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MINIMUM SALARY

AED 10,000

RATE

3.75%

ANNUAL FEE

AED 1000

  • Cinema Tickets
  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Get 10,000 complimentary SHARE points
  • Get a chance to win back your monthly spend at MOE and CC

MINIMUM SALARY

AED 10,000

RATE

3.75%

ANNUAL FEE

AED 1,000

Non AED Transaction Fee

2.49%

Cash Advance Fee

3.15 % / or AED 150

Key Features

  • Accelerate your value back in SHARE points with no limits on your SHARE earnings
  • Get 10,000 complimentary SHARE points (worth AED 1,000) when you activate your FAB SHARE Platinum Credit Card
  • Earn up to 7% value back in SHARE points at Carrefour for each AED 1 spent
  • Earn up to 6.25% value back in SHARE points at VOX Cinemas, Ski Dubai, Magic Planet, Dreamscape, iFLY Dubai, and Little Explorers
  • Earn up to 4.25% value back in SHARE points on all spending at Mall of the Emirates and City Centres across the UAE
  • Earn up to 2.25% value back in SHARE points on international spending, other retail spending, and online shopping
  • Get 2 for 1 cinema tickets at VOX Cinemas
  • Get a chance to win back your monthly spend at Mall of the Emirates and all City Centres in the UAE (up to AED 1,000 for one winner)
  • First-of-its-kind biometric verification is built into your credit card for even safer transactions
  • Apply and get an instant virtual card to use in digital wallets through the FAB Mobile app

Reward Features

Carrefour (in-store or online)

  • Regular SHARE points earning per AED 1 spent*   = 0.25%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent =6.5%
  • Additional earnings when you transfer your salary to a FAB account =0.25%

Spending at Mall of the Emirates and City Centres across the UAE*

  • Regular SHARE points earning per AED 1 spent* =Up o 1%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 3%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at VOX Cinemas, Ski Dubai, Dreamscape, iFLY Dubai, Magic Planet, and Little Explorers

  • Regular SHARE points earning per AED 1 spent* = 3%
  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 3% (at Mall of Emirates or City Centres in the UAE)
  • Additional earnings when you transfer your salary to a FAB account= 0.25%

Other retail, online and international spending

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent= 2%
  • Additional earnings when you transfer your salary to a FAB account = 0.25%

Spending at selected merchants* including utility and fuel providers and other supermarkets

  • Earning on the FAB SHARE Standard Credit Card per AED 1 spent = 0.5%

Things To Be Aware Of

  • International transaction has scheme charges in addition

MINIMUM SALARY

AED 10,000

RATE

ANNUAL FEE

AED 0

  • Golf offers
  • Valet Parking
  • Cinema Tickets
  • Dining Offers
  • Airport Lounge Access
  • Purchase Protection
  • Extended Warranty
  • A wide selection of travel and lifestyle credit cards
  • Get FAB Rewards equivalent of up to AED 10,000*
  • Enjoy market leading rates for Mortgages

MINIMUM SALARY

AED 10,000

RATE

ANNUAL FEE

AED 0

Non AED Transaction Fee

0

Cash Advance Fee

0

Joining Offers

  • FAB One Current Account or Personal Current Account plus FAB iSave Account plus FAB credit card ( FAB Cashback Card, FAB Rewards Signature, Etihad Guest Signature, Blue FAB Signature Card by Al Futtaim, FAB Share Platinum or FAB Rewards Platinum Credit Card) plus FAB Personal Loan or FAB Auto Loan or FAB Home Loan - AED 3750 ( UAE Nationals) and AED 2500 ( Expats)
  • Double your Bundle Rewards when you transfer your salary to FAB. 
  • Manage
  • Earn additional FAB Rewards worth AED 2,500 with a Personal or Auto Loan or Home Loan of AED 50,000 in addition to a credit card.

Key Features

  • FAB One Current Account Features:
  • Free debit card with lifestyle benefits
  • Free lounge access at selected airports for FAB Mastercard debit cardholders
  • Four free cash withdrawals from any ATM in the UAE
  • FAB Rewards on account balances
  • Free cheque books
  • No minimum balance charges
  • Free international remittances
  • FAB isave Account Features:
  • Up to 5.25% interest per year on new funds
  • No minimum balance requirement
  • No restriction on the number of withdrawals
  • Instant account opening through the FAB Mobile app
  • Credit Cards:
  • Instant credit card opening through the FAB Mobile app
  • Travel, lifestyle, and cashback benefits
  • FAB Rewards, cashback in Al-Futtaim FAB Rewards, SHARE points or Etihad Guest Miles for every transaction
  • 0% Easy Payment Plans, Quick Cash, Balance Transfers
  • Personal Loans :
  • Exclusive benefits for UAE Nationals
  • Interest rates starting from 4.74% per year
  • Loan amounts of up to AED 5 million
  • First installment grace period up to 210 days
  • Exclusive benefits for expatriates:
  • Interest rates starting from 5.34% per year
  • Loan amounts up to AED 2 million
  • First installment grace period up to 120 day
  • The option of a non-salary Transfer Personal Loan with competitive terms if your employer is not on FAB’s Approved List of Employers
  • Car Loans:
  • Loans of up to AED 1.5 million or 80% of the car value
  • Exclusive Benefits for UAE Nationals
  • Competitive profit rates as low as 2.15% (equivalent to a reducing rate of 4.10%) per year
  • Exclusive Benefits for Expatriates
  • Competitive profit rates as low as 2.29% (equivalent to a reducing rate of 4.35%) per year
  • Home Loans:
  • Own your own home with FAB’s range of mortgage options and rates starting from 3.99%.
  • Low down payments, high loan amounts, flexible rate options and helpful mortgage advisers
  • Up to 85% financing for first-time buyers
  • No approval-in-principle fee
  • *Offer valid for the new and selected existing customers only. Products need to be availed within 60 days .

Who is Eligible for a First Abu Dhabi Bank (FAB) Credit cards for AED 10000 to 12000?

To apply for a First Abu Dhabi Bank (FAB) Credit cards, you need to meet these eligibility criteria:

  • Minimum Salary: AED 10000 per month

  • Age: 21 years and above

  • Residency: UAE nationals and expatriates

  • Employment Type: Salaried or self-employed professionals

Documents Required

Prepare the following documents before applying:

  • Emirates ID (for UAE residents)

  • Passport & Visa Copy (for expatriates)

  • Salary Certificate from employer

Bank Statements (last 3-6 months)

FAQs

You need to earn a minimum salary of AED 10000, be 21 years or older, and provide necessary documents such as Emirates ID, salary certificate, and bank statements.

Some cards require a salary transfer, while others do not. Check the terms and conditions of each card before applying.

Credit limits vary based on your salary, credit history, and bank policies.