Best Credit Card In UAE
+971

MINIMUM SALARY

AED 30,000

RATE

3.69%

ANNUAL FEE

AED 2625

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Get upto 50000 bonus Skywards Miles
  • Enjoy complimentary Emirates Silver Tier membership
  • Access over 1,000 lounges in 300+ cities worldwide
  • 3 complimentary visits per month to premium beach clubs
  • Up to 2.75 Skywards Miles for every USD spent

MINIMUM SALARY

AED 30,000

RATE

3.69%

ANNUAL FEE

AED 2,625

Non AED Transaction Fee

2.1https://www.soulwallet.com/credit-cards-uae/backend/tspl/creditcard/creditcard

Cash Advance Fee

3.15

Joining Offers

Get 20,000 sign-up bonus Skywards Miles when you pay your annual card fee

Get another 30,000 welcome spend Skywards Miles when you spend a minimum of AED 50,000 in eligible spends in the first 60 days

Eligibility criteria and terms and conditions apply.  Offer valid from 1 October 2024 to 31 January 2025 inclusive

Key Features

  • Earn Skywards Miles:get up to 2.75 Skywards Miles for every USD 1 spent on eligible transactions.
  • Silver Tier Status: Enjoy complimentary Emirates Silver Tier membership with extensive travel benefits.
  • No Skywards Miles Expiry: Your Skywards Miles won't expire as long as your Emirates Skywards account and HSBC credit card are active.
  • Beach Club Visits: Starting 1 November 2024, enjoy 3 complimentary visits per month to premium beach clubs across the UAE.
  • Travel Rewards: Data Roaming: Get 1GB free data roaming and 22% off additional packages with Airalo.
  • Hotel Discounts:Up to 8% off accommodation with Booking.com.
  • Luxury Hotel Perks: Enjoy room upgrades, best rate guarantees, and complimentary breakfast at Visa Luxury Hotels.
  • Airport Meet & Assist: Save up to 30% at over 450 locations worldwide.
  • Agoda Discounts: Get up to 12% off hotels and vacation rentals worldwide with Agoda.
  • Airport Lounge Access: Access over 1,000 lounges in 300+ cities worldwide. Complimentary entry for you and one guest, with extra guests at USD 32 per visit. Unlimited visits when you make at least 1 international purchase worth USD 1 on your HSBC Visa card 15 days before travel. Use the Visa Airport Companion app for lounge benefits.
  • Lifestyle and Entertainment Offers: HSBC ENTERTAINER App: Access thousands of offers on lifestyle and entertainment venues worldwide.
  • Careem Plus: Get a complimentary 12-month Careem Plus subscription with your HSBC Emirates Skywards Infinite credit card.
  • Movie Offers: Enjoy Buy 1 Get 1 Free movie tickets every month, plus 20% off food and drinks at UAE cinemas.
  • Amazon Discount: Get 15% off one purchase per month at Amazon, up to AED 75.
  • Shopping and Travel Offers
  • home&Away: Enjoy global offers on shopping, dining, travel, and more.
  • Multi-Trip Travel Insurance: Complimentary coverage of up to USD 500,000 for you and your family on trips up to 90 days.
  • Digital Cards: Add your HSBC Emirates Skywards Infinite credit card to your digital wallet for instant contactless payments via the HSBC UAE app.
  • Airport Dining Offers : Save at over 200 airport restaurants worldwide with DragonPass Dine & Travel.
  • Purchase Protection: Shop confidently with full protection against theft or damage, provided by Visa Buyers Protection.
  • Balance Transfers Transfer balances from other UAE credit cards to save on interest rates.

Reward Features

Earn Skywards Miles when you spend. From paying bills to purchasing flights, you'll earn Miles on every USD 1 equivalent in eligible spends with your card.

  • Get 2.75 Skywards Miles on direct bookings with Emirates and flydubai in AED
  • Get 1.5 Skywards Miles on non-AED transactions
  • Get 1 Skywards Miles on AED transactions
  • Get 0.25 Skywards Miles on government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers (AED)
  • Accelerate your skywards miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.

MINIMUM SALARY

AED 10,000

RATE

3.68

ANNUAL FEE

AED 1050

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Get upto 20000 bonus skywards miles
  • Fast track to Emirates Skywards Silver status
  • Complimentary 12-month Careem Plus subscription
  • Avail hotel discounts and 8% on booking.com

MINIMUM SALARY

AED 10,000

RATE

3.68

ANNUAL FEE

AED 1,050

Non AED Transaction Fee

2.1

Cash Advance Fee

3.15 % or AED 105

Joining Offers

Key Features

  • Fast Track to Emirates Skywards Silver Status: Spend AED 180,000 annually, including AED 10,000 with Emirates, to achieve Silver status from year 2.
  • No Skywards Miles Expiry: Your Skywards Miles won’t expire as long as your account and card are active.
  • Careem Plus Subscription: Get a complimentary 12-month Careem Plus subscription by using your HSBC Emirates Skywards Signature card.
  • Earn Skywards Miles: Earn up to 1.75 Skywards Miles for every USD 1 spent on eligible transactions.
  • Complimentary Airport Lounge Access: Enjoy 12 free lounge visits annually after making one international purchase worth USD 1.
  • Data Roaming Benefits: Get 1GB free data roaming and 22% off additional packages with Airalo.
  • Hotel Discounts: Save up to 8% with Booking.com, and enjoy perks at Visa Luxury Hotels and up to 12% off with Agoda.
  • Lifestyle and Entertainment Offers: Access thousands of offers with the HSBC ENTERTAINER app, plus 15% off at Amazon and Buy 1 Get 1 Free movie tickets.
  • Shopping and Travel Offers: Enjoy global discounts on shopping, travel, and dining with home&Away.
  • Multi-trip Travel Insurance: Get free cover up to USD 500,000 for trips lasting up to 90 days.
  • Airport Meet & Assist: Save up to 30% at over 450 locations worldwide.
  • Purchase Protection: Shop with full protection against theft or damage through Visa's Buyers Protection.
  • Airport Dining Discounts: Save at 200+ airport restaurants worldwide with DragonPass Dine & Travel.

Reward Features

Earn Skywards Miles when you spend. From buying groceries to paying for flights, you'll earn Miles on every USD 1 equivalent in eligible spends with your card.

Get 1.75 Skywards Miles on direct bookings with Emirates and flydubai in AED|
Get 1 Skywards Miles on non-AED transactions
Get 0.75 Skywards Miles on AED transactions|
Get 0.1 Skywards Miles on government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers (AED)

Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.