SME Home Loans with
Variable And Fixed Interest Rate

A low-interest rate of 4.99%* fixed for 2 years
Up to AED 7M maximum loan amounts
Up to 60% Loan to Value
Up to 10 years repayment tenor

• 3 Years fixed rates starting 2.69%* for salaried customers and 3.49% for Self Employed customers
• Home in One links your current account balances to your mortgage facility in order to reduce the mortgage balance you’re charged interest on - this will help reduce your mortgage payments each month
• Your low yielding deposits once placed in Home in One will yield the same rate as that on the loan. Additionally, you will have instant access to your funds.
• Every deposit you make lowers your interest payments reducing your Facility tenor
• You can withdraw your available balance at any time, just like any current account
• Interest is calculated on your daily balances, reducing the effective rate of interest 
• The Account offers all facilities of a Current Account i.e. Debit Card, Cheque book, Internet and Mobile banking.
• Get a Emirates Skywards Credit Card (T&C apply) along with the Loan as a bundled offer.

• Six months optional grace period (for Salary Transfer customers)
• ADIB paid property insurance for the full tenure
• Financing of up to 80% of property value
• No early settlement fees when selling the property
• Free partial settlement of up to 30% outstanding annually
• Salary transfer is optional
• Financing available for self-employed applicants

• 0% processing fees on Buyouts
• 0% processing fees on Buyouts
• High Loan amounts up to AED 20 MM
• Tenure up to 25 years
• Flexibility to repay up to 15% of your Outstanding every year without any additional charges or fees
• Financing available for Salaried, Self-employed & Non-resident customers

• Low and affordable mortgage loan interest rates 
• Finance available on most ready projects with Title Deeds 
• Flexible repayment periods for the Mortgage Loans 
• Minimum formalities and fast approvals
• High Mortgage loan amounts 
• Dedicated Relationship Manager to assist you with your Mortgage requirements

• Secure a Home loan of up to AED 10 million with Mashreq.
• Loan is offered to both salaried and self-employed.
• Low interest rate options to make your loan reasonable.
• To a non UAE resident Mashreq finances up to 50% of the fair market value of the property.
• The fair market value of a property is determined by a Mashreq approved Independent valuation agency
• For home loans in UAE to a non-UAE Resident Mashreq finances up to AED 10 million.
• Based on the financials Mashreq's home loan officer will assist you in determining your home loan eligibility.
• For home loans in UAE to non-UAE residents the maximum loan tenor is 25 years.

Enjoy up to AED 2,000 cashback, avail variable interest rates starting from 1.49% + 3 months EIBOR and many other benefits only with Mashreq Home Loans.