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Best Credit Card In UAE
+971

MINIMUM SALARY

AED 30,000

RATE

3.69%

ANNUAL FEE

AED 2625

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Get upto 50000 bonus Skywards Miles
  • Complimentary Emirates Skywards Silver Tier membership
  • No Miles Expiry
  • 3 complimentary visits per month to premium beach clubs
  • Earn up to 2.75 Skywards Miles for every USD spent

MINIMUM SALARY

AED 30,000

RATE

3.69%

ANNUAL FEE

AED 2,625

Non AED Transaction Fee

2.1https://www.soulwallet.com/credit-cards-uae/backend/tspl/creditcard/creditcard

Cash Advance Fee

3.15

Joining Offers

Get 20,000 sign-up bonus Skywards Miles when you pay your annual card fee

Get another 30,000 welcome spend Skywards Miles when you spend a minimum of AED 50,000 in eligible spends in the first 60 days


Key Features

  • No Skywards Miles expiry: The Skyward Miles you earn with the card won't expire for as long as your Emirates Skywards account and credit card are open.
  • Silver Tier Status: Enjoy complimentary Emirates Silver Tier membership with extensive travel benefits.
  • Earn Skywards Miles: Get up to 2.75 Skywards Miles for every USD 1 equivalent in eligible spends on your card.
  • Beach club visits: Get 3 complimentary visits a month to premium beach clubs across the UAE. T&Cs apply.
  • Get a complimentary 12-month Careem Plus subscription.
  • Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE.
  • Airport Lounge Access: Access over 1,000 lounges in more than 300 cities worldwide. Complimentary access for you and your additional cardholder plus a guest each. T&Cs apply.
  • Get 1GB free data roaming, plus 22% off additional data packages, with Airalo. T&Cs apply.
  • Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.

Reward Features

Earn Skywards Miles when you spend. From paying bills to purchasing flights, you'll earn Miles on every USD 1 equivalent in eligible spends with your card.

  • Get 2.75 Skywards Miles on direct bookings with Emirates and flydubai in AED
  • Get 1.5 Skywards Miles on non-AED transactions
  • Get 1 Skywards Miles on AED transactions
  • Get 0.25 Skywards Miles on government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers (AED)
  • Accelerate your skywards miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.
Apply Now

on HSBC site

MINIMUM SALARY

AED 10,000

RATE

3.68

ANNUAL FEE

AED 1050

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Get upto 20000 bonus skywards miles
  • Fast track to Emirates Skywards Silver status
  • Complimentary 12-month Careem Plus subscription
  • Avail hotel discounts and 8% on booking.com

MINIMUM SALARY

AED 10,000

RATE

3.68

ANNUAL FEE

AED 1,050

Non AED Transaction Fee

2.1

Cash Advance Fee

3.15 % or AED 105

Joining Offers

Earn Skywards Miles when you spend. From buying groceries to paying for flights, you'll earn Miles on every USD 1 equivalent in eligible spends with your card.

Get 1.75 Skywards Miles on direct bookings with Emirates and flydubai in AED|
Get 1 Skywards Miles on non-AED transactions
Get 0.75 Skywards Miles on AED transactions|
Get 0.1 Skywards Miles on government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers (AED)

Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.

Key Features

  • No Skywards Miles expiry: The Skyward Miles you earn with the card won't expire for as long as your Emirates Skywards account and credit card are open.
  • Fast track to Emirates Skywards Silver status: From year 2 onwards. Just spend at least AED 180,000 on eligible transactions in the previous 12 months, including at least AED 10,000 directly with Emirates.
  • Earn Skywards Miles: Get up to 1.75 Skywards Miles for every USD 1 equivalent in eligible spends on your card.
  • Get a complimentary 12-month Careem Plus subscription.
  • Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE.
  • Airport Lounge Access: 12 complimentary visits for you and additional cardholders to over 1,000 lounges a year. T&Cs apply.
  • Get 1GB free data roaming, plus 22% off additional data packages, with Airalo. T&Cs apply.
  • Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.

Reward Features

Earn Skywards Miles when you spend. From buying groceries to paying for flights, you'll earn Miles on every USD 1 equivalent in eligible spends with your card.

Get 1.75 Skywards Miles on direct bookings with Emirates and flydubai in AED|
Get 1 Skywards Miles on non-AED transactions
Get 0.75 Skywards Miles on AED transactions|
Get 0.1 Skywards Miles on government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers (AED)

Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.

Apply Now

on HSBC site