Min 100
Reward Features
Earn DubaiFirst Miles 3 DubaiFirst Miles per 1 US $ on international retail spends 2 DubaiFirst Miles per 1 US $ on local retail spends Utilities & government spends do not earn any miles A maximum of 200,000 miles can be earned in a calendar month Redeem DubaiFirst Miles at the click of a button to fly for free more frequently, to more places, on more airlines, on any date, for anyone. You can also redeem your DubaiFirst Miles for over 200,000 hotels worldwide.
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 400
MINIMUM SALARY
AED 10,000
RATE
3.25%
ANNUAL FEE
AED 400
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15% /Min 103.95
Key Features
Reward Features
Earn Plus Points rewards on all domestic and international spends:
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 525
MINIMUM SALARY
AED 8,000
RATE
3.25%
ANNUAL FEE
AED 525
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / AED 103.95
Joining Offers
Introductory Offer:
Key Features
Reward Features
Earn dnata rewards
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 1049
MINIMUM SALARY
AED 25,000
RATE
3.25%
ANNUAL FEE
AED 1,049
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Key Features
Reward Features
Earn dnata rewards
Things To Be Aware Of
MINIMUM SALARY
AED 6,000
RATE
3.25%
ANNUAL FEE
AED 103.95
MINIMUM SALARY
AED 6,000
RATE
3.25%
ANNUAL FEE
AED 104
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Key Features
Reward Features
Earn Plus Points rewards
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 208.95
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 209
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Key Features
Reward Features
Earn Plus Points rewards:
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 250
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 250
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Welcome offer of 500 LuLu Points and 0% interest on balance transfers with no processing fees
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
0% balance transfer with no processing fees.
Key Features
Reward Features
Redeem Lulu points at over 70 Lulu stores at 1 Lulu point = 1 AED
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 263
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 263
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Activate your Card and you will recieve a Manchester United Home Jersey and Complimentary Manchester United 'RED Box'.
Key Features
Reward Features
Earn RED Points Rewards
Maximum Red Points for sports good stores and dining outlets in one billing cycle is 50,000 Red points. Red Points can be redeemed for gift vouchers, cash back.
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 735
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 420
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 420
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.15 % / Min 103.95
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!
Key Features
Reward Features
Earn Skyward Miles
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 735
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 735
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Earn up to 40,000 Skywards Miles with your Skywards Signature Credit Card:
Key Features
Reward Features
Earn Skyward Miles
Per 1 USD of spend:
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 1500
MINIMUM SALARY
AED 25,000
RATE
3.09%
ANNUAL FEE
AED 1,500
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Introductory offer - Up to AED 2,500 Travel Vouchers
Key Features
Reward Features
Earn Starpoints Rewards:
Redeem Starpoints for a host of rewards, including Free Night Awards, SPG Flights and SPG Moments.
Earn up to 50% more Starpoints every month (max 4,000) for all your retail purchases by enrolling in Express Points Programme (monthly fee of AED 300).
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Key Features
Reward Features
Earn Emaar Upoints
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 30,000
RATE
3.25%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Welcome offer: Up to 25,000 UPoints. Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 263
MINIMUM SALARY
AED 15,000
RATE
3.25%
ANNUAL FEE
AED 263
Non AED Transaction Fee
1.99%
Cash Advance Fee
3.15 % / Min 103.95
Key Features
Reward Features
Earn Emaar Upoints
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
1.99%
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 30,000
RATE
1.99%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
3.25%
Cash Advance Fee
3.15 % / Min 103.95
Joining Offers
Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400 that can be availed across Noon and Noon Daily!
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 12,000
RATE
3.25%
ANNUAL FEE
AED 0
Non AED Transaction Fee
3.14%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Apply for a Platinum credit card and get it free along with a voucher worth AED 300 to spend on Noon.com.
Key Features
Reward Features
Earn Plus Points Rewards
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Spend and win cash prize
Every July: January to June ( 6 months). Cummulative spend of AED 25000 in 6 months. Total winners per draw 20. Maximum wining amount 25000
Every January : January to December( previous year).
Key Features
Reward Features
The all-new Rewards on the FAB Mobile app
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
2.08%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
2.08%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Exchange your Al-Futtaim FAB Rewards for an unmatched range of rewards
UP TO 10 AL-FUTTAIM FAB REWARDS FOR YOUR PURCHASES
Earn ten Al-Futtaim Rewards for every Dirham spent at Al-Futtaim’s stores, showrooms or schools, and two Al Futtaim FAB Rewards for every Dirham spent elsewhere.
REDEEM YOUR AL-FUTTAIM FAB REWARDS FOR A HOST OF BENEFITS
Redeem your Al-Futtaim FAB Rewards for Etihad Guest Miles, Skywards Miles from Emirates, e-vouchers or cashback credited to your Al-Futtaim Credit Card. Your Al-Futtaim FAB Rewards can also be used at participating Al-Futtaim stores at the check-out counter to pay for your purchases.
EXCLUSIVE AL-FUTTAIM OFFERS
Get exclusive offers from Al-Futtaim brands.
Things To Be Aware Of
MINIMUM SALARY
AED 40,000
RATE
1.66%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 40,000
RATE
1.66%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.05%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Exchange your Al-Futtaim FAB Rewards for an unmatched range of rewards
Earn ten Al-Futtaim Rewards for every Dirham spent at Al-Futtaim’s stores, showrooms or schools, and two Al Futtaim FAB Rewards for every Dirham spent elsewhere.
Redeem your Al-Futtaim FAB Rewards for Etihad Guest Miles, Skywards Miles from Emirates, e-vouchers or cashback credited to your Al-Futtaim Credit Card. Your Al-Futtaim FAB Rewards can also be used at participating Al-Futtaim stores at the check-out counter to pay for your purchases.
Get exclusive offers from Al-Futtaim brands.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.85%
ANNUAL FEE
AED 300
MINIMUM SALARY
AED 5,000
RATE
3.85%
ANNUAL FEE
AED 300
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min AED105
Joining Offers
AED 800 cashback bonus when you spend AED 5000 or above in the first 60 days. Get an AED 500 joining bonus when you spend AED 5,000 or more, or an AED 800 bonus when you spend AED 8,000 or more, within the first 60 days of card issuance.
Key Features
Reward Features
Supermarket Spending (Including Online)
Cashback :5%
FAB Rewards : 17 FAB Rewards per AED 1 spent
Fashion
Cashback : 5%
FAB Rewards : 17 FAB Rewards per AED 1 spent
Dining
Cashback : 5%
FAB Rewards :17 FAB Rewards per AED 1 spent
All Other Spending (Excluding Select Categories)
Cashback : 1%
FAB Rewards :3.5 FAB Rewards per AED 1 spent
Select Categories
Cashback : 0.15%
FAB Rewards : 0.5 FAB Rewards per AED 1 spent
Non-AED Spending
Cashback : 3%
FAB Rewards :10 FAB Rewards per AED 1 spent
Cashback is capped at AED 200 each on dining out, fashion shopping and grocery shopping.
Overall cap of AED 1,000 per month across all categories.
Cashback will be processed in equivalent FAB Rewards, redeemable instantly on the FAB Mobile app.
Things To Be Aware Of
on First Abu Dhabi Bank (FAB) site
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 15,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
You can benefit from the offers above after a minimum spend of AED 2,500 on your du Platinum Credit Card in the month prior.
Customers will earn 10% cashback with du auto payment setup until 1 June 2021, then cashback will be based on spend criteria.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
You can benefit from the offers above after a minimum spend of AED 1,250 on your du Titanium Credit Card in the month prior.
Customers will earn 10% cashback with du auto payment setup until 1 June 2021, then cashback will be based on spend criteria.
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.5%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.5%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Earn FAB Reward Points
Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday.
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.5%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 30,000
RATE
3.5%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.5%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.5%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.75%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 8,000
RATE
3.75%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.50 % / Min 105
Joining Offers
Spend and Win Cash Prizes !
Key Features
Reward Features
First Reward Point:
Things To Be Aware Of
MINIMUM SALARY
AED 8,000
RATE
3.85%
ANNUAL FEE
AED 300
MINIMUM SALARY
AED 8,000
RATE
3.85%
ANNUAL FEE
AED 300
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
Get a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of card issuance.
Key Features
Reward Features
FAB REWARDS
The fastest way to increase your FAB Rewards earning
Things To Be Aware Of
MINIMUM SALARY
AED 5,000
RATE
3.5%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 5,000
RATE
3.5%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.49%
Cash Advance Fee
3.15 % / Min 105
Key Features
Reward Features
Things To Be Aware Of
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Joining Offers
Joining bonus offer of AED 1000 on Cashback card, AED 1000 on Platinum Elite card and AED 2,000 on Solitaire card Eg: if a card is setup in June, AED 4,500 needs to be spent by 31st August to get the Joining Bonus.
Cashback that will be credited subject to customer spending AED 4,500 in Acquisition Month + 2 months timelines. Eg: if a card is setup in June, customer has to be spend AED 4,500 by 31st August to get the Joining Bonus.
Key Features
Reward Features
Earn Salaam Points:
Accelerated Reward Points:
Things To Be Aware Of
on Mashreq Bank site
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Key Features
Reward Features
Earn Salaam Points
Things To Be Aware Of
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
MINIMUM SALARY
AED 7,000
RATE
3.45%
ANNUAL FEE
AED 682
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Key Features
Reward Features
Earn Salaam Points
Accelerated Reward Points:
Things To Be Aware Of
MINIMUM SALARY
AED 25,000
RATE
3.45%
ANNUAL FEE
AED 650
MINIMUM SALARY
AED 25,000
RATE
3.45%
ANNUAL FEE
AED 650
Non AED Transaction Fee
2.79%
Cash Advance Fee
3.15 % / Min 210
Joining Offers
Apply & get AED 2500 cashback will be credited subject to spending AED 4,500 in Acquisition Month + 2 months timelines. Eg: if a card is setup in June, AED 4,500 needs to be spent by 31st August to get the Joining Bonus.
Key Features
Reward Features
Earn Salaam Carats
Things To Be Aware Of
on Mashreq Bank site
MINIMUM SALARY
AED 5,000
RATE
3.45%
ANNUAL FEE
AED 400
MINIMUM SALARY
AED 5,000
RATE
3.45%
ANNUAL FEE
AED 400
Non AED Transaction Fee
2.20%
Cash Advance Fee
3.00 % / Min 99
Joining Offers
Joining Bonus -15,000 AirRewards Points Equivalent to a return ticket: A Joining Bonus of 15,000 AirRewards Points will be credited upon payment of Joining Fee and a minimum retail spend of AED 5,000* in first 3 months.
Key Features
Reward Features
AirRewards - Air Arabia's loyalty program
Things To Be Aware Of
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
MINIMUM SALARY
AED 10,000
RATE
3.45%
ANNUAL FEE
AED 0
Non AED Transaction Fee
2.20%
Cash Advance Fee
3.00 % / Min 99
Key Features
Reward Features
Earn RAKrewards
Monthly Spend Tier & RAKrewards earned per 1 AED:
Quarterly Spend Tier & bonus RAKrewards rate:
Cinema Reward Offerings
Overall monthly spend On cinema spend RAKrewards
AED 5000 and above AED 1 50
Maximum RAKrewards monthly cap on cinema spend is 10,000.
Things To Be Aware Of
MINIMUM SALARY
AED 30,000
RATE
3.45%
ANNUAL FEE
AED 1575
MINIMUM SALARY
AED 30,000
RATE
3.45%
ANNUAL FEE
AED 1,575
Non AED Transaction Fee
2.99%
Cash Advance Fee
3.15 % / Min 105
Joining Offers
AED 1000 cashback joining offer ( requires a spend of AED 10000)
1. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1st May to 31st July 2023 (“the Offer Period”).
2. Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.
3. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq credit cards and except X credit card.
4. Credit card applications sourced via sales representatives will not be eligible for the Offer.
5. The Bank will credit cashback to the client’s credit card statement.
6. Successful applications will receive the cashback on 31 December 2022.
7. Clients will have until 30 November 2022 to meet the spend requirement as stated in the below grid.
Key Features
Reward Features
Earn 360° Reward Points on all spends
Things To Be Aware Of
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
We gather this information to assist you better and track your progress with the credit card application.
FABCashback Credit Card
Minimum Salary AED 5,000
Annual Fee AED 315
Rate 3.50%
