+971

MINIMUM SALARY

AED 5,000

RATE

3.09%

ANNUAL FEE

AED 999

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Airport Lounge Access
  • Contactless Tech
  • Air Miles
  • 70,000 welcome Etisalat Smiles Points
  • Earn Etisalat rewards on all spends
  • Free valet parking at select locations

MINIMUM SALARY

AED 5,000

RATE

3.09%

ANNUAL FEE

AED 999

Non AED Transaction Fee

3.10%

Cash Advance Fee

3.00 % / Min 99

Joining Offers

70,000 welcome Etisalat Smiles Points


Key Features

  • 70,000 welcome Etisalat Smiles Points equivalent to 38 hours of UAE talk time
  • For non-Self-funded Card earn 4 Etisalat Smiles points for every Dirham spent
  • For Self-funded Card earn 2 Etisalat Smiles points for every Dirham spent
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • For non-Self-funded cards earn 1 Etisalat Smiles points for every Dirham spent on specific merchant transactions
  • Redeem Reward Points for: Etisalat Data or Talk time, Etihad Guest Miles, Airline tickets
  • Special Etisalat MyPackage Plan for even More points
  • 4 Free Valet Parking at select locations in Abu Dhabi & Dubai
  • Free airport lounge access for primary cardholder
  • Withdraw 100% of your finance limit as cash

Reward Features

Earn Etisalat Smiles Rewards Points

  • For non-Self-funded Card earn 4 Etisalat Smiles points for every Dirham spent so every AED 100 spent is 13 minutes of UAE talk time
  • For non-Self-funded Cards earn 1 Etisalat Smiles points for every Dirham spent on Specific merchant transactions (supermarkets, govt services, utilities, education, fuel, real estate agents, public transport, salik, charities), so every AED 100 spent is 3 minutes of UAE talk time
  • For Self-funded Card earn 2 Etisalat Smiles points for every Dirham spent, so every AED 100 spent is 6 minutes of UAE talk time
  • Redeem Reward Points for payment of various Etisalat services including Etisalat Data or Talk time, Airline tickets, mobile bills, eLife Service, hotels, holidays, car hires etc.

Things To Be Aware Of

  • Profit rate is 2.99% with salary transfer
  • 5th supplementary card onwards annual fee is AED 999

MINIMUM SALARY

AED 10,000

RATE

3.69%

ANNUAL FEE

AED 733

  • Golf offers
  • Cinema Tickets
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Fast-Track Etihad Guest Silver Tier Status.
  • Up to 3 Etihad Guest Miles per USD spent.
  • Unlock 25% Etihad Guest Miles Discount Voucher
  • Complimentary Airport Transfers & lounge access
  • Complimentary Golf and Valet parking

MINIMUM SALARY

AED 10,000

RATE

3.69%

ANNUAL FEE

AED 733

Non AED Transaction Fee

2.34%

Cash Advance Fee

3.15 % / Min AED103

Joining Offers

Welcome Bonus: Earn 20,000 Etihad Guest Miles upon paying an annual membership fee.

Key Features

  • Fast-Track to Etihad Guest Silver Tier Status:Spend AED 2,000 on Etihad Airways within 12 months of card issuance. Benefits valid for 12 months from enrollment (Primary cardholders only).
  • 25% Etihad Guest Miles Redemption Discount Vouchers: Spend AED 100,000 in a year to get a 25% discount voucher. Spend AED 50,000 to < AED 100,000 for a 10% voucher (one voucher per year).
  • Complimentary Lounge Access: First lounge visit is free; subsequent visits require a foreign currency spend of $1 or equivalent. Guest access: $27/person/visit.
  • Complimentary Golf: 2 rounds per month at select UAE golf courses (minimum AED 5,000 monthly spend required).
  • Meet & Greet Service:2 complimentary services annually at Dubai/Abu Dhabi airports (AED 3,000 monthly spend required).
  • Multi-Trip Travel Insurance:Covers trips up to 90 days.
  • Extended Warranty:Doubles the manufacturer’s warranty up to 1 additional year.
  • Global Assistance:24/7 multilingual Visa support for lost/stolen cards.
  • Movie Cashback:50% cashback on cinema tickets (max AED 75/month with AED 3,000 monthly spend).
  • Exclusive Roxy Cinemas Offer:20% off tickets, food, and beverages (valid until April 30, 2025).
  • Complimentary Valet Parking:1 service/month at select UAE locations (AED 3,000 monthly spend required)
  • Purchase Protection:Coverage against theft or damage of purchases.
  • Balance Transfer Facility: Pay off other bank balances with 0% profit rate on transfers.
  • Global Concierge:24/7 service for reservations and travel assistance.
  • Complimentary Access to Dubai Ladies Club:Pool, gym, and outdoor activities (AED 3,000 monthly spend required).
  • Visa Travel Offers:Discounts on hotels, car rentals, and staycations.
  • Inflight Wi-Fi Vouchers: 2 vouchers annually for transactions of AED 500+ on Etihad Airways.
  • Complimentary Airport Transfers:2 transfers/year for eligible Etihad flights (within 6 months of transaction). These features make the card ideal for frequent travelers and those seeking premium lifestyle perks.

Reward Features

For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.

3 Etihad Guest mile for spend at  Etihad Airline
2 Etihad Guest mile for spend at International Spend
1.5 European Economic Area (EEA) including the United Kingdom
Upto 1.5 Etihad Guest mile for spend at domestic spend

Emirates Islamic Etihad Guest Ameera card is the only credit card in the UAE that gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same. 

Earn 1 Etihad Guest Tier Mile for every 1 USD spent internationally on non-AED currency using your card. A maximum of 25,000 Tier Miles can be earned in a membership year.

Things To Be Aware Of

  • AMF is 733.95

MINIMUM SALARY

AED 5,000

RATE

3.69%

ANNUAL FEE

AED 199

  • Cinema Tickets
  • Balance Transfer
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • Up to 2 Etihad Guest Miles per USD spent
  • Unlimited 10% miles back on flight redemptions & upgrades
  • Discounts on dining, travel, hotels and shopping
  • Get up to 75,000 Etihad Guest bonus Miles

MINIMUM SALARY

AED 5,000

RATE

3.69%

ANNUAL FEE

AED 199

Non AED Transaction Fee

2.34%

Cash Advance Fee

3.15 % / Min AED103

Key Features

  • Unlock 10% Etihad Guest Miles Discount Voucher
  • 50% Cashback on Cinema tickets any day of the week.
  • 2 Complimentary inflight Wi-Fi Vouchers per membership year
  • 0% Easy Payment Plans on Etihad Purchases up to 6 months
  • Discounts on dining, travel, hotels and shopping
  • USD 25 food or beverages credit at 900+ hotels worldwide with Visa Luxury Hotel Collection
  • Up to 4 complimentary Supplementary Cards (No Annual Membership Fee)

Reward Features

For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.

2 Etihad Guest Miles for spend at Etihad Airlines
1.5 Etihad Guest Miles for spend on international spends
2 Etihad Guest Miles for spend on two categories of your choice
2 Etihad Guest Miles for spend on domestic spend

With Emirates Islamic Etihad Guest Platinum card, you will earn 2 Etihad Guest Miles for every USD 1 spent on Mobile Wallets & Online Transactions.

MINIMUM SALARY

AED 20,000

RATE

3.49%

ANNUAL FEE

AED 1500

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Fast-Track update to Etihad Guest Gold Tier Status
  • Up to 3.5 Etihad Guest Miles per USD spent
  • Up to 2- 60% Etihad Guest Miles Discount Vouchers
  • Complimentary airport transfers and airport lounge access
  • Complimentary Golf and Valet parking

MINIMUM SALARY

AED 20,000

RATE

3.49%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

2.34%

Cash Advance Fee

3.15 % / or AED 103

Joining Offers

Welcome Bonus

Select your preferred option from the below table and earn up to 55,000 Etihad Guest Miles as welcome bonus up on payment of Annual Membership Fee.

Options Welcome Bonus Annual Membership Fee (AMF)
25,000 Etihad Guest miles AED 1,500/-
55,000 Etihad Guest miles AED 2,500/-

Key Features

  • Welcome Bonus: Earn up to 55,000 Etihad Guest Miles as a welcome bonus with an annual fee.
  • Gold Tier Status: Fast-track to Etihad Guest Gold Tier for 12 months by spending AED 4,500 on Etihad Airways.
  • Discount Vouchers: Unlock two 60% Etihad Guest Miles redemption discount vouchers by meeting spending targets.
  • Airport Transfers: Get up to 4 complimentary airport transfers per year with eligible Etihad transactions.
  • Lounge Access: Enjoy unlimited complimentary access to 1,000+ airport lounges with a guest.
  • Golf Benefits: Unlimited complimentary golf rounds with a monthly spend of AED 10,000.
  • Meet & Greet: Receive 2 free Marhaba or Salam meet-and-greet services with AED 5,000 monthly spend.
  • Travel Insurance: Automatic travel accident and inconvenience insurance for trips up to 90 days.
  • Visa Infinite Offers: Access exclusive luxury discounts and offers through Visa Infinite.
  • Extended Warranty: Get an additional year of warranty on purchases.
  • Global Assistance: 24/7 multilingual support for card-related emergencies worldwide.
  • Cinema Cashback: Enjoy 50% cashback on movie tickets with a monthly spend of AED 5,000.
  • Roxy Cinemas Discount: Save 20% on tickets, food, and beverages at Roxy Cinemas.
  • Valet Parking: Avail 2 complimentary valet parking services per month with eligible spend.
  • Global Concierge: Access 24/7 concierge services for reservations and assistance worldwide.

Reward Features

For every USD 1 retail spend made using your Emirates Islamic Etihad Guest Card you will earn Etihad Guest Miles as per below.

3.5 Etihad Guest miles on spend at Etihad Airlines
3 Etihad Guest miles on International spend
2.5 Etihad Guest miles on two chosen Categories
Upto 2 Etihad Guest miles on domestic spend

Emirates Islamic Etihad Guest Premium card gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same. 

Every spend domestically or internationally brings you closer to exciting rewards. Earn 1 Etihad Guest Tier Mile for every 1 USD equivalent spent using your card. A maximum cap of 50,000 Etihad Guest Tier Miles can be earned in a membership year. Start accumulating Etihad Guest Tier Miles today and elevate your travel experience with the Emirates Islamic Etihad Guest Credit Card!

MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 899

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Airport Lounge Access
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Fast-Track Etihad Guest Silver Tier Status
  • Up to 3 Etihad Guest Miles per USD spent.
  • Unlock 25% Etihad Guest Miles Discount Voucher
  • Complimentary Airport Transfers and Airport Lounge access
  • Complimentary Golf and Valet parking

MINIMUM SALARY

AED 12,000

RATE

3.49%

ANNUAL FEE

AED 899

Non AED Transaction Fee

2.34%

Cash Advance Fee

3.15 % / or AED 103

Joining Offers

Welcome Bonus: Earn 30,000 Etihad Guest Miles upon paying an annual membership fee of AED 899.

Key Features

  • Fast-Track to Silver Tier: Spend AED 2,000 on Etihad Airways within 12 months to get Etihad Guest Silver Tier Status for one year.
  • Tier Miles: Earn 1 Etihad Guest Tier Mile per USD spent (capped at 25,000 per membership year).
  • 25% Miles redemption discount for AED 100,000 annual spend.
  • 10% discount for AED 50,000 to AED 100,000 annual spend.
  • Complimentary WiFi Vouchers: 2 vouchers annually for Etihad spends of AED 500 or more.
  • Complimentary Airport Transfers: 2 transfers annually for Etihad-related spends (terms apply).
  • Unlimited access after a minimum foreign currency spend of USD 1 (first visit free).
  • Guest fee: USD 27 per visit.
  • Meet & Greet Service: 2 Marhaba or Salam services annually for AED 3,000 monthly retail spend.
  • Multi-Trip Travel Insurance: Coverage for trips up to 90 days.
  • Golf: 2 complimentary rounds per month (AED 5,000 monthly spend required).
  • Cinema Cashback: 50% cashback on tickets (AED 3,000 monthly spend; max AED 75/month).
  • Roxy Cinemas: 20% discount on tickets, food, and beverages (valid until April 30, 2025).
  • Valet Parking: 1 complimentary service per month (AED 3,000 monthly spend).
  • Dubai Ladies Club Access: Free access with AED 3,000 monthly retail spend.
  • Balance Transfer: Transfer balances from other banks with no profit charged.
  • Cash Advance: Instant cash withdrawal from ATMs worldwide.
  • Purchase Protection: Coverage against theft or damage.
  • Extended Warranty: Doubles original manufacturer’s warranty by up to 1 year.
  • Concierge Service: 24/7 assistance for reservations and bookings.
  • Global Assistance: Multilingual support for lost/stolen cards.
  • Visa Travel Offers: Discounts on hotels, car rentals, and luxury experiences.
  • Maximize your rewards and benefits with the Emirates Islamic Etihad Guest Saqer Credit Card!

Reward Features

3 Etihad Guest miles at Etihad Airline spend
2 Etihad Guest miles at international spend
1.5 Etihad Guest miles for European Economic Area (EEA) including the United Kingdom
Upto 1.5  Etihad Guest miles at domestic spend

Emirates Islamic Etihad Guest Saqer card is the only credit card in the UAE that gives you the freedom of choice to define your preferred categories and earn Etihad Guest Miles on spends made on the same.

Maximum cap: 25,000 Tier Miles per membership year.

Things To Be Aware Of

  • This card joining offer is only for UAE Nationals

MINIMUM SALARY

AED 35,000

RATE

3.25%

ANNUAL FEE

AED 1575

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Welcome offer of up to 200,000 Etihad Guest Miles
  • Premium lifestyle benefits - valet parking, cinema offers
  • Premium travel offers - airport lounge, airport transfers
  • Complimentary airport lounge access to over 1000 lounges
  • Concierge services for your time-consuming errands

MINIMUM SALARY

AED 35,000

RATE

3.25%

ANNUAL FEE

AED 1,575

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min103.95

Joining Offers

Welcome offer of AED 400 Noon voucher.

Key Features

  • Earn up to 200,000 Etihad Guest Miles
  • Complimentary Airport Lounge Access
  • Complimentary Valet Parking offers
  • Complimentary Golf offers
  • Concierge Desk
  • Complimentary Airport transfers in Dubai and Abu Dhabi
  • New Credit Shield Pro benefits
  • Airport Dining Discount Program
  • Avis Car Rental benefits
  • Medical & Travel Assistance
  • Global Customer Assistance Services
  • Conceirge Digital Services
  • The Entertainer
  • Bicester Village Shopping Collection

Reward Features

  • Earn 10 Miles per AED 10 spend on Etihad Airways, hotel and dining
  • Earn 6 Miles on all other spends
  • Earn 40,000 Miles upon payment of joining fee
  • Earn 60,000 Miles upon spending AED 90,000 in first 6 months or earn 160,000 Miles upon spending AED 120,000 in first 6 months
  • Get 50% more miles when you sign up for the Express Miles program for a nominal fee of AED 250 per month
  • Earn 2.5 Etihad Tier Miles for every AED 10 spend on all spends
  • Get 50% Etihad Guest Miles redemption discount voucher upon spending every AED 150,000

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Airport Lounge Access
  • Contactless Tech
  • Welcome offer of up to 60,000 Etihad Guest Miles
  • High Etihad Miles earning rate on hotels, dining & Etihad
  • Complimentary cinema tickets, golf access, valet parking
  • Complimentary airport lounge access

MINIMUM SALARY

AED 15,000

RATE

3.25%

ANNUAL FEE

AED 735

Non AED Transaction Fee

1.99%

Cash Advance Fee

3.15 % / Min 103.95

Joining Offers


Apply for the Etihad Guest Visa Inspire Credit Card and receive exclusive offers

  • Welcome offer: Up to 60,000 Etihad Guest Miles
    • Earn 20,000 Miles upon payment of joining fee
    • Earn 40,000 Miles upon spending minimum AED 10,000 monthly for 6 months from card issuance date
  • Limited time offer - 10% cashback on spends with Etihad Airways

Key Features

  • Welcome offer of up to 60,000 Etihad guest Miles
  • Earn Etihad Guest Miles on all spends, additional miles earn rate for spends at Etihad Airways, hotels and dining
  • Complimentary Etihad Guest Silver Tier membership
  • Complimentary airport lounge access at 1000+ lounges in 300+ cities for primary and supplementary card holder
  • Complimentary buy 1 get 1 Vox cinema offers
  • Complimentary golf rounds twice a month at over 5 golf courses in the UAE without any minimum spend requirement
  • Complimentary valet parking offers 4 times a month at key locations in Abu Dhabi & Al Ain
  • Travel benefits including airport dining discounts, Avis car rental offers, medical and travel insurance
  • Global concierge services
  • Buy 1 Get 1 Free with The Entertainer
  • Bicester Village Shopping Collection benefits
  • Auto Salik top-up

Reward Features

Earn Etihad Guest Miles

  • Earn Etihad Guest Miles on spends
    • 7 Miles per AED 10 spend on Etihad Airways, hotels and dining
    • 4 Miles on all other spends1
  • Earn 2.5 Etihad Tier Miles for every AED 10 spend on all spends3

Etihad Guest Miles earned on retail spends made on merchants located in European Union or under categories, grocery and supermarkets, quick service restaurant (i.e. fast food restaurant), insurance, car dealership, petroleum, transit, government services, utility payments, real estate, education & telecommunication payment will be capped at 750 Miles per statement cycle.

Things To Be Aware Of

  • Etihad Guest miles on specific categories are capped
  • Vox cinema tickets offer has minimum spend requirements

MINIMUM SALARY

AED 30,000

RATE

3.5%

ANNUAL FEE

AED 2500

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • 75% Etihad Guest Miles Discount Voucher
  • Fast Track Enrolment to Etihad Guest Gold Membership
  • Complimentary Inflight Wifi Vouchers
  • Optional Etihad Guest Miles Accelerator
  • 55,000 welcome Etihad Guest Miles

MINIMUM SALARY

AED 30,000

RATE

3.5%

ANNUAL FEE

AED 2,500

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Get a warm welcome with 55,000 Etihad Guest Miles bonus.


Key Features

  • Receive 55,000 Etihad Guest Miles as welcome bonus
  • Double Etihad Guest Miles for first 90 days when you use your card on recurring expenses such as groceries, utility bills or school fees
  • Double Etihad Guest Tier Miles
  • Complimentary Inflight Wifi Vouchers
  • Earn bonus Etihad Guest Miles of 55000 on a spend of AED 100000 in the first six months
  • 75% Miles Discount Voucher every year on reaching an annual spend of AED 200,000
  • Optional Miles Accelerator program
  • Fast track enrolment to Etihad Guest Gold membership
  • 6 complimentary airport pick up and drop off services per calendar year
  • Complimentary airport meet and greet services at Abu Dhabi and Dubai airports
  • Complimentary access to 1000+ lounges globally for the cardholder PLUS a guest (via Loungekey)
  • 10 tickets under Buy1 get 1 at vox and 20% off at Roxy. Also avail 6 discounted tickets at Vox
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Exclusive 24/7 Concierge Service
  • Travel insurance cover upto $1,000,000 covering the cardholder & family for trips upto 90 days in duration
  • Fraudulent card misuse protection cover ($3,000 per occurrence with $5,000 annual aggregate limit)
  • 8% discount on hotel bookings made at Hotels.com
  • Shop Smart
  • Extended warranty
  • International medical and travel assistance
  • Home content insurance
  • Visa luxury hotel collection offers
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year

Reward Features

EARN ETIHAD GUEST MILES FOR EVERY AED 10 YOU SPEND

  • Domestic transactions (AED): 3.5 Miles earned per AED 10
  • International transactions (non-AED): 6.0 Miles earned per AED 10
  • Etihad or Etihad Airways partners: 7.0 Miles earned per AED 10

EARN ETIHAD TIER MILES FOR EVERY AED 10 YOU SPEND

All purchase (domestic or international): 2.5 Miles earned per AED 10

MILES ACCELERATOR PROGRAM

Earn 7.5 Etihad Guest Miles for every AED 10 spent on your purchases (domestic and international) with an optional enrolment into the Miles Accelerator Program, for just AED 250 per month.

Things To Be Aware Of

  • Supplementary cards have annual fee of AED 250

MINIMUM SALARY

AED 8,000

RATE

3.50%

ANNUAL FEE

AED 500

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • 10,000 welcome Etihad Bonus Guest Miles
  • 25% Etihad Guest Miles discount voucher
  • Miles Accelator and Double Miles on recurring trans.
  • Airport Transfers Facility
  • Free Cinema Tickets

MINIMUM SALARY

AED 8,000

RATE

3.50%

ANNUAL FEE

AED 500

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Primary Card- Earn 10,000 Etihad Guest welcome bonus Miles.

Supplementary Card- Earn 5000 Etihad Guest welcome bonus Miles.

Double Etihad Guest Miles when you use your card to buy Etihad Airways or Etihad Partner Airlines flight tickets.

Key Features

  • Receive 10,000 Etihad Guest Miles as welcome bonus for primary Card
  • Double Etihad Guest Miles for first 90 days when you use your card on recurring expenses such as groceries, utility bills or school fees
  • Miles Accelator Program
  • Earn bonus Etihad Guest Miles of 20000 on a spend of AED 40000 in the first six months
  • 25% Etihad Guest Miles discount voucher
  • Optional Miles Accelerator program
  • 2 complimentary airport pick up and drop off services per calendar year
  • Complimentary airport meet and greet services at Abu Dhabi and Dubai airports
  • 10 tickets under Buy1 get 1 at vox and 20% off at Roxy. Also avail 6 discounted tickets at Vox
  • 40% discount at over 100 golfcourses worldwide
  • Visa VOX Cinemas offer - 50% off on Sundays
  • Global purchase protection
  • Extended warranty
  • International medical and travel assistance
  • Home content insurance

Reward Features

EARN ETIHAD GUEST MILES FOR EVERY AED 10 YOU SPEND

  • Domestic transactions (AED): 2.0 Miles earned per AED 10
  • International transactions (non-AED): 3.5 Miles earned per AED 10
  • Etihad or Etihad Airways partners: 4.0 Miles earned per AED 10

MILES ACCELERATOR PROGRAM

Earn 5.5 Etihad Guest Miles for every AED 10 spent on your purchases (domestic and international) with an optional enrolment into the Miles Accelerator Program, for just AED 250 per month.

Things To Be Aware Of

  • Some benefits require min spend
  • Supplementary cards have annual fee of AED 250

MINIMUM SALARY

AED 15,000

RATE

3.5%

ANNUAL FEE

AED 1500

  • Golf offers
  • Cinema Tickets
  • Dining Offers
  • Health & Fitness
  • Balance Transfer
  • Airport Lounge Access
  • Travel Insurance
  • Airport Chauffeur Services
  • Purchase Protection
  • Extended Warranty
  • Air Miles
  • 35,000 welcome Etihad Guest Miles
  • 50% Etihad Guest Miles discount voucher
  • Access to 1000+ airport lounges across the world
  • Fast track enrolment to Etihad Guest Silver Membership
  • Earn up to 6.5 Etihad Guest Miles for every AED 10 spent

MINIMUM SALARY

AED 15,000

RATE

3.5%

ANNUAL FEE

AED 1,500

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / Min 105

Joining Offers

Get a warm welcome with a 35,000 Etihad Guest Miles bonus.

Key Features

  • Receive 35,000 Etihad Guest Miles as welcome bonus for primary Card
  • Double Etihad Guest Miles for first 90 days when you use your card on recurring expenses such as groceries, utility bills or school fees
  • Double Etihad Guest Tier Miles
  • Earn Etihad Guest Miles on all your purchases
  • Visa luxury hotel collection offers
  • 8% discount on hotel bookings made at Hotels.com
  • 50% Miles Discount Voucher every year on reaching an annual spend of AED 150,000
  • Optional Miles Accelerator program
  • 10% discount on Etihad Airways holiday package
  • Customers can avail discounts from several Golf courses across the world with this card. There are 14 Clubs in the UAE
  • Fast track enrolment to Etihad Guest Silver membership
  • Complimentary inflight wi-fi vouchers
  • 2 complimentary airport pick up and drop off services per calendar year
  • Complimentary airport meet and greet services at Abu Dhabi and Dubai airports
  • Access to 1000+ airport lounges across the world, 8 times per annum
  • 10 tickets under Buy1 get 1 at vox and 20% off at Roxy. Also avail 6 discounted tickets at Vox
  • Visa golf access - exclusive discounts on highly prestigious golf courses
  • Exclusive 24/7 Concierge Service
  • Travel insurance cover upto $500,000 covering the cardholder & family for trips upto 90 days in duration
  • Fraudulent card misuse protection cover ($2,500 per occurrence with $4,000 annual aggregate limit)
  • Extended warranty & purchase protection on purchases made on the card
  • Shop Smart
  • International medical and travel assistance
  • Home content insurance
  • 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile app for exclusive offers & over 5000+ travel discounts
  • Subscribe to Anghami Plus and enjoy upto four months free for the first year

Reward Features

EARN ETIHAD GUEST MILES FOR EVERY AED 10 YOU SPEND

  • Domestic transactions (AED): 2.75 Miles earned per AED 10
  • International transactions (non-AED): 4.5 Miles earned per AED 10
  • Etihad or Etihad Airways partners: 5.5 Miles earned per AED 10

EARN ETIHAD TIER MILES FOR EVERY AED 10 YOU SPENDS

All purchase transactions (domestic or international): 2.5 Miles earned per AED 10

MILES ACCELERATOR PROGRAM

Earn 6.5 Etihad Guest Miles for every AED 10 spent on your purchases (domestic and international) with an optional enrolment into the Miles Accelerator Program, for just AED 250 per month.

Things To Be Aware Of

  • Supplementary cards have annual fee of AED 250