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MINIMUM BALANCE

AED 750000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Special Currency Transfer Rate
  • Get upto AED 21,000 upon maintaining balance for 90 days
  • Investment advisory, Asset allocation and Insurance planning
  • Onshore and Off-shore banking solutions
  • Complete, customized wealth management solutions

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 750000.00

Minimum Deposit

AED 750000.00

Monthly Min Balance Fee

AED 0.00

Features

Take advantage of global wealth building opportunities with the help of the Citigold Client Advisory Group - your personal wealth management advisors.

Buy and sell equities, ETFs and bonds in a range of markets through our user-friendly e-Brokerage platform.

Keep an eye on all your local and overseas Citibanking relationships and investments with a Global View of Accounts.

Joining Offers

Join Citigold and get up to AED 21,000 upon maintaining your initial funding balance for 90 days, and meeting the investment or insurance criteria.

Reward/Deposit Features

  • Funding Reward :
    Citigold: AED 4,000- Open and fund a Citigold Account with a minimum of USD 200,000 within 90 days of account opening date and maintain a total relationship balance at or above USD 200,000 for all times.
    Citigold Private Client:AED 10,000- Open and fund a Citigold Private Account with a minimum of USD 10,00,000 within 90 days of account opening date and maintain a total relationship balance at or above USD 10,00,000 for all times.
  • Bonus Reward :
    AED 3,000 - Customer must be an active Citibank UAE Primary Credit Card holder at the time of opening a Citigold or Citigold Private account
  • Investments or Insurance Reward :
    AED 4,000 - Customer must have qualified for the funding reward and in addition , purchased a total of atleast USD 20,000 worth in mutual funds or Equities or  Exchange traded funds or bonds through onshore or offshore booking center or paid APE* of USD 20,000 or more in a life insurance policy as of the funding period

AED 4,000 - Customer must have qualified for the funding reward and in addition , purchased a total of atleast USD 200,000 worth in mutual funds or Equities or  Exchange traded funds or bonds through onshore or offshore booking center or paid APE* of USD 200,000 or more in a life insurance policy as of the funding period

* APE is defined as annualized premium on a insurance policy

  • Terms related to which customers are eligible for this offer :
    1. Customers that have closed any Citibank account where they were a single or joint account holder within 12 months immediately preceding the date of opening the new Citigold/Citigold Private Client Account are not eligible for the reward
    2. For joint accounts, only one reward will be given to the Primary Account Holder
    3. This offer is applicable only for UAE residents
    4. Offer is NOT applicable for US persons
    5. Offer is NOT applicable for Citibank staff (Including Non-Employees)
    6. Offer is NOT applicable for minor individuals and  / or minor accounts
  • Terms related to what eligible customers must do to qualify for this offer :
    7. The Campaign is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts from January 1st 2024 to December 31st 2024.
    8. Initial Funding: Once a CG account is opened, the customer must have Total Relationship Balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship within 90 days of opening the bank account. Likewise, the customer must have Total Relationship Balance of USD 1,000,000 (or equivalent in other currencies) or more under CPC relationship, within 90 days of opening the bank account. Total Relationship Balance is the sum of balance in deposits, investments or insurance APE.
    9. In order for a customer to qualify for CG Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship for a period for 90 consecutive days at all times. Likewise, for a customer to qualify for CPC Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 1,000,000 (or equivalent in other currencies) or more in their CPC relationship for a period of 90 consecutive days at all times. The 90 consecutive days in which customer maintains required Total Relationship Balance is defined as Funding Period. For the avoidance of doubt, the Funding Period has to start no later than 90 days from account opening date. For the purpose of calculating reward, the lowest daily balance maintained for the 90 days will be taken
    10.Funds transferred from Citibank UAE accounts will NOT be counted towards TRB calculation for offer fulfilment. Any funds that a customer received from another Citibank UAE account will be deducted from the TRB calculation for Funding Offer reward. For example, if a customer opened an account in September 1st, 2023, funded the account on January 10th, 2023 and maintained a TRB of $250,000 until April 10th, 2023, BUT $150,000 of the $250,000 came from a transfer from another Citibank UAE account, the customer’s TRB would be calculated to be only $100,000 and the customer would NOT qualify for the offer.
    11. To earn the Bonus Reward of AED 3,000, the customer must have an active Citibank UAE primary credit card ate time of their Citigold (CG) or Citigold Private Client (CPC) account opening durnig the campaign period.
    12.To earn the investment and insurance reward of AED 4,000, the customer must qualify for funding reward as mentioned in above clauses, and additionally have invested USD 20,000 in total into investment products or in life insurance products or on or before the end of Funding period.
    13. To earn the investment and insurance reward of another AED 4,000 the customer must qualify for funding reward as mentioned in above clauses, and additionally have invested USD 200,000 in total into investment products and / or in life insurance products on or before the end of the funding period.
    14. The account shuld be in good standing at the time of reward credit.
    15. Customer qualifying under this offer cannot concurently qualify under any other related to CG/ CPC account relationship
  • Other Terms related to this offer :
    16. The Funding and Bonus funding Rewards would be credited to customer’s bank account within 30 working days of customer fulfilling the qualification criteria
    17. Citibank reserves the right to change / modify the campaign anytime
    18. Citibank Terms and Conditions apply which can be read at https://www.citibank.ae/TnC . They are subject to change and are available upon request
    19. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. UAE
    20. In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer
    21. By inquiring about our services, offers or products, the customer will be authorizing our representatives to approach on contact details including the telephone/mobile number
    22. If the required balance is not maintained (For Citigold USD 200,000 and/or Citigold Private Client USD 1,000,000) for 4 months, the account may be closed or downgraded by Citibank in compliance with the applicable terms and conditions
    23. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals
  • Investment and Insurance Reward terms : 

24. The offer is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts during the period from January 1st 2024 to December 31st 2024. (both dates included) (“Offer Period”).

25. The funding reward of AEd 4,000, for investment or insuance above USD 200,000 would be credited to customers bank account withing 15 working days of receiving the funding rewards.

26. Systematic Investment Plan ( SIP) transactions are excluded from the offer.
27. Customers need to have an active mutual fund account or Securities Brokerage account with citibank UAE, valid investor profile, knowledge and experience in mutual funds category whch is indicated and confirmed them  to citibank at the time of us crediting the cashback to the customers bank account

28. In addition to the above, General Terms & Conditions available on www.citibank.ae that governs the Mutual Fund Account, the Securities Brokerage Accounts and the Investment Services apply to this offer.
29. Customers are expected to have read and understood the above terms and conditions and the General Banking Terms & Conditions document available on www.citibank.ae at the time of signing the account opening documents
30. These terms and conditions are subject to any applicable laws and regulations, including any regulations governing the Mutual Fund Account or the Securities Brokerage Account.
31. The Consumer has the right to acquire separately one of proposed bundled Products and or Services and forgo the favourable terms

32. US Persons are not eligible for the investments rewards.




MINIMUM SALARY

AED 40000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Get up to AED 10,000 cashback as welcome offer
  • Preferential rates for mortgages, TDs and foreign exchange
  • Overdraft up to 1 salary multiple, or AED 30,000
  • Experience a premium bank account, with priority services
  • Automatic Premier status in 29 markets around the world

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 350000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Priority servicing, support and a Premier Debit Card accepted at over 25 million retail outlets worldwide and over 1 million ATMs
  • Dedicated Relationship Manager
  • Automatic Premier status in 29 markets around the world
  • Family Banking solutions covers your spouse and children, which means they too can have a Premier account of their own
  • Premier Children Savings account and a transactional account with a supplementary debit card for children above 14 years of age
  • Overdraft up to 2 salary multiples or AED 30,000 (whichever is lower) with no fees, and with no interest payable on the first AED 5,000
  • View all of your international accounts in one place, and make instant, no-fee transfers between them with a Global Money Account
  • A Current Account available in UAE Dirham, US Dollars, Euro and Pound Sterling
  • Transfer funds to 200 countries and regions in over 25 currencies including INR, PKR, EGP and PH with no fee
  • Preferential rates for loans, mortgages, savings and term deposits, as well as global money transfers
  • Free instant international fund transfers through online and mobile Banking 
  • Autopay and standing instructions
  • Free online banking, phone banking and SMS alerts - bank where and when it suits
  • Free cheque books - and if your cheque book is lost or stolen, use 'Stop Cheque'
  • Unlock Premier status across 29 markets, with a unique range of global services and solutions.
  • Be confident your finances are in good hands, with preferential rates and access to our expert wealth advisors
  • Look after those that mean the most, with savings solutions for your child and complimentary family travel insurance

Joining Offers

  • AED 8000 on maintaining premier balance.
    AED 2000 on transferring premier monthly salary

MINIMUM SALARY

AED 15000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Get up to AED 2,100 cashback as joining bonus
  • Free instant fund transfers with competitive rates
  • Current account available in multiple currencies
  • Overdraft access of up to 1 x your salary or AED 50,000

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 100000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • No charges for cash withdrawals at any bank ATM acrooss the UAE and GCC
  • Preferential rates on personal loans
  • Free instant international fund transfers through online and mobile banking 
  • Free global emergency cash up to USD 10,000 from any HSBC branch abroad in case you lose your wallet while travelling abroad
  • 50% discount on processing fee for international HSBC account opening
  • Current account available in multiple currencies (AED, USD, GBP and EUR)
  • Fee free Overdraft up to 1 salary multiple or AED 50,000 (whichever is lower), the first AED 2000 being interest free.
  • Up to 10% off British Airways airfares when you book with your HSBC Advance Debit Card

Joining Offers

Get AED 1,500 when you open an Advance account.  You could also be eligible for up to AED 2,100 cashback 

  • Enjoy up to AED 600 cashback when you open a Max Rewards card today
  • Enjoy up to AED 600 cashback when you open a Cash+ card today
  • Enjoy up to AED 600 cashback when you open a Cashback card today

MINIMUM SALARY

AED 15000.00

  • Cheque Book
  • Credit Card
  • Internet Banking
  • Mobile Banking App
  • Free cheque book and teller transactions
  • Free local and internatioanl remittances
  • Free entertrainer booklet worth AED 50,000

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

0.25 %

Minimum Balance

AED 100000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Free cheque book and teller transactions
  • Free local and internatioanl remittances
  • Free international ATM cash withdrawals
  • Free entertrainer booklet worth AED 50,000
  • Skywards signature credit cards with 30,000 skywards miles
  • Discounts of upto AED 8000 on credit cards and loans

MINIMUM BALANCE

AED 100000.00

  • Debit Card
  • Available in all major currencies
  • Free limited cash withdrawals
  • Free Debit Card and supplementary card

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 3.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM36.00

Interest/Return

Nil

Minimum Balance

AED 100000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Available in all major currencies such as USD, EUR, GBP, CAD, and AUD.
  • Free limited cash withdrawals through teller transactions and ATM
  • Free Debit Card and supplementary card.
  • Free E-Statements.
  • Access your account through ADCB Personal Internet Banking, ADCB Mobile Banking and dedicated Contact Centre number.
  • Cheque Book
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Preferential exchange rates on US $, Euro & GBP currencies
  • Fast Track Processing of all your banking requests
  • Enhanced daily withdrawal limits of AED 30,000

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.25 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • A dedicated RAKBANK Elite Relationship Manager for all your banking & Investment needs
  • Preferential exchange rates on US Dollar, Euro & GBP currencies
  • Exclusive RAKBANK Elite Service Centres
  • Golf Course access
  • Valet Services
  • Dedicated RAKBANK Elite counters across most of our branches
  • Fast Track Processing of all your banking requests
  • Enhanced daily withdrawal limits of AED 30,000 on your RAKBANK Elite Platinum Mastercard® Debit Card
  • As a RAKBANK Elite customer you are also eligible for the premium RAKBANK World Credit Card
  • Utility bill payments made easy:
  • You can pay your Etisalat (GSM, Landline, Al Shamil, Dialup, e-life, Wasel Recharge and Wasel Renewal), DEWA, Du, Prepaid Card and Salik services with your RAKBANK Elite Platinum Mastercard® Debit Card by calling 800 40 48.

MINIMUM BALANCE

AED 150000.00

  • Cheque Book
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Dedicated Relationship Manger accompanied by a team of FX
  • 10% rebate on Trade Fee, Zero Fees on Online Int. Remittance

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 150000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Dedicated Relationship Manger accompanied by a team of FX & Trade Specialists
  • Dedicated Online & Mobile Business Banking platform for Business entities
  • Free Business Platinum Debit card with high transaction limits and host of privileges
  • Free Business Cheque Books
  • 10% rebate on Trade Fee, Zero Fees on Online International Remittances
  • Access to World currency markets through FX and rate service desk
  • An Investment platform with products tailored to suit your requirements.

MINIMUM SALARY

AED 20000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Earn Etihad Guest miles
  • Earn a bonus of 500 Etihad Guest Miles

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 150.00

Features

  • Earn 3 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum average balance: AED 10,000; maximum average balance: AED 250,000)
  • Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
  • Earn a bonus of 500 Etihad Guest Miles on the first-time registration with ADCB Personal Internet Banking
  • Current account customers receive a cheque book and a Debit Card
  • Savings account customers receive a Debit Card

MINIMUM BALANCE

AED 100000.00

  • Debit Card
  • Available in all major currencies
  • Free limited cash withdrawals
  • Free Debit Card and supplementary card

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 3.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM36.00

Interest/Return

Nil

Minimum Balance

AED 100000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Available in all major currencies such as USD, EUR, GBP, CAD, and AUD.
  • Free limited cash withdrawals through teller transactions and ATM
  • Free Debit Card and supplementary card.
  • Free E-Statements.
  • Access your account through ADCB Personal Internet Banking, ADCB Mobile Banking and dedicated Contact Centre number.

MINIMUM SALARY

AED 15000.00

  • Cheque Book
  • Credit Card
  • Internet Banking
  • Mobile Banking App
  • Free cheque book and teller transactions
  • Free local and internatioanl remittances
  • Free entertrainer booklet worth AED 50,000

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

0.25 %

Minimum Balance

AED 100000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Free cheque book and teller transactions
  • Free local and internatioanl remittances
  • Free international ATM cash withdrawals
  • Free entertrainer booklet worth AED 50,000
  • Skywards signature credit cards with 30,000 skywards miles
  • Discounts of upto AED 8000 on credit cards and loans

MINIMUM SALARY

AED 15000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Free cheque book
  • Free entertrainer booklet worth AED 50,000

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

0.25 %

Minimum Balance

AED 100000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 25.00

Features

  • Free cheque book
  • Free international remittances
  • Free teller transactions
  • Free international ATM services cash withdrawals
  • Free entertrainer booklet worth AED 50,000
  • Skywards signature credit cards with 30,000 skywards miles
  • Discounts of upto AED 8000 on credit card and loans

MINIMUM BALANCE

AED 500000.00

  • Credit Card
  • Debit Card
  • Internet Banking
  • Earn Guest miles
  • Earn a bonus of 500 Etihad Guest Miles

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 500000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 200.00

Features

  • Earn 4 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum average balance: AED 10,000;
  • maximum average balance: AED 250,000)
  • Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
  • Earn a bonus of 500 Etihad Guest Miles the first time you register with ADCB Personal Internet Banking
  • Current account customers receive a cheque book and a Debit Card
  • Savings account customers receive a Debit Card

MINIMUM SALARY

AED 20000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Earn Etihad Guest miles
  • Earn a bonus of 500 Etihad Guest Miles

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM21.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 150.00

Features

  • Earn 3 Etihad Guest Miles for every AED 1,000 maintained monthly in your current or savings account (minimum average balance: AED 10,000; maximum average balance: AED 250,000)
  • Earn a bonus of 500 Etihad Guest Miles on the first anniversary with us
  • Earn a bonus of 500 Etihad Guest Miles on the first-time registration with ADCB Personal Internet Banking
  • Current account customers receive a cheque book and a Debit Card
  • Savings account customers receive a Debit Card
  • Cheque Book
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Preferential exchange rates on US $, Euro & GBP currencies
  • Fast Track Processing of all your banking requests
  • Enhanced daily withdrawal limits of AED 30,000

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

0.25 %

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • A dedicated RAKBANK Elite Relationship Manager for all your banking & Investment needs
  • Preferential exchange rates on US Dollar, Euro & GBP currencies
  • Exclusive RAKBANK Elite Service Centres
  • Golf Course access
  • Valet Services
  • Dedicated RAKBANK Elite counters across most of our branches
  • Fast Track Processing of all your banking requests
  • Enhanced daily withdrawal limits of AED 30,000 on your RAKBANK Elite Platinum Mastercard® Debit Card
  • As a RAKBANK Elite customer you are also eligible for the premium RAKBANK World Credit Card
  • Utility bill payments made easy:
  • You can pay your Etisalat (GSM, Landline, Al Shamil, Dialup, e-life, Wasel Recharge and Wasel Renewal), DEWA, Du, Prepaid Card and Salik services with your RAKBANK Elite Platinum Mastercard® Debit Card by calling 800 40 48.

MINIMUM BALANCE

AED 200000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Business Classic Debit Card
  • Classic Business Chequebooks

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 200000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 250.00

Features

  • Free of monthly charge if the average balance above AED 200,000 is maintained
  • Up to 5 monthly free teller transactions
  • Business Classic Debit Card
  • Classic Business Chequebooks
  • Bank on the go and enjoy telex transfers with ADIB Business internet Banking by competitive pricing
  • Flexibility of transferring to other ADIB accounts with no additional charges, Free e-statement.
  • Cheque Book
  • Debit Card
  • Dedicated Relationship Managers providing proactive Account
  • 25% Off on Trade transactions

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 0.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Dedicated Relationship Managers providing proactive Account management

  • Value-added transaction Account across multiple currencies with highly discounted tariff, Free Online Remittances and Business Cheque Books

  • Visa Business Debit Card with the highest transaction limit and host of privileges

  • 25% Off on Trade transactions

  • Fast access to service with live video chat

  • The convenience of having your bank in your pocket with Snapp Biz

  • Foreign exchange services with excellent pricing and trade services

  • Preferential tariff on Business financing products.

MINIMUM BALANCE

AED 150000.00

  • Cheque Book
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Dedicated Relationship Manger accompanied by a team of FX
  • 10% rebate on Trade Fee, Zero Fees on Online Int. Remittance

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 2.00

Transaction Charges Abroad

ATM2.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 150000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Dedicated Relationship Manger accompanied by a team of FX & Trade Specialists
  • Dedicated Online & Mobile Business Banking platform for Business entities
  • Free Business Platinum Debit card with high transaction limits and host of privileges
  • Free Business Cheque Books
  • 10% rebate on Trade Fee, Zero Fees on Online International Remittances
  • Access to World currency markets through FX and rate service desk
  • An Investment platform with products tailored to suit your requirements.

MINIMUM BALANCE

AED 300000.00

  • Cheque Book
  • Debit Card
  • Internet Banking
  • Mobile Banking App

Transaction Charges in UAE

ATM 2.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM21.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 300000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Quick & easy processing
  • Instant VISA Debit card and cheque book issuance
  • Flexibility to use your money any time through Debit Card or Cheque
  • Withdraw cash at more than 1.8 million ATM's in over 200 countries with ease
  • Make purchases at more than 24 million retail outlets worldwide
  • Free online banking access, Free mobile banking access,Free tele-banking services.

MINIMUM BALANCE

AED 367280.00

  • Debit Card
  • Global portability
  • Inheritance and estate planning

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 3.70

Transaction Charges Abroad

ATM3.70

Non-Bank ATM3.70

Interest/Return

Nil

Minimum Balance

AED 367280.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 55.00

Features

  • Global portability

  • Earn rewards while you bank

  • Inheritance and estate planning 

  • Flexibility and control

  • A wide range of products

  • Easy access whenever you need it.

MINIMUM BALANCE

AED 36728.00

  • Internet Banking
  • Mobile Banking App
  • Enjoy attractive interest rates of up to 2.05% per annum
  • Available in USD & GBP currencies

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

2.05 %

Minimum Balance

AED 36728.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Enjoy attractive interest rates of up to 2.05% per annum on USD Offshore Secure Saver Account

  • Interest computed on daily closing balance and paid monthly

  • Build up your savings with free automatic transfer or standing instructions

  • Available in USD & GBP currencies

  • Free E-Statements

  • Access to ADCB Personal Internet Banking, Mobile Banking and a dedicated Contact Centre.

MINIMUM SALARY

AED 15000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Internet Banking
  • Mobile Banking App
  • Get up to AED 2,100 cashback as joining bonus
  • Free instant fund transfers with competitive rates
  • Current account available in multiple currencies
  • Overdraft access of up to 1 x your salary or AED 50,000

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM20.00

Interest/Return

Nil

Minimum Balance

AED 100000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • No charges for cash withdrawals at any bank ATM acrooss the UAE and GCC
  • Preferential rates on personal loans
  • Free instant international fund transfers through online and mobile banking 
  • Free global emergency cash up to USD 10,000 from any HSBC branch abroad in case you lose your wallet while travelling abroad
  • 50% discount on processing fee for international HSBC account opening
  • Current account available in multiple currencies (AED, USD, GBP and EUR)
  • Fee free Overdraft up to 1 salary multiple or AED 50,000 (whichever is lower), the first AED 2000 being interest free.
  • Up to 10% off British Airways airfares when you book with your HSBC Advance Debit Card

Joining Offers

Get AED 1,500 when you open an Advance account.  You could also be eligible for up to AED 2,100 cashback 

  • Enjoy up to AED 600 cashback when you open a Max Rewards card today
  • Enjoy up to AED 600 cashback when you open a Cash+ card today
  • Enjoy up to AED 600 cashback when you open a Cashback card today

MINIMUM SALARY

AED 40000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Get up to AED 10,000 cashback as welcome offer
  • Preferential rates for mortgages, TDs and foreign exchange
  • Overdraft up to 1 salary multiple, or AED 30,000
  • Experience a premium bank account, with priority services
  • Automatic Premier status in 29 markets around the world

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 350000.00

Minimum Deposit

AED 0.00

Monthly Min Balance Fee

AED 0.00

Features

  • Priority servicing, support and a Premier Debit Card accepted at over 25 million retail outlets worldwide and over 1 million ATMs
  • Dedicated Relationship Manager
  • Automatic Premier status in 29 markets around the world
  • Family Banking solutions covers your spouse and children, which means they too can have a Premier account of their own
  • Premier Children Savings account and a transactional account with a supplementary debit card for children above 14 years of age
  • Overdraft up to 2 salary multiples or AED 30,000 (whichever is lower) with no fees, and with no interest payable on the first AED 5,000
  • View all of your international accounts in one place, and make instant, no-fee transfers between them with a Global Money Account
  • A Current Account available in UAE Dirham, US Dollars, Euro and Pound Sterling
  • Transfer funds to 200 countries and regions in over 25 currencies including INR, PKR, EGP and PH with no fee
  • Preferential rates for loans, mortgages, savings and term deposits, as well as global money transfers
  • Free instant international fund transfers through online and mobile Banking 
  • Autopay and standing instructions
  • Free online banking, phone banking and SMS alerts - bank where and when it suits
  • Free cheque books - and if your cheque book is lost or stolen, use 'Stop Cheque'
  • Unlock Premier status across 29 markets, with a unique range of global services and solutions.
  • Be confident your finances are in good hands, with preferential rates and access to our expert wealth advisors
  • Look after those that mean the most, with savings solutions for your child and complimentary family travel insurance

Joining Offers

  • AED 8000 on maintaining premier balance.
    AED 2000 on transferring premier monthly salary

MINIMUM BALANCE

AED 750000.00

  • Cheque Book
  • Credit Card
  • Debit Card
  • Dedicated Relationship Manager
  • Internet Banking
  • Mobile Banking App
  • Special Currency Transfer Rate
  • Get upto AED 21,000 upon maintaining balance for 90 days
  • Investment advisory, Asset allocation and Insurance planning
  • Onshore and Off-shore banking solutions
  • Complete, customized wealth management solutions

Transaction Charges in UAE

ATM 0.00

Non-Bank ATM 0.00

Transaction Charges Abroad

ATM0.00

Non-Bank ATM0.00

Interest/Return

Nil

Minimum Balance

AED 750000.00

Minimum Deposit

AED 750000.00

Monthly Min Balance Fee

AED 0.00

Features

Take advantage of global wealth building opportunities with the help of the Citigold Client Advisory Group - your personal wealth management advisors.

Buy and sell equities, ETFs and bonds in a range of markets through our user-friendly e-Brokerage platform.

Keep an eye on all your local and overseas Citibanking relationships and investments with a Global View of Accounts.

Joining Offers

Join Citigold and get up to AED 21,000 upon maintaining your initial funding balance for 90 days, and meeting the investment or insurance criteria.

Reward/Deposit Features

  • Funding Reward :
    Citigold: AED 4,000- Open and fund a Citigold Account with a minimum of USD 200,000 within 90 days of account opening date and maintain a total relationship balance at or above USD 200,000 for all times.
    Citigold Private Client:AED 10,000- Open and fund a Citigold Private Account with a minimum of USD 10,00,000 within 90 days of account opening date and maintain a total relationship balance at or above USD 10,00,000 for all times.
  • Bonus Reward :
    AED 3,000 - Customer must be an active Citibank UAE Primary Credit Card holder at the time of opening a Citigold or Citigold Private account
  • Investments or Insurance Reward :
    AED 4,000 - Customer must have qualified for the funding reward and in addition , purchased a total of atleast USD 20,000 worth in mutual funds or Equities or  Exchange traded funds or bonds through onshore or offshore booking center or paid APE* of USD 20,000 or more in a life insurance policy as of the funding period

AED 4,000 - Customer must have qualified for the funding reward and in addition , purchased a total of atleast USD 200,000 worth in mutual funds or Equities or  Exchange traded funds or bonds through onshore or offshore booking center or paid APE* of USD 200,000 or more in a life insurance policy as of the funding period

* APE is defined as annualized premium on a insurance policy

  • Terms related to which customers are eligible for this offer :
    1. Customers that have closed any Citibank account where they were a single or joint account holder within 12 months immediately preceding the date of opening the new Citigold/Citigold Private Client Account are not eligible for the reward
    2. For joint accounts, only one reward will be given to the Primary Account Holder
    3. This offer is applicable only for UAE residents
    4. Offer is NOT applicable for US persons
    5. Offer is NOT applicable for Citibank staff (Including Non-Employees)
    6. Offer is NOT applicable for minor individuals and  / or minor accounts
  • Terms related to what eligible customers must do to qualify for this offer :
    7. The Campaign is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts from January 1st 2024 to December 31st 2024.
    8. Initial Funding: Once a CG account is opened, the customer must have Total Relationship Balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship within 90 days of opening the bank account. Likewise, the customer must have Total Relationship Balance of USD 1,000,000 (or equivalent in other currencies) or more under CPC relationship, within 90 days of opening the bank account. Total Relationship Balance is the sum of balance in deposits, investments or insurance APE.
    9. In order for a customer to qualify for CG Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship for a period for 90 consecutive days at all times. Likewise, for a customer to qualify for CPC Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 1,000,000 (or equivalent in other currencies) or more in their CPC relationship for a period of 90 consecutive days at all times. The 90 consecutive days in which customer maintains required Total Relationship Balance is defined as Funding Period. For the avoidance of doubt, the Funding Period has to start no later than 90 days from account opening date. For the purpose of calculating reward, the lowest daily balance maintained for the 90 days will be taken
    10.Funds transferred from Citibank UAE accounts will NOT be counted towards TRB calculation for offer fulfilment. Any funds that a customer received from another Citibank UAE account will be deducted from the TRB calculation for Funding Offer reward. For example, if a customer opened an account in September 1st, 2023, funded the account on January 10th, 2023 and maintained a TRB of $250,000 until April 10th, 2023, BUT $150,000 of the $250,000 came from a transfer from another Citibank UAE account, the customer’s TRB would be calculated to be only $100,000 and the customer would NOT qualify for the offer.
    11. To earn the Bonus Reward of AED 3,000, the customer must have an active Citibank UAE primary credit card ate time of their Citigold (CG) or Citigold Private Client (CPC) account opening durnig the campaign period.
    12.To earn the investment and insurance reward of AED 4,000, the customer must qualify for funding reward as mentioned in above clauses, and additionally have invested USD 20,000 in total into investment products or in life insurance products or on or before the end of Funding period.
    13. To earn the investment and insurance reward of another AED 4,000 the customer must qualify for funding reward as mentioned in above clauses, and additionally have invested USD 200,000 in total into investment products and / or in life insurance products on or before the end of the funding period.
    14. The account shuld be in good standing at the time of reward credit.
    15. Customer qualifying under this offer cannot concurently qualify under any other related to CG/ CPC account relationship
  • Other Terms related to this offer :
    16. The Funding and Bonus funding Rewards would be credited to customer’s bank account within 30 working days of customer fulfilling the qualification criteria
    17. Citibank reserves the right to change / modify the campaign anytime
    18. Citibank Terms and Conditions apply which can be read at https://www.citibank.ae/TnC . They are subject to change and are available upon request
    19. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. UAE
    20. In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer
    21. By inquiring about our services, offers or products, the customer will be authorizing our representatives to approach on contact details including the telephone/mobile number
    22. If the required balance is not maintained (For Citigold USD 200,000 and/or Citigold Private Client USD 1,000,000) for 4 months, the account may be closed or downgraded by Citibank in compliance with the applicable terms and conditions
    23. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals
  • Investment and Insurance Reward terms : 

24. The offer is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts during the period from January 1st 2024 to December 31st 2024. (both dates included) (“Offer Period”).

25. The funding reward of AEd 4,000, for investment or insuance above USD 200,000 would be credited to customers bank account withing 15 working days of receiving the funding rewards.

26. Systematic Investment Plan ( SIP) transactions are excluded from the offer.
27. Customers need to have an active mutual fund account or Securities Brokerage account with citibank UAE, valid investor profile, knowledge and experience in mutual funds category whch is indicated and confirmed them  to citibank at the time of us crediting the cashback to the customers bank account

28. In addition to the above, General Terms & Conditions available on www.citibank.ae that governs the Mutual Fund Account, the Securities Brokerage Accounts and the Investment Services apply to this offer.
29. Customers are expected to have read and understood the above terms and conditions and the General Banking Terms & Conditions document available on www.citibank.ae at the time of signing the account opening documents
30. These terms and conditions are subject to any applicable laws and regulations, including any regulations governing the Mutual Fund Account or the Securities Brokerage Account.
31. The Consumer has the right to acquire separately one of proposed bundled Products and or Services and forgo the favourable terms

32. US Persons are not eligible for the investments rewards.




The Best Premium and Priority Bank Accounts in the UAE

In the dynamic financial landscape of the UAE, premium and priority banking accounts have become increasingly popular among individuals seeking enhanced banking experiences. These accounts are designed to offer a host of exclusive benefits, including personalised services, higher transaction limits, and access to a range of investment opportunities. With the best priority banking in the UAE, you can enjoy a tailored approach to your financial needs, ensuring that your wealth is managed with the utmost care and expertise.

Whether you're looking for the best premium bank accounts to suit your lifestyle or seeking the convenience and prestige that come with priority banking in the UAE, these specialised accounts provide a gateway to superior financial services. As more banks in the UAE introduce premium bank accounts, the choices available continue to expand, offering clients an array of options tailored to their unique needs and aspirations.

What is a Premium and Priority Account?

Premium and priority accounts in the UAE are designed for individuals who seek more than just everyday banking services. These accounts cater to high-net-worth individuals, offering a suite of personalised services that go beyond standard banking. Whether it's priority access to customer service, higher interest rates, or exclusive investment opportunities, these accounts are tailored to meet the unique financial needs of affluent clients.

Premium accounts often come with a range of luxurious perks, such as dedicated relationship managers, access to airport lounges, and bespoke financial advice. Priority accounts, on the other hand, focus on providing swift and efficient banking services, ensuring that clients have access to their funds and financial products without delay. Both types of accounts aim to offer a banking experience that is not only convenient but also highly rewarding.

What is a Premium and Priority Account?

Premium and priority accounts in the UAE are designed for individuals who seek more than just everyday banking services. These accounts cater to high-net-worth individuals, offering a suite of personalised services that go beyond standard banking. Whether it's priority banking in the UAE, which provides swift and efficient service, or premium bank accounts that offer luxurious perks, these accounts are tailored to meet the unique financial needs of affluent clients.

Premium accounts often come with a range of exclusive benefits, such as dedicated relationship managers, access to airport lounges, and bespoke financial advice. Priority accounts, on the other hand, focus on providing immediate and superior banking services, ensuring clients have access to their funds and financial products without delay. Choosing the best priority banking in the UAE ensures that your financial experience is both convenient and rewarding.

Features of Premium and Priority Accounts in the UAE

When you opt for the best premium bank accounts in the UAE, you gain access to a wide array of features designed to enhance your banking experience. Here are some key features you can expect:

  • Dedicated Relationship Manager: Enjoy personalised banking assistance from a dedicated relationship manager who understands your financial goals and offers tailored advice.
  • Higher Transaction Limits: Benefit from increased transaction limits, allowing you to manage larger sums of money with ease.
  • Exclusive Investment Opportunities: Gain access to exclusive investment products and opportunities that are not available to regular account holders, making your premium bank account a gateway to better financial growth.
  • Preferential Rates: Enjoy better interest rates on savings and loans, as well as lower fees on various banking services, a hallmark of priority banking in the UAE.
  • Global Access: With a premium bank account, you can access your funds and services globally, ensuring seamless banking no matter where you are.

Benefits of Premium and Priority Accounts in the UAE

Choosing the best premium bank account or priority banking service in the UAE comes with a host of benefits that cater to your unique financial needs:

  • Convenience: Priority banking in the UAE ensures that you receive prompt and efficient service, reducing the time spent on routine banking tasks.
  • Personalised Service: With a premium bank account, you receive personalised attention from your relationship manager, who can assist with everything from financial planning to investment management.
  • Prestige: Premium and priority accounts come with a certain level of prestige, offering perks such as invitations to exclusive events and access to VIP services.
  • Security: These accounts often come with enhanced security features, giving you peace of mind when managing your finances.
  • Comprehensive Support: Whether you're travelling or dealing with complex financial matters, priority banking in the UAE offers comprehensive support to ensure your needs are met.

How to Open a Premium and Priority Account in the UAE

Opening the best premium or priority account in the UAE is a straightforward process, but it does require meeting specific criteria and providing certain documents. Here’s a step-by-step guide to help you get started:

  • Choose the Right Bank: Start by researching the best premium bank accounts in the UAE. Compare the features, benefits, and services offered by different banks to find the one that aligns with your financial needs.
  • Visit the Bank: Once you've selected the bank that offers the best priority banking in the UAE, visit the nearest branch to discuss your options with a banking representative. They will guide you through the process and help you choose the account that best suits your requirements.
  • Submit an Application: After selecting your account, you’ll need to fill out an application form. This can often be done online or in person at the branch.
  • Provide Necessary Documents: To complete your application, you’ll need to submit certain documents, which are outlined in the next section.
  • Initial Deposit: Some banks may require an initial deposit to activate your account. This deposit may vary depending on the bank and the type of account you’re opening.
  • Account Activation: After your application is processed and approved, your premium or priority account will be activated, and you can start enjoying the exclusive benefits that come with it. 

Eligibility Criteria to Open a Premium and Priority Account in the UAE

To open the best premium or priority bank account in the UAE, you’ll need to meet certain eligibility criteria. While these criteria can vary between banks, here are some common requirements:

  • Minimum Income Requirement: Most banks require a minimum monthly income to qualify for a premium or priority account. This amount can vary depending on the bank and the type of account.
  • Existing Relationship with the Bank: Some banks may require you to have an existing relationship with them, such as holding a regular account for a certain period before upgrading to a premium or priority account.
  • Minimum Account Balance: Premium and priority accounts often require maintaining a minimum balance. Failure to do so may result in fees or the downgrade of your account.
  • Age Requirement: Typically, these accounts are available to individuals aged 21 and above.

Documents Required to Open a Premium and Priority Account in the UAE

When opening a premium or priority bank account in the UAE, you'll need to provide certain documents to verify your identity and financial status. The exact documents may vary depending on the bank, but commonly required ones include:

  • Proof of Identity: A valid passport or Emirates ID is typically required.
  • Proof of Residency: You may need to provide a copy of your UAE residency visa.
  • Proof of Income: Banks often require a salary certificate from your employer or recent bank statements showing your income.
  • Proof of Address: A utility bill or tenancy contract may be needed to confirm your address.
  • Other Documents: Depending on the bank, additional documents like a No Objection Certificate (NOC) from your employer or a reference letter may be requested.

In the vibrant banking landscape of the UAE, premium and priority accounts offer exceptional value for those seeking a superior banking experience. With features designed to cater to affluent clients, including personalised service, higher transaction limits, and exclusive investment opportunities, these accounts represent the pinnacle of convenience and prestige. Whether you're exploring the best premium bank accounts for tailored financial management or seeking the benefits of priority banking in the UAE, these accounts provide an unparalleled level of service and support. By understanding the key features, benefits, and requirements, you can confidently choose the account that aligns with your financial goals and lifestyle, ensuring that your banking experience is both rewarding and efficient.


FAQs

A premium account typically offers a higher level of personalised service and exclusive benefits, such as dedicated relationship managers and luxury perks. A priority account, on the other hand, focuses on providing swift and efficient banking services with priority access to customer support and quicker transaction processing.

Many banks offer the option to open a premium or priority account online through their website or mobile app. However, some banks may require you to visit a branch to complete the process and submit original documents.

Yes, most premium and priority accounts require maintaining a minimum balance to avoid fees and ensure continued access to account benefits. The minimum balance requirement can vary depending on the bank and type of account.

 

Yes, premium and priority accounts often come with global access, allowing you to manage your finances and access banking services from anywhere in the world.