ADIB
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Salaried:

• Valid Passport & Emirates ID copy
• Valid residence visa copy (Expats residents Only)
• Khulasat Al Qaid (Family book for UAE Nationals only)
• Salary Certificate
• 3-month bank statement
• Liability Letter (if applicable)
• Property ownership documents

Self- Employed (individuals):

• Valid Passport & Emirates ID copy
• Valid residence visa copy (Expats residents Only)
• ​Khulasat Al Qaid (Family book for UAE Nationals only)
• Company ownership documents
• 3-month bank statement
• Liability Letter (if applicable)
• Property ownership documents

Salaried:

• Monthly salary of AED 10,000 for Salary Transfer and AED 15,000 for Non- Salary Transfer customers
• Min age 21 years at the time of application and max age 70 years for UAE National and 65 years for Expat at the time of financial maturity
• Properties located in all emirates

Self- Employed

• Annual turnover of AED 3,000,000
• Min age 30 years at the time of application and max age 70 years at the time of finance maturity
• Properties located in Abu Dhabi and Dubai only ​

• Financing of up to AED 30 Million For National and Expatriates or 85% of property value ​
  As low as 3.99% per annum​
  Exclusive profit rates for financing developer purchase or handover payments
  ADIB paid property insurance ​​​​
• Six months optional grace period (for Salary Transfer customers)
• ADIB paid property insurance for the full tenure
• Financing of up to 80% of property value
• No early settlement fees when selling the property
• Free partial settlement of up to 30% outstanding annually
• Salary transfer is optional
• Financing available for self-employed applicants