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HSBC Emirates Skywards Signature Credit Card HSBC

MINIMUM SALARY

AED 10,000

RATE

3.68

ANNUAL FEE

AED 1050

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Get upto 20000 bonus skywards miles
  • Fast track to Emirates Skywards Silver status
  • Complimentary 12-month Careem Plus subscription
  • Avail hotel discounts and 8% on booking.com

MINIMUM SALARY

AED 10,000

RATE

3.68

ANNUAL FEE

AED 1,050

Non AED Transaction Fee

2.1

Cash Advance Fee

3.15 % or AED 105

Joining Offers

Earn Skywards Miles when you spend. From buying groceries to paying for flights, you'll earn Miles on every USD 1 equivalent in eligible spends with your card.

Get 1.75 Skywards Miles on direct bookings with Emirates and flydubai in AED|
Get 1 Skywards Miles on non-AED transactions
Get 0.75 Skywards Miles on AED transactions|
Get 0.1 Skywards Miles on government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers (AED)

Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.

Key Features

  • No Skywards Miles expiry: The Skyward Miles you earn with the card won't expire for as long as your Emirates Skywards account and credit card are open.
  • Fast track to Emirates Skywards Silver status: From year 2 onwards. Just spend at least AED 180,000 on eligible transactions in the previous 12 months, including at least AED 10,000 directly with Emirates.
  • Earn Skywards Miles: Get up to 1.75 Skywards Miles for every USD 1 equivalent in eligible spends on your card.
  • Get a complimentary 12-month Careem Plus subscription.
  • Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE.
  • Airport Lounge Access: 12 complimentary visits for you and additional cardholders to over 1,000 lounges a year. T&Cs apply.
  • Get 1GB free data roaming, plus 22% off additional data packages, with Airalo. T&Cs apply.
  • Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.

Reward Features

Earn Skywards Miles when you spend. From buying groceries to paying for flights, you'll earn Miles on every USD 1 equivalent in eligible spends with your card.

Get 1.75 Skywards Miles on direct bookings with Emirates and flydubai in AED|
Get 1 Skywards Miles on non-AED transactions
Get 0.75 Skywards Miles on AED transactions|
Get 0.1 Skywards Miles on government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers (AED)

Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.

Apply Now

on HSBC site

HSBC Max Rewards Credit Card HSBC

MINIMUM SALARY

AED 10,000

RATE

3.69

ANNUAL FEE

AED 630

  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • No annual fee for the 1st year AED 630 from year 2 onwards
  • Enjoy 8 Fitness First visits a month for AED 1 each*
  • Complimentary 12-month Careem Plus subscription
  • Amazon: Enjoy 15% off 1 purchase, up to AED 75, every month

MINIMUM SALARY

AED 10,000

RATE

3.69

ANNUAL FEE

AED 630

Non AED Transaction Fee

2.10%

Cash Advance Fee

3.15 % / AED 105

Joining Offers

Get AED 500 cashback when you apply for this card by 30 June 2025 and spend AED 6,000 within the first 60 days. Available on primary cards only. You can't have a primary credit card when you apply or in the 6 months before applying.

Key Features

  • Earn 1 Air Mile for every AED 1 spent, redeemable on flights, hotels, education, and shopping vouchers.
  • Earn up to AED 500 cashback as a joining bonus.
  • Enjoy 8 Fitness First visits a month for AED 1 each when you spend over AED 6,000 a month.
  • Amazon: Enjoy 15% off 1 purchase, up to AED 75, every month
  • Get Buy 1 Get 1 Free tickets at Vox cinemas twice a month, upon meeting the minimum monthly spend of AED 6,000.
  • Get Buy 1 Get 1 Free tickets at Reel cinemas twice a month, upon meeting the minimum monthly spend of AED 6,000.
  • Enjoy a complimentary 12-month Careem Plus subscription.
  • Access a range of rewards on shopping, dining, and more, worldwide.
  • Get 12 complimentary visits per year for you and additional cardholders to over 1,000 airport lounges when you make at least 1 international purchase of USD 1 with your HSBC Visa card 15 days before you travel.
  • Save at over 200 airport restaurants worldwide with the DragonPass Dine & Travel App (terms and conditions apply).
  • Get up to 8% off accommodation with Booking.com when you book using your credit card.
  • Enjoy deals on shopping, travel, dining, and more worldwide with home&Away.
  • Complimentary travel insurance cover of up to USD 500,000 for you and your family on trips up to 90 days.
  • Pay no annual fee for the first year; the fee is waived thereafter when you spend at least AED 12,000 annually.
  • Double the Air Miles earned when you spend over AED 3,000 a month on your Max Rewards Credit Card.

Reward Features

  • Air Mile for every AED 1 spend. Exchange or redeem your Air Miles for flights, hotels as well as education and retail voucher
  • Double your Air Miles on your dining, entertainment, fitness, travel and more when you spend more than AED 3,000 a month
  • Complimentary access to gyms, entertainment, dining, travel benefits and more, based on your monthly spend
  • Where minimum spend of AED 3,000 is not met and for ‘All other spends’, the Air Miles rate is 1 Air Mile on each AED 1 spend.
  •  Lifestyle shopping includes apparel, electronics, online marketplace retailers, personal care and furniture, as defined by Visa

Apply Now

on HSBC site

Who is Eligible for a HSBC Credit cards for AED 10000 to 12000?

To apply for a HSBC Credit cards, you need to meet these eligibility criteria:

  • Minimum Salary: AED 10000 per month

  • Age: 21 years and above

  • Residency: UAE nationals and expatriates

  • Employment Type: Salaried or self-employed professionals

Documents Required

Prepare the following documents before applying:

  • Emirates ID (for UAE residents)

  • Passport & Visa Copy (for expatriates)

  • Salary Certificate from employer

Bank Statements (last 3-6 months)

FAQs

You need to earn a minimum salary of AED 10000, be 21 years or older, and provide necessary documents such as Emirates ID, salary certificate, and bank statements.

Some cards require a salary transfer, while others do not. Check the terms and conditions of each card before applying.

Credit limits vary based on your salary, credit history, and bank policies.

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