Mashreq
Home Loan for Residents

• Application form
• Passport copy with valid visa
• Salary Certificate addressed to Mashreqbank
• Last six months original bank statements
• Liability letter from the bank addressed to Mashreqbank
• Photocopy of Purchase Contract
• Photocopy of Down Payment receipts

• Application form
• Passport copy with valid visa
• Last six months bank statements personal and company
• Liability letter from the bank addressed to Mashreqbank
• Memorandum and articles of association
• Audited financial statements of last 2 years
• Board resolution copy
• Trade license copy
• Copy of Chamber of Commerce Registration
• Business profile on company letterhead
• Photocopy of Purchase Contract
• Photocopy of Down Payments

Salaried :AED 15000 per month
Self employed
UAE National or resident Expats
For self-employed customers: Minimum: 21years/ Maximum: 70 years on maturity of loan

Loan Evaluation Process

Your income stream
Your employment history and stability
Your ability to handle current obligations as well as new ones
The value of the property being purchased or refinanced
Your assets to assess your ability to meet your down payment

• Fixed and variable interest rate options available.
• Free Pre-approval in 10 mins*
• Upto 85% of property value
• You can borrow up to a maximum of AED 10 million for up to a maximum of 25 years
• No Salary Transfer Required
• Cashback of up to AED 2000*
• Minimal Paperwork
• Dedicated Relationship Manager
• Zero processing fee 
• The rates are subject to the promotional campaign. The applicable interest rates and salary transfer requirements (if applicable) will be mentioned on the Pre-Approval and/or Final Offer letter for your mortgage application.
• Benefit of 0% processing fee is applicable for salaried customers and customers who are availing the facility of loan buyout from other banks to Mashreq only.
• Life Insurance and Property Insurance are mandatory before disbursing the loan