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MINIMUM SALARY

AED 30,000

RATE

3.69

ANNUAL FEE

AED 1050

  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Earn 1% automatic cashback every day on all your purchases
  • 10% bonus cashback on meeting spend criteria*
  • Get unlimited complimentary access to 1,000+ airport lounges
  • Amazon: Enjoy 15% off 1 purchase, up to AED 75, every month

MINIMUM SALARY

AED 30,000

RATE

3.69

ANNUAL FEE

AED 1,050

Non AED Transaction Fee

2.10%

Cash Advance Fee

3.15 % / or AED 105

Joining Offers

Get AED 500 cashback when you apply for this card by 30 June 2025 and spend AED 6,000 within the first 60 days. Available on primary cards only. You can't have a primary credit card when you apply or in the 6 months before applying.

Key Features

  • No annual fee of AED 1,050 for the first year and it'll be waived from the second year onwards, subject to you meeting a minimum spend of AED 24,000
  • Get unlimited access to 1000+ airport lounges in more than 300 cities all around the world, for you and 1 guest with LoungeKey.
  • Earn up to AED 500 cashback as joining bonus.
  • Amazon: Enjoy 15% off 1 purchase, up to AED 75, every month
  • Get Buy 1 Get 1 Free tickets at Vox cinemas up to four times a month
  • Get Buy 1 Get 1 Free tickets at Reel cinemas twice a month
  • Enjoy Buy 1 Get 1 Free tickets at Roxy Cinemas twice a month, as well as 20% off food and drinks while paying for Platinum tickets at the Platinum lounges
  • Get access to over 10,000 'buy 1 get 1 free' offers, whether it's a lavish brunch, food delivery, a calming spa day, a getaway or anything in between, with the HSBC ENTERTAINER app
  • Discover discounts at hundreds of dining outlets across the UAE with I Love Dining
  • Complimentary cover of up to $500,000 for you and your family on all trips up to 90 days
  • Get unlimited access to 1000+ airport lounges in more than 300 cities all around the world, for you and 1 guest with Visa Airport Companion App.
  • Home&Away program with offers on shopping, dining and entertainment at thousands of outlets worldwide
  • Hundreds of 0% Flexi Instalment Plans and partners' discount offers across UAE
  • Protection against unauthorised or fraudulent use of your card
  • Buyers protection by Visa

Reward Features

  • Get 1% daily cashback on all eligible purchases, with no minimum spend or caps.
  • Your daily cashback is automatically credited to your credit card account each day.
  • *Automatically receive 10% bonus cashback on your daily cashback every month, quarter and year, subject to minimum spends.
  • Monthly : 10% of daily cashback earned in a month: Requires AED 5000 spend in a month
  • Quarterly: 10% of daily cashback earned in a month: Requires AED 25,000 spend in a month
  • Annually: 10% of daily cashback earned in a month: Requires AED 125,000 spend in a month
Apply Now

on HSBC site

MINIMUM SALARY

AED 30,000

RATE

3.69%

ANNUAL FEE

AED 2625

  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Air Miles
  • Get upto 50000 bonus Skywards Miles
  • Complimentary Emirates Skywards Silver Tier membership
  • No Miles Expiry
  • 3 complimentary visits per month to premium beach clubs
  • Earn up to 2.75 Skywards Miles for every USD spent

MINIMUM SALARY

AED 30,000

RATE

3.69%

ANNUAL FEE

AED 2,625

Non AED Transaction Fee

2.1https://www.soulwallet.com/credit-cards-uae/backend/tspl/creditcard/creditcard

Cash Advance Fee

3.15

Joining Offers

Get 20,000 sign-up bonus Skywards Miles when you pay your annual card fee

Get another 30,000 welcome spend Skywards Miles when you spend a minimum of AED 50,000 in eligible spends in the first 60 days


Key Features

  • No Skywards Miles expiry: The Skyward Miles you earn with the card won't expire for as long as your Emirates Skywards account and credit card are open.
  • Silver Tier Status: Enjoy complimentary Emirates Silver Tier membership with extensive travel benefits.
  • Earn Skywards Miles: Get up to 2.75 Skywards Miles for every USD 1 equivalent in eligible spends on your card.
  • Beach club visits: Get 3 complimentary visits a month to premium beach clubs across the UAE. T&Cs apply.
  • Get a complimentary 12-month Careem Plus subscription.
  • Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE.
  • Airport Lounge Access: Access over 1,000 lounges in more than 300 cities worldwide. Complimentary access for you and your additional cardholder plus a guest each. T&Cs apply.
  • Get 1GB free data roaming, plus 22% off additional data packages, with Airalo. T&Cs apply.
  • Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.

Reward Features

Earn Skywards Miles when you spend. From paying bills to purchasing flights, you'll earn Miles on every USD 1 equivalent in eligible spends with your card.

  • Get 2.75 Skywards Miles on direct bookings with Emirates and flydubai in AED
  • Get 1.5 Skywards Miles on non-AED transactions
  • Get 1 Skywards Miles on AED transactions
  • Get 0.25 Skywards Miles on government services, public transport, utilities, telecoms, education, real estate, fuel, groceries and supermarkets, insurance and auto dealers (AED)
  • Accelerate your skywards miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.
Apply Now

on HSBC site

Who is Eligible for a HSBC Credit cards for AED 28000 to 30000?

To apply for a HSBC Credit cards, you need to meet these eligibility criteria:

  • Minimum Salary: AED 28000 per month

  • Age: 21 years and above

  • Residency: UAE nationals and expatriates

  • Employment Type: Salaried or self-employed professionals

Documents Required

Prepare the following documents before applying:

  • Emirates ID (for UAE residents)

  • Passport & Visa Copy (for expatriates)

  • Salary Certificate from employer

Bank Statements (last 3-6 months)

FAQs

You need to earn a minimum salary of AED 28000, be 21 years or older, and provide necessary documents such as Emirates ID, salary certificate, and bank statements.

Some cards require a salary transfer, while others do not. Check the terms and conditions of each card before applying.

Credit limits vary based on your salary, credit history, and bank policies.